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Friend asked for money for freezing eggs/IVF. I feel strange/lost.

391 replies

fjordsnights · 18/01/2025 11:02

Hi all,

Was hoping for some advice/insight. In recent times, things haven't been going well. My partner died - albeit not so recently - but almost two years ago. It's been a nightmare though in terms of settling the estate - not due to anyone contesting the will or anything, but rather in terms of admin as we are dual citizens/tax etc... so the grief as well as the admin still feels very raw.

In terms of my career, things have been going well, so there's that. No, I'm not on LinkedIn or FB or Instagram. I don't post career 'wins' on the internet or apps or anything like that. However, my new role has meant a lot of travel to the US. (I am a dual citizen of the UK/US).

My friend initially thought the travel was due to my partner's estate/admin related - and she wasn't wrong. However, in the past 5 months, it's been due to work too given my new role. She then took this to mean I was a 'high flyer'. I am not. Far far far from it.

Anyway, she's looking to get married/have kids. This is great for her and I hope she finds that. She recently said she doesn't think it's going to happen for her and she's worried she's not going to find someone in good time (she's single at the moment). She asked if I would give her money for egg freezing - and potentially IVF treatment (down the line). I didn't know what to say as I was so taken aback. She asked me over FaceTime as I was abroad.

I suspect it's because she feels like I've received money as a result of my partner's passing and/or because of my new role at work. I was abroad when she asked me - but I am now back in the UK. I told her I'd be back yesterday.

She texted me last night saying: "Don't worry about it. I'm taking the money out of my savings. But IVF might be a different story, so let's just wait and see."

AIBU to think it's not right to ask for money from a friend when you have savings? Also, does her message imply she'd ask again when undergoing IVF?

These past few months have been really bizarre in general - after a period of so much grief and loss. I don't know what to do/think about most things these days.

OP posts:
SaffaIrish1 · 18/01/2025 15:53

Widows get taken advantage of. My mum lost my dad many years ago. People seem to think that any money she inherited is up for grabs - like it isn’t really her money. She needs to save her money as she is retired, but people still think that she’s an ‘easy touch’ and she somehow owes money to them. It’s crazy.

OnceMoreWithAttitude · 18/01/2025 15:52

What the bloody hell was she thinking!!!!

I would tell her you think she has wildly misunderstood your financial situation , that you are not in a position to support expensive treatment for her, and to be honest, given the devastating events of your own life you need to think about your own future.

Be clear and pro active in telling her this now, don’t give yourself the ongoing worry that she will come back for IVF ££, and the subsequent squirming.

You can tell her this calmly without hostility or aggro.

I am sorry she has put you in this position.

YouveGotNoBloodyIdea · 18/01/2025 15:49

Money does weird things in relationships with friends sometimes. I have a close family member who sold his business, in order to retire, last year. He got a few million £ for it and will certainly have a comfortable retirement - but no luxury yachts or helicopters, he has DC, one with SN who now can be adequately provided for when he and his DW have died.

He told me recently that I would be amazed how many "old friends" suddenly contacted him, out of the blue, with ways in which he could spend / invest that money through them. Cfs abound sadly.

corvidconvo · 18/01/2025 15:43

I don't care so much that she has savings or not, or how much she may imagine you have in your own savings. It's still a weird thing to ask of someone, and I wouldn't.

Yes, I do think she's implying that she might come back to you for money for IVF, when the time comes, so I'd either nip it in the bud now or come up with my response for the future. Personally, I'd rather not be worrying she's going to spring it on me at any moment, and I think it would be better for her, too, to know not to count on me for funding. However, on the other hand, it may never come up again, if she can afford it on her own, and then you'd be spared the awkward conversation and her feelings of resentment.

In the end, I think it's too much to ask of a friend, and she's wrong to put you in this spot.

Viviennemary · 18/01/2025 15:41

You need to be clear that you won't be giving or lending her money either now or in the future. Don't leave her in any doubt

Marieb19 · 18/01/2025 15:41

Yes, it is very odd and not appropriate. Does she feel she could ask you to buy her a car? Just say no and move on.

RedToothBrush · 18/01/2025 15:41

Dear Dickhead.

I am not a cashmachine, regardless of how good your manipulative sob story is.

Good bye.

Forever.

rainypane · 18/01/2025 15:39

IVF is free for single women on nhs up to two attempts (though postcode lottery)

Puppymom · 18/01/2025 15:37

What? No. What an insensitive request. Hope you are healing well after your loss.

Nanny0gg · 18/01/2025 15:34

DragonFly98 · 18/01/2025 11:18

She should not have asked as she has savings but as it’s a two part process I understand why she did. I would pay for my best friend if she had no other option. She just messed up by assuming you were wealthy enough that £5k would be affordable for you.

No!

You can't ask a friend to fund what is essentially a lifestyle choice

It's sad if you can't have children that you really want but it's not for someone else to pay for. They're not a right.

Justkeepingplatesspinning · 18/01/2025 15:32

I'm really sorry to hear about your partner.
Your friend is way out of line asking you for money, especially for egg freezing etc etc.
She certainly thinks you've had a windfall with your partner's death. That's the main reason why she's asking you.

synapses · 18/01/2025 15:31

I would be so confused about your friend's messages too, in your shoes. I think tell her straight that you won't be able to give her or lend her any money just so she does not raise it again. You could say you are still grieving and not wealthy to the point of wanting to give away money just to make sure she keeps at arm's length, but she really should not have to be told this, I don't think

2025willbemytime · 18/01/2025 15:20

I can't help thinking that now that you are widowed as such she's thinking you won't be having a family so won't need the money yourself.

Sorry for your loss.

Ewock · 18/01/2025 15:17

Wow she isn't a friend she is preying on you when she knows you are grieving. Isgusting behaviour from a so called friend.
I'm so sorry for your loss.
I agree with others who have said nip this in the bud.

AliHea · 18/01/2025 15:17

Doesn't matter what the loan is for, it's yours.

No is a complete sentence and you don't elaborate.

ArtTheClown · 18/01/2025 15:12

After this, I'd be distancing myself from this woman permanently.

SnarkSideOfLife · 18/01/2025 15:09

I agree you need to nip this in the bud now.

id be tempted to message her back and say that you want to make it clear that you don’t have the sort of income/savings to help others for ivf. In fact I’d take it a step further and lay it on thick that since your partner died things have been very hard financially and actually you might need help from friends with savings to pay bills!!!

Choccyscofffy · 18/01/2025 15:09

Vaxtable · 18/01/2025 11:10

Next time you see her just say I am not sure if you were joking about your IVF comment but I have to make it clear I have no funds towards it

Then change the subject. If she continues just say I didn’t get anything from the estate and my work pay for my trips to the states I have no spare money

I agree. Be clear now that you will not be able give money now or later.

Her message is so entitled. Do you usually pay for meals / tickets when you meet her?

IlooklikeNigella · 18/01/2025 15:05

What a horrible woman. Does she see it as 'free money' if it came from the death of your partner?

Please take the advice from one of the PPs making it clear she is not to expect money. "Let's just wait and see" Weirdo!

I am very sorry for your loss btw.

WiddlinDiddlin · 18/01/2025 15:05

I think it is pretty fucking cheeky to ask for money like that, without any idea whether you are in a position to, or open to, funding such a thing, particularly when they already have savings.

I have had funding for something expensive from a friend - but I didn't ask, they offered (nor did I drop heavy hints, or even light ones) and have told me if there is another situation where I need a similar investment, they are able to consider it (willing but not always financially able), so potentially I would ask them.

It is a VERY rare friendship that can withstand this sort of thing and I would not have taken a friends money had I been able to fund the whole thing myself, or if it hadn't been a time sensitive thing. I have other friends with significantly more money who I would not ask, and if they offered I would decline because the friendship is just not on that sort of footing, they're not 'that' sort of person.

I would make it clear to this friend that she's made assumptions about finances that are incorrect and that you're not in a position to fund anything for anyone, and you're not very happy about being put on the spot like that.

She may respond poorly and disappear on you but if she does its (yet another) reflection on her poor character I think! Or she may realise she's been a massive dick and apologise profusely... stranger things have happened!

Spanglemum02 · 18/01/2025 15:00

You're definitely not obliged to give or lend her money. Have you posted about your situation before? Sounds very sad.

rookiemere · 18/01/2025 14:54

The only vaguely positive spin I can put on it is she wants you to be close and involved. But mostly it's extremely grabby and tacky.

If up to now she has been a good friend I would message her something like "Dear friend, I wish you every success with this, but please don't ask me for money again. Look forward to seeing you on Saturday."

pestowithwalnuts · 18/01/2025 14:31

I can't believe that she asked you to ' give' her money when she already has savings.
What a cheeky fucker..
OP you need to squash this good and proper before you find yourself being talked at to transfer cash

Frostynoman · 18/01/2025 14:29

I would re-evaluate your friendship. I think you are being kind suggesting that she thinks you have money due to a career change: I think that she thinks you have money from your DH estate which is morally bereft.

I am so sorry for your loss and the added stress from the complex and protracted probate. I hope that you have support outside of this individual x

cakewench · 18/01/2025 14:20

Say no now. Nip the 'future possibility of IVF' convo in the bud now:

This isn't normal and I would not consider loaning money that I could not afford to never see again, basically. I've considered it one two occasions when friends were going through hardships, but thankfully they were able to secure their own loans or their family came through. I say thankfully because even though these people are very close to me and I consider them to be family (I do not have much family and they are all the sort who have us over for all holidays/ travel together etc and I know this feeling isn't one-way) loaning money to ANYONE, family or not, is such a pain and often goes really wrong. If the person can't repay or decides to spend the money elsewhere, all of a sudden they slowly disappear. OR they start asking for more!

I digress. I empathise btw, dual US/UK citizen here as well and I'm not looking forward to that particular phase of having to settle estates.

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