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Debt collection agency

52 replies

Messedupagainffs · 22/01/2025 12:51

Can someone please help with any advice as I am so stressed out about this I don't know what to do.

long story short I have had a really awful year for mental health difficulties, been in crisis house for a week and had lots of involvement with the cmht, been referred for autism assessments and basically had a whole breakdown this past year. No longer involved with cmht as I need to now wait for the assessment.

i have really messed up and not paid my council tax. Actually I wouldn't have even had to pay it if I filled out the council tax support form months ago but I have had a lot going on.
i can no way speak on the phone which is how it's ended up as bad as this in the fist place , because of you miss a payment they then want the full year and to stop that you need to phone and speak to them.
its been to court
rheyve sent CDER group bailiffs to my home who left a letter
i messaged the number on the letter and they ignored me
i spike to them on the online chat and they said I can't make a payment plan online as it's been allocated to an agent so I have to do it on the phone via the agent (the one who hasn't replied to my message)
and just now I've received an email they're in the area and will be attended my property again today and I will get yet more charged added on for the visits unless I contact them- I've tried!
how do I stop them from ignoring me or how do I stop them from visiting over and over and adding more onto the debt

OP posts:
Messedupagainffs · 22/01/2025 12:55

Please no judgement I am really really annoyed with myself already I know this is my fuck up and I'm aware that I'm pathetic not being able to sort it on the phone I really have had enough of myself and of everything at this point i can't believe I've been so stupid again

OP posts:
JandamiHash · 22/01/2025 12:55

Firstly OP when you say it’s been to court do you mean you’ve been convicted for not paying council tax?

If not then follow this advice:

Whatever you do do not let them in to your home. You give away so many rights in doing that. Dont even answer the door. Tell them you will set up a payment plan via them but you aren’t able to pay the amount at the moment and that isn’t going to change with them doorstepping you.

Theyll pressure you to lend money off family. Tell them you can’t.

Do you have a car? If so go and park it on another person’s drive ASAP.

Stay calm and remember they have no real power. They can’t force their way in. They will imply that they have a right to tenter your property, but they don’t. Do not let them in.

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