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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To ask how you've reached a high salary? 50k+

290 replies

Redvelvetdreams1 · 14/01/2025 19:03

I'm on 29.5k which is the most I've ever earned in my life, and I'm 34. I have a degree and a PGCE but here we are.
I'm never going to be a millionaire, but I just don't feel like I'll ever know what it's like to be well off. I live alone too but fortunately only have myself to support.

I'm an EO in the Civil service, which i hate. I'm not trying to be rich, but I'd just love to have a comfortable salary and be able to save comfortably, go on proper holidays and not just a £19.99 ryanair flight (I know I'm lucky to even do that) afford to learn to drive, and just know what it's like to not have to check my bank account daily and count every penny.

However I know this is the reality for most people. Maybe I can go back to teaching and try to make it up to SLT, but school behaviour is horrendous these days which is why I left.

I'm just feeling a bit lost. I know I'm lucky to even have a job, but without sounding arrogant I considered myself as intelligent, I gained qualifications, can speak other languages and a lot of people my age are earning quite a bit more than me.
Just interested to hear anyone's stories and any advice on where to go from here.

OP posts:
iamjustlurking · 14/01/2025 21:08

10 years ago I would never guess I'd be here now earning what I do.
21 years ago my home was repossessed. I was homless due to my ex deception and addiction issues I had a 3 week (unplanned baby) 5yr old and 8 Yr old
After few years doing jobs fitting around kids 15 years ago started working nhs as PT B2 I'm now FT B8
As kids got older I progressed aboutb6 years ago focused on career progression
I'm 50plus and wish I could wind down instead of drive forward but am proud of how far I've come

Rosti1981 · 14/01/2025 21:07

I was a civil servant and I'd just apply for roles at HEO or SEO and try to jump to the next pay grade asap. So much of it is how you write job applications (competencies) and interview.
Years of austerity means that the main way to earn more is to jump up a grade (or two). EO to HEO fairly quickly certainly sounds very achievable for someone with degree level experience. If management in your area don't agree look at other departments and wider civil service. HMRC certainly at higher grades pays well though, so might be worth sticking with that if you can (and then even if you move sideways into another department you would keep your current rate of pay).
Have you looked at the fast steam as an internal candidate btw? That could be a fairly structured way of progressing to G7 in a couple of years.

I left the civil service as didn't like many aspects of it and then was offered redundancy, but it does at least offer a structured way to progress and workplace culture really varies between teams/departments and there is a lot of interesting work, too

SlapTheMelon · 14/01/2025 21:05

Also, if you find a company you like, and if they have an in house recruiter, message them on LinkedIn. Ask to have coffee with them. That's what I did. They're usually very happy to talk to good candidates who's enthusiastic about their company and you may have a bit of leverage when negotiating salary as they have saved a bit of external recruiter cost.

ThatAgileLimeCat · 14/01/2025 21:04

Messed up early on by leaving a city finance job in my 20s . If I'd stayed I'd be earning well over 100k by now.

Then worked in various roles and industries, earning high 20s.

Then saw job for a pretty niche business development role that my mixed job experience made me a good fit for, even without the requested degree. Now in 40s and on 60+k.

Wish I'd fallen into business development earlier as there's some high salaries around if you want to pursue them but flexibility is important to me now.

ThisOldThang · 14/01/2025 21:02

Tygarolf · 14/01/2025 21:00

The biggest pay jumps come via moving jobs as opposed to promotions as you have more leverage to ask for whey you want when you don’t work for them and nothing to lose really. Promotions do help though of course.

A friend at work early in my career always told me if an interviewer asks you what your current salary is, add to it. Then you can ask for a higher figure than that without it seeming crazy.

Say you’re on 30 k and you know there are roles out there where your experience could get you £40k. Tell them you’re on £35k (if they ask) and want £40.

Don’t be afraid to ask for what you think you are worth. I went to an interview and they said they wanted to pay £30 k (crazy low figure as our industry is niche and in demand) and I managed to get £50 k.

In terms of role I work a scientific role in industry.

Just to add, if a job is advertised at £40k-£75k like the one I just posted, you ask for £75k.

They've already revealed that they're willing to pay £75k and, if they're offering you the job, then you're the best candidate and you deserve £75k.

SlapTheMelon · 14/01/2025 21:00

Redvelvetdreams1 · 14/01/2025 20:44

The only roles i seem to see on indeed seem to be mainly care/support work and entry level/lower paid roles.

Do you have a LinkedIn profile? I keep receiving job adverts for high paying jobs in my industry.

I almost doubled my salary in the ten years I worked. I job hopped twice, and in every place I made myself known by becoming a manager, leading teams, and focusing on impacts. Also apply for promotion and don't be shy to showcase your skills and achievements. Us women are not as confident as men to apply for promotion or jobs. And of course fake it til you make it. Everyone does! Even people whom I respect highly, I always thought they are like technical gods only to find out they know the same as me 😅

Tygarolf · 14/01/2025 21:00

The biggest pay jumps come via moving jobs as opposed to promotions as you have more leverage to ask for whey you want when you don’t work for them and nothing to lose really. Promotions do help though of course.

A friend at work early in my career always told me if an interviewer asks you what your current salary is, add to it. Then you can ask for a higher figure than that without it seeming crazy.

Say you’re on 30 k and you know there are roles out there where your experience could get you £40k. Tell them you’re on £35k (if they ask) and want £40.

Don’t be afraid to ask for what you think you are worth. I went to an interview and they said they wanted to pay £30 k (crazy low figure as our industry is niche and in demand) and I managed to get £50 k.

In terms of role I work a scientific role in industry.

Redvelvetdreams1 · 14/01/2025 21:00

I applied twice to the fast stream but didn't get in sadly, apparently it's incredibly competitive. Will try again this year though.

OP posts:
GreyAreas · 14/01/2025 20:56

I never dreamt I would be, and I got there age 49. I did further professional qualifications, mostly self funded, and studied outside work while my dc were small.

momtoboys · 14/01/2025 20:56

$106K mid level political appointee. Have worked my way up over the past 27 years. Earned a reputation for being the person that has all the answers. Not sure how it happened.

Pink39tree · 14/01/2025 20:55

With tax knowledge could always go private and become a tax accountant

AUDHD · 14/01/2025 20:55

It’s tough, OP. I earn less than 5k more than you working 45 hours a week as a veterinary surgeon. Unfortunately a lot of jobs just don’t have the pay they used to. I’m looking to likely leave the profession and look for something else

snowmichael · 14/01/2025 20:54

Unless they sought out a particular profession - law, medicine, finance etc. - most high earners stumbled into something they are good at at some point in their working life, and just concentrated on that

Youcancallmeirrelevant · 14/01/2025 20:52

Civil service, started as a D band on £24k, gone through a load of promotions to £75k. Stress free and job security, flexi, pension etc I have no plans to leave

snowmichael · 14/01/2025 20:52

Redvelvetdreams1 · 14/01/2025 19:08

Thanks for your swift replies. I've only been an EO for 2 months, not sure I'd yet be experienced enough to be a HEO? Maybe I could go back to teaching.
I used to do supply teaching but with having the mortgage now I can't afford to not be in something stable.

What about tutoring in your out of work time?
Extra money using skills you already have
Language tutoring is especially well sought after

ThisOldThang · 14/01/2025 20:51

Redvelvetdreams1 · 14/01/2025 20:44

The only roles i seem to see on indeed seem to be mainly care/support work and entry level/lower paid roles.

£40k-£75k with no real skills requirement

Field Support Engineer

ASDnocareer · 14/01/2025 20:50

Redvelvetdreams1 · 14/01/2025 20:44

The only roles i seem to see on indeed seem to be mainly care/support work and entry level/lower paid roles.

Just in case you haven’t already, try LinkedIn jobs search

Itdoesntmatteranyway · 14/01/2025 20:50

I’m a teacher and have the same qualifications as you. I’m 47 and on UPS3 so top of teacher payscale. I have a small bursary for an additional role in school that I enjoy. This takes my salary to £51K.
I tried SLT and it wasn’t for me.
You could earn more with your degree but you’d have to be in a school.

Pink39tree · 14/01/2025 20:49

SideEyeSally · 14/01/2025 20:48

I earn about 60k as a G7 following the faststream. It's open to existing civil servants so maybe worth a try?

Also the TSP for HMRC is basically the fast stream, G7 in 3 years. The next year application will open soon keep an eye OP!

GiantRoadPuzzle · 14/01/2025 20:49

I’m on 80k & mid 30s. Negotiated hard when I moved jobs & actively chose a well-paying industry that is traditionally male-dominated and look for more women to join, so hard that to my advantage.

Crazybaby123 · 14/01/2025 20:49

MidnightMusing5 · 14/01/2025 20:32

Consultant in what?

Tech

LondonPapa · 14/01/2025 20:48

UninterestingFirstPost · 14/01/2025 20:44

International Civil Service? I was on the equivalent of $140K at your age.

Ha! No offence to OP but as an EO in HMRC, they’re not getting international posts anytime soon. Even if they apply for UN, WTO, OECD etc.

Pink39tree · 14/01/2025 20:48

Redvelvetdreams1 · 14/01/2025 19:12

Mine have taken on 500 in November and want to take on another 500 in March, that should say it all. 🤔

that doesn’t really say it all though does it. They are taking 500 constantly because there is a target to get 5000 of those advisors in those particular roles due to a mandate set out by the government. Your comment is insinuating it’s due to a high turnover as opposed to the fact there is now more positions to fill. I know many people that have joined this role and love it. The CTU is micromanaged because you’re in training, they want to be all over your training because you are dealing with peoples real life financial affairs. Also you work for HMRC you know with high salary’s comes very high tax and it’s not that much better off at the end of the day with the added responsibilities and stress (the grass isn’t always greener). The benefits you mention are not to be taken lightly 27.8% pension contributions will make your salary a lot more appealing if it was in the private sector and the flexibility is what people would kill for. Additionally, you have job security and the civil service is great for promotions but as others have said you need to learn the frame work. No such thing as not having enough experience to apply in the civil service as the interviews are on frameworks! :)

SideEyeSally · 14/01/2025 20:48

I earn about 60k as a G7 following the faststream. It's open to existing civil servants so maybe worth a try?

Newmum738 · 14/01/2025 20:47

You might be interested to get a coach. They would be able to help you make a plan for career progression if that's what you want.