Why do people go into debt to go on a holiday

58 replies

Bluecatblu · 14/12/2024 00:03

Genuinely don’t understand why people, who are already in debt, will fund their holidays with their credit card. Stressing how you’re going to pay the bills for 50 weeks in exchange for 2 weeks of sitting in the sun.

OP posts:

theduchessofspork · 14/12/2024 00:09

I spect they really like holidays. Weirdos

Hummusanddipdip · 14/12/2024 00:08

Because some people have different priorities...

Barleysugar86 · 14/12/2024 00:08

I often carry a balance on credit cards, it's never anything that worries me. I use interest free deals and pay them down and open new interest free cards and spread the cost of most big purchases, holidays included. If I keep myself organised it is free borrowing, no stress involved. I make a big dent in my borrowing at the end of every financial year when we usually get bonuses. I think you are wrong to assume all borrowing is stressful and problematic.

Dweetfidilove · 14/12/2024 00:08

Lilacbloomers · 14/12/2024 00:04

We listen and we don’t judge.

Right 💅😆

wwyd2021medicine · 14/12/2024 00:07

Everyone is different though?
Some people go into debt for Christmas, some for holidays, some for new carpets etc
Just because on a credit card, it doesn't mean they go into debt though. I pay for virtually everything on a credit card because I get cash back and pay it off at the end of the month. It also confers more customer safety too in some ways.

Throwaway0912 · 14/12/2024 00:07

Really? Why are they "stressing"?

I always book holidays on a credit card. I get avios points, standard credit card protection plus amex back up. Wouldn't dream of paying a holiday on a debit card.

Not in debt, no stress about the bill. Certainly no stress when the points pay for business class travel either.

Lilacbloomers · 14/12/2024 00:04

We listen and we don’t judge.

HeadacheEarthquake · 14/12/2024 00:03

Ukhun

Unflip

1 2 3