Sister refuses to pay me back for money I loaned

How did you make the initial loan - bank transfer or cash?

Oh, and just an aside, you can break the emotional ties and leave them behind; you won't forget what they did but it won't hurt you anymore.

@Anon777 in scotland it is called a Simple Procedure and you just download the documents online. fill it in and return it to court. you dont need a solicitor but you will need the services of a sheriff officer to serve them (when they are returned from the court) on your sister. all fees are charged to your sister. cant understand why she cant pay because she will be getting rent from her tenants!! if she doesnt stump up the sheriff officers can lodge a wage arrestment or a bank arrestment.

Screen shot anything you have in writing confirming it's a loan and her refusing to pay, or try and get it in writing, and then go to the small claims court.

Writing can even be a text,

This is the answer, OP

Do you have anything in wiring regards you requesting the money back, her a,sing to borrow it etc?

If so I agree small claims court.

But you do need to go NC. I'm so sorry you've been treated this way.

Without meaning to sound horrendously callous and blunt - but your parents won't be around forever. Your sister will get her come uppance when you're still married to a decent earning decent DH and she no longer has her cash cows and worshippers around.

OP has said that she has nothing in writing.

If you go down the small claims court route, she may end up having a CCJ against her which will follow her around, whatever she ends up doing.

I'd consider going the route of the Small Claims Court and when she has repaid you (I wouldn't accept piece-meal amounts, it's the full amount in one go now) then and only then would I go No Contact. I'd do it with the whole family - mum and dad included. None of them even deserve the steam from your piss they have been that horrible to you.

Block them all.

When your oh so wonderful sister realises that you aren't going to be around to help (as in do it all) look after the parents, then you can sit back and have a nice cold drink as you enjoy the karma of her being the Golden Child while you manage to escape!

This isn’t nice. The OP will likely have conflicting emotions about her family after years of abuse.

I can never understand people who say just do this or that as if it was that easy. If it was that easy there would be no prolonged domestic abuse, grooming, child abuse etc.

Have you any proof that you lent the money? Has she acknowledged the debt in messages or texts?

Your sister sounds really odd. Is there something wrong with her? It isn't normal for an adult to pick their nose in front of other people. Does she have a job?

I'm not sure why you agreed to lend her the money. What could they do to you if you had said no? You are married and you don't live with them or rely on them for anything. They have no hold over you.

Live your life as though they don't even exist.

If your mum told you she would pay you back. Take her at her word. Ignore her protestations of being poor. She's not poor if she can keep giving SIL all that money on a regular basis. She can withold one of the payments and recoup what she's paid you.
Keep insisting.
After that, they've all been so horrible to you, I can't see how you benefit from continuing to stay in contact with them.
If you can't get it back, then write it off as the cost of learning that you need to keep away from them. And never, ever lend anyone, even a close friend or family member, money again without a written agreement.... and even then think twice, three times before you do.

Why did you lend her the money?

If you haven't got it in writing I'd mention it in a WhatsApp message and goad her for a reply that acknowledges it, that may be enough to get a small claims court judgement.

So the sister works full time, gets £1,500 pm rental income, doesn’t pay and rent/mortgage, but she’s “broke”? How does she and your mother explain that? Two months’ rental income is more than enough to repay you.

If you have text messages from her replying to your request for repayment saying “I can’t afford it” rather than “I don’t owe you any money” would that be proof? I’d be tempted to take her to the small claims court. I’d certainly be cutting them all off.

Karma is real and generally people who behave like assholes get their just deserts eventually.

However one extra piece of advice I would give. Never, ever discuss your personal finances with people like this. If you want to retain the relationship (god knows why) then just tell them you haven't got any money and make up some plausible excuse.

Because you can pretty much bet your life at some point in the future they are going to come begging again for more.

People here are trying to help you by asking if there has ever been an email etc, but you give no answer.
If you just wanted a moan, yes it's awful. Just forget it now if you don't want to cooperate.

Why did you lend her the money? Are you scared of her and your parents?

They all sound dreadful and you would probably feel better about cutting them all off.

I would take her to the small claims court if you have anything in writing about the debt and repayment.

Can you borrow 2.5k from your parents and then tell them your sister will pay it back.

Or can you get her to admit it was a loan via text? In a ‘Hi sis, remember that loan I made you for £2.5k a few years ago? Did you ever pay any of it back?’

Well it's obvious that you're never going to get it back, so I'd just stop all contact with them all.

Give yourself the gift of freedom from their cruelty.

Hence my very unequivocal opening statement...

If everything you've said about your family is true, why on earth would you have handed over thousands of pounds that you needed back? Why didn't your sister ask your parents for the money, given that - according to you - they're already funding her to the tune of thousands per year?

You need to accept some responsibility for your actions here.

I think the only option here is to accept that £2.5k is the price you've paid to get these awful people out of your life and cut contact. You can't go to small claims as you have no proof that it was a loan, which is likely exactly how they planned it.

This is easy. Right her a formal letter with 28 notice to pay in full. Send recorded delivery.

Then file in Small claims court, with any texts or proof that it was a loan plus any evidence you have of holidays taken etc (that wouldn’t look good) you get interest etc and your court fee on the receipt of a verdict in your favour, you have nothing to lose. Do it tomorrow,