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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To ask what you’d do in this dire situation?

356 replies

ReallyStuck2024 · 10/12/2024 16:14

Posting for traffic.

I live in SE England. I’m trying to move to a cheaper part of the UK and I’m making plans to do so.

I work FT and have an additional PT job. I’m working around 55-60 hours a week.

No savings, can’t get a decent credit card or even a loan due to previous poor credit (which I’m working to resolve).I’m not entitled to any benefits.
I don’t drive so can’t take on work as for eg Deliveroo or Amazon or otherwise

Family can’t help me with financial support. I also cannot stay with family in the short term due to valid but complicated reasons.

the situation is: it’s going to cost me thousands to move: in terms of arranging a move but also because my current flat is furnished and I’d have to furnish an entire new house. So I need to save for six months or so.

whilst this is all going on, my LL announced he was putting the rent up by £450 a month, effective March. I can’t afford this and will need to move. But I can’t afford to move.

I am wracking my head for solutions here - even moving into a house share and getting rid of most of my belongings but that still wouldn’t work because I’d need a months rent and deposit up front and tbh, house shares and one bed flats aren’t that different in price where I’m looking.

What on earth am I meant to do? I’m seriously panicking

OP posts:
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11
Thehop · 10/12/2024 20:15

I've got an idea @ReallyStuck2024

ive just been on the haven site and proved up a caravan at Devon cliffs. It's coming up at about £230 for a fortnights holiday from March. Could you book a few of these to give yourself some breathing space to move and find somewhere once you're there? All your bills would be covered and you would have workspace and living accommodation covered for less than £500 a month. Even if only for a few months so you avoid peak times?

www.haven.com/search-results/parks?accessibleVans=false&adults=1&arrivalDate=2025-03-07&children=1&dateRange=true&dogs=0&duration=14&parkCode=DE%2CPS%2CRV%2CLS%2CRP%2CSV%2CWM&parks=DE%2CPS%2CRV%2CLS%2CRP%2CSV%2CWM&referringStep=date&tots=0

FoolishHips · 10/12/2024 20:13

Can you just stay in the house and wait for him to evict you? He's not behaving very ethically so you don't need to either. It would be stressful but probably less stressful than leaving with nowhere secure to go.

You can buy second hand furniture apart from a bed....it's quite often nicer.

carly2803 · 10/12/2024 20:13

house shares - look on spareroom.co.uk

its not ideal but a year and save like mad it will help a lot?!

EdgeofSeventy · 10/12/2024 20:13

If you have a disability there may be a charity connected who could help you.
I had a landlord like yours once. Before the deposit scheme, so didn't pay the last months rent because I knew he was going to be a dick.
Just make sure new letting agents/landlord don't want a landlord reference.
Good luck 💐

AllYearsAround · 10/12/2024 20:12

I would definitely look at being a lodger in the area you want to settle in.
It will likely be a lot cheaper and less deposit than a flat.
You won't need to worry about buying furniture straight away.
Then you can save up some money to move into a flat later.

Delphiniumandlupins · 10/12/2024 20:09

ReallyStuck2024 · 10/12/2024 16:37

No one I know could help vehicle wise but they could help to drive a van - to rent one seems to be £200-300.

i also forgot to add that I have to pay for an end of tenancy cleaner, carpet clean and total oven clean in the flat which is going to be another £250 ish on top.

I feel like I’m drowning here. I can probably save about £400 or so, a month, if I put my mind to it. But then I’ve got another months rent and deposit for somewhere new on top

You don't actually have to pay professional cleaners, even if the landlord says you do, unless you think it's necessary to get the cleaning done to a good standard.

stayathomegardener · 10/12/2024 20:09

Would any of the other 3 tenants in the building facing the same rent increases want to share with you?

Itsfreezingbutpretty · 10/12/2024 20:06

Agree with pps re selling possessions that are worth selling and getting furniture from freecycle gumtree etc as and when needed. And trying some of other options to get in a better financial situation eg house sitting etc. for a while . even if you can’t stay with friends or family , does anyone have a loft where you can store things thst aren’t worth selling but buying them again would add up eg kitchen stuff.

Maybe look at housing associations they might be able to help particularly if you have local connections, and in some places there are homelessness prevention charities that exist to give people low interest loans for deposits. Good luck!

emailnonse · 10/12/2024 20:03

ReallyStuck2024 · 10/12/2024 17:04

I’m in Surrey and I’m looking to move to the SW - Devon.

is this where family is?

Tbry24 · 10/12/2024 19:59

ReallyStuck2024 · 10/12/2024 17:56

This is my plan but the sticking point is a deposit. I am fine to get my furniture second hand etc (although no idea how I’d get it from a shop or wherever to my house)

I’d only need a bed and mattress and sofa and wardrobe to start with. But anyway my main issue is paying rent and a deposit and the rent on my current place. This is what I can’t afford to do.

The charity shops near me that specialise in furniture deliver it all.

you won’t need furniture initially you just get yourself there and use a sleeping bag. Not great to say on mn as I will sound like the worst parent ever but after a no fixed abode stint and my family refusing to help when I finally got an address my baby and myself slept on the bedroom floor for six months. You will be just fine as it’s just you.

Tbry24 · 10/12/2024 19:53

I have had to move a lot.

You rent something like this, btw I’d probably just take it without even viewing as that gets you in the area to look for something else.

https://www.rightmove.co.uk/properties/132505592#/?channel=RES_LET

you pack your laptop and work stuff, special bits and clothes into suitcases and all other belongings you give to a charity shop. And then you get the train to Exeter and start a new life.

once there you buy a few things you need from charity shops each month and you go from there. The big move to the cheaper area is done then.

enjoy Devon, I currently live (am stuck in SE unhappily with a very high mortgage) but would love to go home to the SW.

MildredSauce · 10/12/2024 19:44

DefyingGravy · 10/12/2024 19:41

Sorry if raised already (I got to page 5) - many professions or industries have charities than can give grants if you’ve worked in that area. Have a look at turn 2 us and their grant-checker page.

Or Lightning Reach is a very good grant search platform that will match your circumstances to potential support available

Mulhollandmagoo · 10/12/2024 19:41

Catza · 10/12/2024 17:37

Edited

An air BnB for a few months is a great idea, particularly Jan/Feb/March as there won't be as many holiday makers and the air BnB hosts will be grateful for a steady income in their quieter months, no up front cost for you and gives you a few months breathing room to save up a deposit and get back on your feet.

DefyingGravy · 10/12/2024 19:41

Sorry if raised already (I got to page 5) - many professions or industries have charities than can give grants if you’ve worked in that area. Have a look at turn 2 us and their grant-checker page.

Meggie2008 · 10/12/2024 19:41

In terms of moving costs, when we moved in August, we rented a van from Enterprise.
We were moving a full flat, so it was a large van, and we were less than £100 for 24 hour hire. We collected at 8am and returned it at 8am the next day.
As you have no furniture, you wouldn't require a big van, and you said previously a friend could help with driving. Could be a lower cost option

DogInATent · 10/12/2024 19:40

ReallyStuck2024 · 10/12/2024 16:26

I actually work from home in a fairly difficult role so I don’t have travel costs but this is also why living alone or having a place I can actually work is crucial. Unless I actually change jobs which is proving almost impossible at the moment.

If you can work from home, work out the minimum you need to make a move, save it up, then just move. You can sleep on a mattress and cook with a microwave and kettle for a few weeks until you get settled.

Look towards the ends of the rail lines radiating from London. Somewhere like King's Lynn you're 2hrs from London by train and can rent a 2-bed terrace for under £1k/month, or 1-bed flats for under £750.

Octavia64 · 10/12/2024 19:38

Firstly - if you need to buy second hand furniture then most places deliver.

I got a bed from British heart foundation and delivery was included in the price.

Secondly - you don't need need furniture to start with. If you've got a sleeping bag or duvet and bedding then the floor will do for a while. I had to wait a while to afford a bed.

Moving stuff - you say you don't drive. Man with a van is the cheapest way to move stuff.

Crazybaby123 · 10/12/2024 19:37

My friend did house sitting, there is a website for pet sitters. She spent a year doing this. Loads if amazing properties and you just have to feed the cat and stay. Some stays are for a months even. She saved a fortune.

Cryingatthegym · 10/12/2024 19:34

I haven't had time to RTFT so apologies if I'm repeating what others have said, but if you think the rent increase is excessive you can take the matter to a first tier tribunal:

https://england.shelter.org.uk/housing_advice/private_renting/rent_increases/challenge_a_rent_increase

Regarding moving costs, a lot of councils have a discretionary housing payment which you can apply for to help towards the cost of setting up a new tenancy, i.e first month's rent and deposit.

Shelter icon

Ask a tribunal to set the rent - Shelter England

Try to negotiate before taking a section 13 rent increase to a tribunal. Check rents for similar properties in your area and previous tribunal decisions.

https://england.shelter.org.uk/housing_advice/private_renting/rent_increases/challenge_a_rent_increase

Loloj · 10/12/2024 19:28

Also I’ve just seen that you think your landlord is likely to withhold your deposit so if I were you I would just not pay the last months rent (as long as you are genuinely leaving the flat in the condition it was when you moved in). I know some people will say that is wrong and you shouldn’t do that but if you suspect that he will try to take money unfairly from your deposit then that would be a solution.

Plantymcplantface · 10/12/2024 19:28

@ReallyStuck2024

on the work front maybe it’s worth looking at professional hot-desking spaces? We have one that is £200 per month and has private areas for working etc, free tea coffee and heating. Saves me money on heating my home space too. Universities usually have one (sometimes called “incubator” or start up spaces and also local councils, our town also has a privately owned one that charges £12 per day. I also know of a couple of private companies that sub let desk / small office working space.

If you had that it might mean you could consider a smaller place/house share temporarily. So this would pay for itself in terms of saving on rent and heating etc and give you chance to finish paying off the loans.

also second what several posters have already said re nearly new furniture - I got a 3 month old leather sofa not long ago for £250 from Facebook marketplace.

user1471538283 · 10/12/2024 19:28

Might you consider being a lodger? I know you'd have to put things in storage possibly but you wouldn't have to pay bills. My friend had a lodger and she worked away all week so the lodger had the place to himself. Even if not maybe the room would be big enough to work in?

Purplebunnie · 10/12/2024 19:27

@ReallyStuck2024 Sorry I was clutching a straws.

Contacting the council, CAB and Shelter do seem to be the way forward

ReallyStuck2024 · 10/12/2024 19:25

Purplebunnie · 10/12/2024 19:23

@ReallyStuck2024 Oh that's not nice, I would hate that.

Would the company your work for be able to help you out at all.

They can’t, I have asked. They were broadly sympathetic though which was…nice?

OP posts:
Purplebunnie · 10/12/2024 19:23

@ReallyStuck2024 Oh that's not nice, I would hate that.

Would the company your work for be able to help you out at all.

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