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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To ask what you’d do in this dire situation?

356 replies

ReallyStuck2024 · 10/12/2024 16:14

Posting for traffic.

I live in SE England. I’m trying to move to a cheaper part of the UK and I’m making plans to do so.

I work FT and have an additional PT job. I’m working around 55-60 hours a week.

No savings, can’t get a decent credit card or even a loan due to previous poor credit (which I’m working to resolve).I’m not entitled to any benefits.
I don’t drive so can’t take on work as for eg Deliveroo or Amazon or otherwise

Family can’t help me with financial support. I also cannot stay with family in the short term due to valid but complicated reasons.

the situation is: it’s going to cost me thousands to move: in terms of arranging a move but also because my current flat is furnished and I’d have to furnish an entire new house. So I need to save for six months or so.

whilst this is all going on, my LL announced he was putting the rent up by £450 a month, effective March. I can’t afford this and will need to move. But I can’t afford to move.

I am wracking my head for solutions here - even moving into a house share and getting rid of most of my belongings but that still wouldn’t work because I’d need a months rent and deposit up front and tbh, house shares and one bed flats aren’t that different in price where I’m looking.

What on earth am I meant to do? I’m seriously panicking

OP posts:
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ReallyStuck2024 · 10/12/2024 16:25

Whyherewego · 10/12/2024 16:21

Well first off have you told your Landlord you can't afford it ? Maybe make a counter offer?
If you need to access enough cash to raise a deposit, could you agree with LL to get the deposit back early? If not then all I can suggest is that you get a house sit or pet sitting gig for a couple of months to bridge you for a couple of months whilst you raise the deposit money/get it back from LL?
Rentals are a nightmare in SE so not sure what else to suggest other than flat share etc

Me, and the other three tenants in the building have explained we cannot afford it and he has acknowledged that all four units will therefore eventually need to be advertised as well need to move. I have offered an increase of what I can just about afford, he rejected it.

I think he is likely to take money off for the deposit because he’s petty as fuck (I know he has to actually evidence damage)

OP posts:
VodkaCola · 10/12/2024 16:22

That sounds like a really difficult situation.

Have you looked at being a lodger?
Or something radical like house sitting? Or a scheme where you share cheaply with an elderly person in exchange for company and a bit of help? Or a different job that comes with accommodation included?

And then save save save. Spend nothing except for the absolute necessities like food and transport to work. It only needs to be temporary so you can move to a cheaper area.

Good luck.

ReallyStuck2024 · 10/12/2024 16:22

Wholelotagrey · 10/12/2024 16:15

I may be wrong but I’m pretty sure legally he can only put your rent up a certain percentage. Get to citizens advice asap.

There isn’t a legal limit but he’s only able to do this once a year in writing by issuing a section 13 once the AST has ended. Which it sadly has (I’m on a rolling contract)

OP posts:
Whyherewego · 10/12/2024 16:21

Well first off have you told your Landlord you can't afford it ? Maybe make a counter offer?
If you need to access enough cash to raise a deposit, could you agree with LL to get the deposit back early? If not then all I can suggest is that you get a house sit or pet sitting gig for a couple of months to bridge you for a couple of months whilst you raise the deposit money/get it back from LL?
Rentals are a nightmare in SE so not sure what else to suggest other than flat share etc

toomuchfaff · 10/12/2024 16:17

I'd try support services such as CAB, to see if there is anything you can access.

Wholelotagrey · 10/12/2024 16:15

I may be wrong but I’m pretty sure legally he can only put your rent up a certain percentage. Get to citizens advice asap.

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