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AIBU?

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Original poster

Have I been scammed?!

295 replies

PlaneNoiz · 16/01/2025 18:26

Part of me thinks yes but part me of me thinks no because I’ve been to her house.

Sold a nice item via a neighbourhood selling group and as it was heavy and I had a car I offered to drop it to the ladies house. She was very lovely and the house was lovely! But when I asked for payment, she asked for my bank details. I’ve sent them through and she says she’ll transfer…but having looked online it seems this is a common scam?!

But worst case I’ve been to her house and know her address. Or are people genuine and will transfer?

OP posts:
justfirthisboard · 16/01/2025 22:04

@Jabbabong

I can't comprehend why you haven't read the full thread before commenting. Lay off 🤦🏼‍♀️

Original poster
PlaneNoiz · 16/01/2025 22:03

Jabbabong · 16/01/2025 22:00

I cannot comprehend why you would not insist on cash upon delivery.

😕😟😖😯😣😑😶

Because I became anxious and flustered and I am an idiot? Is that the reply you want?

OP posts:
Jabbabong · 16/01/2025 22:00

I cannot comprehend why you would not insist on cash upon delivery.

😕😟😖😯😣😑😶

Original poster
PlaneNoiz · 16/01/2025 21:53

Bellsh · 16/01/2025 21:51

Oh no what a nightmare for you OP! I've sold a few things online before and was always worried about giving out bank details, in one case I ended up saying take the item for free as she was arguing with me over a fiver! I also made a very silly mistake once about 10 years ago selling a TV. I offered to deliver it, and he said he wanted to test out the TV first to see if it worked and offered for me to go in his house, which I did! I had my baby with me at the time and I will always remember to this day the sheer panic that ran through me when he closed the door behind me! Since that day I have always been less trusting and will no longer deliver anything and always cash on collection. I really hope it gets sorted for you OP x

Thank you. Oh hun that sounds so stressful with closing the door and the fear. Another story which has taught me not to deliver and always cash. X

OP posts:
Bellsh · 16/01/2025 21:51

Oh no what a nightmare for you OP! I've sold a few things online before and was always worried about giving out bank details, in one case I ended up saying take the item for free as she was arguing with me over a fiver! I also made a very silly mistake once about 10 years ago selling a TV. I offered to deliver it, and he said he wanted to test out the TV first to see if it worked and offered for me to go in his house, which I did! I had my baby with me at the time and I will always remember to this day the sheer panic that ran through me when he closed the door behind me! Since that day I have always been less trusting and will no longer deliver anything and always cash on collection. I really hope it gets sorted for you OP x

Original poster
PlaneNoiz · 16/01/2025 21:47

anotherday11 · 16/01/2025 21:44

What was it you sold OP? Just curious.

I’ll PM you in case it’s outing to my neighbourhood group 😂

OP posts:
PromoJoJo · 16/01/2025 21:45

This reply has been withdrawn

Withdrawn at the poster's request.

anotherday11 · 16/01/2025 21:44

What was it you sold OP? Just curious.

MereDintofPandiculation · 16/01/2025 21:44

How do you solve the problem that the seller doesn't want to hand over the item until they're received payment, and the buyer doesn't want to hand over any money until they've received the item?

TriesNotToBeCynical · 16/01/2025 21:40

PlaneNoiz · 16/01/2025 20:08

Jesus!! I didn’t know about this!!

Show quote history

It's not a real risk unless people like playing practical jokes signing you up to things. They can't make any money for themselves like this.

Poachedeggontoastinthemorning · 16/01/2025 21:36

I would message her again and say if the payment isn't through in the morning then can you return for a cash payment. It would seem strange that she won't pay when you know where she lives. I doubt very much she's using a "fake address " for a £70 transaction.
I really hope you get your cash OP, these things happen.

Original poster
PlaneNoiz · 16/01/2025 21:34

Heyprawn · 16/01/2025 21:33

🫣🫣🫣 any news!?

Nada!

OP posts:
Heyprawn · 16/01/2025 21:33

🫣🫣🫣 any news!?

Original poster
PlaneNoiz · 16/01/2025 21:31

kittyycatt · 16/01/2025 21:19

I just checked by sending myself some money from DH Halifax to my Revolut and it was instant. I actually got the revolut notification before the Halifax spending one!

It’s really kind of you to test for me. Thank you! Hopefully it’s a big amount 😂😁

OP posts:
Awwlookatmybabyspider · 16/01/2025 21:30

Are you sure you’ve given her the right bank details and haven’t mixed up any digits anywhere, it’s easily done.

DitzyDerbyBabe86 · 16/01/2025 21:29

Halifax do let you screen shot btw. I often send someone I screenshot to show them I’ve sent money and I’m with Halifax.
I would message her again and say if it’s not going through, you’ll call at her house tomorrow to collect cash.

Original poster
PlaneNoiz · 16/01/2025 21:28

DreamW3aver · 16/01/2025 21:26

You think she somehow appropriated a house on the off chance than a stranger who was selling something for £70 would offer to drop it off and would be someone who would drive away without paying?

Show quote history

This made me chuckle 😂

OP posts:
Original poster
PlaneNoiz · 16/01/2025 21:28

RoastDinnerSmellsNice · 16/01/2025 21:26

OP have you tried contacting your bank as I suggested earlier?

I have sent them a message on their chat and waiting for a reply!

OP posts:
RoastDinnerSmellsNice · 16/01/2025 21:26

OP have you tried contacting your bank as I suggested earlier?

DreamW3aver · 16/01/2025 21:26

BobbyBiscuits · 16/01/2025 21:22

Well you should've given them and sat there til the money went in. Otherwise you can't do much other than turn up on her doorstep. But it might not have been her house.

You think she somehow appropriated a house on the off chance than a stranger who was selling something for £70 would offer to drop it off and would be someone who would drive away without paying?

anotherday11 · 16/01/2025 21:26

PlaneNoiz · 16/01/2025 20:36

Update - She has said she has paid but isn’t sure why it isn’t showing in my bank. She said her bank won’t let her screenshot. She’s also sent me a video of the item in her home so she does seem genuine!

That’s a lie as Halifax changed their stance on screenshots from online banking recently, I can remember reading e-mail. Also I bank with them too and I just now logged on to my online banking and took a screenshot just fine. Sounds like she’s bullshitting you.

CockSpadget · 16/01/2025 21:25

You can absolutely screenshot on Halifax. I’ve just done it

Original poster
PlaneNoiz · 16/01/2025 21:23

loveyoutothemoonandtosaturn · 16/01/2025 21:22

OP I work for a well known high street bank. Anyone giving you a hard time about giving your bank details are incorrect. Fraudsters can do absolutely nothing with your sort code and account number expect put money in. Card details, absolutely do not give out! Also most faster payments will go through straight away, but some banks can be slower. I'd tend to give her the benefit of the doubt here.

thank you for this. I also was so bamboozled when she asked for my details that i opened my Revolut app - I NEVER use it! I don’t know why i even thought to give those details!

OP posts:
loveyoutothemoonandtosaturn · 16/01/2025 21:22

OP I work for a well known high street bank. Anyone giving you a hard time about giving your bank details are incorrect. Fraudsters can do absolutely nothing with your sort code and account number expect put money in. Card details, absolutely do not give out! Also most faster payments will go through straight away, but some banks can be slower. I'd tend to give her the benefit of the doubt here.

BobbyBiscuits · 16/01/2025 21:22

Well you should've given them and sat there til the money went in. Otherwise you can't do much other than turn up on her doorstep. But it might not have been her house.