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To want a budget which puts young people and families first

385 replies

HFJ · 28/10/2024 19:59

In advance of an upcoming budget that will likely hammer working people (again, despite the rhetoric), I’m consoling myself by imagining my own budget. You’ll notice a theme. This is because I believe young people and families are the future, deserve to have hope, aspirations and goals. Please feel free to contribute.

  1. The first 5 years of young people’s full time earnings to be tax and NI free. This would enable all to save for a house deposit, rather than only the few who inherit. Imagine the incentive to work hard!
  2. No increases to any tax that primarily affects working age people, including fuel tax (because working people need fuel to go to work)
  3. No stamp duty for young people and those with children under 18. This enables them a fairer chance of buying property rather than have to compete unfairly with cash buyers
  4. Complete removal of the pension tax free cash allowance. This is because 100s of 1000s are poised to take their 25% lump sum and plough this into the property market (tbf I think the gov has got wind of this, hence the landlord tax changes)
  5. instead of massive increases to NHS budget (which does not really benefit the young or families), a £10 charge to see the doctor, so people start to take ownership for their health
  6. Removal of the free prescription for over 60s. Instead, use this money to bring back the school nurse and perhaps even school dentist visits

Any other ideas?

OP posts:
coxesorangepippin · 28/10/2024 22:33

Same with daycare workers

Shadysadiebaby · 28/10/2024 22:33

Wn38475 · 28/10/2024 20:43

I don’t agree at all. Parents need to take responsibility, rather than expecting the state to look after them.

Could say the same about pensioners but hey ho.

coxesorangepippin · 28/10/2024 22:33

HCP's can take an express route to nursing

So 2 years of being an HCP can be used towards your nursing degree for example

Kendodd · 28/10/2024 22:33

JudgeJ · 28/10/2024 22:22

Not rubbish at all, it encapsulates the OP's views perfectly, the old can go and lie down in the middle of the M6, how dare they breath air that might be needed for the never-ending supply of sprogs.

What are you taking about 'never-ending supply of sprogs'. You know the birthrate is about 1.5 in the UK don't you? And continuing to fall. Really showing your child hatred there.

coxesorangepippin · 28/10/2024 22:32

Subsidized daycare, from birth

Free education, at all ages

Free travel for youth/students

Never gonna happen

saltinesandcoffeecups · 28/10/2024 22:30

InformEducateEntertain · 28/10/2024 20:47

@MeowCatPleaseMeowBack well in Logans run it was 30. Maybe we should go for that. Would mean you could flip all those houses that the government had just helped The Young to buy.

And @MeowCatPleaseMeowBack … not the worst idea, but I would add a little Soylent Green into the plan… so those pesky childless people have something to eat in their cardboard boxes down by the river.

TiredArse · 28/10/2024 22:29

wonderstuff · 28/10/2024 20:31

I think increasing the bus fare is a terrible idea. Potentially £10 a week extra cost to those who are likely to be among the poorest in society. Maybe more. It won’t get a lot of press attention, but it’s a 50% increase overnight.

It was due to end in December anyway. I’m glad it is being extended, but agree it would have been great if it had been possible to keep it at £2.

i believe there may be longer term plans to bring bus services back under local authority control? Hopefully that would help with cost and service availability.

Kendodd · 28/10/2024 22:28

SD1978 · 28/10/2024 22:18

No. Because one group doesn't deserve more than another. A working uterus doesn't somehow make you better and more deserving, and neither does being young. Saying you have more value in youth or motherhood is quite frankly insulting.

I disagree a little bit.
I think above all else, we need to invest in children. This isn't just for the benefit of those children, it's for wider society going forward. I think it's widely acknowledged that for every £ spent in childhood saves money in adulthood. Even just feeding them better sets them up for better health, saving society money, in the future.

JudgeJ · 28/10/2024 22:22

Kendodd · 28/10/2024 22:17

What a load of rubbish.

Not rubbish at all, it encapsulates the OP's views perfectly, the old can go and lie down in the middle of the M6, how dare they breath air that might be needed for the never-ending supply of sprogs.

XenoBitch · 28/10/2024 22:21

BigManLittleDignity · 28/10/2024 22:09

This is actually a very sensible idea. Much better than anything OP suggested. It might encourage people into vital - but not highly paid - jobs e.g. care workers, TAs and HCAs.

Those jobs have awful working conditions. Change that, and people might be interested.

30percent · 28/10/2024 22:21

viennawaitsforyouu · 28/10/2024 20:22

I would do away with mainstream schools and implement homeschooling instead with tutors and an informal learning approach
free travel for children and teenagers
i would give benefit money to children and teenagers so that they can buy their own clothes and food and anything they need incase they’re being abused
i would create homeless shelters for runaway adolescents
i would also create separate living areas for those with antisocial behaviour so they’re not bringing everyone else down

Sorry I think the idea about giving benefit money to children instead of the parents is a terrible idea.
While it's terrible that there are some parents out there spending that money on drugs instead of their kids. Thankfully most parents are good and abusers are the minority. Your idea would lead to loads of children wasting the family money on expensive shoes and games consoles. Worst case scenario the kids would spend it on drugs. In fact seeing as kids have poorer impulse control then adults there would probably be way more kids spending the family money on drugs (if your idea was implemented )then there currently is parents spending the family money on drugs.

Your idea about making shelters for runaway teens that are being abused was a good idea though imo

user1467300911 · 28/10/2024 22:20

Slow handclap OP.

Why is it always someone pitching young against old, or some culture war type rubbish?

Most people’s reality is not this thankfully. We have parents, uncles, aunties, who we care about, or we are grandparents who love and want the best for our kids and grand kids. Or maybe we just care about other people outside of our own bubble.

Tricho · 28/10/2024 22:20

HFJ · 28/10/2024 19:59

In advance of an upcoming budget that will likely hammer working people (again, despite the rhetoric), I’m consoling myself by imagining my own budget. You’ll notice a theme. This is because I believe young people and families are the future, deserve to have hope, aspirations and goals. Please feel free to contribute.

  1. The first 5 years of young people’s full time earnings to be tax and NI free. This would enable all to save for a house deposit, rather than only the few who inherit. Imagine the incentive to work hard!
  2. No increases to any tax that primarily affects working age people, including fuel tax (because working people need fuel to go to work)
  3. No stamp duty for young people and those with children under 18. This enables them a fairer chance of buying property rather than have to compete unfairly with cash buyers
  4. Complete removal of the pension tax free cash allowance. This is because 100s of 1000s are poised to take their 25% lump sum and plough this into the property market (tbf I think the gov has got wind of this, hence the landlord tax changes)
  5. instead of massive increases to NHS budget (which does not really benefit the young or families), a £10 charge to see the doctor, so people start to take ownership for their health
  6. Removal of the free prescription for over 60s. Instead, use this money to bring back the school nurse and perhaps even school dentist visits

Any other ideas?

I hope when you are over 60 the younger workers paying tax are just as pleasant as you.

AmusedHazelExpert · 28/10/2024 22:20

XxSideshowAuntSallyx · 28/10/2024 21:22

Don't single people matter? Or is it just people with children and the young that should get help buying a house?

I know we single, childless people are the bottom of the pile and second class citizens but you know we struggle more than a couple with children do getting on the property ladder as we only have one wage.

Also as someone that through no fault of my own has had to see a doctors several times in the past two years it has nothing to do with not looking after my health, my body decided to say "fuck it, I'm going to put her in chronic pain" it wasn't caused by anything I did. Also people can't help being born with certain conditions so all those would have to pay under your scheme too?

As ridiculous as I think the OP is, pitting age groups against each other.
It's also an arithmetic fact that a critical mass of working population is needed to sustain those above them.
When one pays 'taxes all their life' they are paying for those above them, not themselves.
It is expected that the next generation of working people (so, the kids) pay for their parents.
It's not a bank account where you pay for 'yourself'.

Not only are people living longer (and so costing more), but the working age population is shrinking in relative proportion to the non-working that need support.

Now obviously there's been mismanagement erc but this isn't just a problem in the UK. It's a trend seen across most of the developed world. Even the Nordic utopias that MN loves.

What's the solution then?

Everyone can get as angry as they like but it's not going to change these facts. Unless the entire financial system undergoes a major reset.

BTW I don't have DC so not part of the 'smug parents' camp.

JudgeJ · 28/10/2024 22:19

MrsTerryPratchett · 28/10/2024 20:08

No stamp duty for young people and those with children under 18.

That's probably the vast majority of home buyers. It's all very well not wanting working people taxed, but working people are the people with income to tax!

Exactly, the work-shy have no income to tax, they're just happy to take.

Anni23 · 28/10/2024 22:19

£10 charge to see a Doctor… I’m pregnant and have had to see at least one Doctor/HCP most weeks, so that’d be around £400 - £500. No amount of ‘taking responsibility’ for my own health would have prevented my pregnancy related illnesses, nor would it help my young family with maternity leave pending!

SD1978 · 28/10/2024 22:18

No. Because one group doesn't deserve more than another. A working uterus doesn't somehow make you better and more deserving, and neither does being young. Saying you have more value in youth or motherhood is quite frankly insulting.

lazyarse123 · 28/10/2024 22:17

Let me think. How can I put this?
FUCK YOU Op. I have worked and paid my contributions for 50 years including when my children were little why should I have to still be struggling? When life really should be a little bit easier now.

Kendodd · 28/10/2024 22:17

This reply has been deleted

This has been withdrawn by MNHQ for breaking our Talk Guidelines.

What a load of rubbish.

Oscarbravoromeo · 28/10/2024 22:14

This reply has been withdrawn

This has been withdrawn by MNHQ for breaking our Talk Guidelines.

user1467300911 · 28/10/2024 22:10

wonderstuff · 28/10/2024 20:31

I think increasing the bus fare is a terrible idea. Potentially £10 a week extra cost to those who are likely to be among the poorest in society. Maybe more. It won’t get a lot of press attention, but it’s a 50% increase overnight.

My family will be affected by this. I am a single parent and I earn a pound or so a month over the threshold for my DD to get a subsidised bus pass, so it will cost me an extra £40 a month to get her to college after the rise is implemented. We won’t starve but that’s our annual holiday budget gone.

BigManLittleDignity · 28/10/2024 22:09

Kendodd · 28/10/2024 21:47

I think the one thing the government could do to improve the lives and future of a great many citizens would be a massive council house building programme.
Really good quality, spacious homes with affordable rent. And I would put key workers, including higher income ones, at the top of the list, first to be housed, but ultimately there should be enough for everyone who needs/wants one. It would also be an income generating asset for councils.

This is actually a very sensible idea. Much better than anything OP suggested. It might encourage people into vital - but not highly paid - jobs e.g. care workers, TAs and HCAs.

Gall10 · 28/10/2024 22:05

Inheritance to be taxed at 99%….after all its unearned income.

NeverDropYourMooncup · 28/10/2024 22:02

So nobody over a certain age (ie, older than you and your offspring) is to be permitted to have 'hope, aspirations and goals'?

Have you ever heard the phrase 'It's not all about you, you know'?

Gabbyghoul · 28/10/2024 22:01

DaniMontyRae · 28/10/2024 20:34

So I should pay stamp duty (c.10k on a terrace home in my town) because my ovaries don't work properly? Fuck you. Already having to pay tens of thousands on ivf if I went that route then more on stamp duty. Can't decide if you are heartless or just thick.

Oh, and I'm not a cash buyer. Not even close. But someone with kids could well be.

Edited

This.

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