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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To ask my DP for some money??

88 replies

OrchardBlack · 06/11/2024 18:01

Not sure if I'm going mad tbh.

DP moved in with me (rented) earlier in the year. It's just us two.
In September he lost his job. Has a new permanent one starting end of this month and has started temping this week at Royal Mail to tide him over until he starts permanent job.

I am on the bones of my arse financially. He hasn't obviously had a paycheck this month so I've paid for all rent, all bills, his petrol, food, the works. Can't be helped but I'm literally clinging on until my own payday. I used to live with a housemate and we went halves but she moved out just as DP lost his job 😂

To my AIBU - DP tells me he's had a cheque through from his credit card company for £270 odd, due to excess fees he's been paying. Amazing, I thought! He can give me at least half and that will hopefully tide me over and I might even be able to go for a much needed drink with friends this weekend now.

Except he didn't offer. All afternoon. So I just bought it up with him and asked if I could have at least some, even just to cover the electric this month (with him being unemployed and home all day it's ££££ this month).

He reacted, at best, despondentley. Kind of deflated himself and said "I mean...I guess"

I tried to reason with him and he said he wasn't saying no, he'd need petrol though (??). He said he would but I think he was embarrassed I had to ask?

We've kind of left it at that but there's definitely an atmosphere and now I'm questioning myself.

It's been a shit few months tbh.

AIBU??

OP posts:
NeptuneOrion · 11/11/2024 08:19

LTB quickly. Freeloader.

Swivelhead · 11/11/2024 08:07

If you were married, with that level of commitment to each other, it would be ok-- but you're not. Don't be the woman who bankrolls him through lean times. For some reason they usually find someone else to share the fat times with.

Jack80 · 11/11/2024 08:01

You are in the right, you have been carrying him, it's now his turn to pay up, half is the least you deserve even more if he can spare it. I think a chat us needed about the future.

user1492757084 · 11/11/2024 07:52

Seek a new, third, flat mate A.S.A.P.
Your living situation obviously needed the extra person to live comfortably.

Keep accurate tabs on what your partner owes - his one third of costs at least.
Did the other flat mate pay a month of rent in advance when they left?

Assume that he will repay you as possible.

MyTwinklyPanda · 11/11/2024 07:46

Sorry, but I don't trust him. He's been owed money for over paying credit cards so he's pretty careful with money. I'd suggest he has money and he's just not sharing. See how the next few months go once he's working and if he's still reluctant I'd suggest finding someone else. Also, I'd suggest you explain to him how hard it's been financially for you and ask, as soon as he's paid to reimburse you financially too. He needs to grow up if he thinks he's going to be living off you.

I use to have a friend who always pleaded poverty, couldn't pay for meals so we'd sub her. It got boring, we suggested she didn't come for meals and to wait. It turned out being down to her last £500 each month was what she called being skint. If she could freeload she would!

Plmnki · 06/11/2024 22:33

Cocklodger! Get rid.

good luck OP. You can do so much better.

MustBeGinOclock · 06/11/2024 22:21

You shouldn't have to ask. This would really put me off someone who is meant to be a partner.

Unexpectedlysinglemum · 06/11/2024 22:07

It's not 'can I have some' it's 'great that can go towards the £4K that you owe me in rent'

StarSlinger · 06/11/2024 21:14

Richiewoo · 06/11/2024 20:14

He doesn't get to live with you rent free. He go halves on everything or moves out.

He does pay his way. Stop making stuff up.

AlertCat · 06/11/2024 20:38

He sounds a decent bloke wrt money, cleaning etc usually. Hopefully now he has the temp work it’ll only be a few more days till things are back to nromal.

That said, if I were in his position and my partner used the money that was my lifeline (even if I accepted that I owed it) to go out drinking with someone else, I’d be hurt and probably angry. @OrchardBlack if he is due a pay check next week, can’t you go out then instead, and this weekend stay in with him and a bottle of wine? In solidarity at his situation. Otherwise I’d wonder why you HAD to have the money back straightaway, when if you could have waited I could have bought fuel and maybe paid my phone bill, but now I can only do one of those…

MissUltraViolet · 06/11/2024 20:29

I think some of these replies have been a bit unfair on him, given the extra info OP has provided. (Spent his money on food shops, B&Q to do lots of DIY in the house, cleans, cooks etc.) He is literally just trying to get through the next couple weeks before he goes back to bringing in regular money again.

He should have offered some, yes. But I agree he was probably just relieved he could now get to his first pay next week (petrol, food) and not have to ask for more help.

Did he know how badly you were struggling because you helped him? It just sounds like a lack of communication. You both should have (need to do it now) sit down and work all this financial stuff out. Be open and honest with each other so you both know whats expected and needs to happen going forwards.

GivingitToGod · 06/11/2024 20:23

category12 · 06/11/2024 19:01

The guy's only been out of work a month, I think people are being pretty harsh. He's started temping and has a job lined up.

It's not like he's been unemployed and living off OP for ages without making an effort to find something.

I agree

GivingitToGod · 06/11/2024 20:22

FupaTrooper · 06/11/2024 20:14

Things have changed for a lot of people the last 5 years... People who could once save on their wage are now living month to month.

It only takes one event to clear prior savings and then it is very, very difficult to build them back up now.

I agree with this. I have spent the majority of my life with no savings , not because of carelessness but more to do with single income and parenthood etc

GivingitToGod · 06/11/2024 20:20

OrchardBlack · 06/11/2024 18:11

Yes he did, all three of us (ex housemate) all went 1/3rds.

I can see why you feel uncomfortable about having to ask OP. Did he know how scarce your finances were ? I am not making excuses for him but if he has previously paid his way and wasn't clear on the dire straits of your present finances, then maybe he just didn't think.
You had every right to ask him and must not allow yourself to be uncomfortable re this

Doggymummar · 06/11/2024 20:17

OrchardBlack · 06/11/2024 18:37

Surely no one does this??

How do you mean, no one does this? Been with my partner 10 years, we have both had periods of unemployment, we pay our share from our savings. We don't expect to be bank rolled by eAach other. Hopefully I misunderstood you.

Richiewoo · 06/11/2024 20:14

He doesn't get to live with you rent free. He go halves on everything or moves out.

FupaTrooper · 06/11/2024 20:14

orangegato · 06/11/2024 19:07

I’d be questioning how he has fuck all savings at all and maybe keeping some money aside as a couple for emergencies.

It amazes me how people literally clear out their entire wage each month (except for extreme poverty/unemployed etc before anyone whinges, I’m talking about the average person).

Things have changed for a lot of people the last 5 years... People who could once save on their wage are now living month to month.

It only takes one event to clear prior savings and then it is very, very difficult to build them back up now.

LaLaLaurie · 06/11/2024 19:52

Ibouncetothebeat · 06/11/2024 19:41

I think YABU to think about using the money to go drinking!

I think it’s a bit unwise considering they are ‘on the bones of their arse’.

OrchardBlack · 06/11/2024 19:41

MistMe · 06/11/2024 19:38

Did you have a conversation about how you’d both manage the bills
1- while he had no income
2- now that the lodger has moved out

Whose name is in the tenancy agreement, therefore who’s to make up the shortfall the lodger paid?

Now might be a good time to have a conversation about the bills going forward. Might be awkward now, but better that you’re both clear and agree going forward. You don’t want to feel uncomfortable again and find you both have different expectations of his pay when he received it next Friday.

That's a good idea.
We'll come up with an amount that seems fair to me both of us for when he's finally paid.

OP posts:
Ibouncetothebeat · 06/11/2024 19:41

I think YABU to think about using the money to go drinking!

CoastalCalm · 06/11/2024 19:40

Not unreasonable at all , when in similar situation I kept track of spending and made sure I was refunded for the period where he had no cash flow once he was back at work

OrchardBlack · 06/11/2024 19:39

LadyGaGasPokerFace · 06/11/2024 19:34

You need to broach it with him now or he’ll end up being a cocklodger. He needs to pay for things, does he not even buy any food in?

He does, yes, he did the food shop and has spent a fair bit at B and Q buying then doing all the decorating that needed doing. The house has never been cleaner and I get dinner cooked every night without fail.

OP posts:
MistMe · 06/11/2024 19:38

Did you have a conversation about how you’d both manage the bills
1- while he had no income
2- now that the lodger has moved out

Whose name is in the tenancy agreement, therefore who’s to make up the shortfall the lodger paid?

Now might be a good time to have a conversation about the bills going forward. Might be awkward now, but better that you’re both clear and agree going forward. You don’t want to feel uncomfortable again and find you both have different expectations of his pay when he received it next Friday.

LadyGaGasPokerFace · 06/11/2024 19:34

You need to broach it with him now or he’ll end up being a cocklodger. He needs to pay for things, does he not even buy any food in?

OrchardBlack · 06/11/2024 19:28

category12 · 06/11/2024 19:01

The guy's only been out of work a month, I think people are being pretty harsh. He's started temping and has a job lined up.

It's not like he's been unemployed and living off OP for ages without making an effort to find something.

This is true.

@orangegato - £950 in rent + bills when I come out with around 1700 a month, not including food/petrol. that's not uncommon.

@justasking111 - He has a job now, temping until his perm one starts, but is paid weekly so won't get his first paycheck until next Friday. ⏰️ 😑

OP posts: