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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Original poster

To ask how much your monthly direct debits come to?

46 replies

Shallwehibernate · 27/01/2025 18:05

I just want to know if ours are within the normal range.

Ours come to £1750. That includes mortgage, all bills, kids clubs.

Does not include shopping, petrol and anything else.

OP posts:
hushabybaby · 27/01/2025 18:43

Just did a budget today, need to save and be more mindful of spending too much.

LaurieFairyCake · 27/01/2025 18:41

£4816

hushabybaby · 27/01/2025 18:41

£978.

Just direct debits though!

Pension and savings not included

bugalugs45 · 27/01/2025 18:39

£480 , luckily mortgage free , pay my car insurance & tax upfront for the year so that's not included either .
Covers council tax , gas, electric, pet insurance, sky tv , bupa healthcare

EveryOtherNameTaken · 27/01/2025 18:38

Income is relevant to this post.

But ours is £2,300. As @Haruka says 50% is straight gone by dd.

MissUltraViolet · 27/01/2025 18:33

About £920 including rent.

MooseAndSquirrelLoveFlannel · 27/01/2025 18:31

£2900, mostly mortgage

Fencehedge · 27/01/2025 18:30

Home insurance £22
Gas & electric £130
Council tax £166
Mobile phone sim contracts x 3 £25
Water £63
Car costs x 2: £120 (not petrol)
Broadband £27
TV licence £15
Mortgage £347.17
pet insurance £12
Denplan £57

Total under £1000 pcm

(sorry, underestimated some things so posting again..)

TheBoysAndTheBallet · 27/01/2025 18:29

I've absolutely no idea. This is the kind of stuff I should probably know but just... don't. It's less than my monthly salary, if that helps. Smile

Haruka · 27/01/2025 18:27

50% of what I earn is gone by DD the day after pay day.

Orangebadger · 27/01/2025 18:24

£2500 incl mortgage and all DDs

Whammyyammy · 27/01/2025 18:20

£2600 ish Inc mortgage

REDB99 · 27/01/2025 18:16

£1500 but I pay car and home insurance up front and I pay for one kids activity 3 times a year so with these you could add on another £175. Includes all bills, mortgage, loan payments and wraparound at school.

Gogogo12345 · 27/01/2025 18:16

£146. Only things I have in DD are council tax water and Internet

Fencehedge · 27/01/2025 18:13

£739 for direct debits including mortgage. Two adults one teen

LemonSqueezy0 · 27/01/2025 18:13

£600, usually. To get a better idea for your situation /salary it might be worth starting a more specific thread about where you could cut back...

Strawberryfruitcorner · 27/01/2025 18:12

8,000,000,085.59p

KeyWorker · 27/01/2025 18:11

£2200. This is everything that is a regular cost, mortgage , bills, direct debits, NMC, Brownies, swimming etc. It also includes money to put away for yearly costs such as Prime, car tax and car insurance. It doesn’t include savings, food shopping, clothing or holidays.

abnerbrownsdressinggown · 27/01/2025 18:11

£2,400 including mortgage and bills.

Kids activities aren't included as I don't pay for any of them monthly, usually termly.

Original poster
Shallwehibernate · 27/01/2025 18:08

To add. I get that there'll be a bit variation and different incomes/lifestyles etc.

We never seem to have any spare money left over and I'm trying to weigh up if we are paying out a lot or are simply not budgeting our food and disposable income well.

OP posts:
Havanawinter · 27/01/2025 18:07

Ours come to £2462.68. Yes I am a religious budgeter, ha.