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Haven’t paid rent in months!

538 replies

Uppoopcreek · 31/10/2024 00:13

I’ve just realised I haven’t paid my rent in around 6 months! I don’t know how this could have happened?
ive lived here around 4 years. All I can think is I set up a standing order a while ago and it didn’t work properly?
now, I have pretty severe MH problems. Awful anxiety and depression(probable ADHD but still waiting for an appointment to start the process). I never check my bank, I’m behind with other bills, too. I’m a bury my head in the sand type of person, but worry constantly about everything, About a month ago I hit rock bottom. Won’t go into details, but it wasn’t great.
I have 3 DC, and I’m on benefits.
Help! What do I do?! Had a text from landlord last night asking me to call him, which is what’s just prompted me to look now. I was asleep when he text.

OP posts:
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5
ladykale · 01/11/2024 20:22

Jux · 31/10/2024 02:41

We used to have a flat we rented out, and we had a good tenant who came to us and told us she'd been injured and was waiting for an operation and in the meantime couldn't work. Because she came to us to talk about it, we had no hesitation in giving her time, understanding if she was short sometimes, etc. She was a great tenant and we wanted to keep her!

Talk to your landlord. There are so many unreliable tenants, hanging onto good ones who let you know when there are problems is a top priority ime.

She sounds like one of the unreliable ones though unfortunately...

GranPepper · 01/11/2024 20:21

GranPepper · 01/11/2024 20:16

A tenner on a taxi instead of a bus because it's raining; a luxury ready meal from the supermarket😯🤔. Then you don't pay your rent 😐. When I was a child and we were on benefits, every penny was a prisoner. We walked around a mile to a cheap supermarket, bought cheap food, walked a mile back to the bus stop, struggled on to the bus with a clapped out trolley, got off the bus and walked around another half mile to our house. A luxury was having toilet roll instead of yesterday's newspaper. If you're reliant on benefits, without meaning to be controversial, you shouldn't have an expectation of luxury supermarket meals or taxis to avoid a bit of rainfall.

This was a response to WiddlinDiddlin but seems to have been attached to you, sorry

Hidebehindasmile · 01/11/2024 20:17

WiddlinDiddlin · 01/11/2024 20:08

Of course it doesn't... I don't think you've understood what it is.

It's not something people like me set out to do on purpose, it is something we can't help doing, or really struggle not to do.

It is fucking destructive and horrible to live with, lying there at night with all these worries racing through your head but you cannot make yourself check this, look for that, make a phone call, send an email.

Saying 'the problem is 'ostrich syndrome' does not actually help people get out of a situation'... is like saying 'catching flu doesn't help people feel well' or 'having your legs hacked off with a chain saw does not help you walk'...

We know it doesn't fucking help. Some people need more help to do these things, to avoid getting into a mess, than others.

How come needing a wheelchair because someone can't walk is accepted, but needing help with ND related issues isn't. They're both disabling, is the person with the wheelchair also just lying and doing it for attention? Do they need to just get a grip and get on with it because all have to, regardless of individual circumstances?

OK, I totally get what you are saying now. Sorry crossed wires on my side

Well said 👏 xxxx

GranPepper · 01/11/2024 20:16

Macaroni46 · 01/11/2024 07:46

So why not check your balance regularly? It's very easy to keep track nowadays with apps and online banking. There really is no excuse for not noticing 6 months worth of rent money not going out!

A tenner on a taxi instead of a bus because it's raining; a luxury ready meal from the supermarket😯🤔. Then you don't pay your rent 😐. When I was a child and we were on benefits, every penny was a prisoner. We walked around a mile to a cheap supermarket, bought cheap food, walked a mile back to the bus stop, struggled on to the bus with a clapped out trolley, got off the bus and walked around another half mile to our house. A luxury was having toilet roll instead of yesterday's newspaper. If you're reliant on benefits, without meaning to be controversial, you shouldn't have an expectation of luxury supermarket meals or taxis to avoid a bit of rainfall.

AlsoCS · 01/11/2024 20:15

Sorry, haven't read whole post. But If you are on Universal Credit you can ask them to make a payment arrangement to pay your rent directly to your landlord and pay instalments on arrears.

Hidebehindasmile · 01/11/2024 20:14

Bachboo · 31/10/2024 22:09

I’m sure the landlord is overwhelmed too

Looks like it's all getting sorted 👌

loropianalover · 01/11/2024 20:10

Uppoopcreek · 01/11/2024 19:49

I’m back. I assure you this is genuine and I’m most definitely not after money from strangers on the internet!
Spoken to LL and we’re going to try and find a solution that works for us both. If not, they’ll be putting the house on the market.
he was so lovely and I’m very grateful to him for being so understanding

What sort of solution are you hoping for OP? Can you pay double rent until you’ve caught up?

WiddlinDiddlin · 01/11/2024 20:09

Hidebehindasmile · 01/11/2024 19:35

You know how to grind my gears. I'm one off those people who buried their head in the sand, just hoping it would all be OK. I kept everything to myself. I ended up in hospital, full mental breakdown. I was there for 8 weeks & my kids were not taken off me!!!! Unfortunately I did loose my home but I finally got the help I needed. We found a new home & with a great team behind me, lots of deep therapy, I'm through the other side 🙂.

I wouldn't wish what happened to me to my worst enemy 😕 . I'm glad your perfect 😇

Im not sure you meant to quote me, or if you did, you understood what I was saying...

WiddlinDiddlin · 01/11/2024 20:08

GranPepper · 01/11/2024 19:57

I think the problem is "ostrich syndrome" does not actually help people get out of a situation where they are not paying their bills because not paying your bills have consequences such as getting evicted. We all have to pay our bills regardless of individual circumstances. Someone you owe a bill to is entitled to receive the money.

Of course it doesn't... I don't think you've understood what it is.

It's not something people like me set out to do on purpose, it is something we can't help doing, or really struggle not to do.

It is fucking destructive and horrible to live with, lying there at night with all these worries racing through your head but you cannot make yourself check this, look for that, make a phone call, send an email.

Saying 'the problem is 'ostrich syndrome' does not actually help people get out of a situation'... is like saying 'catching flu doesn't help people feel well' or 'having your legs hacked off with a chain saw does not help you walk'...

We know it doesn't fucking help. Some people need more help to do these things, to avoid getting into a mess, than others.

How come needing a wheelchair because someone can't walk is accepted, but needing help with ND related issues isn't. They're both disabling, is the person with the wheelchair also just lying and doing it for attention? Do they need to just get a grip and get on with it because all have to, regardless of individual circumstances?

Hidebehindasmile · 01/11/2024 19:57

Uppoopcreek · 01/11/2024 19:49

I’m back. I assure you this is genuine and I’m most definitely not after money from strangers on the internet!
Spoken to LL and we’re going to try and find a solution that works for us both. If not, they’ll be putting the house on the market.
he was so lovely and I’m very grateful to him for being so understanding

Awk I'm so pleased for you!!! Be kind to yourself. 🥰🥰🥰🥰🥰

GranPepper · 01/11/2024 19:57

WiddlinDiddlin · 01/11/2024 19:26

At this point I don't really care if OP is real or not - tbh on forums like this anyone could be lying out their arse, it doesn't really matter.

The number of people who cannot grasp how some conditions lead to a 'head in sand' 'Ostrich Syndrome' reaction is truly astonishing.

Just because you can do something, you find it easy... doesn't mean we all do!

I think the problem is "ostrich syndrome" does not actually help people get out of a situation where they are not paying their bills because not paying your bills have consequences such as getting evicted. We all have to pay our bills regardless of individual circumstances. Someone you owe a bill to is entitled to receive the money.

Uppoopcreek · 01/11/2024 19:49

I’m back. I assure you this is genuine and I’m most definitely not after money from strangers on the internet!
Spoken to LL and we’re going to try and find a solution that works for us both. If not, they’ll be putting the house on the market.
he was so lovely and I’m very grateful to him for being so understanding

OP posts:
Hidebehindasmile · 01/11/2024 19:35

WiddlinDiddlin · 01/11/2024 19:26

At this point I don't really care if OP is real or not - tbh on forums like this anyone could be lying out their arse, it doesn't really matter.

The number of people who cannot grasp how some conditions lead to a 'head in sand' 'Ostrich Syndrome' reaction is truly astonishing.

Just because you can do something, you find it easy... doesn't mean we all do!

You know how to grind my gears. I'm one off those people who buried their head in the sand, just hoping it would all be OK. I kept everything to myself. I ended up in hospital, full mental breakdown. I was there for 8 weeks & my kids were not taken off me!!!! Unfortunately I did loose my home but I finally got the help I needed. We found a new home & with a great team behind me, lots of deep therapy, I'm through the other side 🙂.

I wouldn't wish what happened to me to my worst enemy 😕 . I'm glad your perfect 😇

WiddlinDiddlin · 01/11/2024 19:26

At this point I don't really care if OP is real or not - tbh on forums like this anyone could be lying out their arse, it doesn't really matter.

The number of people who cannot grasp how some conditions lead to a 'head in sand' 'Ostrich Syndrome' reaction is truly astonishing.

Just because you can do something, you find it easy... doesn't mean we all do!

Hidebehindasmile · 01/11/2024 19:23

Awwlookatmybabyspider · 01/11/2024 18:14

Before people start throwing round accusations of OP not coming back because she may be a troll or that she was begging for money. The question in my mind is “Is she able to come back, is she okay, Im sure you all know what I mean by okay

I was thinking the same thing! Mental health effects People in all different ways. She came for advice & People are saying she needs her kids taken off her!! She hasn't committed an evil crime. Keyboard warriors at their best 👌

Teddybear23 · 01/11/2024 19:02

To be honest I feel more sympathy with the guarantor- if she or he is given a 6month rent bill you could cause HUGE problems for them.

twoistrulycompany · 01/11/2024 18:48

Pickandmixmood · 31/10/2024 01:16

This. Not only did she not notice all the extra money, she somehow spent it all without realising.

And is still behind on other bills!

ssd · 01/11/2024 18:42

Why are people still giving advice?

Op is long gone.

TheSnugHare · 01/11/2024 18:39

saltinesandcoffeecups · 31/10/2024 00:44

So you’ve spent 6 months of rent not on tent? But the COL is crippling? I don’t see how both can be true.

If the OP has ADHD they will have spent all of the money impulsively on a load of crap, but doesn’t want the judgement. To be fair it’s how her brain works, she can’t think things through.

laraitopbanana · 01/11/2024 18:36

crumblingschools · 31/10/2024 01:12

Will you be able to afford next month’s rent?

Hi op,

I am sorry life is hard atm.

What is suggested is really the first thing you need to do…make sure you pay next month. Then work your way up to the last unpaid months. If he wasn’t bothered, he might not be bothered to wait but never assume and ask what is possible.

Good luck 🌺

Kjpt140v · 01/11/2024 18:19

Rachel1509 · 31/10/2024 00:17

Oh dear!
However, did you not log into your internet banking and see more than expected?
I guess he’ll want it all paying pretty quickly - are you in a position to do that?

Not helpful, what is done is done. She needs help now.

tuvamoodyson · 01/11/2024 18:18

Awwlookatmybabyspider · 01/11/2024 18:14

Before people start throwing round accusations of OP not coming back because she may be a troll or that she was begging for money. The question in my mind is “Is she able to come back, is she okay, Im sure you all know what I mean by okay

I’ve a feeling she’ll be fine.

NautilusLionfish · 01/11/2024 18:17

I am sorry. I would call the landlord with apologies and try to work out something sensible. But am not sure if this is good advice. What I know is that I understand he ADHD burying head in the sand bit. I have lost at least if not over £100,000 by burying my head in the sand including not billing work I have done. Its devastating when you momentarily pull your head out of the sand and then ADHDickhead rears its head again and am back in the sand.

Mumoftwochildrenand6furkids · 01/11/2024 18:15

Id speak to him and ask If you can set up an payment plan or something always better to speak to people and explain rather than ignore them but I know whats it is like i have Bipolar and can get in right muddle paying things with my brain fog.

Awwlookatmybabyspider · 01/11/2024 18:14

Before people start throwing round accusations of OP not coming back because she may be a troll or that she was begging for money. The question in my mind is “Is she able to come back, is she okay, Im sure you all know what I mean by okay