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Share your dilemmas and get honest opinions from other Mumsnetters.

How much does your teen cost?

320 replies

candlelightees · 25/01/2025 08:50

I am a teacher and yesterday I overheard some cheeky chappies saying the government pays for them in the form of child benefit. This opened a discussion. Other students chipped in. It seemed some were self aware, others not so much.

I added up my own teen cost minus the grocery/household share. Didn't realise how expensive they actually are.

Transport- £20
Lunch money-£60
Counselling- £180
Clothes-£50 (always something wearing out)
Horesriding-£100
Pocket money-£100
Phone bill-£50
Total £560

Plus the commom texts. ' please can I have £20 to go out with so and so?' Can I get my nails, eyelashes, highlights done?

I realise a lot of this could be cut. But I think lots of people spend a lot on teens. They are bloody expensive.

OP posts:
ComfortFilm · 25/01/2025 12:14

Coldanddamp · 25/01/2025 12:10

Absolutely but I didn't expect it to be 90% of mumsnet

You must be new then! 😆 500k salaries, 2m houses are the norm.

You don’t need a £500k salary to spend a few hundred pound per month on your teenager. 🙄

Differentstarts · 25/01/2025 12:13

ComfortFilm · 25/01/2025 12:12

I grew up poor and want my children to have more than I had. It doesn’t mean they’re spoilt, they’re not. Spoilt to me means having a bad attitude and being entitled. You don’t have to be tighter than you need to be to teach your children to be good people and the value of money.

Just don't forget to give them some of what you had as it made you the person you are

ComfortFilm · 25/01/2025 12:12

Differentstarts · 25/01/2025 12:02

I feel so different to everyone on this site you all seem to have easy and blessed lives. Where everyone just gave you stuff I didn't realise this was a thing apart from obviously a few spoilt rich kids

I grew up poor and want my children to have more than I had. It doesn’t mean they’re spoilt, they’re not. Spoilt to me means having a bad attitude and being entitled. You don’t have to be tighter than you need to be to teach your children to be good people and the value of money.

Coldanddamp · 25/01/2025 12:10

Absolutely but I didn't expect it to be 90% of mumsnet

You must be new then! 😆 500k salaries, 2m houses are the norm.

Differentstarts · 25/01/2025 12:09

Arraminta · 25/01/2025 12:06

Surely you understand that there are people who live different lifestyles and have access to varying degrees of wealth?

Absolutely but I didn't expect it to be 90% of mumsnet

Coldanddamp · 25/01/2025 12:09

Did you grow up having to go without often? I did, and I find that people who grew up how I did often have the view that their children should have to face the same lessons. I now work with a lot of people from completely different worlds to me and they tend to have the opposite view. I have to say, over the years I’ve come to see that perspective more. Why should my children have to face struggle just because I did?

I grew up pretty comfortable but my parents are immigrants from not much. My mum in particular was quite strict on materialistic things so often said no. I think it was quite good for me personally & do the same for my dc.

Differentstarts · 25/01/2025 12:08

GretchenWienersHair · 25/01/2025 12:04

Did you grow up having to go without often? I did, and I find that people who grew up how I did often have the view that their children should have to face the same lessons. I now work with a lot of people from completely different worlds to me and they tend to have the opposite view. I have to say, over the years I’ve come to see that perspective more. Why should my children have to face struggle just because I did?

Yeah I grew up in care so was on my own
And although that has taught me what to do differently with my kids in the sense of being their for them physically and emotionally there is definitely some positive skills that came from it i do want to pass on such as resilience, managing money, living within your means, not being reliant on others, working for what you have.

Arraminta · 25/01/2025 12:06

Differentstarts · 25/01/2025 12:02

I feel so different to everyone on this site you all seem to have easy and blessed lives. Where everyone just gave you stuff I didn't realise this was a thing apart from obviously a few spoilt rich kids

Surely you understand that there are people who live different lifestyles and have access to varying degrees of wealth?

WhatWouldTheDoctorDo · 25/01/2025 12:04

Per month for 16 yr old

£100 (inc gym membership)
£30 for a weekly club/activity
£50 on average for clothes and shoes (complete guess, usually stock up when season changes if there’s been a growth spurt)
not much on transport (in Scotland so free bus pas, live in urban area so almost always gets the bus)
£20 skin care stuff that usually pick up when shopping (routine stuff needed not fancy brands or anything)
Takes packed lunch to school so maybe £40 per month

£350 on bread. (Not really, but a lot of toast gets consumed!!)

After that, holidays, birthdays, Christmas.

Driving lessons followed by uni about to drive up the cost significantly!

we don’t get child benefit, so the government definitely doesn’t pay for ours (apart from bus pass).

GretchenWienersHair · 25/01/2025 12:04

Differentstarts · 25/01/2025 11:46

But she's never had to fight for it, she's never had to go without. She made a decision that she would only eat high quality wholefoods with no money to fund it so her mum has jumped in to give her that don't you think it would be better to say if you want luxuries in life you have to work for them and then when you have saved enough then you can have them. People shouldn't always be getting what they want instantly

Did you grow up having to go without often? I did, and I find that people who grew up how I did often have the view that their children should have to face the same lessons. I now work with a lot of people from completely different worlds to me and they tend to have the opposite view. I have to say, over the years I’ve come to see that perspective more. Why should my children have to face struggle just because I did?

HPandthelastwish · 25/01/2025 12:03

15 year old

(£32 a month) £8 per week pocket money
(£60 a month) £5 per hour she does her voluntary charity shop job (normally £15 a week)
£3.99 a month phone
£16 a month Spotify (we both use)
(£13 a month) £75 a year Rugby subs (£50 a pair of boots a year, general rugby clothes subsidised heavily by club + driving to matches)

Anything she wants, meal deals, cinema and Costa comes out of her own spends)
Anything she needs I pay for and she has free access to take lunch from home.
I go 50/50 on her gifts to friends and family.

Clothes she happily gets from charity shops, more expensive items she craves from Disturbia or similar are Christmas and birthday gifts or her own spends.

Total £135ish a month base rate + food + utilities + eating out + regular theatre trips for us both

Differentstarts · 25/01/2025 12:02

I feel so different to everyone on this site you all seem to have easy and blessed lives. Where everyone just gave you stuff I didn't realise this was a thing apart from obviously a few spoilt rich kids

Arraminta · 25/01/2025 12:00

Differentstarts · 25/01/2025 11:42

But life is full of hardship and kids need to be prepared for this reality. Could you imagine if an adult posted on mumsnet iv lost my job or can no longer work so I can't eat steak every night what should i do people would tear them to shreds

Sorry. I thought I was quoting this.

Differentstarts · 25/01/2025 12:00

LittleRedRidingHoody · 25/01/2025 11:56

Not a one off treat in our case, no.

I also feed DS berries every day - now he’s 5 currently, but at what point should I stop just in case he’s accidentally living the high life as a teen? I’d be interested to see your list of what you spend on yours, as you haven’t actually given it - just bitched complained about everyone elses decision.

Unless your spending £400 on berries every month for one child it's not the same. I won't be giving my kids anything after 16 apart from the food we all eat and a roof over there head. If they want stuff they need to earn it. I'm excellent at budgeting and managing money and that's because I always had to.

Arraminta · 25/01/2025 11:58

Not everyone's life is full of financial hardship. My life certainly isn't and neither is my DDs.

arethereanyleftatall · 25/01/2025 11:57

But she's never had to fight for it, she's never had to go without. She made a decision that she would only eat high quality wholefoods with no money to fund it so her mum has jumped in to give her that don't you think it would be better to say if you want luxuries in life you have to work for them and then when you have saved enough then you can have them. People shouldn't always be getting what they want instantly

But she's my child, who made a decision around 14 that she wanted to only eat whole foods. Of course she has no money to fund it, she's a child. Why would I make her go without when I can afford to allow her to eat healthily?

LittleRedRidingHoody · 25/01/2025 11:56

Differentstarts · 25/01/2025 11:48

That is not the same as something like a holiday is a one of treat for the whole family. Funding someone to live the high life isnt

Not a one off treat in our case, no.

I also feed DS berries every day - now he’s 5 currently, but at what point should I stop just in case he’s accidentally living the high life as a teen? I’d be interested to see your list of what you spend on yours, as you haven’t actually given it - just bitched complained about everyone elses decision.

MumChp · 25/01/2025 11:56

candlelightees · 25/01/2025 08:50

I am a teacher and yesterday I overheard some cheeky chappies saying the government pays for them in the form of child benefit. This opened a discussion. Other students chipped in. It seemed some were self aware, others not so much.

I added up my own teen cost minus the grocery/household share. Didn't realise how expensive they actually are.

Transport- £20
Lunch money-£60
Counselling- £180
Clothes-£50 (always something wearing out)
Horesriding-£100
Pocket money-£100
Phone bill-£50
Total £560

Plus the commom texts. ' please can I have £20 to go out with so and so?' Can I get my nails, eyelashes, highlights done?

I realise a lot of this could be cut. But I think lots of people spend a lot on teens. They are bloody expensive.

Pocket money £100? Phone £50?

My teens never got that. It's high I think.

GretchenWienersHair · 25/01/2025 11:54

Transport - £10/month or so (in London so buses are free. Occasionally she gets the tube here and there but not often

School dinners - £50

Pocket money - £60

Dance - £120 + probably around an extra £50 on average for competition entries, new costumes, etc. There always seems to be something!

Clothes - I’d guess around £50

Phone - £35

Spotify - £5 (I used to have the individual but she wanted her own profile so I’m factoring the additional cost in)

So about £380 in total. Then there’s the odd “can I have £20 for So and So’s birthday present” or what have you here and there.

arethereanyleftatall · 25/01/2025 11:53

Thank you @LittleRedRidingHoody

Girliefriendlikespuppies · 25/01/2025 11:51

My 17yo dd cost me nothing other than food and general household bills. She had a pt job from 16 (alongside college) and bought her own clothes and make up. She also paid for her own driving lessons (no way I could afford it.)

If she needed new shoes or trainers I would pay half and she'd pay half.

She worked at Primark earning £11 an hour so was earning £100 plus a week working over the weekends, more in school holidays.

I'm proud I have raised her to work hard and understand the value of money.

Differentstarts · 25/01/2025 11:48

LittleRedRidingHoody · 25/01/2025 11:45

But I’m assuming she won’t be doing this. This is like saying I shouldn’t take DS on holiday or let him do any expensive activities just in case he ends up disabled and unemployed and can’t afford it in the future!

That is not the same as something like a holiday is a one of treat for the whole family. Funding someone to live the high life isnt

hby9628 · 25/01/2025 11:46

Horse loan/riding £250 ish (she's there 3 times a week & it's the only activity she does so it's worth it!)
Lunches approx £20
Bus approx £20

Not too bad although last month was expensive as she needed loads of horse stuff
I'm going to encourage her to get a p/t job when she can. I think it's really important for them to earn their own money.

Differentstarts · 25/01/2025 11:46

LittleRedRidingHoody · 25/01/2025 11:43

In which case, it sounds like she’s been brought up well enough to understand that these things happen. I highly doubt she’ll be in a ball crying about how she’s disabled and so can’t afford steak anymore! I think it’s also almost the definition of resilience to understand that if you want to provide a life for yourself with these luxuries, you need to keep fighting for it - from working for good grades now, to bouncing back from job rejections in the future.

But she's never had to fight for it, she's never had to go without. She made a decision that she would only eat high quality wholefoods with no money to fund it so her mum has jumped in to give her that don't you think it would be better to say if you want luxuries in life you have to work for them and then when you have saved enough then you can have them. People shouldn't always be getting what they want instantly

Coldanddamp · 25/01/2025 11:45

People are different, some people will spend lots on their dc & think if they can support like this forever it doesn't really matter. Others can afford to but feel they want to teach different lessons. Ours are not teens yet & we save for uni & a house deposit. They will have to get a job at a certain point to help if they want additional things.