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Original poster

Is £100 a week spending enough?

82 replies

shouldntbeonhereagain · 05/12/2024 21:06

Genuine question as I feel like it should easily be. To be clear, this is for my own personal spending so clothes, toiletries, travel, socialising, presents, hair cuts etc. Also, wine as we don't include that on house keeping. Increasingly feels like it doesn't touch the sides. What am I doing wrong?

OP posts:
redskydarknight · 05/12/2024 21:18

You are finding it's not enough, so I'm not sure what answer you want from us?

You need to write down exactly what you are spending over a few weeks to see where the money is going.

LittleRedRidingHoody · 05/12/2024 21:15

I think you need to budget out the gifts, clothes, travel, wine, haircuts and toiletries separately. They're things that you can track the spend and breakdown to how much to put aside weekly.

When I was saving for a house deposit I gave myself £75 a week fun money - but this was solely for coffees/meals out with friends/make up. Everything else you list was a separate line item.

SapphireOpal · 05/12/2024 21:12

Wolframandhart · 05/12/2024 21:10

Why are you getting spending money as an adult? Who is giving it and what spending money do they get?

clothes - that isnt a weekly expense.
toiletries - should be part of the weekly shop.
travel - holidays alone? Or family?
presents - whose?
hair cuts - again nit weekly.
wine - easy to lose out of the costs

Lots of people give themselves "spending money" to help them budget.

Retrospeaker · 05/12/2024 21:12

I have been increasingly struggling with £500 a month. To be fair that’s including travel at about £120 a month. But yeah that’s not enough for anything but the basics toiletry/skincare wise, a couple of coffees, a few yoga classes and a dinner with mates or DH.

SapphireOpal · 05/12/2024 21:11

What travel are you paying for? Makes a big difference if you're paying for £50 petrol a week or just an occasional train ticket or whatever.

I have less than that "personal spends" a month, but it doesn't include travel, presents or basic toiletries (shower gel etc). I'd find it hard to do presents out of personal spends in December with Christmas so I budget for it separately!

Wolframandhart · 05/12/2024 21:10

Why are you getting spending money as an adult? Who is giving it and what spending money do they get?

clothes - that isnt a weekly expense.
toiletries - should be part of the weekly shop.
travel - holidays alone? Or family?
presents - whose?
hair cuts - again nit weekly.
wine - easy to lose out of the costs

Namechangeobviously2024 · 05/12/2024 21:07

Depends. What travel do you have to pay for? Are you a soap-and-water girl or do you use more toiletries/makeup? Do you socialise by going for a walk in the park or out for meals?

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