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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To go part time when finances aren’t great?

233 replies

iwanttoworktwodays · 29/12/2024 14:22

There’s a long and complex back story here and so if I miss some information out it isn’t intentional.

I currently work three days a week, I want to reduce this to two, but still spread over three days - starting later and finishing earlier. This is mostly to allow me to do school drop offs and pick ups when my child starts school in September. It all falls on me, and although there is wraparound available it only starts at 8, my work starts at 820 and it’s a bit too tight. (There aren’t any childminders attached to the school.) So one way or another I have to be PT.

The problem is financially things aren’t great, it’s definitely the biggest source of tension in the house at the moment.

I have to admit I’m a bit torn with what to do. I’m not in a great place at the moment as I’m pressured at both work and home, but also don’t want to make any rash decisions if my marriage is shaky it seems foolish to reduce a source of income.

OP posts:
iwanttoworktwodays · 30/12/2024 08:50

Fair enough @NoSquirrels . As I’ve said, the thread has been extremely helpful to me, and I am genuinely grateful for your input and for that of others.

OP posts:
NoSquirrels · 30/12/2024 08:49

what do you want?
Do you want me to say ‘great, I’m leaving.’ If I decided to call time on the marriage, I’d need to see a solicitor first which I would need money for. I’d also need a plan in place. Now is not the right time even if I was absolutely positive I wanted to end things which I’m not.

I don’t want anything from you. My post was literally saying you don’t need any more advice on it being a DH problem. I was supporting you in your assertion that it isn’t going to change now.

iwanttoworktwodays · 30/12/2024 08:10

@Fluffyowl00 - thank you. 0.5 is definitely an option. This is why it’s so helpful posting here because I get to weigh up all the possibilities and options. I do need to tell the member of SLT in charge of timetabling what I want when I go back, ideally, so they can make decisions about staffing and so on. So that’s why it’s on my mind so much. I know I am going on!

Total outgoings are around £4000, and I literally earn £2000, or just below.

@Annalouisa i guess the dilemma is simply that at the moment I’m not really coping. I’m burning the candles both ends and I’m exhausted. If everything was great in my marriage I’d say drop a day for the next two years, give myself enough time in the mornings to drop DS off, a small amount of time in the afternoon two days a week and just give myself some breathing space.

@Starseeking i am lost with that response, I have been really polite throughout the thread and I have agreed with posters on a lot of things. I’m genuinely not sure what you mean with ‘how they have been received.’

@JHound and @NoSquirrels - what do you want?

Do you want me to say ‘great, I’m leaving.’ If I decided to call time on the marriage, I’d need to see a solicitor first which I would need money for. I’d also need a plan in place. Now is not the right time even if I was absolutely positive I wanted to end things which I’m not.

Ending a marriage and breaking up a family is a huge thing. It may be that’s inevitable but I do think it’s worth seeing if things improve when various financial pressures have been alleviated. If not then at least I can honestly say I tried. I did tell him that I wasn’t going to spend the rest of my life like this, and I meant it.

If what you mean is that I’m not taking the other advice - I think I have; I’ve listened and engaged and agreed sometimes. But I can’t agree with all of it. Getting a full time job with a TLR would kill me at this stage of my career, even assuming I could get one. I’m not really sure what other helpful advice I’ve ignored but I hate it when MN do this and get huffy and cross because of a small thing that you repeatedly explain just isn’t for you at this time but keeps being pushed.

In brief, I can’t just leave DH; I have nowhere to go. And I have found the thread extremely helpful, and surely that is what is important.

OP posts:
NoSquirrels · 30/12/2024 00:57

Annalouisa · 30/12/2024 00:21

It sounds like the working hours aren't the OP's actual problem or solution, but her home life and mindset, where she can't take the actions that would need to be taken to solve the problem:

  • pool finances, making sure there's no false division where the childcare costs always end up being paid by the woman while the man pays the 'serious' bills and therefore feels he's the big boss and the woman's domain is housework and keeping childcare costs down.
  • choose a different school or childcare arrangement that allows you to get to work on time
  • be clear about why you want to work less - is it to get your kids to school on time or is it to "start the dinner early and do some housework"

Honestly OP, you have a DH problem. Changing your working hours won't make your home life happier. Don't expect him to thank you for starting dinner earlier or running the hoover round a couple of extra times.

And once you're in a happier place at home, you might feel you have the headspace to engage with work a bit more. Even if the monetary reward isn't immediate, the extra pension and self-esteem/satisfaction might come in handy later in life. You can get promoted if you want to. And you can find a childcare arrangement that allows you to come out from under your DH's yoke.

She knows it’s a DH problem. That’s not news to her.

She’s just not prepared to deal with it yet.

All the steps you outline won’t work: pool finances (he won’t: financial abuse); choose a different school or childcare arrangement (she won’t, she’s prioritising the DC in this sense, there are arguments contra to this but not useful to go into tbh); be clear about why she’s working less - she’s been crystal clear, she’s prioritising mental health over finances.

OP doesn’t want to keep hearing her husband is an arsehole - that’s not going to change. Alas, he’s probably going to continue to actually be an arsehole so eventually something (hopefully!) will change. But not soon.

Iamgoingtowork · 30/12/2024 00:55

@iwanttoworktwodays
I was in a worse predicament than you but my only advantage was my children were older. Everything you have written I could have written myself. Only you know what is possible for you and you DC. I needed money but my DH was exactly like your DH. I took matter in my own hands and got a part time job. I quickly realised I needed to work full-time so I can be self sufficient and I have been doing that. It breaks my heart to drop youngest DC to breakfast club but at the same time I know I can provide for them independently if DH decides to mess around and he knows this because without asking he has started giving me money to spent on DC expenses. I learnt to drive and he decided to buy me a car without be asking.I enjoy saying yes to DC wants because I don't have to negotiate or explain my spending. I know it might be a difficult for you for 2 years but boy are you going to come out of it stronger than you are. Your DC will grow in no time. I wish you all that I would want for myself and more.x

JHound · 30/12/2024 00:39

iwanttoworktwodays · 29/12/2024 20:10

You have to agree that DH is being an arse, I have nowhere to go currently and am in a very difficult position where keeping my hours the same or increasing them will put additional strain on me when I am barely coping as it is, but financially I need to earn as much as possible?

I mean, I can’t make it clearer, and passive aggressive side swipes at me just upset me and make me feel bad. Like I’ve said at least twice in the thread, hide it, don’t post on it, but using it to bitch about me in front of me if you like isn’t very pleasant.

What exactly is it you are after as all of your posts just seem to be pushing back at any and every advice.

Do you just want to vent? It seems like both maintaining your current hours and reducing them will increase stress of a certain form (either less money or less able to do the childcare) and you cannot speak to your husband you say (even though it is meant to be a partnership) so what is it you want?

Starseeking · 30/12/2024 00:31

I won't propose any of the other good suggestions PP have made, given how they've been received and where you are with your DH.

In your situation I wouldn't reduce my hours. See if you can do the same hours across 4 days instead.

Annalouisa · 30/12/2024 00:21

It sounds like the working hours aren't the OP's actual problem or solution, but her home life and mindset, where she can't take the actions that would need to be taken to solve the problem:

  • pool finances, making sure there's no false division where the childcare costs always end up being paid by the woman while the man pays the 'serious' bills and therefore feels he's the big boss and the woman's domain is housework and keeping childcare costs down.
  • choose a different school or childcare arrangement that allows you to get to work on time
  • be clear about why you want to work less - is it to get your kids to school on time or is it to "start the dinner early and do some housework"

Honestly OP, you have a DH problem. Changing your working hours won't make your home life happier. Don't expect him to thank you for starting dinner earlier or running the hoover round a couple of extra times.

And once you're in a happier place at home, you might feel you have the headspace to engage with work a bit more. Even if the monetary reward isn't immediate, the extra pension and self-esteem/satisfaction might come in handy later in life. You can get promoted if you want to. And you can find a childcare arrangement that allows you to come out from under your DH's yoke.

RoamingGnome · 29/12/2024 22:26

This is only going to improve if you stand your ground with your husband and insist on ALL family expenses being split 50/50. This might not work out in your favour if you have a massive mortgage and high energy bills though - my DH & I each put the same amount into a joint account every month and more than half of it goes on the mortgage, council tax, gas, electric & internet bills - and we have a smallish mortgage. If you are paying £750 for childcare plus food shop for 2 adults & 2 young kids plus clothes & days out that could easily be less than mortgage plus bills. But you need to know- and if you're on the mortgage that's an easy one to find out about via the bank, and council tax is a known quantity. If you don't even know which bank the mortgage is with and how much is owed that's seriously worrying.

Autumnalmists · 29/12/2024 22:23

Could you work inbetween 2-3 days. So 0.5?And arrange that your PPA slot is done at home? So get the childcare but not drop as many hours?

it is a shame your income and pension is sacrificed due to DH having zero role with the childcare.

Fluffyowl00 · 29/12/2024 22:17

And never EVER post about teaching on AIBU! By tomorrow morning there’ll be 10 pages of anger aimed at you about everything from fines to haircuts to people musing if it wouldn’t just be better if teachers weren’t allowed to have children themselves so they could dedicate themselves more to their ‘vocation’ .

Have you tried posting in the staffroom section or Reddit uk teaching?

Fluffyowl00 · 29/12/2024 22:12

Aw mate. Wishing you all the best. I’m a teacher with just one 3 year old and I am BROKEN 😂.

Would you be able to do 0.5? Not much between that and 0.6 take home pay wise.

Could you just miss form time and not a whole hour?

Alternatively there is always exam marking?

It might be that once he does start at school you will find a friendly mum who will do a swap for 7.30-8am in exchange for some holiday cover, or picking up their child after school.

I’ve decided to trade short term cash shortages for time with my child. An old HOD said to me when she retired that the one thing she really regretted was not spending enough time with her kids when they were small (you were either full time or didn’t work in those days).

Equally though, do you really want to look back at the most precious times with your children and remember you were walking on eggshells the whole time? Is he actually a nice Dad?

If it’s money - fuck that. How big is your house? How expensive are your cars that it’s worth feeling so miserable about?

theresapossuminthekitchen · 29/12/2024 22:01

ChefBingo · 29/12/2024 20:37

And to be fair it doesn't sound like you want a management position. I don't blame you, a tonne of extra work for very little extra money and then if you make it to SLT your 1265 protection is gone. Im also on U3 and I have no desire to take on a management role ever again.

Yup. Two kids here, and despite them being much older, there’s no way I can match the time and enthusiasm I was able to put into my previous HoD+ roles I had before they were born. The money is not remotely worth the extra work (especially as pension contribution % goes up, plus the tax) - the ~£90 a month doesn’t even pay for the takeaway on a Friday because I’m exhausted!!

Merryoldgoat · 29/12/2024 21:48

What a miserable existence.

BackyardDreamer · 29/12/2024 21:37

Spending your life like this is no way to live, much less exposing your children in their formative years to domestic violence. (I wish it were different but that’s what it is.)

Walking on eggshells and rowing the boat single handedly for years would have ground you down. I would bet anything that even working full time and parenting the kids alone would be much better and you’d have much more energy than existing the way you are now.

please do reach out to women’s aid or your local equivalent.

iwanttoworktwodays · 29/12/2024 21:37

To be honest I’m fine with what I spend. Taking the children swimming for example would be far more costly than their lessons (and they wouldn’t actually be learning to swim.)

OP posts:
Huskytrot · 29/12/2024 21:35

iwanttoworktwodays · 29/12/2024 21:10

Yes, we are married.

Maybe it is farcical or wrong but I am still hopeful DH will come back to me, if not then I know what to do. My priority though isn’t leaving right now, it’s keeping myself intact mentally and emotionally for the next year in particular and really the next two.

In that case I think you cut back on your spending. He should be on board with that as he's worried about financial anyway.

The kids don't need expensive swimming lessons etc. take them yourself on a weekend. Buy basic jacket potatoes etc as meals - cheap food can still be nutritional sound for the kids.

If you post your outgoings here people will help you cut down.

Save all the cash you can into an account he doesn't know about. You'll need it later.

theresapossuminthekitchen · 29/12/2024 21:21

Iceache · 29/12/2024 15:44

So would you go from 0.6 to 0.4? The reason I’m confused is because generally teaching is fairly inflexible beyond the fifths split like above; you generally can’t spread your hours over less days or whatever because we aren’t paid hourly if that makes sense? Unless you’re in an independent school I guess! I don’t know what the answer is really but surely lots of working parents have this problem and resort to using more childcare? I think not liking your children in full time childcare or whatever it would be really is a luxury you don’t have the option of since you can neither afford to drop days nor have a husband who’s willing to split the load more equally

I think many secondary schools are much more flexible than just 0.2/0.4/0.6/0.8 (especially now teachers are not so easy to come by). As long as the lessons are covered, people who don’t need a full timetable filled are actually great for the budget - no need to pay for them to be having extra frees! I’ve worked 0.75 spread evenly over 4 days (it suited me to have extra frees in my day at the time). I currently have colleagues who work very part time to plug gaps in our staffing (I think 0.35) and because they don’t particularly need/want more hours.

sunshine244 · 29/12/2024 21:18

How long have you been together and how long has he been like this? Did you get married and/or have kids quickly?

iwanttoworktwodays · 29/12/2024 21:10

Yes, we are married.

Maybe it is farcical or wrong but I am still hopeful DH will come back to me, if not then I know what to do. My priority though isn’t leaving right now, it’s keeping myself intact mentally and emotionally for the next year in particular and really the next two.

OP posts:
Huskytrot · 29/12/2024 21:01

sunshine244 · 29/12/2024 20:48

If your oh is emotionally abusive than the walking on eggshells is likely to only get worse as the children get older and have more strong views. It is naive to think than someone who will shout at you because HIS parents need coffee won't also be emotionally abusive to the children. It's also naive to assume your children won't pick up on his behaviour from an early age.

Please speak to womens aid. This isn't normal behaviour he's showing.

This.
You're wrong to think your children aren't affected. They are learning about relationships from you.

You sound very grounded down and in a cycle of thinking nothing can change. Talking it through with someone in real life might help?

Huskytrot · 29/12/2024 20:49

iwanttoworktwodays · 29/12/2024 15:56

Thanks, yeah, my main worry is potentially putting myself in a vulnerable position but I do think it is probably the best option.

Are you actually married?

Just checking as sometimes people say DH but don't mean it legally.

Huskytrot · 29/12/2024 20:48

iwanttoworktwodays · 29/12/2024 15:44

I know but it won’t, and I have to work with the reality of what I have, if you see what I mean.

Your relationship sounds shit. This isn't the way it should be. He should WANT to work together to find the best family balance. The fact that he doesn't suggests he's a poor partner and father.

You'd probably be better off without him in more ways that just finances.

sunshine244 · 29/12/2024 20:48

If your oh is emotionally abusive than the walking on eggshells is likely to only get worse as the children get older and have more strong views. It is naive to think than someone who will shout at you because HIS parents need coffee won't also be emotionally abusive to the children. It's also naive to assume your children won't pick up on his behaviour from an early age.

Please speak to womens aid. This isn't normal behaviour he's showing.

iwanttoworktwodays · 29/12/2024 20:38

@Heronwatcher i basically have two choices - to stay or to not.

But right now it is pragmatic to stay put. Because what is certain is that things will get better. I won’t always have such demanding children (I don’t mean them personally, just that their ages mean they are naturally very demanding) and in just two and a half short years I will have more money and more time.

Things may well then improve with DH. If they don’t; if I’m still getting snide comments and being held responsible for every financial mishap since biblical times then time to reevaluate. But I’ll have options open to me that I don’t have now.

It is 100% just me who gets whined at, not the children. At the moment. As I’ve said if that changes, time to reevaluate and to make decisions.

@ChefBingo the problem is I wouldn’t be reliable because of DHs work. I think any tutee would soon get fed up of that and I don’t blame them.

OP posts: