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To have frugality fatigue. (Cost of living.)

431 replies

KnopkaPixie · 26/10/2024 18:03

Just that really. To do so well with finances for nearly a month then get an unexpected expense out of left field, pretending that lentil dahl is absolutely delicious, to have signed up to do surveys on YouGov and the rest and have made sod all, can't work any more hours, can't cut costs any more, can't claim anything off the state and to be kicking myself for not saving more when I had the chance. Just a moan really.

I never wanted to be that kind of miserable gît that resents every penny or knows, "The cost of everything but the value of nothing" But that's the way the value brand cookie is not crumbling right now.

Perhaps a bit woo but sometimes I wonder whether a real poverty mindset becomes a self fulfilling prophecy and perhaps a more speculate to accumulate mentality might do me better? Not any manifesting flapdoodle but just an idle thought.

OP posts:
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Happilyobtuse · 27/10/2024 21:08

lifeisnotstraigtforward · 27/10/2024 15:03

This!

We were on the bones of our arse since 2013. Finally qualified in my field after 7 years of low full-time wages, alongside studying in the evening and weekends to better our life. Received a payrise on qualification. Finally I thought, things were looking up and going our way, then DH had an accident at work last year, and has lost his job this year after long-term sick leave, he's now temporarily disabled and can't work. Back again to watching every penny.

Through the 7 years of struggling all that kept me going was the hope of a better future. A holiday finally for the DC, it's now not going to happen, as we can just about cover our day-to-day bills, fingers crossed nothing breaks. Flat tyre earlier this month, and the repair had to be put on a credit card. I just want to cry.

My friend mentioned last week, she's already bought my Christmas present, I didn't have the heart to say there's no money for Christmas presents for anyone this year.

Big hugs to everyone struggling right now. It's so hard.

You really deserve a break! I hope someone does something wonderful for you soon! Really sorry to hear about your husband, life is so shit when you are trying your best but can’t catch a break!

Happilyobtuse · 27/10/2024 20:58

Lentilweaver · 27/10/2024 12:48

It's not a competition and the OP has every right to complain, but no the squeezed middle is not worse off than those in developing countries. I am from one such and have spent considerable time there.

I don’t mean to say the squeezed middle is worse off than those that live in abject poverty in a third world country, what I mean is that in third world countries ppl are still able to eat unprocessed healthy fruit and veg while people who are poor here cannot afford that as price of food has really gone up. I know ppl in full time employment who are living on cans of soup or biscuits as the only meal all day, that is ridiculous if you think about it. Also the squeezed middle if they are of asian ethnicity for example are more likely to go back home where they would have a lot more disposable income than here!

nietzscheanvibe · 27/10/2024 20:57

Happilyobtuse · 27/10/2024 15:37

And how do you decide that?! I am a part of that and it is rubbish! No spare cash for anything after working hard your whole bloody life and taxed to death. Ppl on benefits better off than you and you work full time while paying off student loans and they sit on their arse. More and more ppl who have a choice are leaving. At one point the UK attracted ppl from different countries( Pakistan, India, Bangladesh, Sri Lanka, Nigeria etc.) who came here for a better life, I now personally know atleast 5 ppl who have left for Australia, Middle East and India. So unless the government realise that they need to tax the rich corporations who evade taxes and also the billionaires who use all the possible tax havens to store their money, they will lose ppl who came here for good quality of life as nowadays there is none! The government also need to stop handing out money to able bodied healthy ppl and instead make policies like free childcare, bf clubs, after school clubs to enable ppl to work full time and without excuses. Currently the cost of childcare becomes prohibitive for a lot of ppl. If you tax just the middle to death they will leave and then what happens?! Who is going to foot the bill?! Why do you think ppl come on boats here?! Are they no safe countries they can go to before they reach the UK?! No they come here due the handouts, look at switzerland, no handouts, no one stays there as cost of living is too high. And yes, living on the breadline is horrible and it is made worse when you worked hard all your life to get out of that only to find that it still leaves you with nothing!

Jesus Fucking Christ!

I agree about taxing the wealthy, but if you feel that people on benefits are really better off than you (I mean, Jesus. Fucking. Christ.), then give up your job, go on benefits, and have an easy fucking life 🙄

Maria1979 · 27/10/2024 20:28

Deportationsensation · 27/10/2024 03:18

Yep. I suffer with low iron at the best of times but right now I’m constantly tired exhausted by iron deficiency. I can’t afford red meat. I’m borderline vegetarian because I can’t afford meat in general. I get one sainsburys extra small chicken a week, which costs about £2.50 and that’s literally the only meat I have. I can’t even afford the extra £3 to get iron supplements because my food budget is £15 a week. It’s exhausting.

Get the Iron suppliments ! I have not been taking mine and I almost fell outside being out of breath. Loosing hair, cold feet and hands, fatigue, headache. Stupid as I am I stopped taking them because they constipate and I had to get laxatives. But Iron deficiency is serious and your immune system gets really weak so you will be vulnerable to all colds, covid, flu going around. I will start taking mine tmw and I recommend you to buy them because they are vital.

Hoardasauruskaren · 27/10/2024 19:47

CeeJay81 · 27/10/2024 07:19

I'm assuming your too embarrassed to tell any close family/friend's your situation?. If I had a close family member or friend who l knew was in this situation, I'd be buying them a few groceries or treating them to a coffee and cake out. These days it feels like everyone for themselves. Life really shouldn't be like this but the smallest of things can make life a little more enjoyable.

I would too! Years ago when we were in our 20s I was much better off than my DS who had young dc & a week to week existence. I treated her to lunch, coffees etc regularly. Now our income is more equal & she pays more often than I do (at her insistence) in acknowledgment of this. But if she was still skint I would happily take her out for lunch etc. I would hate my close family /friends to be living such a grim existence. Makes me sad & angry reading this thread! I often think if I was mega rich I couldn’t enjoy it knowing so many are going hungry in cold damp homes.

Seaside3 · 27/10/2024 19:42

Op, some things that help when I'm feeling the grind.
We arenapproaching christmas, if you receive presents, ask for a 'luxury' item that will make your daily life better. For me, it's things like nice toiletries, a good candle. Some fancy glasses I lusted after but would never buy. Made drinking water a bit nicer. (Wine when affordable.) A really nice duvet cover. Topically, one year my mil gor me a load of spices on a rack. It actually made life better.
I also try to improve my money mindset. If it doesn't work, it won't have cost you anything. If it does, it can really help.
Also, remember to see friends and family. We all need a laugh sometimes. Stay away from the moaners, surround yourself with the fun, happy ones. Have a coffee at theirs, or yours, make your place look nice. Put cheap biscuits on a plate, use a teapot if you have one. Pick some flowers/branches. Basically, make it an occasion, even if it isn't. Hope things improve soon

BollockyBagels · 27/10/2024 19:26

OP - apologies, not read the whole thread but have you got a community fridge near you? Ours has an amazing variety of food which is fairly shared in the twice weekly sessions. No need to sign up, not means tested, totally anonymous. It's all about saving food waste.
It won't get you out of your situation but food choices may bring a little more joy to your world. I do wish you all the best

ClareBlue · 27/10/2024 19:03

Evilartsgrad · 27/10/2024 18:48

Oh give over. They're exactly right.

The post is about how having to make continual decisions around affording food and not having any choices grinds you down. It's not about a comparison with absolute poverty in other societies. We don't define poverty in terms of 6 dollars a day in the west. We use measures around being able to participate in society and have some discretion in how we live. To respond 'there's people worse off' misses the point and is a shit thing to say. It perpetuates the normalising of these situations too.

ClareBlue · 27/10/2024 18:53

user1471538283 · 27/10/2024 07:27

I think that once you've experienced poverty you are terrified of it happening again. I've been careful with money all my life and it's upsetting to see the cost of living go through the roof. You get sick of making do and not having. Of constantly thinking about money.

I've got an ex friend who has spent thousands on nothing and has debt for big holidays but is in a better position than I am. It makes me feel resentful.

This is really well researched. If you are brought up in very poor conditions and hungry as a child the 'fear' never leaves you. Even self made millionaires who were poor worry about being poor again.
If you were brought up affluent and become poor you always believe you can turn it around and will not stay poor. It basically not something you worry about if you were not poor as a child.

Evilartsgrad · 27/10/2024 18:48

ClareBlue · 27/10/2024 18:39

Well done for the worst post of the day. So early too.

Oh give over. They're exactly right.

forgotmyusername1 · 27/10/2024 18:40

pumpkinandparrot · 27/10/2024 17:46

Labels and to write down on a piece of paper everything you have in the freezer. That way it’s easy to have a quick look and see if you can put together a meal of what you have and not forget anything.

I do this the first Sunday of the month
Write down what we have and meal plan around the freezer that week.

As we go through I cross out what we have used. Stops the finding things a year later problem and encouraging me to use what we have. This is especially a good idea if like me you are a yellow sticker shopper and have all sorts of random bits in there

ClareBlue · 27/10/2024 18:39

Wantitalltogoaway · 27/10/2024 05:42

I think it’s also important to remember that, no matter how much you’re struggling, in global terms you are NOT poor.

Even in historical terms in the UK, you are NOT poor.

I’ve been very short of money, comfortable, quite well off and everything in between so I do get it, but there’s definitely a whiff of martyrdom in some of these posts.

Well done for the worst post of the day. So early too.

greenday16B · 27/10/2024 18:34

I don't think OP had Dhal issues.

Cyclingmummy1 · 27/10/2024 18:29

Miley1967 · 27/10/2024 13:39

Well they have said they won't hammer working people. Hopefully it will just be the buy to let landlords and those with a lot of assets that will be hit. I guess we will have to wait and see !

Taxing landlords and assets isn't the solution - 2% would raise £150 a year on a house on LHA in our area. So someone who is already struggling will see a rent rise of £3 a week because LLs won't be absorbing it. Yet more unintended consequences.

It would help if the government could define working people before saying they won't be hit by rises. If 90% of your income comes from PAYE and you own one rental, are you a working person? If you're a small business owner who employs 6 people and takes dividends, are you a working person?

Lentilweaver · 27/10/2024 18:29

Maybe no suggestions only empathy is best in this forum.

Neurodiversitydoctor · 27/10/2024 18:20

LadyGabriella · 27/10/2024 18:19

I work in acute medicine in hospital so don’t deal with foodbank referrals.
Using coconut milk in dhal is not a silly suggestion when it can be bought for 79p as per pp and adds calories/taste.

I think we chalk this one up to healthy professional difference.

LadyGabriella · 27/10/2024 18:19

Neurodiversitydoctor · 27/10/2024 18:14

Is that what you tell your patients when they come to youasking for a foodbank refferal ?

Do you also ask patients struggling to lose weight whether they have considered having carrot sticks as a snack ?

Given the rest of the thread it was tone deaf.

I work in acute medicine in hospital so don’t deal with foodbank referrals.
Using coconut milk in dhal is not a silly suggestion when it can be bought for 79p as per pp and adds calories/taste.

Louri · 27/10/2024 18:16

There is an ‘eat for £1 a day’ group on Facebook, loads of cheap meal ideas shared there x

Neurodiversitydoctor · 27/10/2024 18:14

LadyGabriella · 27/10/2024 18:09

Well guess what neurodiversity, I am a medical doctor too. And I thought my coconut milk suggestion was quite good. What speciality are you in?

Is that what you tell your patients when they come to youasking for a foodbank refferal ?

Do you also ask patients struggling to lose weight whether they have considered having carrot sticks as a snack ?

Given the rest of the thread it was tone deaf.

Neurodiversitydoctor · 27/10/2024 18:10

WitchesButter · 27/10/2024 16:25

Or perhaps the person suggesting coconut milk was just trying to be helpful. Would you have sworn at her in real life and called her vacuous for mentioning a helpful tip?

Context here is everything, over several pages similar unhelpful suggestions eg: adding fresh corriander, cumin and mushrooms to the dahl had been made and the OP had explained that she was an experienced cook but had parred everything down as far as possible and was left with just the very basic ingredients. Other posters then continued to talk about spices, going to Asian supermarkets etc, other posters explained that the money for spices might be needed elsewhere, that cooking it for a longtime is expensive etc.

Then after maybe 6 pages of this the poster suggests coconut milk. IRL if somene had repeatedly explained it was not the skills or knowledge that they lacked but the basic resources and some one had then suggested that there difficulties were due to lack of knowledge. I would have been pretty fed up and annoyed with them.

As I said I have worked with families close to the poverty line for 25 years, it infuriates me when mostly people who have never had to or only have brief experience of living on very limited resources have the audacity to tell poor people they are somehow " doing poverty wrong". People who have lived experience of entrenched poverty know how to spend their money to get the most bang for their buck having had to do it for years and years. It reminds me of these useless Tory polictians living for a week on the minimum wage.

That or the Pulp song. Clueless.

LadyGabriella · 27/10/2024 18:09

Neurodiversitydoctor · 27/10/2024 14:51

I don't why this really got to me, can you be honest with your mate ? If they knew I am sure they would stand you the coffee.

To the poster above yes I am a doctor and have seen and worked with people in grinding unremitting poverty my whole career. Suggestions such as adding coconut milk to dhal are vacuous and show less than no empathy or understanding of the psychological and often physical impact that constant preoccupation with having enough resources has on people.

Well guess what neurodiversity, I am a medical doctor too. And I thought my coconut milk suggestion was quite good. What speciality are you in?

greenday16B · 27/10/2024 17:58

pumpkinandparrot · 27/10/2024 17:22

Who is Roland Dahl..

Sorry , the ice on my lap top prevented me from spelling correctly.

BunnyLake · 27/10/2024 17:58

The trouble is OP speculating to accumulate is a luxury only people with plenty of spare money can really do (imho). I know some people just seem to have a knack of turning a tenner into a grand and onwards and upwards from there, born entrepreneurs I suppose (or born privileged). Unfortunately I don’t have that entrepreneurial flair.

pumpkinandparrot · 27/10/2024 17:46

BunnyLake · 27/10/2024 17:35

Yes freezing everything has been a bit of a revelation to me. Things I never thought of freezing like cheese (grated), fresh veg (now chopped/sliced, bagged, in the freezer) and it’s greatly reduced slimy bits stuck in the back of the fridge. There’s minimal waste in my house, I just can’t afford to throw away food.

I do need to get labels though lol.

Edited

Labels and to write down on a piece of paper everything you have in the freezer. That way it’s easy to have a quick look and see if you can put together a meal of what you have and not forget anything.

pumpkinandparrot · 27/10/2024 17:43

I used to work extra as a secret shopper. I got to buy things in shops or go out to restaurants and eat.

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