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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

DH is spoiling his adult daughter

487 replies

Asofcati · 25/10/2024 20:19

Context first, DH and I have been together for 6 years, the first 4 years was sort of long distance as he was living in Paris at the time. He has one child. A daughter, who’s 18. I have 2 sons who are 18 and 16.
His daughters mother was French but she passed away when she was just 10 and DH and I had been friends before that.
Anyway 2 years ago he and his daughter moved to London, I sold my home and we bought a house together. Luckily we were in a position to be mortgage free. We both work, he earns a decent amount more than I do but I appreciate we are both well off and comfortable. We generally keep finances separate, and transfer proportional amounts to a joint bank account which covers communal bills and groceries.
This year both the older kids started uni, his daughter is doing a degree apprenticeship in Wealth Planning at a private bank and is making 24k already which just seems bonkers to me but whatever, my son is studying history. They are both still living at home, we don’t charge them rent etc.
We agreed that we’d cover the same things for both of them then my son would have his student loan (basic amount) and his DD would have her wage for fun spending. This already seemed unfair to me as she makes a lot of money while my son makes nothing but I was trying to keep the peace.
We cover for them (from the joint account)

  • Phone bill - they both got the new iPhone recently so this is expensive
  • gym membership
  • groceries they eat at home
  • travel to uni/work
Anything outside that is up to them.

Today I found out that DH has added his daughter as an authorised user on his credit card which he pays off from his personal money. Her birthday was in August and he bought her a brand new MacBook, a whole designer wardrobe for work (think Ralph Lauren etc.), a designer work hand bag and jewellery from the likes of Van Cleef and Tiffany.
I thought it was ridiculous but it was his money and his choice but now he’s basically funding her entirely while she makes over 1.5k a month, has no rent to pay etc.

I think he’s turning her into a little spoilt princess, she’s 18 and has more disposable income than most, add in dads credit card and she’s living it up good style.

I make less than him and have 2 children so can’t do the same for them which I’m worried will cause jealousy (she already has the 2nd biggest room in the house plus the only room other than the master with an en-suite which caused drama at first!).

AIBU to think this is bloody ridiculous? How would you handle it?

OP posts:
XxSideshowAuntSallyx · 26/10/2024 15:02

Asofcati · 26/10/2024 14:55

But why should she be given anything when she works?

DH claims today that she uses his credit card for the points and often transfer back for the amount, sometimes he tells her not to as he likes to treat her but she always offers. I don’t know if I believe this but whatever.
Also I’m not an authorised user on his credit card so Im not sure he’s actually that concerned about the points!

Why should your son when he has chosen (with your blessing) to sit on his arse and sponge off his parents and step parent?

You are coming across as petulant jealous child, having a tantrum because you aren't getting what you want or what someone else has.

Grow the fuck up!

user1492757084 · 26/10/2024 15:02

It is your DH's choice.
You have a right to comment, privately, about the positive or negative effects to his daughter.
I think too much money creates an attitude of entitlement.
You could suggest that SD (and your sons) participates in local charity work, say at a soup kitchen or supporting sustainable environments for threatened animals or plants etc.
The aim is for well rounded, kind young adults who can do things for themselves. Consider asking them all to do more chores and cooking around their home too.

The other issue worth talking about is the long term security of each child.
Is your husband reducing the chance of his daughter affording to purchase a home due to not saving what she spends on sparkles and baubles?
Should you both be charging a small rent (maybe secretly saving it for house deposits for each child) so that your kids experience real life?

Wellingtonspie · 26/10/2024 15:00

There’s the crux. Why is she on his credit card and not me wah wah stomps feet it’s not fair.

So hope is only a partner not a dh. Hopefully he wasn’t that stupid

IKEAJesus · 26/10/2024 15:00

I think you are both jealous of the OP with her wealthy husband and nice London lifestyle and dressing it up as criticism of her.

Nope - very happy with my life. I can afford to do what I want, and buy what I want, so why would I be jealous?

SassyRoseSeal · 26/10/2024 15:00

@Asofcati stop being jealous

IKEAJesus · 26/10/2024 14:59

But why should she be given anything when she works?

Because her father wants to do something nice for his daughter?

Because she’s studying - a degree apprenticeship is as much education as your son’s degree (and I’m willing to bet she’s putting far more hours into relevant activities for her qualification than he is)?

NewGreenDuck · 26/10/2024 14:58

Is she not doing a degree apprenticeship? Therefore earning and working.
You know OP if I had the money I would buy my kids more. I don't have money so they have what I can afford. Both adults BTW. Why can't he spend his money as he wants? Would you complain if he bought himself an expensive item?

TopshopCropTop · 26/10/2024 14:58

Asofcati · 26/10/2024 14:55

But why should she be given anything when she works?

DH claims today that she uses his credit card for the points and often transfer back for the amount, sometimes he tells her not to as he likes to treat her but she always offers. I don’t know if I believe this but whatever.
Also I’m not an authorised user on his credit card so Im not sure he’s actually that concerned about the points!

Why should your DS be given anything when he sits on his lazy arse and doesn’t work?

Newbutoldfather · 26/10/2024 14:58

@InterIgnis and @IKEAJesus ,

‘I can’t afford to do it, so i’m going to dress it up like those that can and do have a moral deficiency”

in short.’

The irony here is I probably could afford it, but I never would. They have Uniqlo clothes, or similar, and can use their allowance to save up if they want designer gear. They are still younger teens and the only way I ‘spoil’ them is the odd luxury holiday and the security of private medicine (they go to state schools).

I knew a few trust fund kids growing up. They were generally lazy and unmotivated. What is there to aspire to if you have it all aged 18?!

And a degree apprenticeship in ‘wealth management’ (that well known academic degree) was almost certainly gained via papa’s contacts rather than through diligence and drive.

I think you are both jealous of the OP with her wealthy husband and nice London lifestyle and dressing it up as criticism of her.

In short.

Asofcati · 26/10/2024 14:55

Superscientist · 26/10/2024 12:28

I don't think this is a binary question. I think the buying of work clothes and him buying her more isn't unreasonable but I don't think it's good for any 18 year old should have unfettered access to cash so I don't think the credit card access is necessarily the best of ideas.

At 18 all children need to learnt to budget so I think all 3 children should be given a set amount of money each month and they are responsible for ensuring that there is money for essentials and extras and so on. BUT what that budget it should be based on a discussion between each child and their parent. I think it's generally healthier to be given a set amount and learning to manage it rather than having things bought every they ask regardless of the price of the items

But why should she be given anything when she works?

DH claims today that she uses his credit card for the points and often transfer back for the amount, sometimes he tells her not to as he likes to treat her but she always offers. I don’t know if I believe this but whatever.
Also I’m not an authorised user on his credit card so Im not sure he’s actually that concerned about the points!

OP posts:
Anonymouseposter · 26/10/2024 14:52

I think a lot of this hinges on the ages of the "children". If they were 8 and 10 it would be entirely different. We are talking about young adults.
This is not a blended family.
When I was married and bringing up my children we had no separate money at all-everything was in joint names and joint accounts.
If I had entered into a second marriage when my kids were 18+ I would definitely not have blended like that again.
Any new house would have been tenants in common, proportional to what we put in and we would have had separate finances contributing fairly to household expenses.
I would not have accepted anyone interfering in my relationship with my children and I would not have attempted to interfere in theirs', even after marriage.
I think it's absolutely too late to expect them to be treated the same-their upbringing is basically complete.
As long as OP's husband is treating her fairly and neither she nor her children are subsidizing him he can do as he wishes as regards his daughter.

TopshopCropTop · 26/10/2024 14:51

Asofcati · 26/10/2024 14:42

He would argue I don’t cover it, it comes out the joint account but he puts about 70% in. He’d argue he covers her entire phone bill
and contributes to my sons phones.
I mentioned this weeks ago when we first got the phones and he suggested we just pay for the phones from our individual accounts then it won’t upset me.

And he would be absolutely correct.

If anybody is spoiled here it’s you and your darling son living in a house you can’t afford without this man and living off a joint account he pays 70% towards.

And yet you’re still complaining.

Put this one back OP because there’s plenty of us that would want a man like this. Oh and he speaks French? Extra bonus.

Newposter180 · 26/10/2024 14:48

Asofcati · 26/10/2024 14:42

He would argue I don’t cover it, it comes out the joint account but he puts about 70% in. He’d argue he covers her entire phone bill
and contributes to my sons phones.
I mentioned this weeks ago when we first got the phones and he suggested we just pay for the phones from our individual accounts then it won’t upset me.

He’s putting 70% in to the joint account and you have two children benefitting from that whilst he has one. Do you even understand how dumb you sound??

Wellingtonspie · 26/10/2024 14:47

So you now live in a bigger nicer house, he covers 70% of household bills and stuff from the joint account.

and your still complaining. Because he likes to treat his daughter.

some people really would bite the hand that feeds them

hughiedoesntfight · 26/10/2024 14:44

Asofcati · 26/10/2024 14:42

He would argue I don’t cover it, it comes out the joint account but he puts about 70% in. He’d argue he covers her entire phone bill
and contributes to my sons phones.
I mentioned this weeks ago when we first got the phones and he suggested we just pay for the phones from our individual accounts then it won’t upset me.

Exactly. He already is financing your son.

Why not move to you financing your son and him financing his daughter? And it not being a joint expense?

hughiedoesntfight · 26/10/2024 14:43

MeMyCatsAndI · 26/10/2024 14:39

I'd tell him since she's earning 24k a year you won't be covering her phone bill anymore.

Food is fair enough, but phone bill? Ffs.

But Op wants her own son’s phone bill covered. So, they don’t cover hers. They won’t cover the sons either.

The son could work. But chooses not to with the Ops support. So following your thinking they shouldn’t be paying for his either?

InterIgnis · 26/10/2024 14:42

MeMyCatsAndI · 26/10/2024 14:39

I'd tell him since she's earning 24k a year you won't be covering her phone bill anymore.

Food is fair enough, but phone bill? Ffs.

Then he can pull all his money from the joint account 🤷🏻‍♀️

He can stop contributing to her sons entirely.

Asofcati · 26/10/2024 14:42

MeMyCatsAndI · 26/10/2024 14:39

I'd tell him since she's earning 24k a year you won't be covering her phone bill anymore.

Food is fair enough, but phone bill? Ffs.

He would argue I don’t cover it, it comes out the joint account but he puts about 70% in. He’d argue he covers her entire phone bill
and contributes to my sons phones.
I mentioned this weeks ago when we first got the phones and he suggested we just pay for the phones from our individual accounts then it won’t upset me.

OP posts:
hughiedoesntfight · 26/10/2024 14:42

Asofcati · 26/10/2024 11:43

Ok fair enough.
Just to clarify, his daughter has over £500,000 being held back for when she’s ready to buy a house, that is the money from her mum, so no it’s not her mums money letting us all be mortgage free.
Fair enough DS could work but that wouldn’t even out the gifts situation.
No 18 year old, needs jewellery or bags worth thousands. She has several pairs of bloody louboutins she wears to work!!

But you say you think she will turn out spoilt.

So you wouldn’t do the same for your son. So the fact that you can’t is irrelevant, surely?

Or is it that you simply don’t want her having the gifts?

The gifts to HIS daughter is coming out of HIS personal money. You want him to pay for gifts for YOUR some out of HIS money?

Because you say you can’t afford to buy your son gifts. So the only person who could provide those gifts are your husband.

Honestly, I find this bizarre.

PrueRamsay · 26/10/2024 14:41

You sound incredibly jealous of her.

MeMyCatsAndI · 26/10/2024 14:39

I'd tell him since she's earning 24k a year you won't be covering her phone bill anymore.

Food is fair enough, but phone bill? Ffs.

InsomniacA · 26/10/2024 14:36

Asofcati · 26/10/2024 11:43

Ok fair enough.
Just to clarify, his daughter has over £500,000 being held back for when she’s ready to buy a house, that is the money from her mum, so no it’s not her mums money letting us all be mortgage free.
Fair enough DS could work but that wouldn’t even out the gifts situation.
No 18 year old, needs jewellery or bags worth thousands. She has several pairs of bloody louboutins she wears to work!!

Oh, you are simply eaten up with jealousy and spite, aren't you?

Poor, poor daughter. For her sake, I hope he soon realises what you are and divorces you.

LivelyHare · 26/10/2024 14:32

You, my dear, are jealous.

Wellingtonspie · 26/10/2024 14:26

Op and her son must of thought their golden goose has arrived with his golden eggs only to find not much has changed for them.

Wellingtonspie · 26/10/2024 14:26

Newbutoldfather · 26/10/2024 13:52

@IKEAJesus and @InterIgnis ,

Aside from the fact I don’t believe buying an 18 year old an entire designer wardrobe is good parenting, even if you are a billionaire, you seem to be missing the fact that the adult children share a house.

That means they aren’t completely separate.

If a couple move in together, and one is a multimillionaire and lives that lifestyle, and the other worries about money (assuming no shared finances), it makes the poorer one feel bad. Maybe if shouldn’t, but it does. Relative wealth is a real effect. Would you be happy cohabiting with someone who led a completely different lifestyle to yours (in either direction)?

The son didn’t choose for his mother to cohabit with her wealthy partner, so I think they, as a unit, need to consider what is reasonable for all the children, nor consider them totally separately.

So what your saying is the ops failed her son really.

She’s decided to move in with a man who is not his father and thus owes him nothing and is now upset via the disparity in monetary items.

Though he does benefits from the larger presuming over home too.

so it’s another poor blended family. Because adults put their desires first. Well the man actually seems to of kept his daughters life pretty nice just the op failed to realise her son might be a wee but put out being the poor relative.