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If you own a second home how do you get treated by locals?

213 replies

Poiul · 22/10/2024 12:59

Aware of the feelings towards second home owners on mumsnet. Does that contempt translate into real life is my question.

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user1467300911 · 27/10/2024 19:34

PumpkinPantz · 27/10/2024 12:27

Getting rid of holiday homes isn’t going to solve the housing crisis as they are still out of the reach for most people.
What you need to solve is the job opportunities in tourist areas and wages. And if you drive tourists away it’s not going to create other jobs/industries. Some of these areas did have traditional industries that have died and been replaced with tourism. So you free those homes up and they are bought by retirees or people who work from home, there’s no way to stop that.
I live in a part of the country where there are few opportunities for young people, so they will move to cities like London and displace locals.

I do stay in holiday homes, staying in hotels doesn’t work for us. I’d be happy to stay in purpose built flats for tourists no issue.

Some tourism is useful but the benefits of having the industry are usually overstated. Jobs in tourism are often poor quality - seasonal and low paid.

Businesses where I am recruit skilled staff from out of the area who are keen to live here but candidates often end up turning the job down because there is no suitable housing within a sensible commuting distance.

If some of the holiday homes in my area reverted to permanent housing, either to buy or long let, it absolutely would help the more desirable kinds of businesses that offer good quality employment.

1dayatatime · 27/10/2024 13:31

@Caerulea

"Exactly this. Where is the line in a housing crisis?"

Agreed and you can add in that everyone that owns a home or several then protests against the building of anymore houses.

Caerulea · 27/10/2024 13:19

Winter2020 · 27/10/2024 06:28

Hosing in this country is a finite resource.

What if as the rich poor divide widens it becomes trendy for the rich to own 10 houses dotted all around the UK- would that be OK? Other people having to live in tent villages so the rich can have 9 empty properties because they are rich? No? But one empty is OK? How about 2? Rich people should not be able to buy up resources that are a requirement for a basic standard of living.

Exactly this. Where is the line in a housing crisis?

What if the wealthy decided they wanted to buy almost all the food driving up the price of the remaining food, sparse as it is? I mean, why not? It's their money, they can do what they like, right?

justasking111 · 27/10/2024 13:06

Someone mentioned Abersoch. Houses on the market just now are way out of the reach of all but the seriously wealthy. We need social housing here

PumpkinPantz · 27/10/2024 12:27

Getting rid of holiday homes isn’t going to solve the housing crisis as they are still out of the reach for most people.
What you need to solve is the job opportunities in tourist areas and wages. And if you drive tourists away it’s not going to create other jobs/industries. Some of these areas did have traditional industries that have died and been replaced with tourism. So you free those homes up and they are bought by retirees or people who work from home, there’s no way to stop that.
I live in a part of the country where there are few opportunities for young people, so they will move to cities like London and displace locals.

I do stay in holiday homes, staying in hotels doesn’t work for us. I’d be happy to stay in purpose built flats for tourists no issue.

Livelovebehappy · 27/10/2024 12:25

Winter2020 · 27/10/2024 10:17

Totally separate from loads of homes being unoccupied - how so?

Because those sofa surfing and living in B&Bs are not going to benefit from a house in Cornwall being put on the market for sale to the residents of Cornwall, instead of it being a holiday home. People who are in this situation usually have no spare cash, and are not in a position to buy. The council aren’t buying homes for social housing - these are being currently provided via existing council homes, or new builds, where a certain percentage are set aside for social housing.

1dayatatime · 27/10/2024 10:54

@000EverybodyLovesTheSunshine000

Average house price as a multiple of average salary:

UK overall i8.3
London 14
South Hams 12
Cornwall 10

000EverybodyLovesTheSunshine000 · 27/10/2024 10:40

000EverybodyLovesTheSunshine000
Hey guess what? We're being priced out of where we grew up in "that London" too. It's not just in Cornwall you know 🙄

"Absolutely. Generations of Londoners here, in a non wealthy area now priced out. One "trend" I'm seeing is buying a house in Norfolk or Kent to supplement their income so people can pay the rent on their multi generational household and have somewhere to escape to when they can. Huge amounts of W London are empty boarded up or falling in due to second home owners from abroad. Londoners are not evil housing is ridiculous everywhere"

Exactly @QueenofFox! Sometimes it's people from elsewhere in the country (The Shires) moving here to work in the city or the media etc who are pricing us out. Point being it's not just in Devon and Cornwall where this happens!

RitaFromThePitCanteen · 27/10/2024 10:25

I don't own a second home, but some family members considered buying a second home at one point, but their main concern was the moral one of contributing negatively to housing issues for the local people (reduced housing availability, pricing local people out etc) and the effect on the local community when there are houses that are empty a fair amount of the year.

So they ended up buying a static caravan on a nearby site instead. I've visited it, it's great, comfy not at all like the caravans I remember from childhood holidays, and feels more like a chalet or a lodge. And best of all you're not negatively impacting on local housing issues.

Winter2020 · 27/10/2024 10:17

Livelovebehappy · 27/10/2024 09:41

The fact that people are living in b&bs and sofa surfing is a totally separate issue. The homes released from second home ownership, unless they're buy to lets wont help these people. Only building social housing will help here.

Totally separate from loads of homes being unoccupied - how so?

Livelovebehappy · 27/10/2024 09:41

Winter2020 · 27/10/2024 08:42

It's not only first time buyers that need homes. All people need homes.

People upsize, and people upsize into their properties and somewhere along that chain a first time buyer is able to buy or a first time renter to leave home - or a family living in a B&B to get a home.

...but you know that. So it must suit your purpose to pretend that because a first time buyer can't afford to buy the second home/holiday home/air b&b that they are morally fine and doing no harm. Each home used for these purposes is a home lost to residential property increasing the pressure on housing.

It is complete madness that individuals and families are living in b&bs, sofa surfing and camping while houses lie empty or are used by holiday makers. We should get the holiday makers back into hotels and purpose built holiday accommodation and keep residential property for permanent residents.

The fact that people are living in b&bs and sofa surfing is a totally separate issue. The homes released from second home ownership, unless they're buy to lets wont help these people. Only building social housing will help here.

Birdahoy · 27/10/2024 08:44

Winter2020 · 27/10/2024 07:00

When you sell another permanent residential home will be available.

Funny how many people believe their particular holiday let is of no use to anybody else while being suitable for you/ your parents/ your son....

As for appealing - what would your grounds be? "These rules shouldn't apply to meee?"

Edit to say - no need for a new kitchen to sell - just price it what it is worth as it is.

Edited

Thanks for these helpful comments 🤣🤣🤣

Winter2020 · 27/10/2024 08:42

Livelovebehappy · 27/10/2024 08:22

But that’s never going to happen is it? The ‘super’ wealthy are not stupid. They’re not going to invest in ten holiday properties in the UK, and leave them all empty. Wealthy people might already own multiple properties, but not as holiday homes for themselves, but as investments to generate income. They rent them out to holiday makers or private local renters. These types of homes are not going to be your standard one one down back to backs that might benefit first time buyers.

It's not only first time buyers that need homes. All people need homes.

People upsize, and people upsize into their properties and somewhere along that chain a first time buyer is able to buy or a first time renter to leave home - or a family living in a B&B to get a home.

...but you know that. So it must suit your purpose to pretend that because a first time buyer can't afford to buy the second home/holiday home/air b&b that they are morally fine and doing no harm. Each home used for these purposes is a home lost to residential property increasing the pressure on housing.

It is complete madness that individuals and families are living in b&bs, sofa surfing and camping while houses lie empty or are used by holiday makers. We should get the holiday makers back into hotels and purpose built holiday accommodation and keep residential property for permanent residents.

Livelovebehappy · 27/10/2024 08:22

Winter2020 · 27/10/2024 06:28

Hosing in this country is a finite resource.

What if as the rich poor divide widens it becomes trendy for the rich to own 10 houses dotted all around the UK- would that be OK? Other people having to live in tent villages so the rich can have 9 empty properties because they are rich? No? But one empty is OK? How about 2? Rich people should not be able to buy up resources that are a requirement for a basic standard of living.

But that’s never going to happen is it? The ‘super’ wealthy are not stupid. They’re not going to invest in ten holiday properties in the UK, and leave them all empty. Wealthy people might already own multiple properties, but not as holiday homes for themselves, but as investments to generate income. They rent them out to holiday makers or private local renters. These types of homes are not going to be your standard one one down back to backs that might benefit first time buyers.

Jeremono · 27/10/2024 07:33

I live in an area that kicked up quite the stink about this and now thoroughly regrets it.

The village meetings started with around 50% saying they had no issue with second homes. After implementing measures to make it difficult for second home owners a while back, the most recent vote was 85% for removing the measures.

There was a fire sale. Locals couldn’t afford the houses. Prices didn’t, and haven’t, come down. Less money is being spent in the area and businesses are on the brink of collapse. The worst part is the divide and how unwelcoming the area now feels.

If it continues how it is, it will be a shell of a place and probably all but the 15% will leave. Then at least they’ll be happy.

KimberleyClark · 27/10/2024 07:09

Winter2020 · 27/10/2024 06:22

The multiplying council tax on second/empty homes could also be introduced in London, as could requiring planning permission for air b&b and requiring a local connection/no second homes for the sale of new properties. Sounds good to me!

Yes I think it should and other cities too. Plenty of people wanting to live in the country while maintaining a pied a terre in the city.

Winter2020 · 27/10/2024 07:00

Birdahoy · 23/10/2024 21:40

I bought a flat in my home town so that when we went back to visit my family we wouldn’t be stepping on their toes every time. This is a part of the UK that is in no way a tourist destination or in any way desirable. Think ‘most deprived cities in the UK’.

I had vague plans to either pass it on to my ageing parents as their current home is far too big for them, or to my son when we are gone so that he retains his connection to ‘home’ (we’ve moved about a lot - can’t be helped, it’s just how it’s been). It’s never been seen as an investment and I’ve never wanted to make a profit of any sort.

In 7 or 8 years time I’ll be paying at least 1200 a month in council tax. I can’t afford that. To sell it I’d realistically have to have a new kitchen and bathroom put in. I can’t afford to do that. To rent it out I’d have to do the same. If I sell I’m going to be absolutely whacked by the tax authorities in my country of residence even if it sells for less than I paid for it, so I’m going to be much worse off.

I want to appeal it with the council but I’m very aware that it sounds like an incredibly tone deaf thing to do given that I could afford to buy in the first place. At the same time it feels like I’m being punished for a problem (housing shortage and locals being priced out) that is non existent in the area in question. If I were to sell that flat it would be most likely to a landlord and then rented out….. probably to someone not paying any council tax at all, or at a discount.

Ive had so many sleepless nights over this and I don’t see a way out that isn’t going to leave me significantly worse off.

So yeah, OP. I’d be looking at council tax rates.

When you sell another permanent residential home will be available.

Funny how many people believe their particular holiday let is of no use to anybody else while being suitable for you/ your parents/ your son....

As for appealing - what would your grounds be? "These rules shouldn't apply to meee?"

Edit to say - no need for a new kitchen to sell - just price it what it is worth as it is.

Winter2020 · 27/10/2024 06:50

justasking111 · 23/10/2024 18:58

You make some valid points about retirees. In fact they're more of a problem than tourism.

They pop up on FB asking where's the NHS dentist, where's the best GP surgery, how long is the waiting list for hip/knee surgeries.

They creep onto committees, volunteer for charities, then set about trying to reorganize it all.

They're impatient, pushy, rude, write letters of objection to the council, especially if there are any plans to improve leisure activities for children.

It tends to be city/urban dwellers who retire here who are the rudest, especially in shops.

This is a disgusting post. "Creep" WTF. (and I'm in my 40s). Absolutely vile.

Winter2020 · 27/10/2024 06:28

Livelovebehappy · 23/10/2024 09:21

It's amusing though that just because someone owns their little bit of land which their home is built on, and theyvwere botnbthere..(and some dont even have that if they rent) that they seem to think they own the town or village they live in. They don't. Anyone buying a second home there has an equal right to be there. The village dwellers pretend that their concern is due to their children being outpriced by the incomers, when the reality is theyve created their own little ghetto and just dont like outsiders. Sad really..

Hosing in this country is a finite resource.

What if as the rich poor divide widens it becomes trendy for the rich to own 10 houses dotted all around the UK- would that be OK? Other people having to live in tent villages so the rich can have 9 empty properties because they are rich? No? But one empty is OK? How about 2? Rich people should not be able to buy up resources that are a requirement for a basic standard of living.

EmpressaurusDeiGatti · 27/10/2024 06:25

DdraigGoch · 27/10/2024 01:38

If you want London boroughs to start taxing second homes and regulating AirBnBs, you'll hear no objection from me.

Me neither. Ideally nobody would be able to buy a property unless they were either going to live in it full time or rent it to tenants who were going to live in it.

Winter2020 · 27/10/2024 06:22

CitrineRaindropPhoenix · 23/10/2024 06:50

But people who are born and raised in London are told to suck it up and move out when talking about exactly the same problem.

The multiplying council tax on second/empty homes could also be introduced in London, as could requiring planning permission for air b&b and requiring a local connection/no second homes for the sale of new properties. Sounds good to me!

Winter2020 · 27/10/2024 06:18

Whenim63 · 23/10/2024 07:15

@CitrineRaindropPhoenix agree, and it’s not just London! I couldn’t have afforded even a one bed flat in my home town when I started work, I had to move really quite far away and my home town isn’t a tourist town. Plus, that was almost 30 years ago, so it has always been an issue.
And I’m not so sure that buying a “wooden chalet” is better for the community. I had this discussion with a friend who bought one when I bought my house. She claimed I was “selfish”. But, as I pointed out to her, we paid second home stamp duty, she did not. We pay council tax (double as of next April) she does not. We have a weekly cleaner and a window cleaner, and gardener and we used local trades to renovate the property. She did not. We never get a supermarket delivery, we use the local shops, she does not. Plus we are there around half the week, every week, using local restaurants and cafes and the one local taxi driver, She is not.
Our house wouldn’t have been a first time buyers house anyway plus, we told the sellers (it went to BaF) that it would be a second home and they sold it to us.
I do agree that if people are buying second homes and never using them that it detrimental to the community but how you actually police that I don’t know.

You have taken a residential property out of circulation - your friend has not.

Winter2020 · 27/10/2024 06:11

XChrome · 23/10/2024 01:44

I live in Canada and it's considered normal to have a holiday home, usually on a lake. Most often it's more of a rustic cabin, not some big fancy house. I live in my holiday home now and am trying to sell my city house. I can't see why anyone would judge anybody negatively for having a holiday home, since a large percentage of people do have them. In fact, people tend to be friendly in the hope you'll invite them to stay for a weekend.

That sounds very culturally different (the cabin on the lake) and most people would be all in favour of people buying a lodge/static caravan/apartment on a purpose built holiday site. It's residential property being taken out of circulation that is the problem contributing to a severe housing shortage.

wiesowarum · 27/10/2024 05:04

HotTopicsWithImogen · 27/10/2024 01:47

I never really see the point in having a spare house. You can only be in one place at a time can't you.

The wealthier people are then the more 'spares' they often have - clothes/shoes, jewellery, cars, houses....not justifying it though, just observations.

HotTopicsWithImogen · 27/10/2024 01:47

I never really see the point in having a spare house. You can only be in one place at a time can't you.

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