Both me and my husband work full time, he earns more than me and has more free cash at the end of every month. We have a mortgage and DC.
I had 2 family members die suddenly this year. Shit year, still processing it all.
One left me a small flat, just got a tenant in there and rental income will be about £300 a month after taxes fees etc. Hoping to keep it for 15 years and then give it to DC.
My mum died and left me a share of her house, (shared with siblings) so will be about 80k
I was hoping to put the £300 a month in a stocks and shares ISA and then in 10 years go part time/partially retired.
The other 80k share with my husband, he wants to buy an old flat, and we do it up as a 'project'. And use any money we make to overpay mortgage.
But he also thinks the £300 a month should pay off more of our mortgage in overpayments or go into the joint account each month and reduce his contributions.
AIBU in thinking if I keep a little bit for me is ok? And he could save more of his extra income or make mortgage overpayments but he has absolutely no interest in doing that.