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AIBU?

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Original poster

If you want a loan repaying then you can’t decide you’ll only accept cash ?

135 replies

Shouldbeeasy · 15/11/2024 12:15

I was loaned £1000 by a family member. The agreement was to pay it back £250 a month for 4 months. It was transferred to me.

I made the first repayment text to say I’d done it then get a message back that they’ve sent it back and I’m to deliver cash each month to them . They live THREE hours away. This was not agreed and I don’t understand but each time I say no I’m only doing bank transfer they won’t accept it. So now I don’t know what to do and I cant do a 6 hour round trip every month for 4 months !!!

OP posts:
Original poster
Shouldbeeasy · 15/11/2024 12:20

LittleRedRidingHoody · 15/11/2024 12:20

I would do this, personally. Just put the money to one side every month and deliver it all in one go (and don't borrow money from them again if possible!)

Show quote history

Yes I think I’ll have to do this as I really don’t have the time

OP posts:
Original poster
Shouldbeeasy · 15/11/2024 12:20

Maray1967 · 15/11/2024 12:19

Is this some weird kind of controlling move? You have to visit them?

This is what I’m wondering it’s just very strange and not a logical way to do it !!

OP posts:
LittleRedRidingHoody · 15/11/2024 12:20

FranticHare · 15/11/2024 12:19

“I’m sorry, I cannot travel up to you every month. To remind you that would be a 6 hour round trip without stopping, as well as costing me a lot of money in travelling expenses. I’ll visit once in 4 months time with the full amount.”

I would do this, personally. Just put the money to one side every month and deliver it all in one go (and don't borrow money from them again if possible!)

Phonicshaskilledmeoff · 15/11/2024 12:20

Are they worried it will affect benefits or something like that?

Shakeyourbaublesandsmile · 15/11/2024 12:20

That’s just mean and unreasonable on the face of it… unless there is a reason they want cash? Even so I agree this should have been stipulated before

Maray1967 · 15/11/2024 12:19

Is this some weird kind of controlling move? You have to visit them?

Maray1967 · 15/11/2024 12:19

Or option two - they come and collect the money from you if for some reason they can only accept cash.

So there are two choices - bank transfer, or they collect the cash.

FranticHare · 15/11/2024 12:19

“I’m sorry, I cannot travel up to you every month. To remind you that would be a 6 hour round trip without stopping, as well as costing me a lot of money in travelling expenses. I’ll visit once in 4 months time with the full amount.”

Tel12 · 15/11/2024 12:19

Send it special delivery

CarrotPencil · 15/11/2024 12:16

Say ‘I can’t travel up to you every month, so you’ll have to either accept the bank transfers or write off the money’.

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