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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To ask when is the cost of living going to go down?

239 replies

scotpancakes · 03/11/2024 14:53

When will working hard start to pay off? I scrape by every month. I can't afford to save, so I can't afford a house! I live in the South East and rent prices are crazy. Will this country ever become more affordable? For the past 16 years it's been doom and gloom and it just goes on and on!

OP posts:
CharityD0nationwithGiftaid · 03/11/2024 16:10

Ask your employer if there are some internal courses that they provide for free.
Or if they provide day release to an external course provider.

Are there any management courses, technical courses ?

Another option is that I was paid extra to be a qualified first aider & health & safety rep at work.

scotpancakes · 03/11/2024 16:10

@LadyGabriella they gave us an awful Netflix series?

OP posts:
scotpancakes · 03/11/2024 16:09

@feelinglikeiwishitwas exactly! I actually don't want to move! But if I did, my ex can take me to court and more than likely I'd be forced to stay in the area!

OP posts:
Lickthips · 03/11/2024 16:08

If this government (and the ones that follow it) commit to a programme of building affordable housing and stop selling off council housing then I think there may be a long term reduction in the cost of living. We spend so much on housing ourselves that it doesn't leave much money for anything else.

LadyGabriella · 03/11/2024 16:08

What have Megan and Harry done for the British people? Nothing?

NuffSaidSam · 03/11/2024 16:07

AquaPeer · 03/11/2024 16:02

I understand career progression within your profession or role, with the aim of promotion-I think it’s fair to assume OP understands this too? Or did you think it was a wild suggestion she wouldn’t already know about?

posters are suggesting retraining. I’ve interpreted that as doing something new to earn more money.

also I wonder if from some of the examples people are using (including childcare and shift work) they are assuming OP is a very low paid worker.
She’s working FT and presumably paying for childcare- she privately rents and isn’t entitled to benefits. She can’t afford to buy a house.

I don't think anyone is assuming that the OP has never before heard of training/retraining.

Retraining will again depend on what your current circumstances are. You can retrain to be a dog groomer or a driving instructor. You can join the police. You can become a teacher. Or a hairdresser. Or an accountant. It's not really a difficult concept to understand!

It's not only people on a very low wages that can train/retrain to give themselves a better lifestyle. That's a very condescending view! Anyone, but those at the very top have space to climb

feelinglikeiwishitwas · 03/11/2024 16:07

At the end of the day if the child’s father wants you live close by then he would have to provide more financial support.

Sadly, the courts won't see it that way

Yesiknowdear · 03/11/2024 16:06

Sadly, prices will rise and wages, except those who are NMW will stagnate.

It's never going to get easier. You are right though, it has been a hard 16 years too.

LadyGabriella · 03/11/2024 16:06

We (taxpayer) also paid millions for the security costs of Harry and Megan’s wedding. Vile.

PeggyMitchellsCameo · 03/11/2024 16:06

AquaPeer · 03/11/2024 16:04

🤣 I know what inflation is. I didn’t know what the OP was asking, and wondered if she meant that she expected the COL increase to reverse and fall at some point. She’s clarified what she meant a few pages ago though.

My apologies

scotpancakes · 03/11/2024 16:05

@FreedomDogs thank you for flagging that not all circumstances are equal! Though I might try and get some cleaning work on weekends I don't have my child!

OP posts:
scotpancakes · 03/11/2024 16:04

@oakleaffy maybe I can get a date with Prince Andrew 😂😅 (not if he's having all his assets taken away though)!
My child starts school next year! Hopefully it gets easier!

OP posts:
AquaPeer · 03/11/2024 16:04

PeggyMitchellsCameo · 03/11/2024 15:58

Inflation measures the percentage rise in prices. So prices go up, it just depends at what percentage rate.
Now and again certain items might fall in price for a number of reasons, but inflation is based on measuring the prices of goods used by the modern consumer.
So we don’t measure the price movements of video recorders anymore or iPods for example.

🤣 I know what inflation is. I didn’t know what the OP was asking, and wondered if she meant that she expected the COL increase to reverse and fall at some point. She’s clarified what she meant a few pages ago though.

AquaPeer · 03/11/2024 16:02

NuffSaidSam · 03/11/2024 15:56

It's going to depend entirely on industry and circumstances isn't it?

To give you a specific example. I work in childcare. There are various qualifications that one could do to increase earning potential.

A nanny with sleep training qualifications will likely earn more than one without (and will have the opportunity to do extra freelance work).

A nanny who has experience working with children with SEN/specific medical conditions will demand a higher salary than one without.

A nanny earns significantly more than a nursery nurse, so making a move sideways would massively increase earning potential.

There are exams to move up within the police service. There are opportunities for classroom assistants to become higher level teaching assistants or teachers. If you work in a supermarket there are qualifications you can do to push your way up the ladder.

The OP works in the media. There are a range of jobs to be had, not all pay the same. There will be some training she can do or some experience to be gained or another job to consider that will allow her to earn more.

I'm really struggling to believe that you don't understand this tbh!

I understand career progression within your profession or role, with the aim of promotion-I think it’s fair to assume OP understands this too? Or did you think it was a wild suggestion she wouldn’t already know about?

posters are suggesting retraining. I’ve interpreted that as doing something new to earn more money.

also I wonder if from some of the examples people are using (including childcare and shift work) they are assuming OP is a very low paid worker.
She’s working FT and presumably paying for childcare- she privately rents and isn’t entitled to benefits. She can’t afford to buy a house.

FreedomDogs · 03/11/2024 16:02

BabyCloud · 03/11/2024 15:50

Nobody should have to retrain or move 100s of miles away from family/friends/school/work etc.

It’s a stupid statement to make.

This. Also, logistically the job market can't support everybody being in a 70k a year job so there will inevitably be some people who can retrain/chase promotions/change industry all they want but won't be successful.

Work more hours/get a second job is all very well if you don't have DC or have free childcare on tap, otherwise you're literally just working to pay childcare so you can work.

Lots of very smug replies to OP but the reality of the system is some people will be left struggling with little or no way to improve their lot.

Crushed23 · 03/11/2024 16:01

Everyone I know who is /was serious about buying their own place has somehow managed it

@oakleaffy

Same. I don't recognise the whole 'everyone I know who bought in the South East got help from family / an inheritance' AT ALL. Virtually all my friends who bought a property in London did so without family help (we're millennial professionals).

CharityD0nationwithGiftaid · 03/11/2024 16:01

Aquapeer
Ref sort of job

You do not know what industry I worked in.

I also worked in an office !

TakeMe2Insanity · 03/11/2024 16:01

Ragruggers · 03/11/2024 15:04

Never only up.With the floods in Spain glass houses have been destroyed so there will be a lack of imported fruit and veg this year so prices will rise again.

This.

Also the Spanish phenomena which did this isn’t a one off so it is likely to happen again. Effectively causing more increases.

PeggyMitchellsCameo · 03/11/2024 15:58

AquaPeer · 03/11/2024 15:11

Can you expand on what you mean? Inflation has reduced since the col crisis, I am not sure it will go backwards though?

Inflation measures the percentage rise in prices. So prices go up, it just depends at what percentage rate.
Now and again certain items might fall in price for a number of reasons, but inflation is based on measuring the prices of goods used by the modern consumer.
So we don’t measure the price movements of video recorders anymore or iPods for example.

CharityD0nationwithGiftaid · 03/11/2024 15:58

Ref move & retrain comments

I was made redundant a few years ago
I moved 200+ miles away to secure another well paid job.
Better than living on very small amount of benefits !

oakleaffy · 03/11/2024 15:58

scotpancakes · 03/11/2024 15:46

@oakleaffy thank you for sympathy! And yes, you never know what might change. I'm listening to LBC and how much we pay the Royal Family it is insane!!!!!

This is absolutely immoral.
Those extremely wealthy people could easily pay for themselves.
Seedy Prints Andy is hopefully going to lose his free mansion at Windsor.

Everyone I know who is /was serious about buying their own place has somehow managed it- even if it means moving.
Shared ownership used to be a way in for some people ( Newbuilds)

🤞

AquaPeer · 03/11/2024 15:56

CharityD0nationwithGiftaid · 03/11/2024 15:53

Ref change jobs

Example
Jobs which involve unsocial hours like
shift work or nights generally pay more, but are not child or family friendly. However, you could find someone to share the childcare if you covered their childcare in return.

I have also found that jobs which are historically classed as male jobs attract a higher salary than female jobs.
I used to work in one of these jobs in the past.
The females often performed better than the men.

The easiest thing is to moan & do nothing.

Take action !

OP already works in an office job, I don’t think she needs to investigate the sort of work you’re describing.

NuffSaidSam · 03/11/2024 15:56

AquaPeer · 03/11/2024 15:43

But like what? People keep suggesting it with no specifics

It's going to depend entirely on industry and circumstances isn't it?

To give you a specific example. I work in childcare. There are various qualifications that one could do to increase earning potential.

A nanny with sleep training qualifications will likely earn more than one without (and will have the opportunity to do extra freelance work).

A nanny who has experience working with children with SEN/specific medical conditions will demand a higher salary than one without.

A nanny earns significantly more than a nursery nurse, so making a move sideways would massively increase earning potential.

There are exams to move up within the police service. There are opportunities for classroom assistants to become higher level teaching assistants or teachers. If you work in a supermarket there are qualifications you can do to push your way up the ladder.

The OP works in the media. There are a range of jobs to be had, not all pay the same. There will be some training she can do or some experience to be gained or another job to consider that will allow her to earn more.

I'm really struggling to believe that you don't understand this tbh!

AquaPeer · 03/11/2024 15:55

Hold up: the south east is massive. There are cheap parts. Let’s not get carried away here. If we want op to up and move to a cheap place she can do so and still stay in the Se of England.

But as a poster above said the idea that everyone just jumps up and moves to the cheapest areas to survive is madness.

cheap housing generally comes with poverty. It’s a pretty big decision to chose to bring your children up in a deprived area where you will often have relatively poor schools and lack of opportunity. What are you doing for their future?!

scotpancakes · 03/11/2024 15:54

@GettingThemFromHereToThere sending a massive virtual hug for your understanding! Xxxx

OP posts: