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AIBU?

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Why is my money his money?

485 replies

Autumntrees1234 · 03/12/2024 00:23

So DH lost his job about a year ago and despite loads of applications hasn't got anything yet. He has been using savings to pay his share of our expenses but his savings have run out. Today ( refused to talk to me about it before) he talked to me about this and asked if I will pay for everything, rent and bills, from January whilst he tries to get work. I'm not keen at all, possibly can manage it but it will be a stretch. But what really irritated me was he asked me about some money I have in a ninety day notice account and to organise moving it because it will come in useful. I just looked at him in complete disbelief. It's savings that I have worked really hard for and I'm absolutely not using it. It's almost like an instinctive thing, first of all I think of it as my money where as DH refers to all money as "our money." Secondly I can't remember the concept of "our money" applying when he was earning tonnes. We have always had separate accounts. It was just the presumption in his voice that really triggered me. I may consider lending him some money on the understanding I get it back ( he won't be keen) but he just seems to think I'm happily going to fund our entire lifestyle without a murmur of protest. Am I being unreasonable to want to keep my savings to myself?

OP posts:
RawBloomers · 04/12/2024 19:08

Lyraloo · 04/12/2024 18:55

Do you know what proportionally means? Clearly they didn’t pay 50/50 they paid based on their relative salary’s. He also paid for holidays. It seems the op was happy to use his money for holidays, but now it’s a case of, what’s his is ours, but what’s mine is my own!

Yes. I know what proportionally means, do you?

OP’s statement seemed contradictory, which was why I asked. From the follow ups from OP it’s clear they didn’t pay 50/50, but also that it wasn’t proportional to salary either.

He paid more at first but not necessarily in proportion to his salary. More recently OP took on more expenses and it may have been more like 50/50 or even tilted slightly towards her paying more, but since the partner isn’t working it was very much not in proportion to salary either.

Mrsbloggz · 04/12/2024 19:07

I dont know if you are still reading OP but your money is his money because he views you as his servant!

Flavourful · 04/12/2024 19:06

Its a tough one, im married and always shared an account with my OH where both wages go into and all bills go out of. Our money all the way.
For you though, youve always had seperate accounts and if he always earned more but didn’t provide more then I can see your view. What would he do if you didn’t have those savings? How long is he talking about you keeping both of you? He needs to get his head of the sand and get a job any job to see him through or youll grow resentful.

SouthMumof2 · 04/12/2024 19:05

I think you know the answer… don’t give him your savings they are yours that you’ve worked hard for. You’re not married so he has no right to them. A year with no employment is a big red flag and he could have got any lower paid job in the meantime whilst waiting for a well paid job.
Him not doing any house work sounds like he completely disrespects you! you should be coming home to a spotless house with dinner on the table if he’s not working.
I would be firm about the savings and just say no. He sounds too comfortable at not working and you will end up resenting him, breaking up and you have no savings left.
Really ask yourself if you want to be with someone who is willing to disrespect you like that? What are you getting out of the relationship? Does he have any redeeming features?

FeetLikeFlippers · 04/12/2024 19:00

It’s hard to say without knowing more about your situation/relationship - age, children, how long you’ve been together, future plans, past experiences etc - but my gut feeling is that your “instinctive” reaction to want to protect your savings might be a red flag about how you feel about him. Do you think maybe subconsciously you want to hang onto your savings in case you decide to leave him at some point in the future? If he’s the man that you really see yourself spending the rest of life with, I’m not sure you’d be having these reservations. It sounds like his period of unemployment has shown you a side of him that you don’t like, and I really don’t blame you. If I was working full time and my partner wasn’t, I’d expect him to pull his weight around the house and would find it very off-putting (immature, selfish, etc) if he didn’t.

Newmumatlast · 04/12/2024 18:59

Autumntrees1234 · 03/12/2024 00:23

So DH lost his job about a year ago and despite loads of applications hasn't got anything yet. He has been using savings to pay his share of our expenses but his savings have run out. Today ( refused to talk to me about it before) he talked to me about this and asked if I will pay for everything, rent and bills, from January whilst he tries to get work. I'm not keen at all, possibly can manage it but it will be a stretch. But what really irritated me was he asked me about some money I have in a ninety day notice account and to organise moving it because it will come in useful. I just looked at him in complete disbelief. It's savings that I have worked really hard for and I'm absolutely not using it. It's almost like an instinctive thing, first of all I think of it as my money where as DH refers to all money as "our money." Secondly I can't remember the concept of "our money" applying when he was earning tonnes. We have always had separate accounts. It was just the presumption in his voice that really triggered me. I may consider lending him some money on the understanding I get it back ( he won't be keen) but he just seems to think I'm happily going to fund our entire lifestyle without a murmur of protest. Am I being unreasonable to want to keep my savings to myself?

Are you not married?

Pippyls67 · 04/12/2024 18:58

Don’t think you’ll be able to insist in law that it’s a loan ie you won’t be able to force repayment. Tell him he gets any old job literally shelf stacking at night or washing up in a kitchens instead. Then you’ll consider increasing your share of expenses. But only marginally. Otherwise grey rock and don’t engage with him.

teatoast8 · 04/12/2024 18:57

Get rid

adriftinadenofvipers · 04/12/2024 18:56

Autumntrees1234 · 03/12/2024 00:39

This is it exactly. I think he's holding out for a job he really wants rather than any job to bring in some money. I have made loads of suggestions including moving somewhere cheaper, he just says yes we could do that or I could get a job...

He needs to get a job, ANY job. PLUS he should be doing household shit when he has time on his hands. A year is ridiculous. I wouldn't be keen on funding him either!

ATM he's just a cocklodger.

WingingItFTM · 04/12/2024 18:55

My partner was in a similar position.

He lost his job in the fallout from Covid.
He was out of work for just over 2 years.
He had payment protection insurance which covered about 1/2 his typical salary but we burnt through all our joint savings which were substantial as we had been planning on doing some renovations.

In this time he did no housework. He didn’t even put his plates in the dishwasher.
He refused to get any sort of job (ie shelf stacking/food delivery) as he said this would stop him looking for/getting a proper job.

Our young child was in Nursery 3 days a week (he did look after him 1 weekday a week) but he wouldn’t stop or cut down his Nursery days as again he said he couldn’t look after a child and job hunt.
Not un-regularly he would tell me he also had to job hunt over the weekends so couldn’t help out with our child then either.

Now that he finally is in work (earning a fair amount more than me) he won’t pay a penny over 50% into our joint account for bills etc. (in the past - several years ago - we had paid in proportionally to our salary).

It’s a long story but what i’m saying is - listen to your gut. I’m now seeing a therapist and planning to leave in the NY. Wish I’d done it sooner

Lyraloo · 04/12/2024 18:55

RawBloomers · 03/12/2024 01:13

If he doesn’t do ANY housework I would be having an absolute fit at him even if I was happy to pick up his expenses. Not working for a year and not doing any housework I would have had it with him

What does “fifty/fifty proportionally” mean? You pay the same, or not?

Have you been living a more expensive lifestyle than you really wanted because he wanted more expensive things than you but expected you to pay half?

And how is everything apart from the financial side (and the not doing any housework)? Are you happy with him? Does he make you laugh and feel loved? Do you (did you) see a future with him? Do you look forward to seeing him when you get home from work? Does he do things for you?

Do you know what proportionally means? Clearly they didn’t pay 50/50 they paid based on their relative salary’s. He also paid for holidays. It seems the op was happy to use his money for holidays, but now it’s a case of, what’s his is ours, but what’s mine is my own!

hcee19 · 04/12/2024 18:54

Ofcourse he should get a job, any job that brings in money. But we are only getting one side of the story. As partners l think you should work together, supposed to be a team.

PBJsandwich123 · 04/12/2024 18:53

Billydavey · 04/12/2024 18:40

Interesting

anyone seen the thread where the woman is out of work (on Mat leave) and the man is begrudging paying and even treats the payments as a loan.

this seems to be the opposite way round. Many seem keen that the op doesn’t share when I think that thread was overwhelmingly against not sharing.

Edited

In this instance her contribution to the household is parenting their baby - the partner should back them both financially during this period. Maternity leave is still labour and doing the partners share means that footing the bills is the least he can do. There is no comparison between maternity leave and a year bumming around like the man in this post.

CatherineDurrant · 04/12/2024 18:50

A big firm no from me. I'd end it too, he thinks you're an easily manipulated mug.

After 6 months at the latest, he needed to be getting any job he could to bring in money and be pulling his weight around the house throughout.

I don't believe he couldn't find some work if he wanted it. He essentially decided to take a year off (and took the p*ss with housework) because he knew you'd simply do it.

He's now taking the absolute p*ss by asking you to fund his now established "lifestyle" which I think you should assume will continue until all your savings have gone. He thinks you'll do that too. Waiting until the last minute to apprise you of the financial situation is deliberate manipulation; he's pushed you into a corner and thinks you'd rather to use your savings to keep the peace, much like the housework, rather than draw the line. He'll say emotional stuff like "It's our money" to get what he wants.

OK with that? If you needed telling, he's being grossly offensive.

Whatever monies he needs right now are his own issue. Suggest he goes to his friends, family or bank for a loan to meet his obligations and if he can't pay, then he can't live with you.

dibly · 04/12/2024 18:50

Wait, so you’re working, doing all the housework, while he sat around using up his savings all year and now sees the solution to financing his neverending job search of either using up your savings or YOU getting another job!?! Er nope!

sandyhappypeople · 04/12/2024 18:49

Billydavey · 04/12/2024 18:40

Interesting

anyone seen the thread where the woman is out of work (on Mat leave) and the man is begrudging paying and even treats the payments as a loan.

this seems to be the opposite way round. Many seem keen that the op doesn’t share when I think that thread was overwhelmingly against not sharing.

Edited

Funny that isn't it...

pineapplesundae · 04/12/2024 18:48

He should at least be cooking cleaning and grocery shopping.

PBJsandwich123 · 04/12/2024 18:47

He sounds like a pig...."Secondly I can't remember the concept of "our money" applying when he was earning tonnes."
I don't believe domestic partnership or marriage is a reason for one grown-ass, earning-age, fully-able adult to sponge off another. He's in a relationship with you, not your bank account. If he was physically disabled, you were married and he had had a shared attitude towards his own money when things were going well for him, then I would say it would be your turn to take a shift as bread-winning. However none of these things are true. I would cut and run. He can find someone else to baby him financial or get his act together professionally. I'm amazed there are so many people saying you're unreasonable - they must be fully funded by their partners and out of touch with how hard bread-winning is. Cut and run and find yourself someone who is a team-player when it comes to finances (and domestic tasks). You can definitely do better that this guy.

sandyhappypeople · 04/12/2024 18:44

I can't understand why, if he was paying 30% more than you when he was working + paying for you joint holidays, why you wouldn't have had a conversation about paying more than him while he was looking for work and had no income.. surely this is just something you would do to support each other as a couple?

This 'I'm alright jack' mentality really puzzles me tbh. It is like of the other post today with the man trying to recoup money the woman 'borrowed off him' when she couldn't afford to keep up with 'her half' of the bills while she was on maternity, he really thinks she should have paid half even though she only had a fraction of her income coming in!

Fuck him on the housework though, why any woman would tolerate this, much less enter into a serious relationship with, baffles me, especially seeing as he has been out of work for a year and still does fuck all round the house.

You should break up.

Billydavey · 04/12/2024 18:40

Interesting

anyone seen the thread where the woman is out of work (on Mat leave) and the man is begrudging paying and even treats the payments as a loan.

this seems to be the opposite way round. Many seem keen that the op doesn’t share when I think that thread was overwhelmingly against not sharing.

Nogaxeh · 04/12/2024 18:40

PyongyangKipperbang · 04/12/2024 18:39

Well you could say if he isnt willing to share the domestic tasks, why is he expecting her to share her money with him.

Seems like the sharing all goes one way......

Yes. You could. I wouldn't want to share my life with someone who wouldn't do their fair share.

But then they money is irrelevant.

CalmBalonz · 04/12/2024 18:40

Leave him
What a free loader. He will bleed you dry. Get out now

PyongyangKipperbang · 04/12/2024 18:39

Nogaxeh · 04/12/2024 18:36

If you aren't willing to share your money with this man, then why are you sharing a life with him?

And if you do want to share a life with this man, then I cannot understand why sharing your money should be problematic.

Well you could say if he isnt willing to share the domestic tasks, why is he expecting her to share her money with him.

Seems like the sharing all goes one way......

Nogaxeh · 04/12/2024 18:38

Separate money is such a middle class luxury. There's been so many times in my life where I had to share money with the partner I lived with at the time, because we were dirt poor, we had to mind every item of spending to put food on the table and money in the gas meter, it simply wouldn't function to try and keep money separate.

Charlize43 · 04/12/2024 18:37

Goops wrong thread

Swipe left for the next trending thread