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AIBU?

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AIBU to leave a man because of financial reasons

307 replies

Whatwouldyoudo26 · 28/12/2024 20:27

(Apologies with how long this is, trying to sum it all up)

I've been with my boyfriend for almost a year now.

He's funny, affectionate, social, good communication etc. I'm just struggling with the financial situation that is making me want to break it off.

So I'm 26 and he's 40. He quickly moved in with me when he didn't actually have his own place.. not planned but just happened.

He promised to pay towards rent, only did for less than 2 months. He was then asked to leave because he kept promising payment that never came.

Fast forward and we're still seeing each other, only it's nice to have my home back.

He then took my car over a toll bridge and didn't even have the £2.60 to come back over it again - I then got lumbard with the £60 fine. I kept asking for him to pay, he never did.

We went for a meal with his friends that he said he was paying for. I ended up having to foot the bill with him saying he'll pay me the next day as the money hasn't gone in his account or something, he never did.

He then promised he will pay for a set of nails in return for a big favour I did for him and nothing despite having asked since. This might sound trivial but it's the whole saying things and never going through with any of it.

He showed me where we were going to go on a family holiday (I have one child, he has two) - in the end his children's mum took them instead because she probably knows what he's like!!

He showed my parents this beautiful hotel he said he was going to take me to as my birthday treat back in July. Still waiting. Although before this he got me excited showing me a different trip up country and enjoyed telling everyone about it without delivering on it.
Heck, there's even a restaurant he said he will take me to for our first date.. still waiting.

I do feel he's got good intentions but I'm not sure how much longer I can go on with a carrot dangling. He hasn't written any of these things off, it's still in the pipeline because they cost money. Fair enough I thought as I like him for him (clearly not his wallet!) but it doesn't stop me feeling let down and disheartened by it all.

I feel like I've spent the year of our relationship just waiting for things to happen. Coming to me excited about things and holidays only for nothing to ever materialise - I'd rather him just not mention it at all than get my hopes up.

Now he wants to book for us to go to a hotel for New Year's Eve. Of course I would love this but with him owing me money (and other people money), I'd feel more respected if he sends that back to me than keep splashing the cash. Honestly I think I'm going to feel rather resentful if I do accept the hotel offer before he has paid me back what I'm well overdue.

Do I just end things here? I have quite a list accumulating and I keep holding on for the best but not sure how much longer I can carry on.

YABU - you like him as a person and I should be more understanding over the current financial situation.

YANBU - it's not fair to feel consistently let down through empty promises.

OP posts:
Snapncrackle · 28/12/2024 22:19

Your 26. Your young and you have youth

why the fuck are you with some broke ass 40 year old cocklodger

this 40 year old broke ass loser should be fucking kissing your feet that a 26 year old woman wants to spend even 60 seconds with him

are you totally desperate for a bloke that this useless idiot is worth keeping because that’s what your doing your basically paying for a useless boyfriend

add up what he’s cost you so far
thats money you could have spent on your child or on yourself

you have wasted a whole year 365 days of your life that you will never ever get back

don’t waste the next year doing the same shit and don’t whatever you do get married ( if you own your own house ) or have a baby / don’t subject a another poor child to a useless father

Delphiniumandlupins · 28/12/2024 22:18

You don't need to see him in person so you can dump him in a polite conversation. He's lying and disrespectful towards you.

CoffeeCatsandBooks · 28/12/2024 22:18

Whatwouldyoudo26 · 28/12/2024 20:27

(Apologies with how long this is, trying to sum it all up)

I've been with my boyfriend for almost a year now.

He's funny, affectionate, social, good communication etc. I'm just struggling with the financial situation that is making me want to break it off.

So I'm 26 and he's 40. He quickly moved in with me when he didn't actually have his own place.. not planned but just happened.

He promised to pay towards rent, only did for less than 2 months. He was then asked to leave because he kept promising payment that never came.

Fast forward and we're still seeing each other, only it's nice to have my home back.

He then took my car over a toll bridge and didn't even have the £2.60 to come back over it again - I then got lumbard with the £60 fine. I kept asking for him to pay, he never did.

We went for a meal with his friends that he said he was paying for. I ended up having to foot the bill with him saying he'll pay me the next day as the money hasn't gone in his account or something, he never did.

He then promised he will pay for a set of nails in return for a big favour I did for him and nothing despite having asked since. This might sound trivial but it's the whole saying things and never going through with any of it.

He showed me where we were going to go on a family holiday (I have one child, he has two) - in the end his children's mum took them instead because she probably knows what he's like!!

He showed my parents this beautiful hotel he said he was going to take me to as my birthday treat back in July. Still waiting. Although before this he got me excited showing me a different trip up country and enjoyed telling everyone about it without delivering on it.
Heck, there's even a restaurant he said he will take me to for our first date.. still waiting.

I do feel he's got good intentions but I'm not sure how much longer I can go on with a carrot dangling. He hasn't written any of these things off, it's still in the pipeline because they cost money. Fair enough I thought as I like him for him (clearly not his wallet!) but it doesn't stop me feeling let down and disheartened by it all.

I feel like I've spent the year of our relationship just waiting for things to happen. Coming to me excited about things and holidays only for nothing to ever materialise - I'd rather him just not mention it at all than get my hopes up.

Now he wants to book for us to go to a hotel for New Year's Eve. Of course I would love this but with him owing me money (and other people money), I'd feel more respected if he sends that back to me than keep splashing the cash. Honestly I think I'm going to feel rather resentful if I do accept the hotel offer before he has paid me back what I'm well overdue.

Do I just end things here? I have quite a list accumulating and I keep holding on for the best but not sure how much longer I can carry on.

YABU - you like him as a person and I should be more understanding over the current financial situation.

YANBU - it's not fair to feel consistently let down through empty promises.

@Whatwouldyoudo26 LEAVE HIM!! I was with a man like him for over 10 years. In the beginning I was like you “he is a nice fella, and blablabla…. I need to be more understandin”. Little by little he wore me down! Finally ended it a year ago, after having therapy!. He left me with some of his debts, that Im still repaying. He is deeply in debt, and despite being in a very good paying job he will never pay anything back! Leave him! He will not change and he will bring you down with him!!

You are worth more than him xx

titchy · 28/12/2024 22:17

Dear god just text him. If you do it face to face he'll promise you the earth, probably take you out for (cheap!) lunch to show you how he can change, book a big fancy restaurant next week, then something will come up...

SaulHudsonDavidJones · 28/12/2024 22:17

Oh god yes, lose this bludger. He should be in a better financial at 40.

GETTINGLIKEMYMOTHER · 28/12/2024 22:15

He’s a wastrel. Dump him.

NeverDropYourMooncup · 28/12/2024 22:15

Whatwouldyoudo26 · 28/12/2024 21:55

Yeah this is so true, I think I'm going to approach it from this angle. He's got qualities that I enjoy being around which is why I have been finding it hard to leave, but he's not the one to settle down with when his own life is up in the air.

I've just asked him when he's due back (as he is having to stay at his mums house!) so we can have a chat in person in a couple days. I need to rip the plaster off because I don't want to be bringing this into 2025 with me.

But asking when he's back means he'll come bounding in with the happy grin - and then you'll feel like you're kicking a puppy to dump him; he'll dodge that bullet, ask to borrow a few quid until he gets paid and then you're into the 'I've spent loads of money on you for Valentines' bollocks.

Make it cold and clinical. No guilt tripping possible that way.

Delphiniumandlupins · 28/12/2024 22:13

You have a child and moved this man into your home when you had been dating for how many months? Get rid of him, he's far too old to be relying on his charm and other people bailing him out. You are taking money you should be spending on your child, to pay for him.

Greengrasswalks · 28/12/2024 22:13

You know what to do. He sounds like a scam artist.
He’s 40!? He’s too old or an idiot to not have access to £2.60 to pay for the toll bridge payment.
Dump him yesterday or this disappointment and chaos will continue to be your life going forward.

Out of curiosity, what does he do for a living?
He’s clearly bad at managing his finances and/or has huge debts. Either way, this is not your problem. Next!

Wheresthebeach · 28/12/2024 22:10

Cocklodges usually are charming- it’s how they get away with helping themselves to your money.

Dump and don’t listen to a thing he says. He’ll bleed you dry

Pinkissmart · 28/12/2024 22:10

Donkeyfromshrek · 28/12/2024 20:33

Its not the financial situation that is the issue. Its the fact that you can't trust a word that he says.

This. He’s a big ol’ liar

steff13 · 28/12/2024 22:10

How is this even a question?

LyingWitchInTheWardrobe · 28/12/2024 22:09

He's getting all these 'treats' on your dime, OP. Nice life for him. Not so much for you.

I would end it, it never ever will change.

Plastictrees · 28/12/2024 22:09

Yup, throw this one back OP. Do not waste any more precious time on him.

Merryoldgoat · 28/12/2024 22:06

@Whatwouldyoudo26

Why do you need to see him? Genuine question and not snark? Surely a phone call would suffice?

Wonderi · 28/12/2024 22:05

He’s using you!!

Why can’t you see that and why are you acting like such a mug.

He moved in because you let him.
He took your car because you let him.
Why are you acting like you had no choice in the situation.

Actions speak louder than words and so why are you relying on his words and not his actions, when he’s proven time and time again that he’s a liar.

He literally promises you stuff to keep you hanging on.
He must be laughing at you.
All he has to do is say he’ll buy you X and you’ll happily do anything he wants.

If you want your nails done, then pay for them yourself.
If he starts showing you holidays, tell him to pay you back the money he owes you first.

He is a liar and a user.
Anyone is better than this.

Allthebookszerofucks · 28/12/2024 22:04

What 40 year old doesn't have £2.60?? This alone is reason to leave him and focus on yourself and your child. If you stay you will be subsidising his life forever, hopefully you move into 2025 without him, you deserve so much better

Reddog1 · 28/12/2024 22:03

If you’re gonna be with an older fella at least make sure he has some coin. What’s the point otherwise? At your age, you can pull 25 year olds and even if they’re skint they’ll still be hot. 🤷‍♀️

gillefc82 · 28/12/2024 22:03

Get rid!

I haven’t read other replies, so you may already have received some good advice on how to break things off but IMO it can be as simple as saying to him “whilst you wish him well, there seems to be some fundamental differences in your respective attitudes to finances and fairness when in a romantic relationship. You reasonably expect there to be quid pro quo / a reciprocal approach in terms of any acts of kindness/generosity and yet, a year in, you’ve seen none of this forthcoming from him, so you think it’s the right thing for both of you to call it a day and find partners who are more aligned.”

Or you could just tell the waster that this just isn’t working for you so you’re breaking things of?

Horses7 · 28/12/2024 22:03

Oh dear you already really know the answer to this one - please get a grip and dump the scrounger.

Mnetcurious · 28/12/2024 22:02

Get rid!

AngryLikeHades · 28/12/2024 21:59

He's a silly excuse of a man. The fact that he isn't taking responsibility for his own actions alone would annoy me, but the money and the empty promises would piss me off too.
My mum used to do that with me: make grand gestures and alot of the time not deliver. Not cool.

Bogeyes · 28/12/2024 21:58

He's a lying scrounger. Get rid

ButterCrackers · 28/12/2024 21:57

He might ask you to marry him. Please put you and child first - he’s a loser and a user of your cash.

Whatwouldyoudo26 · 28/12/2024 21:55

HoundsOfHelfire · 28/12/2024 21:46

Just be honest with him. You like him and find him fun, great company but you can’t tolerate his disorganisation and disrespect with cash, the lack of rent and paying the bridge fine, the promised special occasions that never materialise.

Yeah this is so true, I think I'm going to approach it from this angle. He's got qualities that I enjoy being around which is why I have been finding it hard to leave, but he's not the one to settle down with when his own life is up in the air.

I've just asked him when he's due back (as he is having to stay at his mums house!) so we can have a chat in person in a couple days. I need to rip the plaster off because I don't want to be bringing this into 2025 with me.

OP posts:
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