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AIBU?

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AIBU in thinking the government have made the correct decision not to blanket pay all WASPI women £3k? This goes against the Ombudsman recommendations to pay between £1k-3k to every WASPI women.

583 replies

caringcarer · 17/12/2024 13:35

At the time it was in every newspaper for weeks, in the radio and on the TV news a lot of coverage via the media. Most women of this age agree they knew about pension age changes. At the time it was huge. I fail to understand how any women could not have known unless they lived off grid. No individual letters were sent out to the women who would be affected. The Ombudsman's recommendation was that a blanket payment of between £1k-3k be paid to all WASPI women. Labour have just announced no money will be paid out at all. It would have cost the taxpayer up to £10.5 billion pounds on top of the huge amount of my ney it has cost to review it for several years. It is money that the government just don't have. Assuming lessons have been learned and any future changes will see DWP send out letters to any individuals who it will directly affect. The only worry is that it sets a precedent of ignoring what the Ombudsman's recommendations.

OP posts:
BIossomtoes · 17/12/2024 17:13

LikeWhoUsesTypewritersAnyway · 17/12/2024 17:07

You didn't know about it til a few months before you retired? Were you living on the moon til then?

No. That’s why the Ombudsman made a judgment of maladministration. There were many women who didn’t know about the second change.

Billydavey · 17/12/2024 17:13

LatteLady · 17/12/2024 16:59

I am a Waspi woman, born in the late 1950s, I receive no notification about the changes, in fact the first time I heard from DWP was four months before my retirement age. It was the same for my contemporaries.

I said nothing about Winter Fuel Allowance but I feel that this is a miss step by the Government as there is no safety net for the women who were more seriously affected.

And yes, I am still working full time, albeit that I am on AL today.

With respect though it was widely publicised in the mid 90s and then regularly since then. Anyone who ever watched the news or read a paper would have been aware

LikeWhoUsesTypewritersAnyway · 17/12/2024 17:07

LatteLady · 17/12/2024 16:59

I am a Waspi woman, born in the late 1950s, I receive no notification about the changes, in fact the first time I heard from DWP was four months before my retirement age. It was the same for my contemporaries.

I said nothing about Winter Fuel Allowance but I feel that this is a miss step by the Government as there is no safety net for the women who were more seriously affected.

And yes, I am still working full time, albeit that I am on AL today.

You didn't know about it til a few months before you retired? Were you living on the moon til then?

SharpOpalNewt · 17/12/2024 17:06

goldencabbage · 17/12/2024 17:02

Right so you're rubbishing that ladies experience? She tried to get a job but couldn't.

Yes I am. On her own admission she has spent years on a full time effort to claim 10k off the government. She could have earned that in less than a year working at Sainsbury's part time and then enjoyed the rest of her retirement.

IMustDoMoreExercise · 17/12/2024 17:05

Cableknitdreams · 17/12/2024 16:50

I don't understand how people who didn't know about it were supposed to "be responsible" and find out.

If you don't know that changes have been made to your pension without consulting you and didn't know that could happen, how would you know you had to keep checking it hadn't happened?

Because, as an adult you should listen to the news, read the newspapers and listen to the Budget in case something affects you.

If you don't then you will miss anouncements like this.

It is called being a responsible adult.

goldencabbage · 17/12/2024 17:02

SharpOpalNewt · 17/12/2024 17:00

Ask the millions of women over 55 who are mysteriously employed.

Right so you're rubbishing that ladies experience? She tried to get a job but couldn't.

SharpOpalNewt · 17/12/2024 17:00

goldencabbage · 17/12/2024 16:59

From the article.....“I tried to get another job but who’s going to employ a woman in her late 50s?

Ask the millions of women over 55 who are mysteriously employed.

BIossomtoes · 17/12/2024 17:00

Boomer55 · 17/12/2024 16:59

This government are so hopeless that I’m not surprised. No wonder their ratings are the worse in modern history. 🙄. Useless, with everything, even after the last lot.

They’re not. Thatcher’s approval rating was 23% at this point of her first administration.

IKEAJesus · 17/12/2024 17:00

goldencabbage · 17/12/2024 16:55

Have you read that article? She'd planned. Then adapted her plan to make what should last 5 years last 8. Then suddenly she had to make it last 10 years. That's what's not on

If she’d checked before she took very early retirement, she’d have known it would have had to last 8 years rather than 5. Her responsibility to check.

I do have sympathy for the other increase, but that doesn’t seem to be the one she’s most miffed about.

LatteLady · 17/12/2024 16:59

I am a Waspi woman, born in the late 1950s, I receive no notification about the changes, in fact the first time I heard from DWP was four months before my retirement age. It was the same for my contemporaries.

I said nothing about Winter Fuel Allowance but I feel that this is a miss step by the Government as there is no safety net for the women who were more seriously affected.

And yes, I am still working full time, albeit that I am on AL today.

goldencabbage · 17/12/2024 16:59

goldencabbage · 17/12/2024 16:59

From the article.....“I tried to get another job but who’s going to employ a woman in her late 50s?

If you're going to randomly paste an article into a thread it helps to read it

Cableknitdreams · 17/12/2024 16:59

Hedgerow2 · 17/12/2024 16:56

*I don't understand how people who didn't know about it were supposed to "be responsible" and find out.

If you don't know that changes have been made to your pension without consulting you and didn't know that could happen, how would you know you had to keep checking it hadn't happened?*

By paying attention? I was born late 50s and have known for years that I wouldn't get my pension at 60. I can't remember if I got a letter telling me this but I was certainly aware of it from tv, newspapers, talking to others etc. I also took personal responsibility for my own financial planning and checked my state pension forecast from time to time - which is incredibly easy to do.

Presumably you had the education, ability and resources to do so. Not everyone has those things.

And how did you check your pension forecast before the online login we have now?

goldencabbage · 17/12/2024 16:59

SharpOpalNewt · 17/12/2024 16:56

She could work, as many people do when their finances are a bit short.

From the article.....“I tried to get another job but who’s going to employ a woman in her late 50s?

Boomer55 · 17/12/2024 16:59

This government are so hopeless that I’m not surprised. No wonder their ratings are the worse in modern history. 🙄. Useless, with everything, even after the last lot.

BIossomtoes · 17/12/2024 16:57

Ginmonkeyagain · 17/12/2024 14:47

Why does being a woman mean you can't understand pensions or take responsibility for your financial future?

These changes were announced 30 years ago.

No they weren’t. The first tranche of changes was announced in 1996, the second in 2011. It’s the second change that’s iniquitous because some of the women affected were less than two years away from the date they were previously due to get their pension. I know because I’m one of them. I still think this is the right decision and never expected to see any money.

SharpOpalNewt · 17/12/2024 16:56

goldencabbage · 17/12/2024 16:55

Have you read that article? She'd planned. Then adapted her plan to make what should last 5 years last 8. Then suddenly she had to make it last 10 years. That's what's not on

She could work, as many people do when their finances are a bit short.

Hedgerow2 · 17/12/2024 16:56

*I don't understand how people who didn't know about it were supposed to "be responsible" and find out.

If you don't know that changes have been made to your pension without consulting you and didn't know that could happen, how would you know you had to keep checking it hadn't happened?*

By paying attention? I was born late 50s and have known for years that I wouldn't get my pension at 60. I can't remember if I got a letter telling me this but I was certainly aware of it from tv, newspapers, talking to others etc. I also took personal responsibility for my own financial planning and checked my state pension forecast from time to time - which is incredibly easy to do.

goldencabbage · 17/12/2024 16:56

SharpOpalNewt · 17/12/2024 16:55

In the same way that ignorance of the law is no defence to committing a crime.

They take into account background during sentencing though.

SharpOpalNewt · 17/12/2024 16:55

Cableknitdreams · 17/12/2024 16:50

I don't understand how people who didn't know about it were supposed to "be responsible" and find out.

If you don't know that changes have been made to your pension without consulting you and didn't know that could happen, how would you know you had to keep checking it hadn't happened?

In the same way that ignorance of the law is no defence to committing a crime.

goldencabbage · 17/12/2024 16:55

SharpOpalNewt · 17/12/2024 16:49

Yeah, so you have been retired nearly 20 years and want back pay from muggins here who probably won't even get a state pension in 20 years time at 69. Especially if we have to pay out for people who retired on a final salary pension at 55.

https://www.theguardian.com/money/2024/mar/21/i-felt-scammed-woman-describes-chaos-of-state-pension-age-changes

And, after 30 years of hard work, she wanted to relax.

I started a part time job at 16, I've already worked for 33 years, should I be able to claim the state pension at 49 then?

What pensioners often don't seem to realise is that they haven't paid into a magic state pot that pays out for them later, their state pensions are being paid for by the current workforce, like other state benefits.

Edited

Have you read that article? She'd planned. Then adapted her plan to make what should last 5 years last 8. Then suddenly she had to make it last 10 years. That's what's not on

ElaborateCushion · 17/12/2024 16:53

MoreDangerousThanAWomanScorned · 17/12/2024 16:09

Women have always worked. Only middle class women didn't, and no, tbh, I don't think a few years caring for preschoolers is a lifetime of work.

I can assure you that's not always the case.

My DM was unable to work due to not having childcare for my severely disabled sibling. My Dad worked 50+ hour weeks and we barely scraped by.

When my sibling was able to go into a residential care home my DM was able to get into work but didn't manage to work enough years to build up a full state pension allowance, so she bought the extra credit (and had to work 6 more years than expected, which, ironically, helped the pension issue).

Now, they're both in their 70s, no winter fuel allowance and still living in a rented property because they weren't ever able to buy their own home on the pittance my dad earned.

My parents are definitely not rich boomers!

KneesUnder · 17/12/2024 16:53

Good decision. We can’t afford it.

Cableknitdreams · 17/12/2024 16:50

IMustDoMoreExercise · 17/12/2024 16:42

Exactly. It is your responsibility to know things like this.

If you don't declare any capital gains made, you can't just say that you didn't know about it.

If you are an adult, you need to be responsible for your own welfare.

I don't understand how people who didn't know about it were supposed to "be responsible" and find out.

If you don't know that changes have been made to your pension without consulting you and didn't know that could happen, how would you know you had to keep checking it hadn't happened?

goldencabbage · 17/12/2024 16:50

SharpOpalNewt · 17/12/2024 16:35

A line has to be drawn somewhere.

Why here though?

SharpOpalNewt · 17/12/2024 16:49

MoreDangerousThanAWomanScorned · 17/12/2024 16:39

I honestly am not trying to be patronising here, but I know £50m for Syria and £137m for train drivers and £10.5 bn for WASPI women sound like they're broadly comparable in that they're all big money, but they really aren't. 10bn is about 15% of the NHS budget - it really is quite an unaffordable amount. Or, rather, it could be afforded by requiring current tax payers to fund it, and as this thread shows most people don't think that's reasonable or equitable.

Yeah, so you have been retired nearly 20 years and want back pay from muggins here who probably won't even get a state pension in 20 years time at 69. Especially if we have to pay out for people who retired on a final salary pension at 55.

https://www.theguardian.com/money/2024/mar/21/i-felt-scammed-woman-describes-chaos-of-state-pension-age-changes

And, after 30 years of hard work, she wanted to relax.

I started a part time job at 16, I've already worked for 33 years, should I be able to claim the state pension at 49 then?

What pensioners often don't seem to realise is that they haven't paid into a magic state pot that pays out for them later, their state pensions are being paid for by the current workforce, like other state benefits.

‘I felt like I’d been scammed’: woman describes chaos of state pension age changes

Hilary Simpson was forced to make lump sum intended for five years stretch to over 10

https://www.theguardian.com/money/2024/mar/21/i-felt-scammed-woman-describes-chaos-of-state-pension-age-changes