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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

AIBU in thinking the government have made the correct decision not to blanket pay all WASPI women £3k? This goes against the Ombudsman recommendations to pay between £1k-3k to every WASPI women.

583 replies

caringcarer · 17/12/2024 13:35

At the time it was in every newspaper for weeks, in the radio and on the TV news a lot of coverage via the media. Most women of this age agree they knew about pension age changes. At the time it was huge. I fail to understand how any women could not have known unless they lived off grid. No individual letters were sent out to the women who would be affected. The Ombudsman's recommendation was that a blanket payment of between £1k-3k be paid to all WASPI women. Labour have just announced no money will be paid out at all. It would have cost the taxpayer up to £10.5 billion pounds on top of the huge amount of my ney it has cost to review it for several years. It is money that the government just don't have. Assuming lessons have been learned and any future changes will see DWP send out letters to any individuals who it will directly affect. The only worry is that it sets a precedent of ignoring what the Ombudsman's recommendations.

OP posts:
BIossomtoes · 18/12/2024 11:17

wombat15 · 18/12/2024 10:53

Women currently in their 60s weren't routinely sacked for being pregnant. That may have happened in the 1950s but not the 1980!!

I think you’ll find they were. There were virtually no maternity rights in the 70s/early 80s.

MrsSkylerWhite · 18/12/2024 10:58

Ginmonkeyagain · Yesterday 14:13
**
Indeed. We all have a duty to keep up with this stuff. The state pension is a state benefit not a pension and it is your responsibility to check your eligibilty”

Afraid I agree. I’m not due my pension for another 7 years but I check the website at least a couple of times each year. It’s not difficult and I would be pretty cross with a Government that communicated every single change to legislation by letter. Complete waste of money.

I can’t see the Onbudsman’s recommendation of £1-£3k massively changing anyone’s circumstances either, tbh.

Brefugee · 18/12/2024 10:56

wombat15 · 18/12/2024 10:53

Women currently in their 60s weren't routinely sacked for being pregnant. That may have happened in the 1950s but not the 1980!!

Oh you sweet summer child.
I was sacked for exactly that in the 90s.i know plenty of women it happened to in the 80s. We have contact/support groups.
The difference is that in the 80s/90s we have the law on our side.

wombat15 · 18/12/2024 10:53

C8H10N4O2 · 18/12/2024 10:44

Poor women of pension age were often in those groups in their younger lives. Every properly disagregated set of stats I've seen over the last couple of decades shows older single women in the groups most likely to be living in poverty.

Its not that surprising. Women currently in their 60s, especially later 60s and above were routinely discriminated against in the workplace, sacked for being pregnant or even on marriage, blocked from educational opportunities and barred from workplace pension schemes. It entirely to be expected that women who then find themselves single in older age will struggle when all they have is the state pension (if that) and its one of the lowest in Europe.

The reason the Ombudsman ruled in their favour was serious maladministration. This cohort of women were subject to very late change in retirement date, many were not informed and if they went to check with DWP were given incorrect information. I'm not a WASPI, I'm on a generation boundary so several years younger but I was also getting the wrong information from DWP until just a few years back as were a sizeable number of my friends.

Of course not all women in this age group will suffer hardship - there are plenty of "I'm alright Jacks" who were able to develop professional careers and access the associated pensions or who benefit from their DHs' contributions/pensions. But we also know that "they are all rich boomers" is bollocks and that the top 30% in this age group are doing nicely (especially the men) but those women in the bottom third in younger years are the very people affected by this change in old age.

As with the WFA change - it hurts those already poor more than anyone else and is glossed over by fudging everyone into one demographic, superficially doing ok. Kendall and Starmer were both stalwart supporters of these women (and pensioners) in opposition but seem to regard older single women as an easy target.

Personally I didn't vote Labour to see them targeting the bottom 30% in any age group, including boomers.

Edited

Women currently in their 60s weren't routinely sacked for being pregnant. That may have happened in the 1950s but not the 1980!!

hairbearbunches · 18/12/2024 10:46

If an Ombudsman makes a decision in any industry in the favour of the applicant, I thought that the defendant who has lost the case must do what the Ombudsman has recommended. They can't just shrug their shoulders. Why should it be any different for the British government?

C8H10N4O2 · 18/12/2024 10:44

MrsTerryPratchett · 17/12/2024 14:47

I find it astonishing that a site that lauds itself on being pro-women, driven by equality and "for mums" has so many posters that actually do not support the poorest women in society.

Any stats for that? Because I'm willing to bet that single mums, disabled women, women fleeing violence, refugee women, and others are poorer. Now, there's a Venn diagram. But I don't think late middle age alone is a good indicator that a woman will be 'the poorest'.

Poor women of pension age were often in those groups in their younger lives. Every properly disagregated set of stats I've seen over the last couple of decades shows older single women in the groups most likely to be living in poverty.

Its not that surprising. Women currently in their 60s, especially later 60s and above were routinely discriminated against in the workplace, sacked for being pregnant or even on marriage, blocked from educational opportunities and barred from workplace pension schemes. It entirely to be expected that women who then find themselves single in older age will struggle when all they have is the state pension (if that) and its one of the lowest in Europe.

The reason the Ombudsman ruled in their favour was serious maladministration. This cohort of women were subject to very late change in retirement date, many were not informed and if they went to check with DWP were given incorrect information. I'm not a WASPI, I'm on a generation boundary so several years younger but I was also getting the wrong information from DWP until just a few years back as were a sizeable number of my friends.

Of course not all women in this age group will suffer hardship - there are plenty of "I'm alright Jacks" who were able to develop professional careers and access the associated pensions or who benefit from their DHs' contributions/pensions. But we also know that "they are all rich boomers" is bollocks and that the top 30% in this age group are doing nicely (especially the men) but those women in the bottom third in younger years are the very people affected by this change in old age.

As with the WFA change - it hurts those already poor more than anyone else and is glossed over by fudging everyone into one demographic, superficially doing ok. Kendall and Starmer were both stalwart supporters of these women (and pensioners) in opposition but seem to regard older single women as an easy target.

Personally I didn't vote Labour to see them targeting the bottom 30% in any age group, including boomers.

fitzwilliamdarcy · 18/12/2024 10:35

SharpOpalNewt · 17/12/2024 16:49

Yeah, so you have been retired nearly 20 years and want back pay from muggins here who probably won't even get a state pension in 20 years time at 69. Especially if we have to pay out for people who retired on a final salary pension at 55.

https://www.theguardian.com/money/2024/mar/21/i-felt-scammed-woman-describes-chaos-of-state-pension-age-changes

And, after 30 years of hard work, she wanted to relax.

I started a part time job at 16, I've already worked for 33 years, should I be able to claim the state pension at 49 then?

What pensioners often don't seem to realise is that they haven't paid into a magic state pot that pays out for them later, their state pensions are being paid for by the current workforce, like other state benefits.

Edited

And, after 30 years of hard work, she wanted to relax.

I started a part time job at 16, I've already worked for 33 years, should I be able to claim the state pension at 49 then?

God, this. I also started working at 16 and I anticipate that by the time I get to state pension age, it'll be mid-70s. Which means I'll have been working for nearly 60 years without any breaks. Double what that lady had worked by the time she "wanted to relax".

My mum is a WASPI woman and retired at 55 having worked for 8 years during her life. She admits that she knew all about the changes but nonetheless was very excited about the idea of getting some compensation, despite having a household income higher than mine. That I'll be paying for it and working over 6 times longer than she did is of no interest to her whatsoever. I know not all WASPI women are like this, but it's difficult to stomach all the same.

wombat15 · 18/12/2024 10:30

Brefugee · 18/12/2024 09:52

And you benefit from equality legislation those women could only dream of.

You could go on for ever with that argument. Younger people could say that older generations benefited from house prices they could only dream of.

Donttellempike · 18/12/2024 10:30

Billydavey · 18/12/2024 00:00

So equalising is fair, and other women should have to work 6 extra years, just not you

understood

Try understanding the argument.

MichaelandKirk · 18/12/2024 10:29

My post is relevant because to say you didnt understand, didnt know etc is not a reason to then get paid something!

Regretsfrankhadafew · 18/12/2024 10:28

NeverSeenAFarmerOnABike · 18/12/2024 09:09

But, because governments didn't follow a clear and correct notification process, you can make nebulous arguments all you wish about what people "should" have known and those arguments will forever remain speculation and what-I-reckon-ry. Which is poor basis for liability and compensation decisions.

Having to work for six years isn't a small matter. Demanding that people do it is a huge ask, and any government that requires this from its citizens should do so in straightforward unambiguous terms directly to each citizen concerned.

I have no sympathy. My retirement age is 68, I've worked my whole life. It is what it is.

Donttellempike · 18/12/2024 10:27

MichaelandKirk · 17/12/2024 13:52

I have to say I agree with the decision. The government dont have the money to spend and I have to be honest and say unless women were living under a rock how did they not get the information.

A couple of weeks the news were interviewing an elderly person who had just lost her late husband's pension. He had brought a single annuity. She didnt seem to understand that it was lost when he passed. She even mentioned that he took the 'higher' amount as two options had been offered but she only now knew what they really meant when her partner passed away.

Sterling is a fiat currency, the government can spend whatever it likes . The rest of your post is relevant how?

coffeeandteav · 18/12/2024 10:25

Thing is the youth are living on broken promises. They have nothing to aim for. Many won't ne able to afford a house. The contract is broken. Retirement is creeping to 67.
It will seem unfair to the youth who have not lived in cheap fuel and house prices.

Generations will be poorer than the previous.

So I can understand why they have little sympathy.

coffeeandteav · 18/12/2024 10:22

Torys did nothing for 14 years, none of them called for it when Johnson et al were In office.

Starmer blaming is stupid. Though can agree he looks a bit silly campaigning for it with Corbyn. Though they were currently elected on different promises.

ssd · 18/12/2024 10:06

Thanks @BIossomtoes

BIossomtoes · 18/12/2024 10:01

ssd · 18/12/2024 09:49

Whats confusing me is some women are saying everyone must have known the state pension age was changing yet the problem seems to be some women had no notice.??

It’s not difficult. I’ll use me as an illustration. My pension age was moved to 61 and a couple of months in 1996 when I was 43. I accepted it without question, it wasn’t much and it was a long way off. In 2011 it moved to 64 and three months, I was 59 then and suddenly all my plans were thrown up in the air. Many women had even less notice in 2011 than I did. It’s the notice that’s the issue - and the grossly unfair and bonkers transition arrangements.

wombat15 · 18/12/2024 09:56

BIossomtoes · 18/12/2024 09:25

It’s not about knowing or not knowing. For many women it’s the lack of notice about the most impactful changes in 2011, those were made just as hundreds of thousands of women were about to reach retirement age. If you’re going to criticise a campaign group at least take the trouble to understand what their grievance is.

Obviously everyone can understand that finding out that you were not going to receive the pension when you thought you were isn't great but what financial difference did the shorter notice make?And why do you feel that current working tax payers who not only were uninvolved in the decision but are even worse off with regard to retirement give you money for it,?

Brefugee · 18/12/2024 09:52

sashagabadon · 17/12/2024 14:28

It’s the right decision. Generations below will be working 67 years or longer

And you benefit from equality legislation those women could only dream of.

ssd · 18/12/2024 09:49

Whats confusing me is some women are saying everyone must have known the state pension age was changing yet the problem seems to be some women had no notice.??

Bejinxed · 18/12/2024 09:47

FuzzyPuffling · 17/12/2024 13:47

No. It's the wrong decision. It should have nothing to do with " can't afford it"- we don't say that to the victims of the PO or the blood scandals, or to gay service people.

The rise in state pension age to 66 was not communicated adequately. On top of a previous rise to 65, this made planning a financial future more than difficult.

And don't forget, these women are of an age when access to pensions was limited as were employment rights and supporting benefits.

The ombudsman recommended level 4 compensation. Older women are just an easy target to say "no".

The government did say that for 20 years to the victims of the blood scandals. Huge numbers of people died without receiving any compensation or acknowledgement. It was only the public inquiry showing the depth of government complicity and cover up that changed the position.

GallyGaff · 18/12/2024 09:45

NeverSeenAFarmerOnABike · 18/12/2024 09:09

But, because governments didn't follow a clear and correct notification process, you can make nebulous arguments all you wish about what people "should" have known and those arguments will forever remain speculation and what-I-reckon-ry. Which is poor basis for liability and compensation decisions.

Having to work for six years isn't a small matter. Demanding that people do it is a huge ask, and any government that requires this from its citizens should do so in straightforward unambiguous terms directly to each citizen concerned.

Absolutely 6 years is a big ask. Awful!

As every man from 1908 to today will tell you.

ssd · 18/12/2024 09:33

Im embarrassed as despite being late 50s and semi intelligent (so i thought) im unsure what this is all about. Can anyone briefly tell me?

BIossomtoes · 18/12/2024 09:25

allmycats · 18/12/2024 09:21

I am 66 years old and was affected by the change. I was well aware of the situation and women who I know were also aware. You would have had to be living on an isolated island as a hermit not to know. I actually agree that state pension age should be the same for all people.

It’s not about knowing or not knowing. For many women it’s the lack of notice about the most impactful changes in 2011, those were made just as hundreds of thousands of women were about to reach retirement age. If you’re going to criticise a campaign group at least take the trouble to understand what their grievance is.

allmycats · 18/12/2024 09:21

I am 66 years old and was affected by the change. I was well aware of the situation and women who I know were also aware. You would have had to be living on an isolated island as a hermit not to know. I actually agree that state pension age should be the same for all people.

Fluufer · 18/12/2024 09:14

NeverSeenAFarmerOnABike · 18/12/2024 09:09

But, because governments didn't follow a clear and correct notification process, you can make nebulous arguments all you wish about what people "should" have known and those arguments will forever remain speculation and what-I-reckon-ry. Which is poor basis for liability and compensation decisions.

Having to work for six years isn't a small matter. Demanding that people do it is a huge ask, and any government that requires this from its citizens should do so in straightforward unambiguous terms directly to each citizen concerned.

But you realise it would not be "the government" paying this compensation. It would be the rest of us - who have no work not just an additional 6 years, but 8 (so far). I hardly think that's an appropriate ask in the current climate, and if the shoe was on the other foot you wouldn't either.