Leaving a council tenancy to move back in with mum need some reassurance

Come on- cut that out.
Nothing wrong with 38k at 28 years old. No need to try and put her down

Blimey I'm really going against the grain here.
If you have a plan to add to your deposit and buy a 2 bed home in a reasonable period please do it.
There's a whole load of don't give up your council tenancy but you are earning well and can buy a better place and with that freedom of where you live, build equity and eventually a mortgage free home. Why would you? Let the flat go to someone who needs it

Leaving a secure home for any reason is not clever. You are safer staying put.

Exactly. Some really bitter and jealous people on here. There's no reason on earth why a single person shouldn't have a 1 bed flat. As I said who the hell else should be in it then? A family? How is a family with one or more children going to live in a one bed flat?

No way do children live with parents in a one bed flat ANYwhere. 🙄 If they do, they bloody well shouldn't be. They would be OVERCROWDED. No WAY would any housing association or council that I know of, house an adult (or couple,) with one or more children in a one bed flat.

As I say, sooooooo much bitterness and anger on this thread. Also laughable that some people seem to think that what happens in London must happen everywhere else.

So should no young adult EVER be allowed a social housing flat then, because they are 'adequately housed' with mum and dad? 🙄 Should they all be forced to go into private let if they want their own place? Or be forced to buy? Or get pregnant to get a place? FFS! Behave yourself will you? A single adult is quite entitled to have a 1 bed social housing flat!

Stay and save the 10% and then hand back the property. Dont purchase it, ...social homes are diminishing because of this and the cap is actually lowering so you wont get the discount you used to.

Lots of you debating the how's and why's of OPs housing needs are quite ignorant of the reasons why this might be necessary and it is not relevant to OPs situation
Here's a snapshot of my DS1 circumstances who was given a council tenancy at 16.. now earning a decent salary
I had CS involved because he was physically abusive to his 2 younger siblings( no SN)
He continues to pay full rent of £540 pcm in a major tourist city in the SW

Anyway OP congratulations on getting back into your feet and earning a salary that will let you save - whether it's in 1 year or 2!

The council could rent it out at market rent and use the "profit" to pay for some of the other exorbitant welfare schemes they're legally responsible for. Instead of constantly raising council tax.

Why is everything in the British welfare system so all-or-nothing? You either get a golden ticket or you struggle.

Lots of children live in flats quite happily in London and all around the Uk. I would say that it's the most common way of living in continental Europe too. They don't seem to have the same prejudices as the Brits about living in flats.

Doesn't mean flats are suitable for children though. 🙄 They're not. (Most of them anyway!)

Glad I don't live in London by the way. Like fuck would I be living in a flat with 2 children. In my area, the housing associations would never house a family with children in a flat.

@prestatynprlck - could you buy with the deposit you have saved now? (Even though repayments would be higher.) Have you checked what a lodger would bring in now and if it would work out better for you to move now? I’d be scared house prices might rise faster than you can save.

given you are expecting a large pay rise in 2 years, I’d be tempted to buy sooner, rent a room for 2 years until you take a wage step up.

Because at 21 if she was living with her mum she’d be classed as adequately housed. And her mum clearly lives close by. Basically, it’s a bit of a warning flag that living with her mum and saving up back then wasn’t possible.

I agree with you. Look at the posters saying that flats are not suitable for children that’s ridiculous in London 90% of flats will have children in them. private and social.

Because they would be on a list behind many hundreds of people more in need. That's not true of everywhere in the UK.

A young single person with no disabilities would never get council property in London.

@BatchCookBabe
Glad to find someone with the same mindset!!
Some of the comments here are clueless and plain nasty.

I find this really odd too, that some people seem genuinely confused about single people having social housing. Why shouldn't they? Do they think social housing is only for families, and single moms, and people over 65?!

Several housing associations in my county have built quite a bit of social housing, and have built (in the past 10 years) plenty of houses, and a few bungalows, and some one bed flats. (A few two bed flats too, but more one bed flats,) mostly for single people - but also for couples.

Do some people on here think that all single people should just private rent or buy their own place? Do they not think that single people deserve social housing? Do they not think some single people struggle with only one income? They probably need social housing more than some couples and families. (Although couples and families need it as well of course.)

It is not 'incredibly rare' for a single person to be given a social housing flat. (Not where I live anyway! OR in any neighbouring counties.) Some posters seem to be genuinely offended and annoyed that the OP has a social housing flat? Why? Who should live there if not her? A family with one or two children?! If THAT happened, people would be kicking off about a family with children being shoved into a flat! The vast majority of flats will not suit families with children, so of course it's OK to allocate a flat to a single person.

Surely it makes sense for a single person on one wage (that is not very high, as it is for many people,) to have cheap social housing - as they will be more likely to struggle financially on one income.

I think the people who think single people shouldn't have social housing are the same ones that think social housing is 'free,' and you get all your repairs and maintenance done 'for free!' 😂 Honestly! The level of cluelessness on here from for some people is off the scale.

I also don't need to 'get up to date' on social housing rents - as one poster condescendingly suggested. 🙄 As I said, mine and DH's 2 bed bungalow is less than £400 a month. And most homes (with most social housing landlords) in my area - North Staffs, (and the neighbouring towns and counties,) is £400 to £575 a month. (For most properties.) Some people on Mumsnet may pay £800 to £900 a month for their social housing property, but not everyone does.

So, no, I do not need to 'get up to date' on social housing rents. I AM up to date on them thank you! 😎...

She cannot currently afford to move on, as she is still saving the deposit to do so. So eventually she will move on, and the flat will come available for another single person to rent.

There is a danger that your mum will not want you to leave again if you move back. It's not unusual for adult children to end up stuck in a caring role for years in those circumstances.

Stay where you are and maintain your independence - you can still visit her.

I live in Bristol. House prices here are notoriously insane and not far off (and often the same as) London prices!

Don't do it OP. Stick with what you have and keep your Mum's as an option should anything go wrong with your flat (abusive neighbours etc). It's your guarantee of a home of your own while you save your deposit.

@BatchCookBabe
I fully agree, MN has some very odd and inaccurate ideas about SH.
Homeowning is not the be all and end all, most European countries have a higher % of SH than owned.
It's snobbery and jealousy.

@BIossomtoes
A single person has completely different needs from a family needing a 2/3 bed home. Much easier to allocate them a one bed, no idea why this OP having a one bed flat is a mystery for ppl to understand .