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AIBU?

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Original poster

Have I been scammed?!

295 replies

PlaneNoiz · 16/01/2025 18:26

Part of me thinks yes but part me of me thinks no because I’ve been to her house.

Sold a nice item via a neighbourhood selling group and as it was heavy and I had a car I offered to drop it to the ladies house. She was very lovely and the house was lovely! But when I asked for payment, she asked for my bank details. I’ve sent them through and she says she’ll transfer…but having looked online it seems this is a common scam?!

But worst case I’ve been to her house and know her address. Or are people genuine and will transfer?

OP posts:
viques · 16/01/2025 20:17

Laura36TTC · 16/01/2025 19:31

Why would you give a total stranger your bank details!? 🤔

You mean the exact same bank details that were printed on every personal cheque anyone ever used in the history of writing personal cheques?

Original poster
PlaneNoiz · 16/01/2025 20:16

SunshineAndFizz · 16/01/2025 20:15

Good luck OP - I hope it comes through tonight!

Thank you! I feel a fool.

OP posts:
Original poster
PlaneNoiz · 16/01/2025 20:16

I do believe she lives there btw. Some other posts of hers in the group are about childcare etc and it all matches up. So I don’t think it’s a front!

OP posts:
SunshineAndFizz · 16/01/2025 20:15

Good luck OP - I hope it comes through tonight!

dementedpixie · 16/01/2025 20:10

EarringsandLipstick · 16/01/2025 19:34

That's for transfers i.e. bank transfers into a Revolut account.

Revolut to Revolut - which is what I assume happened with OP - should be instantaneous.

Show quote history

Why are you assuming the buyer has Revolut too?

It's likely that they do not have Revolut and the transfer in can take longer than a traditional bank transfer.

Bournetilly · 16/01/2025 20:09

I think she will pay seeing as you’ve been to her house, if not go back. It usually takes a few seconds to transfer money but it can take a couple of hours, or maybe it’s not gone through but she hasn’t realised. Hope she replies soon.

Dotto · 16/01/2025 20:09

PlaneNoiz · 16/01/2025 20:08

Jesus!! I didn’t know about this!!

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It's absolutely nothing to worry about, at all.

NotOneOfTheInCrowd · 16/01/2025 20:09

People are assuming that the house is actually her’s.. The house could be a front, like people do who e.g. run puppy farms. They rent a house to make it look like the puppies are living in a home environment.

While faster payments are usually immediate they can take up to two hours, but if you haven’t received it by then then I’d say definitely a scam.

Honest people don’t wait hours to pay for an item which someone has already delivered to them.

And people may not have mentioned on the group because they feel like idiots or because she may be new to this.

Original poster
PlaneNoiz · 16/01/2025 20:08

TriesNotToBeCynical · 16/01/2025 19:57

Yes, but only by direct debit, and only to a big firm the banks trust. And the banks absolutely guarantee to refund a direct debit you didn't authorise. So you will get it back with no drama.

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Jesus!! I didn’t know about this!!

OP posts:
DreamW3aver · 16/01/2025 20:06

DangerMouseAndPenfoldx · 16/01/2025 20:00

I would bet £100 that you will get your £70. Most people are honest, you know where she lives, and it’s a local group so she’s unlikely to risk her reputation.

I agree, inviting someone to your home with the intention of not paying them isn't a very sensible way to scam people

Unless of course it wasnt her house and she'd broken in as part of the con

Fruhstuck · 16/01/2025 20:01

DangerMouseAndPenfoldx · 16/01/2025 20:00

I would bet £100 that you will get your £70. Most people are honest, you know where she lives, and it’s a local group so she’s unlikely to risk her reputation.

I agree.

DangerMouseAndPenfoldx · 16/01/2025 20:00

I would bet £100 that you will get your £70. Most people are honest, you know where she lives, and it’s a local group so she’s unlikely to risk her reputation.

temba · 16/01/2025 19:59

IF you haven't been paid, you could try contacting the local Neighbourhood Policing Team and see if they would do a visit - it might just be that the effect of a policeman on the doorstep makes them realise they need to pay up. I live rurally and these teams in my area are usually very helpful. Don't know if it's the same if you're in an urban area though.

TriesNotToBeCynical · 16/01/2025 19:57

This reply has been deleted

This has been withdrawn by MNHQ at the poster's request.

Yes, but only by direct debit, and only to a big firm the banks trust. And the banks absolutely guarantee to refund a direct debit you didn't authorise. So you will get it back with no drama.

MsVisual · 16/01/2025 19:55

Laura36TTC · 16/01/2025 19:31

Why would you give a total stranger your bank details!? 🤔

So that they can pay you. What do you think is going to happen?

NiftyKoala · 16/01/2025 19:54

I'm really hoping you get paid soon!

Nc261224 · 16/01/2025 19:51

EarringsandLipstick · 16/01/2025 19:34

That's for transfers i.e. bank transfers into a Revolut account.

Revolut to Revolut - which is what I assume happened with OP - should be instantaneous.

Show quote history

Why do you assume buyer has Revolut? Majority of people I know don't have it.

SweedieLie · 16/01/2025 19:51

Having someone deliver an item to your actual home address, in person, isn't part of any 'common scam' at all. Most people would have more sense.

locomotive98 · 16/01/2025 19:51

If it were a scam, then presumably she would have done it before, and as it's a neighbourhood group, I think someone else would have mentioned it by now. If it's her first time, she knows you can tell the rest of the group. So I think the payment will come through eventually.

But if not, it's only £70 so try not to let it ruin your day. You've learned your lesson for next time.

Youtookmyhandle · 16/01/2025 19:50

Getting scammed can happen to absolutely anyone. Hope you get your money, OP

Original poster
PlaneNoiz · 16/01/2025 19:50

arcticpandas · 16/01/2025 19:48

Don't worry OP, I'm sure she has paid since you have been to her house. I'm like you, I tend to trust my judgment of people and to this day I haven't had any misfortunes. I think that when you're an honest person you tend to trust people to be honest. And I do think most of them are..

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Thank you. Just so fed up of people on here stating the obvious that I made a mistake! I am an honest person, rather shy and hate confrontation so in that circumstance I reacted as I would!

OP posts:
DuesToTheDirt · 16/01/2025 19:50

I still like cash for personal buying and selling. If I'm going to buy something I take cash with me, and likewise if selling I specify cash. So much less stressful.

Nn9011 · 16/01/2025 19:49

PlaneNoiz · 16/01/2025 19:41

I don’t think there’s anything wrong with giving my sort code and account number? They can’t take my money etc!

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Don't worry, nothing they can do with that. Should have come through straight away if she did send it so I think she's a not bothered. Sorry OP, it's a horrible experience 😞

dyedinthewoolcheeseeater · 16/01/2025 19:49

If she's told you she's paid and it's not come through you need to tell her. If I do a transfer on a situation like this I usually screenshot the confirmation. Just get back to her and tell her the money hasn't arrived so she needs to do it again!

arcticpandas · 16/01/2025 19:48

PlaneNoiz · 16/01/2025 19:39

For gods sake I have already said next time I’ll do this. Yes I wasn’t sensible but no need to state the obvious. Argh.

Show quote history

Don't worry OP, I'm sure she has paid since you have been to her house. I'm like you, I tend to trust my judgment of people and to this day I haven't had any misfortunes. I think that when you're an honest person you tend to trust people to be honest. And I do think most of them are..

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