DS 25 still lives at home

My adult child left home to go to university at 18. After graduating they lived here on and off until they got a job they settled into.

Twenty years ago, about 20 years after they left, they and their partner returned to live with me in the family home.

The reason, as thats what the opening poster seems interested in, is that they both felt they were living to work, not working to live, and they wanted to explore another way of life, which seemed to be more suited to where I lived.

I'm more than happy with the arrangements. They both seem to have found a better work/life balance than they had before.

My son returned home after university and we were happy to have him as he was determined to save a deposit to buy his own place rather than rent and pay someone else’s mortgage. At 26 he bought a 2 bedroom flat which he could not have afforded to rent as the rent of an identical flat was more than his mortgage repayments.

Mines 34 and still at home. He has lived in his own property but the rent went up so much he could no longer afford to live there. It was recently reported that you need a £70'000 income to have a reasonable quality of life here.

DD1 is 21 and won't be moving out any time soon. DSD moved out and back a few times before moving in with her now DH at 29.

My eldest is 25 and is moving into his new home shortly (we have just finished decorating it)! He is buying and it has taken him over three years to build up a suitable deposit, we charged a low rent so he could afford to save.

My youngest 22 has no savings (went to South Africa, New Zealand, Australia, etc. for six months earlier in the year) and so is living at home.

I didn’t move out until I was 24 thou.

Ds still lives at home @ 35 , earns around 23k
doesn't save anything. Most his friends lived at home till they coupled up around 32 yrs old

You can’t get 1 bed flat to rent less than 700+ and mortgage to buy is around 650+ mth plus bills/food

I’ve mentioned living with mate only to get
Im not sharing with someone I like my own space

I don’t mind but I’m his mum
dp does he’s not his dad but known him from 12 yrs old

I’m a year older than your son and my journey was:

moved out at 18 for university

moved back home at 22.

Moved back out with my own place at 24 (renting).

If I could do it all again, I’d probably stay at home a bit longer - maybe until I could afford to buy a house. But then again living at my parents house was awful, so maybe I’d just stay an extra month or 2 to pad out my savings. It’s definitely been hard moving out and being independent at that age but I don’t regret it. The memories/life experience has been worth it, but it’s definitely been tight at times and I wonder if I’m behind in life as it will take me longer to buy a house.

My DS moved out at 27 rented a flat on a low rent scheme designed to let you rent for 5 years at 70 percent of the market rate and save the 30 percent as a deposit
his partner / friend lived with him and they had a great time very cheap rent in a huge luxury flat 😂

he then inherited a huge deposit from his grandparents so him and his partner bought a house and have a lodger and they are using the lodgers rent to overpay the mortgage each month
They are 30 and 26

My three all boomeranged after uni.28, 29 and 24 when they finally moved out fit good Still got their rooms available if they need to come home again COL is so high in SE .

My 4 dds moved out after university, I am happy and so are they thankfully.

Yet many on MN are very judgemental because when a thread comes up about an adult living at home, there will be comments like
'Why on earth are they not in a house share? I slummed it as a youngster, why can't they?'
Or
'You still live with your parents? That's really embarrassing for you."

This is the first thread in a long while where there hasn't been rude comments except 1 or 2 maybe.

actually probably not. Presuming she's planning on buying alone, she'll only be offered a certain multiplication of her salary - I looked on nationwide which is usually one of the more generous and they would offer an absolute max of £121k, so even with the £50k you're looking at a maximum of £170k for a property which in most of the country won't get you that much. Also if you're borrowing the absolute max of course your LTV is higher = high monthly repayments when she's on a comparatively low salary.

Bearing in mind she will also need to pay solicitors fees and buy all of her furniture and fittings from scratch so will need some extra money for that.

My DD is 22 and still lives with me. I don't see how financially she would manage otherwise. Rent is ridiculous.

I think it depends what they’re like and what living with them looks like. Mutually respectful, all get along nicely - I could live with for life (but we do have a large house so plenty of space).

My daughter let me know a while back that she will ‘need’ the house once she’s grown up, so we will have to relocate. You’ll find me in a bedsit somewhere once she’s 18…. (She was young enough for this to be funny!).

My youngest DS is 27, still lives at home and is very welcome to stay as long as he likes.

My older two boomeranged back and forwards for a few years before they moved out for good.

Mine won't even learn to drive as they can't see the point. They can't afford a car and they can't afford car insurance. I even volunteered to pay for their lessons but they won't do it as they say there is no point (which is a shame as I worry they will never learn!).

Ds 26 & 23 live with Dh and I, neither can afford to move out, yes they both work, and earn just over minimum wage.

Renting around here for a 1 bedroom flat is £1.100 and over, then you've got gas/electric/water/council tax, food on top!!
plus any other expenses like motor bike/car insurance, fuel, tax and mot...etc etc!

If children are living with their parents til early - mid 30s, housing developments need to futureproof new builds. More parking bays per house etc.

My 40 year old left home 22 years ago and got married and had two beautiful daughters then earlier this year he split with his wife and has now moved into my annex, my 22 year old left home for uni at 18, dropped out 6 months later and has periodically came back here for a month or so at a time then moves on again

Mine have moved out. DD1’s room is now the library. She shrieked a bit but a) she is 26 and b) she’s not even living in U.K. Suspect DD2 might move home at some point.

Mine is 21 back home after graduation. Has a grad job and has made the decision to save! We live in quite an expensive area if you need to rent! She splits the time between home and boyfriends parents house - they are the same, aware that it will be a couple of years before they move out!!

She’s a good lodger though :) pays rent, keeps her room fairly tidy! Helps around the house with washing /dishwasher etc. Maybe if she didn’t pull her weight at home I may have a different view!

Dd (24) is about to move back in as her landlord is selling the flat she lives in. Because it's so near the end of the year, she's decided to stay till after Xmas and then she'll look for somewhere new.

Ds (23) started his first job this year so he needs to save up for a deposit to rent somewhere and he's doing that.

Both are super easy and a pleasure to have at home so no issues here thank goodness.

They both now say 'how did you do it' as I was a single parent when they were young kids and they are both totally knackered from work!

Eldest DC 25 just bought a two bed shared ownership with partner and middle DC 23 joined the army so stays with me or his dad when he is up some weekends. Youngest at college doing a plumbing course. I'd love him to go to university as the others didn't just to have a break but I doubt he will but we will see.

@Eyesthelimit
Why is it shocking to go on the council list? not everyone can afford to buy or ever will.
If your home is overcrowded you can apply.

27 yo has moved back. 26 and 24 year olds don’t live with us. The 24 year old might boomerang back in the future.