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AIBU?

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Original poster

Household income. Where are you?

416 replies

chonka901 · 26/01/2025 11:43

https://ifs.org.uk/toolsanddresources/wheredooyoufitt_in

Using this link and putting in everything joint net income ,including child benefit and maintenance which I think it takes into account. It has us at 73 percent. Not a stealth boast before any states that. Genuinely surprised.

I certainly don't feel like this but appreciate people survive on less. It doesn't take into account mortgages, rent, generational wealth, inheritance, childcare etc so is a guide.

It is eye opening though.

I feel poor compared to my friends though. We definitely are not the London elite. Just public sector workers in the North. I guess the maintenance helps. My friends must be in the top 20 percent.

OP posts:
Pamelaaaaarrr · 26/01/2025 12:01

48%.

spacepies · 26/01/2025 12:01

After rent bills food savings.
Im left with 600 to play with and most of that goes in my savings as i dont need to spend it.

boxyboxs · 26/01/2025 12:01

it's because of housing why so many with a relatively high income don't feel it. So you could be in the 80% category but then if you accounted for housing costs dropped down to 60%. Lots of people don't have a mortgage or have a small one.

Butchyrestingface · 26/01/2025 12:00

Miralaine · 26/01/2025 11:55

Ah didn’t notice the after tax bit! Gone down to 86%

Same. Mine’s has now gone down to a mere 90% better off than the rest of the population.

<weak laugh as she gazes around the wreck of a home she can’t afford basic decorations for>

Doggymummar · 26/01/2025 11:59

97pc and we still rent. Ten years till retirement and no way to pay the rent then. Interesting times coming.

Edit didn't see it was after tax 83pc

Vgtasd · 26/01/2025 11:59

39percent, I'm poor and I know it

ThatOchreRobin · 26/01/2025 11:56

This reply has been deleted

This has been deleted by MNHQ for breaking our Talk Guidelines.

Miralaine · 26/01/2025 11:55

Ah didn’t notice the after tax bit! Gone down to 86%

braaaiiins · 26/01/2025 11:54

I honestly have no idea what this is supposed to be showing?

Skandar · 26/01/2025 11:53

92% - feels surprising as we're not loaded, but we are doing OK and don't generally need to worry about money.

Titasaducksarse · 26/01/2025 11:53

Realise you were meant to take off tax and NI from earnings.

However also hadn't added in other income which then put me back where we started.

Butchyrestingface · 26/01/2025 11:51

“you have a higher after housing cost income than around 94% of the population - equivalent to about 62.9 million individuals.”

That calculator is fucked.

Miralaine · 26/01/2025 11:51

95%

I’m a single parent in a 2 bed in London and whilst comfortable I most certainly am not rich in terms of available spending money.

Shudacudawuda · 26/01/2025 11:50

50%, Mr and Mrs Average 😁.

Sounds about right although I feel more well off than that if I'm honest, probably because I grew up really poor so feel like we're doing very well in comparison.

GOODCAT · 26/01/2025 11:48

96% which is surprising given that there are two of us and I am the sole earner

Titasaducksarse · 26/01/2025 11:45

93%
Benefit of partner working away thus earning a lot more than he would where we live.
However, our household income isnt really that big and i dont work full time. Small 2.5 bed semi, so I suppose they take that into account hence question re council tax.

I already knew we were very fortunate compared to others.

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