Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Childcare costs

157 replies

LawyerMumAsia · 03/11/2024 08:06

Good morning. My childcare costs are through the roof. Can somebody please tell me if this is normal. We are two full time working parents with two primary aged children and one toddler. Nursery is £1700 per month and nanny is £3,300 per month including taxes for 36 hours a week. Nursery is 4 days per week but we will be reducing that to 3 days in a few weeks time. We need 36 hours because of school drop off and then nanny comes back again to do school pick up and dinner and to be there during bath time. Her net pay is around £17 per hour. Thank you

OP posts:
New posts on this thread. Refresh page
Proudestmumofone1 · 10/11/2024 21:31

FanofLeaves · 10/11/2024 07:48

Good!
28 days leave is a legal standard though, that’s not generosity on your part. Same with tax and pension.

Where did I state I was being generous? Simply that I agree with paying a decent / fair wage?

btw she has 28 days leave plus bank holidays so above legal requirement, seeing as you’re intent with trying to show a lack of decency in pay and treatment when it is the polar opposite! And actually gets around another 4 weeks paid holiday per year whilst we are on holiday. Oh and works 3 hours a day now my child is at pre school. But don’t worry, keep going with your own agenda… oh and I am by no means complaining about my childcare costs, I am not the OP…!

FanofLeaves · 10/11/2024 07:48

Proudestmumofone1 · 10/11/2024 01:37

Where did I say I don’t agree with it?! Simply that Nannys are a similar rate / slightly more but fully qualified with experience and au pairs aren’t. Therefore an au pair would be ‘solve’ OPs question.
I fully agree with paying a decent wage for childcare - my wonderful live in nanny is on £40k with tax, pension, 28 days leave, and food and board!

Good!
28 days leave is a legal standard though, that’s not generosity on your part. Same with tax and pension.

Proudestmumofone1 · 10/11/2024 01:37

Completelyjo · 07/11/2024 07:22

@Proudestmumofone1 au pairs are definitely a no go. Impossible to find anything decent since rules imposed from brexit. And new rules mean they are paid minimum wage so works at similar to nanny.

The horror of paying someone at least minimum wage to care for your children.

Where did I say I don’t agree with it?! Simply that Nannys are a similar rate / slightly more but fully qualified with experience and au pairs aren’t. Therefore an au pair would be ‘solve’ OPs question.
I fully agree with paying a decent wage for childcare - my wonderful live in nanny is on £40k with tax, pension, 28 days leave, and food and board!

LawyerMumAsia · 08/11/2024 20:17

@Bunnycat101 thanks. I think people on here would probably be more sympathetic to my situation if my kids were left at school from 7:30am for breakfast club until 6pm wraparound honestly. Having a nanny who brings the kids home early at 3pm
has rubbed people up the wrong way. I have been told on here that most people don’t work my
hours (9.30-6pm or 7pm) and that’s simply not true. London is expensive- a lot of the population have to work those hours. Some women have to clean buildings at night, some
work in restaurants during weekends. This thread has made
me feel guilty for working and I think this is exactly what causes women to fall off the ladder. Just read the threads. Then years later when they’re struggling to get a good job when their kids are grown up, MN will
tell these people off for letting their career go. As I said above I actually feel guilty not working as well
as I don’t want my children to have less choices when they’re older by being weighed down by debt. Apparently deciding to risk one’s career is the most selfless thing even though they could be struggling to get an income when their children are 15 and need extra tuition for their GCSEs.

I also think that people underestimate how hard it is to get a flex job!!! Those who have it think it’s
so
easy.

I appreciate an anonymous forum like this is going to raise all sorts of views and it’s been
interesting to hear everyone’s input.

OP posts:
Bunnycat101 · 08/11/2024 19:27

Thing is though you can’t do everything. With both of you doing long ish hours you have to have a nanny and you’ll be paying for that. You sort of just have to suck up the cost of it and ride it out over the next decade until your youngest is more independent. Some jobs just can’t work within strict 8-6 pick-ups. Even though we haven’t needed to use a nanny yet, we factored in a decade of nanny costs to our life insurance calculation as we knew we’d need more expensive childcare if there was just one of us.

However, I do think it’s quite rare for both parents to be going full pelt with their careers. You’re doing well to be managing but you can’t do everything. I’d also say lots of senior men do start to realise they’re missing out. My husband is ceo level and feels the passing of time with the children and recognises he often misses out because of the demands of his role. When I had a more demanding role, we were stressed and stretched too far. I still have a good job but it’s much more planned and less reactive than my old one. I could have become a stay at home mum but I’m glad I’ve maintained my carer as it gives us options but it absolutely stings when i can’t make a school event or spend as much time with mine as I’d like.

SouthLondonMum22 · 08/11/2024 16:48

FanofLeaves · 08/11/2024 16:43

I might not TELL my male lawyer boss that as it would be deeply unprofessional, but I definitely think it.

On the whole though, it definitely applies to women more than men.

FanofLeaves · 08/11/2024 16:43

SouthLondonMum22 · 08/11/2024 14:36

OP does have a point though. No one tells male lawyers that they will never get this time back and other clearly emotive language.

I might not TELL my male lawyer boss that as it would be deeply unprofessional, but I definitely think it.

Completelyjo · 08/11/2024 14:47

SouthLondonMum22 · 08/11/2024 14:36

OP does have a point though. No one tells male lawyers that they will never get this time back and other clearly emotive language.

I don’t think that’s particularly true, I know plenty of men who have taken extended paternity leave, reduced their hours in work or chanced their work schedule in some way to accommodate having young children. It’s not that strange for fathers to want to see their kids too.

Fluufer · 08/11/2024 14:39

SouthLondonMum22 · 08/11/2024 14:36

OP does have a point though. No one tells male lawyers that they will never get this time back and other clearly emotive language.

I'm not responsible for what other people might say. I didn't say anything of the sort.

SouthLondonMum22 · 08/11/2024 14:36

Fluufer · 08/11/2024 10:09

If that was what I meant, I would have said it. You keep putting words in my mouth and I suspect you are projecting.

OP does have a point though. No one tells male lawyers that they will never get this time back and other clearly emotive language.

StevieNic · 08/11/2024 10:10

How come you’ve got nursery AND a nanny? Do you work unsociable hours?

Fluufer · 08/11/2024 10:09

LawyerMumAsia · 08/11/2024 10:05

‘as I said, most mothers aren’t working those kind of hours’ is what you meant ;)

If that was what I meant, I would have said it. You keep putting words in my mouth and I suspect you are projecting.

LawyerMumAsia · 08/11/2024 10:05

Fluufer · 07/11/2024 20:31

And as I said, most people don't work those kind of hours. I didn't say they were "crazy", that was your language not mine.

‘as I said, most mothers aren’t working those kind of hours’ is what you meant ;)

OP posts:
LawyerMumAsia · 07/11/2024 20:32

@Fluufer ok thank you

OP posts:
Fluufer · 07/11/2024 20:31

LawyerMumAsia · 07/11/2024 20:26

Thanks, @Fluufer . I have an hour and fifteen minute commute so I have to leave the house at 8am to get to my desk at nearly 9.30am on the in office days. Nanny arrives at 7.30am so I get kids ready and they then leave the house with her. I then go to work at 8am. I leave my desk at the office at 6.20pm and get home at 7.40pm so nanny is booked until 8pm.

on the at home days I start work at almost 9.30am and finish at 7.

may have been a miscommunication.

I would log back on at night if absolutely needed yes. That tends to happen one or two nights a week

And as I said, most people don't work those kind of hours. I didn't say they were "crazy", that was your language not mine.

LawyerMumAsia · 07/11/2024 20:27

GogoGobo · 07/11/2024 19:38

Stick with it. These are the hard yards. Your kids will thank you for being in their own home form 3pm with a trusted professional and you in the background/at hand.
I too was at a certain career stage when my son was born which meant we needed a Nanny, 3 long days per week. Sometimes I’d have to be on a train at 7am, other weeks do an overnight in London because of a late finish.
In the years before school, we paid through the nose for the best care we could have for our son, and I would have the odd wave of feeling it was financially crazy to be handing over such a large amount of my earnings…but fast forward a decade and I don’t regret it one bit.
The financial load will lighten, but for now you are giving your children a kind and gentle alternative to you being the full time carer.
it was just over 10 years ago now, but I was paying £2,400 a month + car + gym for 3 days per week, and then preschool fees on top of that to help my son prepare for school. I do not regret a single penny of that!

Thanks @GogoGobo . It’s really interesting to hear about others’ experiences when they’ve come through the other end

OP posts:
LawyerMumAsia · 07/11/2024 20:26

Fluufer · 07/11/2024 20:22

I'm only going off what you've said and you've clearly stated that you do not work only 9.30 to 6pm. You're being disingenuous.

Thanks, @Fluufer . I have an hour and fifteen minute commute so I have to leave the house at 8am to get to my desk at nearly 9.30am on the in office days. Nanny arrives at 7.30am so I get kids ready and they then leave the house with her. I then go to work at 8am. I leave my desk at the office at 6.20pm and get home at 7.40pm so nanny is booked until 8pm.

on the at home days I start work at almost 9.30am and finish at 7.

may have been a miscommunication.

I would log back on at night if absolutely needed yes. That tends to happen one or two nights a week

OP posts:
Fluufer · 07/11/2024 20:22

LawyerMumAsia · 07/11/2024 20:17

@Fluufer deary me i give up. I work 9.30am - 6pm on the in office days and 9.30am until 7pm from home. Theyre not that crazy. All the best.

I'm only going off what you've said and you've clearly stated that you do not work only 9.30 to 6pm. You're being disingenuous.

PeloMom · 07/11/2024 20:20

@Fluufer some people want to live above bare minimum and survival. It’s partially a choice but also as OP says she wants to give her kids a better future. Wish more people were striving for better.

LawyerMumAsia · 07/11/2024 20:17

Fluufer · 07/11/2024 19:13

In fairness though OP most people don't work those kind of hours, kids or not. It is very much a choice for you both to work that much instead of spending time with your kids. Which is fine if it is what you all want, we all have different priorities.

@Fluufer deary me i give up. I work 9.30am - 6pm on the in office days and 9.30am until 7pm from home. Theyre not that crazy. All the best.

OP posts:
GogoGobo · 07/11/2024 19:38

Stick with it. These are the hard yards. Your kids will thank you for being in their own home form 3pm with a trusted professional and you in the background/at hand.
I too was at a certain career stage when my son was born which meant we needed a Nanny, 3 long days per week. Sometimes I’d have to be on a train at 7am, other weeks do an overnight in London because of a late finish.
In the years before school, we paid through the nose for the best care we could have for our son, and I would have the odd wave of feeling it was financially crazy to be handing over such a large amount of my earnings…but fast forward a decade and I don’t regret it one bit.
The financial load will lighten, but for now you are giving your children a kind and gentle alternative to you being the full time carer.
it was just over 10 years ago now, but I was paying £2,400 a month + car + gym for 3 days per week, and then preschool fees on top of that to help my son prepare for school. I do not regret a single penny of that!

V0xPopuli · 07/11/2024 19:18

Tbh i know loads of lawyers and know very very few where both have remained in the private practice long hours client facing roles post kids.

In all one or other has:

  • gone in house where hours are better
  • gone to civil service legal where pay is much poorer but hours MUCH better and pensions valuable
  • dropped to part time
  • stopped entirely
  • switched to academic/tutoring

You can't squeeze children into an already full life, there have to be changes.

FanofLeaves · 07/11/2024 19:16

LawyerMumAsia · 07/11/2024 18:41

i don’t appreciate the insinuation that the other lady actively wants to be with her children (and anyone who works longer hours doesn’t)

What other lady? I’m talking about women and mothers in the workplace in general. I don’t think giving up a career you’ve worked incredibly hard to achieve is easy on anybody, nor is deciding to be financially dependent on your husband. It’s not that black and white. She’s lucky to be in a position where she can be with her children AND not be in dire financial straits for it (and indeed have paid help for part of the week) but I’m sure it wasn’t an easy decision however much she loves being at home for the children. I’m just pointing out that the industry you work in is probably never going to allow for you to easily do less hours. If you’re happy with the current set up, you want to advance in your industry, and you have a good, trustworthy nanny that will stick around then there’s not much more to be done except keep paying for it.

Fluufer · 07/11/2024 19:13

LawyerMumAsia · 07/11/2024 18:41

i don’t appreciate the insinuation that the other lady actively wants to be with her children (and anyone who works longer hours doesn’t)

In fairness though OP most people don't work those kind of hours, kids or not. It is very much a choice for you both to work that much instead of spending time with your kids. Which is fine if it is what you all want, we all have different priorities.

Sleepygrumpyandnothappy · 07/11/2024 19:04

LawyerMumAsia · 07/11/2024 18:41

i don’t appreciate the insinuation that the other lady actively wants to be with her children (and anyone who works longer hours doesn’t)

But you have essentially admitted that you value other things. Your mark of being a good parent is being a provider. If you genuinely did want to spend lots of time with your children you would organise your life differently.

Perhaps if gender norms weren’t so entrenched your partner would have used his unemployment as a spur to consider transferring to another area and allowing you to lean into the Big Job.

If you both want to do the long hours version of the Big Job then you will need an extraordinary amount of childcare and that means extraordinary costs. However it is possible to be materially comfortable, keep a more balanced view of how much material wealth you need to set up for your children, and pursue career success that doesn’t make the demands that law does.