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To have frugality fatigue. (Cost of living.)

431 replies

KnopkaPixie · 26/10/2024 18:03

Just that really. To do so well with finances for nearly a month then get an unexpected expense out of left field, pretending that lentil dahl is absolutely delicious, to have signed up to do surveys on YouGov and the rest and have made sod all, can't work any more hours, can't cut costs any more, can't claim anything off the state and to be kicking myself for not saving more when I had the chance. Just a moan really.

I never wanted to be that kind of miserable gît that resents every penny or knows, "The cost of everything but the value of nothing" But that's the way the value brand cookie is not crumbling right now.

Perhaps a bit woo but sometimes I wonder whether a real poverty mindset becomes a self fulfilling prophecy and perhaps a more speculate to accumulate mentality might do me better? Not any manifesting flapdoodle but just an idle thought.

OP posts:
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IVFmumoftwo · 27/10/2024 07:19

Happilyobtuse · 27/10/2024 07:10

Trust me not jealous! But the way the government gives out free childcare hours for those on benefits but this was not available to those working full time jobs made no sense. I hear there are some changes there now but unfortunately I cannot avail as my children are now at primary school after having paid thousands in nursery fees!
The thing is ppl on benefits sometimes as get as much or even more than ppl in full time work. Sorry but I find that grossly unfair. No one on benefits should be better off than someone in full time employment.

I am on benefits. I don't get the free hours. I have to fork out the childcare fees and hope UC gives it back. To be honest the thresholds have been lowered by the recent government that things that many were eligible for such as free school meals or free prescriptions are no longer available for them. If it is any consolation I imagine you will have a better pension and maybe own your house (hope I am not presuming much). I don't even get free dental treatment.

CeeJay81 · 27/10/2024 07:19

I'm assuming your too embarrassed to tell any close family/friend's your situation?. If I had a close family member or friend who l knew was in this situation, I'd be buying them a few groceries or treating them to a coffee and cake out. These days it feels like everyone for themselves. Life really shouldn't be like this but the smallest of things can make life a little more enjoyable.

AlwaysPerplexed · 27/10/2024 07:18

I'm now living on a pension in France - it's not horrible but 3 days from 'payday' and there is little left in the pot.

I'm a member of a few 'frugal living in France ' type FB groups and I'm constantly annoyed by the boastful posts of 'i saw cheddar cheese half price in Lidl so I cleaned the shelf'.

So annoying in so many ways - yes it's money saving, but you must have lost of spare cash to clean the shelf, and what about leaving some for other people who may need the help.

Westfacing · 27/10/2024 07:16

Wantitalltogoaway · 27/10/2024 05:42

I think it’s also important to remember that, no matter how much you’re struggling, in global terms you are NOT poor.

Even in historical terms in the UK, you are NOT poor.

I’ve been very short of money, comfortable, quite well off and everything in between so I do get it, but there’s definitely a whiff of martyrdom in some of these posts.

Global terms and historical UK terms are not relevant - people are talking about their life, here and now, in the UK.

You ARE poor if you have to think every single day how you're going to eek out your income to feed and house your children, and you ARE poor if you can't afford to have much fun in life because you simply don't have the money.

I'm not poor but grew up in an impoverished household - it was bleak.

Tumbleweed101 · 27/10/2024 07:16

We were at our most poor around 2000. We were in the cycle of losing most of our savings on private rent deposits because for many it was a boom time and the houses we rented kept being sold and we had to every six months. There wasn't the deposit protection in place that there is now. We were young (early 20's), had a baby and my ex couldn't find work so we were living on benefits which were pretty much next to nothing as that was before tax credits.

I remember scrapping for loose change around the house to buy bread and milk and a bag of pasta so we could make sure the baby got some food.

I did find work but it wasn't a high wage and my ex wasn't a great sah parent.

Whenever I feel frustrated now I remember how bad it was then and I feel a degree of satisfaction that although it's not been great managing as a single parent on a low wage I have kept everything better than it was then!

It does grind you down to a point you can't see a way forward.

MistressoftheDarkSide · 27/10/2024 07:16

Wantitalltogoaway · 27/10/2024 06:57

Limiting heating or meals does not mean you are poor. At all.

If I could I’d eat lovely organic food from Waitrose every day and have my heating on all evening. But I don’t — I limit it because I can’t afford to eat exactly how I want and have my house toasty warm all the time. It doesn’t mean I’m poor.

Sorry, but not being able to afford any treats and eating low-cost food is NOT poverty.

I'm sorry, just been nodding along in solidarity with the majority of other posters, but had to stop and double take your post.

Can't quite fathom how limiting heating or meals doesn't mean you're poor - at all.

Unless it's being done through choice such as to feed masochistic compulsion.

I can appreciate I'm fortunate to have my flat with it's central heating and combi boiler which makes me more fortunate than some, and that relatively speaking it's affordable, but my budget is so finely tuned unless the temperature dips well below freezing, the heating will remain an enigma. My new sport is watching my smart meter and trying to keep daily gas and electricity consumption to between one and two pounds, because currently my food budget is 80.00 (ish) a month - yes, a month and I'm trying to keep it that way. There's just me and my cat. And don't tell me to get rid of my cat or I'll offer you out. (Joking, obvs)

BUT I think that makes me poor by average standards.

IVFmumoftwo · 27/10/2024 07:14

Wantitalltogoaway · 27/10/2024 07:09

It depends on your perspective.

In global terms, when half the population of the world lives on less than $6 a day, the fact that we have houses, heating, food, a flushing toilet, education, healthcare, entertainment, communication devices and leisure time makes us very rich.

I know it’s no fun, but poverty it is not.

I KNOW THAT. I know it is also not comparable to the poverty of the past but how does your post help the OP? She needs food banks. I am pretty sure she is poor. I am not saying she is in poverty! Freezing in your house isn't going to be any better because others are worse off.

Gnomy · 27/10/2024 07:14

Wantitalltogoaway · 27/10/2024 07:09

It depends on your perspective.

In global terms, when half the population of the world lives on less than $6 a day, the fact that we have houses, heating, food, a flushing toilet, education, healthcare, entertainment, communication devices and leisure time makes us very rich.

I know it’s no fun, but poverty it is not.

You’re comparing conditions of ‘global’ poverty with one of the richest and most development nations in the world. Expectations are different; whether you agree with it or not.

forgotmyusername1 · 27/10/2024 07:12

Happilyobtuse · 27/10/2024 07:10

Trust me not jealous! But the way the government gives out free childcare hours for those on benefits but this was not available to those working full time jobs made no sense. I hear there are some changes there now but unfortunately I cannot avail as my children are now at primary school after having paid thousands in nursery fees!
The thing is ppl on benefits sometimes as get as much or even more than ppl in full time work. Sorry but I find that grossly unfair. No one on benefits should be better off than someone in full time employment.

I believe the reason for this was for the children's benefit as those with non working families generally speaking had awful prospects so needed to be in nursery more to give them a better chance in life

morinaga · 27/10/2024 07:11

KnopkaPixie · 27/10/2024 01:31

Her latest is a classic.

Here I am, yet again. What I am going to do now after emptying out everything into little bowls, just like Délia Smith in 1982. With the annoying music in the background and lingering long shots of my highly désirable property.

Why, you guessed it! I'm going to to make a Frankenstein mess of roast potatoes, brussel sprouts, parmesan cheese and gluten free pasta with this, rather than just eating the leftovers heated up in the microwave like any normal person.

Have you ever heard of this? It's called sliced ham in a packet. But this very luxurious. You could use tinned tuna. Perhaps if you are very old, come from The North, failed your schooling, work in manual labour or have had your tongue extracted in a freak industrial accident you will not mind the juxtaposition of congealed 48 hour aged in the fridge gravy and tinned fish.

I will now cook ths for 9 hours in my wood fired stove to my complete satisfaction.

I used to teach English as a Foreign Language y'know but I am reluctant to disclose my proper income because none of this makes sense and if anybody asks me a real question I get ratty and flustered.

😹 I have no idea who this lady is but your renditions are hilarious so it doesn’t even matter.

Wantitalltogoaway · 27/10/2024 07:11

AlwaysGinPlease · 27/10/2024 07:06

Are you always so fucking rude?

It’s not rude in the slightest.

Happilyobtuse · 27/10/2024 07:10

IVFmumoftwo · 27/10/2024 07:00

Benefits aren't that generous. It isn't something to be jealous of.

Trust me not jealous! But the way the government gives out free childcare hours for those on benefits but this was not available to those working full time jobs made no sense. I hear there are some changes there now but unfortunately I cannot avail as my children are now at primary school after having paid thousands in nursery fees!
The thing is ppl on benefits sometimes as get as much or even more than ppl in full time work. Sorry but I find that grossly unfair. No one on benefits should be better off than someone in full time employment.

Wantitalltogoaway · 27/10/2024 07:09

IVFmumoftwo · 27/10/2024 07:03

I am aware of what poverty is and have some experience of it. However you are poor if you have to ration food and heat. Why wouldn't it be classed as poor? Who rations it if you aren't struggling unless you are Scrooge?

It depends on your perspective.

In global terms, when half the population of the world lives on less than $6 a day, the fact that we have houses, heating, food, a flushing toilet, education, healthcare, entertainment, communication devices and leisure time makes us very rich.

I know it’s no fun, but poverty it is not.

IVFmumoftwo · 27/10/2024 07:08

Happilyobtuse · 27/10/2024 06:53

Not really, I know a lot of ppl moving to Australia and Middle East. Australia is a bit more expensive in terms of paper work, Middle East less so if you get yourself a job before you go. Having lived in UK, Middle East - Dubai/ Bahrain, Singapore and India, I am tempted to go to India for better quality of life.

Try getting a house in Australia. If you think the rental market is bad here.

ainkeepsfalling · 27/10/2024 07:08

You may have already tried this OP but have you got the Olio app?

You can get free food (we have olio champions who collect fresh produce from the supermarkets and distribute it) I appreciate you may not have someone close by to collect from or be able to travel to collect tho.

We are also fortunate enough to have a community kitchen locally that does a similar thing, so people can go along and collect a bag of food, I know you don't qualify for state help but anyone can go to these. Anything similar near enough for you?

AlwaysGinPlease · 27/10/2024 07:06

Wantitalltogoaway · 27/10/2024 05:42

I think it’s also important to remember that, no matter how much you’re struggling, in global terms you are NOT poor.

Even in historical terms in the UK, you are NOT poor.

I’ve been very short of money, comfortable, quite well off and everything in between so I do get it, but there’s definitely a whiff of martyrdom in some of these posts.

Are you always so fucking rude?

LakelandDreams · 27/10/2024 07:04

I hear you OP. I'm very lucky because I have assets but I can't eat assets. I don't qualify for benefits because I have savings, but because I'm self-employed, those savings are for illness or old age. My income is very small at the moment (sometimes only a few hundred a month) and health and other considerations mean I can't work more hours. I'm also tired of dahl and curries that I make up from the contents of my fridge. Every time I save a few pounds and get back to zero, I get a big expense that I have to stick on my credit card.

I fully expect to be one of the people Labour hammer in the budget. Asset 'rich' and not a 'working person' apparently.

forgotmyusername1 · 27/10/2024 07:03

Someone posted it above but the olio app is amazing if if is active in your area

I have managed to half my grocery bill through olio collections. The best stuff is collection after 9pm so to really benefit you need to be able to get out in the eve but even if you can't do that you can get best before items at any time. Family of 4 and our food bill is about £60 a week. Need to have a decent amount of freezer space

I haven't brought bread products in a very long time. I once got a whole chicken and a birthday cake.

Download the app and see if if is active in your area. If it isn't and you have time you can volunteer to be a food waste hero. You get to keep 10% of any collections you do plus anything which isn't collected by others.

With olio it is the unsold supermarket food at the end of the day which is collected by local food waste heroes, listed on the app and collected by the community. It is free to use or you can pay £30 a year to not have to watch an advert

IVFmumoftwo · 27/10/2024 07:03

Wantitalltogoaway · 27/10/2024 06:57

Limiting heating or meals does not mean you are poor. At all.

If I could I’d eat lovely organic food from Waitrose every day and have my heating on all evening. But I don’t — I limit it because I can’t afford to eat exactly how I want and have my house toasty warm all the time. It doesn’t mean I’m poor.

Sorry, but not being able to afford any treats and eating low-cost food is NOT poverty.

I am aware of what poverty is and have some experience of it. However you are poor if you have to ration food and heat. Why wouldn't it be classed as poor? Who rations it if you aren't struggling unless you are Scrooge?

Gnomy · 27/10/2024 07:02

It’s poor form for posters to be saying she should make a better version of dhal or that in Asia it’s eaten most meals. And? Maybe thats not to OPs taste.

Whether she eats it 3 times a day or its an analogy, we can get the point shes making without picking holes in it.

Hope things pick up for you.

IVFmumoftwo · 27/10/2024 07:00

Happilyobtuse · 27/10/2024 06:45

I honestly think that the squeezed middle is the worst place to be financially. The rich are fine, the very poor get benefits. Those in between are shafted. The squeezed middle who don’t qualify for benefits but still have to pay crazy taxes and subsidise everyone else. We earn above average salaries, have 2 primary school aged children but still have hardly anything leftover each month bcoz the cost of everything has gone up - food, mortgage, water, gas and elec etc. At one point we could easily save monthly, now that is a dream. Every month some new expense, this month it is £700 for my car trouble. In a few months we have to re- mortgage and I am absolutely dreading it going up! It all depends on the budget. The cost of food here is really crazy. The number of ppl who are suffering food poverty is unbelievable in a first world country. When you look at the price of food and the cost of living in asian countries compared to the UK you realise that maybe we are actually worse off than the supposed third world countries!

Edited

Benefits aren't that generous. It isn't something to be jealous of.

betterangels · 27/10/2024 06:59

KnopkaPixie · 26/10/2024 20:54

To kind of add insult to injury, I've just made myself a distressful upsetment by watching some silly patronising cow on Youtube, ''Living a thifty and frugal life here as early retirees in our four bedroom farmhouse here in rural Brittany, France."

She talks to you very slowly and carefully about how to use parmesan to enrich your white sauce for a nourishing gluten free pasta bake in between making patchwork quilts and beating off seasonally affective depression by...

Ooh blimey.

I hear you! I also have accidentally come across that YT channel. YANBU about any of it.

Wantitalltogoaway · 27/10/2024 06:57

IVFmumoftwo · 27/10/2024 06:40

If they are limiting meals or heating they are poor. Poverty now isn't to the extreme of the Victorians but it is still poverty.

Limiting heating or meals does not mean you are poor. At all.

If I could I’d eat lovely organic food from Waitrose every day and have my heating on all evening. But I don’t — I limit it because I can’t afford to eat exactly how I want and have my house toasty warm all the time. It doesn’t mean I’m poor.

Sorry, but not being able to afford any treats and eating low-cost food is NOT poverty.

Happilyobtuse · 27/10/2024 06:53

IVFmumoftwo · 27/10/2024 06:45

  1. You need money for that.
  2. It is the same shit in most places at the moment.

Not really, I know a lot of ppl moving to Australia and Middle East. Australia is a bit more expensive in terms of paper work, Middle East less so if you get yourself a job before you go. Having lived in UK, Middle East - Dubai/ Bahrain, Singapore and India, I am tempted to go to India for better quality of life.

Cartwrightandson · 27/10/2024 06:51

Deportationsensation · 27/10/2024 03:18

Yep. I suffer with low iron at the best of times but right now I’m constantly tired exhausted by iron deficiency. I can’t afford red meat. I’m borderline vegetarian because I can’t afford meat in general. I get one sainsburys extra small chicken a week, which costs about £2.50 and that’s literally the only meat I have. I can’t even afford the extra £3 to get iron supplements because my food budget is £15 a week. It’s exhausting.

If you go on ebay you can get for £3.99 I'll PM you x

https://www.ebay.co.uk/itm/355918279379?mkcid=16&mkevt=1&mkrid=711-127632-2357-0&ssspo=w2fc2yf9qkc&sssrc=4429486&ssuid=xss7AK7xSrq&var=&widget_ver=artemis&media=COPY

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