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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To think living at home at 27 isn’t shameful?

108 replies

Isthismykarma · 09/11/2024 15:29

I’m 27. I did everything right that they tell you to. Moved back home after uni to save up a deposit, both my partner and I took on second seasonal jobs working weekends to save up, moved to a cheaper area to afford the house prices, took advantage of government buying schemes etc. We even didn’t buy takeaway coffee and avocados!
Fastforward a couple of years and we’ve broken up due to his infidelity. I never saw it coming so couldn’t have prevented this. The house sale is going through, I will barely get a couple of grand out of the sale, I could never afford to buy somewhere new on my own. No equity was built. So I’m now 27, back in my mums box room with nothing to show for it.
She’s happy to have me, we both have more of a housemates arrangement and enjoy the company. She hates living alone and so do I. She enjoys the rent money from me too. E Renting a one bed flat would see most of my wage swallowed up each month, I think I’d be borderline living in poverty, no spare cash for holidays nights out or saving. I could stay at my mums maybe a couple of more years and get a good chunk of savings back together, if I meet someone again maybe buy with them, if not then maybe move out at about 29/30 so I have a chunk that I could use as a deposit if I ever was in the position to buy again.
veryone keeps asking me what my next steps are and to be honest I don’t see the rush yet. AIBU to not wanting to be moving back out straight away and just wanting to be back in the family home for maybe a couple of years? Does this make me a bit of a non-starter? I just feel like I did everything right and it got me nowhere lol

OP posts:
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AffableApple · 25/02/2025 00:55

You need a prepared answer for people like this. Almost a media spokesperson-type quote. And then as someone suggested above, some distraction topics up your sleeve to immediately move on to. You're doing great, and you live with someone you love and trust, who you can rely on. You didn't have that when you owned a house with your ex. I boomeranged home a couple of times myself. It wasn't always easy, but aren't we lucky to have it to fall back?

5foot5 · 24/02/2025 23:46

You did really well to get your own place at 24 and it is just bad luck that you found yourself in this position when the relationship broke up.

No way, these days, do you need to be embarrassed at living with parents. Our DD moved back home after she graduated and was lucky enough to find her ideal job just a few miles away so living at home was a viable option.

She insisted on paying rent but, obviously, we charged her less than a commercial rent would be. We are her parents not her landlords so as long as she paid her way we didn't want to make money out of her. This meant she could save hard towards a deposit and take advantage of all the saving schemes.

We also live in the Manchester area and, you are right, Manchester is expensive. DD eventually bought in Stockport. She was 27, same age as you, when she moved out. However, given the relationship hiccups it is understandable that you are still needing DP as a base.

Anyone who thinks this is a problem is clearly out of touch.

Poppyseeds79 · 24/02/2025 23:05

Crikey! If I could move back in with my mum at 45 I would 😅 (both have pets - it's not an option).

The younger women at work on a similar salary, living at home have an enviable level of disposable income to me.

Sawlt · 24/02/2025 22:58

People do what they need to do & as long as it’s good for both & they agree, then fine.

My mother, and brother moved in together for a year when they were 78 and 55. Brother just divorced and needing a place, mother sold her place too and new purchase fell thru. They moved in together for 18 months, rented bigger house, both had privacy. I was shocked at first, but they seemed to have a good arrangement and gave mum chance to find right new home without pressure. (And both saved ££ while finding right new home. )

latetothefisting · 24/02/2025 22:35

As many have said, it's abiut what you do while there
Contributing to chores and behaving respectfully, fine
Still acting like a teenager....not so much

IcyLilacZebra · 10/11/2024 01:37

I left home at 17 ! Wouldn't ever go back but the cost of rent now is soo much more im now 37

Isthismykarma · 10/11/2024 00:15

MarzipanMoon · 09/11/2024 21:11

Do what suits you

However, I am curious

Could you have rented out your property & gone back to live with your DM ?

Could you have stayed in the property & rented out a spare room ?

I wanted the house sold because renting it out would mean remortgaging it with him and I want our finances untangled as soon as possible as I don’t trust him anymore. If we had just broken up on normal terms maybe we could have hung on to the property for a couple of years and rented it out so it would build equity, but it isn’t an option with these circumstances.
If you mean buy him out, no I couldn’t have done that. I wouldn’t be accepted for a mortgage on my own which is a shame, it’s a lovely house and I do miss it!

OP posts:
Isthismykarma · 10/11/2024 00:09

Gwenhwyfar · 09/11/2024 19:49

I don't have a problem with people living at home, but I do think it's very entitled to say you're doing so because of house prices as if you're too good to rent like everyone else.

Sorry if it came across that way. I think I said earlier in the thread that I could rent a one bed flat but not have any extra money at the end of the month so because it suits us both I’m happy back at home for now. In a couple of years I’ll move out, unfortunately buying would be completely dependent on having a partner, so when I move out in a couple of years I’ll be renting. Hoping I’m on a higher wage by then and it’s more affordable, if not ill make do as everyone else does like you say :)

OP posts:
Autumnal589 · 09/11/2024 22:25

I don't agree at all that it is 'wrong ' to never leave home. Of course it's not what most people want but financially many can't afford to go it alone. Saying stuff like that is really short sighted and rude in my opinion.
As I have noted before, many people don't have the privilege of meeting a partner who can provide for them. They aren't born into wealth, inherit early, get given large deposits or have good health. The people who make comments saying it is weird or wrong to live at home are the ones who don't recognise their own privilege.

GoForARun · 09/11/2024 21:52

I'm really sorry for what's happened. Not at all what you would have planned when you bought this property with him.

Stay with your mum and enjoy this time. You're 27 which, for what it's worth, is young. But, in any case, you don't need to explain yourself to anyone.

You're doing fine, OP.

Daisy12Maisie · 09/11/2024 21:31

I took my 2 children and moved back in with my mum for 6 months after a bereavement. I was 30.
I don't think anyone thought that was strange at all. Also, who cares.
I also didn't pay any rent in that time as she wouldn't accept it. I did do all the chores in the house though and buy all the food and cook for everyone. It was a lot easier when I moved back out into my own house.
My children would be welcome to come home at any time/ age when they are older. I think it's only shameful if you never leave home, don't work and scrounge off family as an adult leaving your parents short of money. If you are staying with family to better yourself and get a deposit together then I think that's a great idea.

MarzipanMoon · 09/11/2024 21:11

Do what suits you

However, I am curious

Could you have rented out your property & gone back to live with your DM ?

Could you have stayed in the property & rented out a spare room ?

RickiRaccoon · 09/11/2024 20:47

From experience I don't think you grow up and appreciate the realities of caring for a place until you have moved out for a time. After that, it doesn't matter if you move back in. People who have moved out and then back tend to contribute more to the household and respect what their parents are doing and paying which is the important thing.

I moved back home for a time after being overseas. My brother did after a breakup. Even deciding to stay with your parent/s on an ongoing basis makes sense if you have a respectful adult relationship.

LikeWhoUsesTypewritersAnyway · 09/11/2024 20:27

@wheredidthetime · Today 20:17

Hi my DD has moved back home last year age 27 she left to go to uni and then back then travelled then rented with friends we are in London and it was a ridiculous amount of rent. She asked to move back in. It helps me with the contribution she gives me also whats not lovely about having you adult DD living you. We both get on with our own lives and leads a independent life. She has saved enough to be able to fill an ambition of hers which she never would have been able to do without moving back home.

Exactly! My 2 DC left 10 or 11 years ago for Uni and when they finished Uni, they didn't want to come back because we moved out into the sticks - 18 to 20 miles from the town we had always lived in. And they live in that town now.

We see them 2 or 3 times a month though, and that's lovely. But I'd love to live in a big 4 or 5 bedroom house and have them living with us. Smile We live in a little 2 bed cottage now, so there's not much room, but they could always come back if they needed to.

They'd always be welcome and we'd find room for them. 😄

wheredidthetime · 09/11/2024 20:17

Hi my DD has moved back home last year age 27 she left to go to uni and then back then travelled then rented with friends we are in London and it was a ridiculous amount of rent. She asked to move back in. It helps me with the contribution she gives me also whats not lovely about having you adult DD living you. We both get on with our own lives and leads a independent life. She has saved enough to be able to fill an ambition of hers which she never would have been able to do without moving back home. If it works for you don't listen to anyone else. She is going in January. And the older DD and her boyfriend might be moving in for 6 months just before they are in a position to buy. Op how wonderful that you have this brilliant relationship with your mum. In Europe it's not unusual for families to live together. X

Maria1979 · 09/11/2024 20:09

Isthismykarma · 09/11/2024 15:45

This is what people have said “do you not want to be independent?”. I don’t feel any less independent in honesty. My day to day living is still the same except it isn’t my name on the rent book I guess.

You are definitely not a freeloader; you pay rent and I imagine you don't treat your mum like your housekeeper so I don't see the harm in you living at home as long as you and your mum are happy about the arrangment.
What most people (myself included) judge is when adults are staying on at home and acting like they were still teenagers not paying rent/helping out having mum cook, clean and do your laundry etc. That's called freeloading and refusing to grow up. My DH stayed with his parents until 27 saving up for mortgage. I wasn't in his position, moved out at 17 and due to strained relations never went back. You're lucky to have a good relationship with your mother and maybe people are just jealous of that? You can tell people who are passing judgment on you that not all of us are born into wealth and can afford a mortgage and luckily you are very happy to spend a couple of years with your mother because it works out great for both of you.

ThisZippyDenimGoose · 09/11/2024 20:08

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DaysinSun · 09/11/2024 20:08

OP - it's always been normal for adult DC to live at home in their 20s. Some on MN like to make out it's weird. It's not.

And southerners bang on about how it's just about acceptable in the SE or London because it's soooo expensive there but rent and mortgages in the north and the Midlands are expensive for us because we don't have London wages!

LikeWhoUsesTypewritersAnyway · 09/11/2024 20:04

allaboutsign · 09/11/2024 20:01

the poster talks about parents

and you think that she’s making a point about parents with serious mental health issues such as your mother?

I have zero affiliation with that poster… but i don’t see how on earth you could have interpreted it as ever remotely referring to anything in your post

Me neither. I am so confused. I don't know what I am meant to have said or done. I think that poster is getting me confused with someone else somehow. I'm not engaging with her again now.

allaboutsign · 09/11/2024 20:01

ThisZippyDenimGoose · 09/11/2024 19:59

Very pointed post there or at the very least highly insensitive as I’ve just mentioned my mother’s alcoholism. How ugly.

the poster talks about parents

and you think that she’s making a point about parents with serious mental health issues such as your mother?

I have zero affiliation with that poster… but i don’t see how on earth you could have interpreted it as ever remotely referring to anything in your post

Newsenmum · 09/11/2024 20:01

Sounds like a great idea. People are probably just interested and trying to make conversation also people often get sick of living with their parents.

ThisZippyDenimGoose · 09/11/2024 19:59

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Very pointed post there or at the very least highly insensitive as I’ve just mentioned my mother’s alcoholism. How ugly.

LikeWhoUsesTypewritersAnyway · 09/11/2024 19:55

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Anywherebuthere · 09/11/2024 19:54

Your mums happy, you are happy. And you do have a bit of plan. Doesn't really matter what others think does it.

Some people just tend to be a bit nosy and curious.

Ponderingwindow · 09/11/2024 19:54

It’s only shameful if you are not taking advantage of the opportunity. You have a chance to save. If you use it while being a considerate housemate, you are being a savvy adult. If you squander it or expect your mother to clean up after you, then you are a failure to launch.

I’m happy to have our daughter back home if she uses her time with us to maximize her financial stability.