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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To feel sad I'm going to end up 'managing' another man

206 replies

twentyoneteacups · 26/01/2025 10:20

Aware I might be setting myself up for attack by posting in AIBU for this, but here goes...

My dad's been sorting out his will recently, and adding a Letter of Wishes - things that don't go in the will itself but offer guidelines for how he'd like some other things to be handled.

One of the items in the Letter of Wishes is about his younger brother.

They come from a pretty well-off family, and this brother, my uncle, has lived his life accordingly. He recently got his first job (at 62 years old) after spending his life gambling, being funded by his mother (my grandmother), and chasing 'big deals with the Saudis' that never come to fruition.

A few years ago his 'luck' with the Bank of Mum ran out, and he's since sold his fancy Central London flat (bought for him by their parents), moved into his sister (my aunt)'s house for 2 years rent-free and then when she ran out of patience (she's a saint and takes beautiful care of everyone around her), a granny-flat in a neighbour's garden. He's got a job as a van driver and is earning now, which is good, but he's going to be in trouble when it comes to his later life.

He didn't like my mother, and so cut any meaningful contact with my dad when they got married. He's never sought any kind of relationship with me at all – contrasted with his relationship with my cousins (my aunt married 'well', so he was in their lives quite enthusiastically).

Which brings us to my dad's Letter of Wishes.

Dad has said that if I need money from his estate, I should put that need first. But if I don't, and his brother outlives him, he wants me to use the money to take care of his brother – not leaving him a lump sum (because he'll gamble it away), but to pay him a monthly stipend and cover his care.

Essentially, to make sure his brother is OK.

It's very 'my dad', wanting to take care of family no matter what, and I love that about him, AND there's a part of me that's pretty... miffed.

I've found myself repeatedly in relationships with men where I've ended up leaving because they started relying on my finances, borrowing and not paying back, expecting me to cough up for big purchases, doing the 'financial management' of our relationship for them, and this feels like a repeat version of this – but for a family member who has never taken an interest in me nor done much to take care of himself.

It's not that I want whatever money my dad leaves behind all for myself – I've worked damn hard to get to a place where I'm financially stable on my own and should be fine in the future without anything that my dad leaves me – it's more the mental and emotional load of being my uncle's financial 'carer'.

Yet again, it feels like, men get to do whatever they want, and in swoop the women (my grandmother, my aunt, and now potentially me) to do the work of rescuing and 'making it all ok'.

I feel guilty for being frustrated by this, because of course I don't want my uncle to suffer later in life - I don't want that for anyone. He's not been 'family' to me, but he is my dad's family, and I'll respect my dad's wishes, and honour his values. Heck - it may never even come to that point, but it is niggling at me.

So I guess I'm looking for either some validation for my feelings, or a good Mumsnet-style head-wobble... how does it all land with you? AIBU, or is it OK to be torn about this?

OP posts:
JumpingPumpkin · 26/01/2025 10:51

I'd speak to your dad and say you'd prefer a cleaner arrangement. So something like a fixed sum available for use by your uncle if needed. He could make your cousins trustees of it, then it won't concern you at all. Would reduce the amount directly available to you but avoids worrying about it.

Fencehedge · 26/01/2025 10:51

TheoriginalMrsDarcy · 26/01/2025 10:49

A letter of wishes is just that. You don't have to follow the letter, unlike a will.

Perhaps what you could do is secretly set aside a lump sum, a set figure say £20,000 in the bank and if uncle were to ever ask for money, then you could extract some from this account. That way you could honour your dad's wishes. If the money runs out from this account, there's no more to give. And as your uncle isn't a direct beneficiary of your dad's estate, then he won't need to know about your dad's wishes.

I'd not read too much into it. Your uncle may or may not contact you for money. If he doesn't then that lump sum would be yours to keep rather than uncle squandering it.

Why should she spend a single penny on this fuckwit?

ThermoDaze · 26/01/2025 10:50

It's given your dad comfort to have written this letter. Fine, sorted in his head.

For you, I would just park it in the future. There are so many what ifs? Who dies in what order, in what state, at what age.

You can choose to make your decisions then. Don't mention anything now and risk turning wishes into a trust you can't wriggle out of. With wishes you can see how things go.

Given the details you've put here, in the sad event of your dad dieing soon, I'd not mention the letter of wishes to your uncle and just wait and see whilst he's on a steady path. Of course your dad could be around for another 20 years and be comforted that with his wishes letter everything is sorted. And in 20 years you can think again or your uncle might have predeceased.

I've come across a few men who've lived a life like your uncle. Honestly, they don't give shit about anyone, ever, accept as a means to an end. They tend to get more clumsy, more obvious and thankfully less fertile as they get older.

TheoriginalMrsDarcy · 26/01/2025 10:49

A letter of wishes is just that. You don't have to follow the letter, unlike a will.

Perhaps what you could do is secretly set aside a lump sum, a set figure say £20,000 in the bank and if uncle were to ever ask for money, then you could extract some from this account. That way you could honour your dad's wishes. If the money runs out from this account, there's no more to give. And as your uncle isn't a direct beneficiary of your dad's estate, then he won't need to know about your dad's wishes.

I'd not read too much into it. Your uncle may or may not contact you for money. If he doesn't then that lump sum would be yours to keep rather than uncle squandering it.

twentyoneteacups · 26/01/2025 10:48

SapphOhNo · 26/01/2025 10:45

The issue is, has your dad told his brother this is the arrangement? If so, you'll potentially have his brother cap in hand all the time.

Three choices

  1. follow dad's wishes

2)explain to dad that you aren't comfortable managing his brothers money/stipend. If he feels so strongly he should leave him a lump sum as you don't intend on following his wishes

  1. don't follow your dad's wishes and don't tell him

I'd go 2 but you risk having less money for you if he does leave him a lump sum.

Less money for me is fine if that's what my dad decides; it's his money to leave, and not mine to pre-negotiate.

I think on point 1, I also wonder what counts as 'needing' the money myself?

What retirement income threshold does that imply?

Does it mean I use it for myself if I can't support myself at all, or does it mean if I don't need it to swan off around the world on a lifetime cruise? (I'm being facetious here - it won't be that much cash!)

OP posts:
twentyoneteacups · 26/01/2025 10:45

The only technical part of this that feels unclear is that my cousins (who are wonderful) are secondary executors of my dad's estate, so if I predecease them somehow, they're in charge of what happens.

I don't know if that means they've also now seen the Letter of Wishes, and that because they've had a close relationship with my uncle, that'll complicate matters emotionally if this situation ever emerges.

I'm probably overthinking things, as many PPs have said, but it is niggling me!

OP posts:
SapphOhNo · 26/01/2025 10:45

The issue is, has your dad told his brother this is the arrangement? If so, you'll potentially have his brother cap in hand all the time.

Three choices

  1. follow dad's wishes

2)explain to dad that you aren't comfortable managing his brothers money/stipend. If he feels so strongly he should leave him a lump sum as you don't intend on following his wishes

  1. don't follow your dad's wishes and don't tell him

I'd go 2 but you risk having less money for you if he does leave him a lump sum.

OhshitSharon · 26/01/2025 10:44

I think I would still speak to your dad OP, explain that you really feel you don't want the responsibility or to have to make decisions about his money after he's gone and suggest he either amends his will to include his brother in whatever way he sees fit or finds someone else to administer anything included in the letter of wishes. I think feeling uncomfortable about the vagary of the way your dad has currently set things up is entirely reasonable, especially bearing in mind you're likely to be grieving when these decisions will need to be made. It's too much and I would hope your dad will understand and be open to finding another solution.

twentyoneteacups · 26/01/2025 10:42

NotbloodyGivingupYet · 26/01/2025 10:38

To be fair to your dad, the way he's planning it means that if YOU need the money, then YOU get it. It only goes to his brother if you don't need it. Whereas if he sets money aside for his brother, you won't have that chance.
If you'd rather not have the responsibility and not have any of that money, then ask your dad to find another way.
But I think you need to think again about your dad's motives. I think he's thinking of you, even if he hasn't realised that you don't see it the same way.

Oh gosh, he's definitely thinking of me first, and I understand and appreciate that.

I know also that I'm very lucky to have this issue to think about at all! It's all a little 'first-world problems' 😅

And I think there's also a romantic side to my dad that always wants to be a 'rescuer' who does 'the right thing', and that's where this part of his thinking about what happens after he passes is coming from. @TheOtherAgentJohnson is right – I don't think this perspective will have occurred to him, and I've not helped by not saying anything to him about it.

OP posts:
MrsRobinsonsHandprints · 26/01/2025 10:41

You know women only pick up the pieces because they allow it.

Yanbu, you have done well to set your own boundaries with men in the past.

AlisonDonut · 26/01/2025 10:41

NotbloodyGivingupYet · 26/01/2025 10:38

To be fair to your dad, the way he's planning it means that if YOU need the money, then YOU get it. It only goes to his brother if you don't need it. Whereas if he sets money aside for his brother, you won't have that chance.
If you'd rather not have the responsibility and not have any of that money, then ask your dad to find another way.
But I think you need to think again about your dad's motives. I think he's thinking of you, even if he hasn't realised that you don't see it the same way.

If he wants it more than she needs it, she is being guilt tripped into handing it over.

There shouldn't be caveats on wills. Either leave it to someone or don't.

AlphaApple · 26/01/2025 10:41

I would put the whole thing out of your mind until the situation actually materialises and then deal with it. It may never happen. Your uncle may predecease your dad or may find a wealthy and naive widow to sponge off.

As others have said, if it's not a legal instruction you should feel entitled to deal with it as you see fit.

NotbloodyGivingupYet · 26/01/2025 10:38

To be fair to your dad, the way he's planning it means that if YOU need the money, then YOU get it. It only goes to his brother if you don't need it. Whereas if he sets money aside for his brother, you won't have that chance.
If you'd rather not have the responsibility and not have any of that money, then ask your dad to find another way.
But I think you need to think again about your dad's motives. I think he's thinking of you, even if he hasn't realised that you don't see it the same way.

TheOtherAgentJohnson · 26/01/2025 10:37

twentyoneteacups · 26/01/2025 10:32

@SomethingFun I definitely don't have to do anything in the letter of wishes – that's why my dad's put this part there instead in the will, and why he's not leaving his brother a named lump sum.

Dad wants me to put my needs first, and only if there's money I don't 'need', then to use it for my uncle.

So I know this situation may never actually come to pass in reality, it's more just the feeling of it, if that makes sense?

It does make sense, and you're right, it's absolute bullshit the way women are expected to be support humans / saviours for feckless men.

However, there's nothing you can do to change the way the men in your family think—your dad is not going to undergo a Damascene feminist conversion at this stage in his life. He has given you a choice though, you don't have to look after your uncle.

The best thing you can do is break the pattern by letting your uncle look after himself, and work on reconciling your own inevitable feelings of guilt that will come from doing so.

ServantsGonnaServe · 26/01/2025 10:37

Yanbu but it's up to you how you interpret it. If he has access to benefits and nhs healthcare, he doesn't "need" anything.

Dad probably doesn't want to care for him but doesn't want to be the bad guy. I'd be pissed if that he is happy to let you take that fall.

cheezncrackers · 26/01/2025 10:36

YANBU and a letter of wishes is (AFAIK) just that i.e. wishes. You don't have to follow it. It's up to you. So if you want to sack your good-for-nothing sponger of an uncle off, do it. I bloody would!

AlisonDonut · 26/01/2025 10:35

If your uncle finds out about this he will mither you that he needs 'help' until death do you part.

I'd be telling your dad to remove that as it will end up in a lifelong commitment that you are not prepared to make.

rainythursdayontheavenue · 26/01/2025 10:33

Ignore it. DH was executor of his Dad's will and he left wishes that letters were to be passed onto certain family members. His late wife (DH's stepmother) had dementia but they didn't realise it (wouldn't go to GP) and she admittedly got very paranoid and difficult - but he wanted her children to know how miserable she'd made him. They went onto the fire instead. We would never have passed that on knowingly.

Your Dad won't know. He can choose his burdens, just as you can choose yours.

twentyoneteacups · 26/01/2025 10:32

@SomethingFun I definitely don't have to do anything in the letter of wishes – that's why my dad's put this part there instead in the will, and why he's not leaving his brother a named lump sum.

Dad wants me to put my needs first, and only if there's money I don't 'need', then to use it for my uncle.

So I know this situation may never actually come to pass in reality, it's more just the feeling of it, if that makes sense?

OP posts:
Fencehedge · 26/01/2025 10:30

The fuck. Of course YANBU.

Uncle will be just fine with pension credits and a retirement flat rental. He's not going to starve.

Catza · 26/01/2025 10:30

You are absolutely right to feel the way you feel. It's not fair for your dad to saddle you with mental load of doing this. Your dad need to do the right thing by both of you and hire an independent professional to manage brother's stipend whether in form of a trust fund or something else.

boredsolicitor · 26/01/2025 10:29

Tell your dad what you've told us - also if your uncle got wind of this letter of wishes I expect he'd be on to you endlessly to stump up . It's too much to ask especially for someone who has shown no interest or affection for you in the past.

PaterPower · 26/01/2025 10:29

I’m fairly sure you can ignore a letter of wishes and in this case I would. Your Uncle sounds like a chronic CF and that will not change at his stage in his life.

You don’t owe him anything and you shouldn’t feel guilty about keeping him at the current distance.

Fluffyholeysocks · 26/01/2025 10:28

Tbh I think his wishes are really unfair on you. I hope he hasn't told Uncle that @twentyoneteacups 'will look after him' financially. Uncle may have a vastly different idea to you of what that involves. Your father needs to leave him a lump sum and you don't need to have dealings with him.

Risheth · 26/01/2025 10:28

Just say no. Either your uncle stands on his own two feet, or your father leaves him money outright and he gambles it and deals with the consequences, or your dad finds someone else to ‘manage’ him. I wouldn’t be bequeathed the family wastrel.

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