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To be annoyed I’m not in partners will????

923 replies

YourRealBiscuit · 03/11/2024 08:23

Backstory
we’ve been together almost 14 years. We’ve got children. Not married. His house we have lived in. He’s 60 I’m 50.

Am I being unreasonable that I’m annoyed now he’s doing his will his intention is to leave everything to the kids?
We have a decade age gap and I can’t help wondering what would happen to me of he died before me?
he sees it as his stuff so he leaves to who he wants to but I think it’s a huge red flag coupled with the fact obviously he’s not popped the question too

feels to me like he doesn’t really see us as an US?

what do you think?

OP posts:
Butchyrestingface · 03/11/2024 18:54

JenniferBooth · 03/11/2024 18:51

Err isnt that the same for every single thread on here.

No, occasionally the person whose ears should be burning claims they've found the thread.

Good times Grin

Treesandsheepeverywhere · 03/11/2024 18:51

TheaBrandt · 03/11/2024 15:49

Sorry but I really don’t understand this “passing the inheritance to the kids” at the expense of the other partner?! I don’t know anyone that would think it normal to inherit substantive amounts on the first death leaving the surviving spouse or partner destitute. It’s not normal.

People's normals are different.

His friends and family could have convinced him this is the best way.

I know someone who claimed the house belonged to his parents, except it was his.
When the partner found out, she stayed but had it done up so if he died first, she could stay till her death.

But as others have said, this could still be changed behind her back.

JenniferBooth · 03/11/2024 18:51

MyrtlethePurpleTurtle · 03/11/2024 18:48

Yes , we only have one side of this

Err isnt that the same for every single thread on here.

Jem57 · 03/11/2024 18:48

My sister in law lived with her partner for 46 years,he left his estate over a million to his daughter from his first marriage and left her completely penniless,no words really.

MyrtlethePurpleTurtle · 03/11/2024 18:48

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Yes , we only have one side of this

MyrtlethePurpleTurtle · 03/11/2024 18:40

GranPepper · 03/11/2024 17:11

It is generally against what the legal profession does to advise two people with competing interests. A good Solicitor generally advises you to take advice from a different firm

even a 'bad' solicitor will do this! It's a basic tenet

Biffbaff · 03/11/2024 18:32

Wow what a sorry situation. 50 is very late to start trying to find financial independence. £6k isn't going to get you very far is it. He has also profited from you going part time and doing childcare and you won't see a penny of that. Very foolish. This is what marriage is for.

Thehouseofmarvels · 03/11/2024 18:31

@TheRealBiscuit If you have been living with a partner for two years or more, you can go to court if your partner dies, to receive provision. Your partner has chosen not to give you the legal right to remain in the house when he dies, he would presumably prefer you to get out. If you told him that when he dies, you will go to court to get the right to remain, would he be furious? Perhaps he very much means for you to buy a place now to move into, so his children can sell or whatever. I can only imagine he wishes for no financial or legal ties with you at any point.

AmberAlert86 · 03/11/2024 18:31

I hope you see this message @YourRealBiscuit. I wouldn't leave him as others advice. If your relationship is OK otherwise, stay living with him. As you mentioned before, save hard. Once you have money for deposit, buy a (modest) house in your name only. You should be entitled to some mitigated costs (and perhaps savings top ups) as you will be a first time buyer. Then if you sti want to live with him, rent out the house. The rent should cover the mortgage. It will be your safety net.

GranPepper · 03/11/2024 18:20

WearyAuldWumman · 03/11/2024 18:18

The disparity in assets would - at least in part - be explained by the 10 yr age gap.

And the fact that she took x number of years out of the workforce to bring up their children

WearyAuldWumman · 03/11/2024 18:18

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The disparity in assets would - at least in part - be explained by the 10 yr age gap.

WearyAuldWumman · 03/11/2024 18:17

GranPepper · 03/11/2024 18:13

I believe the main point people are making is that succession law in Scotland is different from England&Wales.

Yes. Plus you can be asked to sign away your legal rights, but you don't have to.

GranPepper · 03/11/2024 18:13

JaninaDuszejko · 03/11/2024 17:43

People keep saying this. It is very easy to override this provision. Firstly, it's only a share of the moveable estate (so does not include any property) and secondly it's common will be asked to sign away your rights. Most farmer's daughters are asked to do this because the moveable estate includes e.g. all the cattle/sheep/tractors etc. Which are required to run the family business.

I believe the main point people are making is that succession law in Scotland is different from England&Wales.

Pilliowformyknees · 03/11/2024 18:10

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Interlaken · 03/11/2024 18:00

I don’t see why he would want you to want to leave.

Especially considering he will have factored her in as his nurse should he have a stroke or the like.
You just know this is the guy who would leave you a “Dear John” letter for the day you come back from your first Chemo session.

Daleksatemyshed · 03/11/2024 18:00

I didn't like the sound of your DP before Op, now I absolutely don't. He's being a git, cutting you out of his will just as the DC start to hit their teens, there's more to this than meets the eye Op, I would bet money on it

thepariscrimefiles · 03/11/2024 17:59

YourRealBiscuit · 03/11/2024 16:53

I really don’t know what he thinks, I’m going to try and talk to him again tonight after the kids have gone to bed.
His Dad is coming to dinner soon, if I was more confrontational I’d have it out with him there. That would tell me if it’s come from
his father or not but I won’t infront of the kids.

I expect when I bring it up I’ll be shut down immediately but I’m going to try and put my point across and the pointers raised here too.

When his dad comes to dinner, don't do any of the shopping/cooking/serving/clearing up. Leave it all to your 'not so dear' partner.

Does this sound like something that his dad has put into his head because your in laws don't want any of the inheritance that they will leave to your DP to end up with you?

Interlaken · 03/11/2024 17:56

Pilliowformyknees · 03/11/2024 17:42

Your approach justifies his actions, you have caused this

How do you work that out?

blueshoes · 03/11/2024 17:55

Whose idea was it that you would give up your work to look after the dcs when they were little?

Uptightmumma · 03/11/2024 17:53

WearyAuldWumman · 03/11/2024 15:42

Possibly - but the OP should still be given the right to remain in the house plus an amount of money which would allow her to be comfortable.

Yes I am just wondering if this is where his thought process has gone and he has presumed that the children wouldn’t kick their mother out the house

Uptightmumma · 03/11/2024 17:53

TheaBrandt · 03/11/2024 15:52

In England it’s FAR more tax efficient to leave to spouse not children. There is literally a spousal exemption so the above poster saying it’s preferable to leave to kids is totally wrong. Appreciate this doesnt apply to op.

Plus if you gift to kids and need care you risk breaching the capital deprivation rules and the LA can claw that back.

the capital deprivation wouldn’t count in this case as it wasn’t OP’s to begin with. She is also not his spouse and therefore spousal exemption would again not apply in this circumstance which is why I wouldn’t whether he had done it so there was 2 lots of inheritance tax to pay. Once when it went to her and then again to the children.

i have worked in finance for 20years and while don’t specifically deal with this I have some knowledge.

Lotsofthings · 03/11/2024 17:48

It seems ridiculous and short sighted to blow up his family set up now, for what he wants his wishes to be after he’s dead. He doesn’t seem to be reasonable at all and deeply hurtful. I would concentrate now/tonight on the practicalities of who and how you would look after the children now while they are dependents if he died next week. Have a will that covers that till they are 18, and expect him to change the will again at that point.

In your position I’d insist on saving all your salary to savings and pension to make up for your missed years and not contribute to living expenses. If you are being cut out of the will, you will cut yourself out of bills and expenses.

It’s in his best interest to have you living with the children, I don’t see why he would want you to want to leave. How’s the rest of the relationship?

VenusClapTrap · 03/11/2024 17:46

My grandparent did the stupid ‘house to one child, everything else to the other’ thing. It was monumentally unfair and caused all sorts of problems down the line. They thought it would work out even. This was far from the reality.

JaninaDuszejko · 03/11/2024 17:43

GranPepper · 03/11/2024 15:00

Yes, if you live in Scotland is the short answer

People keep saying this. It is very easy to override this provision. Firstly, it's only a share of the moveable estate (so does not include any property) and secondly it's common will be asked to sign away your rights. Most farmer's daughters are asked to do this because the moveable estate includes e.g. all the cattle/sheep/tractors etc. Which are required to run the family business.

Pilliowformyknees · 03/11/2024 17:42

Poppycockdelilah · 03/11/2024 11:43

his concern that if he dies, you'll end up with someone else and perhaps not leave his assets to the children?

My husband has done this. However, we are married and we shall be divorced before it likely comes to this. I have primary aged dc whilst husband is a fair bit older than me. He hadn't thought it through. I told him to be careful it didn't cause a rift between me and the dc as they may feel they have a duty of care towards me. Our relationship will end sooner or later and likely sooner rather than later. I'm not too bothered as I have enough assets to move and buy a smaller but still decent house plus savings and access to his generous pension. It was the final nail for me. I don't mind the dc having their inheritance brought forward and have come to terms with it (husband cited someone else getting their hands on the assets as the reason for this) but it still smacks of control which has been an ongoing issue and I am not so gullible as to not put my dc up front and centre when it comes to my will.

Op, I would seek advice and/or have a plan B. You are not married so I don't know the legalities surrounding your situation. I have already sought advice from a solicitor. I'm sorry to hear you have found yourself in this situation.

Your approach justifies his actions, you have caused this

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