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AIBU?

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This marriage is financial abuse - AIBU?

618 replies

catstaff47 · 19/10/2024 19:43

This is about a friend. I think she is being financially abused by her DH. I will try to give the facts as she described it -

  1. He earns about £120k she earns about £12k (working p/t to be around for teens).

  2. He pays the mortgage and bills. There is a food shopping account into which he puts about £150 per week (for 4 people and several pets).

  3. Apart from this, she lives off the £1k per month she earns - even though she buys a lot of the kids stuff out of this as well because he will not.

  4. She has no idea how much money he has saved or where and he will not tell her!

  5. If she runs out of money in a given month, she will take / borrow from other people rather than just ask him - her own husband!

That's about it.

I could not imagine living like this and don't know how she has accepted it for so long. To me she has been somehow conditioned to think it's ok. I have told her this (gently), but I don't think she will do anything about it or leave him. Plus I think he must be beyond help to even do this in the first place.

AIBU and what would you say to her?

OP posts:
howshouldibehave · 20/10/2024 12:13

I suspect it's because she actually quite likes having a big house and no bills!

Yes, I suspect there will be no divorce pushed for by her. He might decide to divorce her for being an entitled princess though, I guess. Then she will undoubtedly have a lot less than £1000 a month for her pocket money.

honeylulu · 20/10/2024 12:10

Your OP says she is your friend but your later posts indicate she is your sister - is that right?

Even if so why do your parents think your husband rather than hers should help her out financially? I just don't follow! Is there a cultural factor as in the eldest son in the family is supposed to financially support the parents and adult siblings?

As for financial abuse, I'm not sure this is what it looks like. All the essentials are covered and she gets to keep her salary. She can always say no to the extra stuff her kids ask for, tell them to ask Dad! She seems very passive, just waiting for you to pick up the tab and "looking like a rabbit in the headlights" when you ask a perfectly reasonable question. If the financial arrangements didn't suit her and she wanted a one pot arrangement, she should not have agreed to be a SAHM.

Why doesn't she get a divorce and bag half the assets? I suspect it's because she actually quite likes having a big house and no bills!

EliflurtleAndTheInfiniteMadness · 20/10/2024 12:06

catstaff47 · 20/10/2024 10:37

If she got a job she wouldn't earn enough at this point in her life, realistically.

So what if she can't earn enough, the absolute least she can do is work full time and contribute what she can. The way your family treat your DH is horrible and you're allowing that. So much for your sisters DH being an abusive bully, your sister is the one manipulating, bullying and financially abusing people.

catstaff47 · 20/10/2024 12:06

It's a bit like that Purplethursdays123.
I'm not sure if my dad is a narcissist or what criteria that would entail. He is certainly complicated, he has a very strange 'read' on many things. Basically, he decides what he wants to think snd that's that. He projects a lot. Regardless of actual facts. And he is NEVER WRONG.

OP posts:
MadMadamMum · 20/10/2024 12:00

This reply has been withdrawn

This post has been withdrawn due to privacy concerns

Purplethursdays123 · 20/10/2024 11:58

Armchair psychologist here but sounds like you are the scapegoat, she’s the golden child and your dad is a narcissist?

catstaff47 · 20/10/2024 11:53

The narrative is that my DSis can do no wrong, yes. With me it's the opposite, but I'm past caring. I stopped playing that game years ago. I just meet with them now without DH (mostly) because I'm not subjecting him to the madness. I don't like their attitude towards him.

OP posts:
Purplethursdays123 · 20/10/2024 11:52

catstaff47 · 20/10/2024 11:38

I genuinely don't think she 'expects' a huge pay-out from me (in the event of a divorce). What I have found in my family though, is that when you try to help people out, they turn it against you. It's like a constant guilt-trip. Nothing you can do or give them is ever going to be taken in the spirit you intended. It becomes like an entitlement. Its sad and confusing, but true. I realised this a few years ago and took a big step back.

It’s a power imbalance. You know that you are being generous but all they see is that you still have so much more so why not this, why not that and why not spread the wealth.

It must be very common as those taking handouts love the money but hate having to feel grateful, so blame you for making them feel that way and therefore inferior.

I do think you need counselling. Your family are quite toxic and have taken your good fortune as a meal ticket for all of them and feel resentful they have to struggle when you and your DH could wave a magic wand.

EliflurtleAndTheInfiniteMadness · 20/10/2024 11:48

catstaff47 · 20/10/2024 10:25

She would probably have to pay me if I asked, but then I'd be persona non gratis in the family because the narrative is she is financially abused and I need to help her. My husband has been told he needs to start saving for her too - to buy her a house!

So your sister is the golden child who can do no wrong and manipulates your parents into giving her money they can't afford and everyone has to buy into the narrative that she's misunderstood and abused. I have a brother who happily bled our parents dry, thinks he's entitled to others money and shouldn't have to pay his way and is always poor me. He is entitled and selfish, just like your sister. Eta: the thing about your husband being expected to save for a house for her is nuts and CFery at its highest. There are serious issues with how your family treats her and these situations, it's really messed up.

sweeneytoddsrazor · 20/10/2024 11:45

If your husband was my son then I would be encouraging and supporting him to divorce you. He is supposed to be your partner loving, caring and supporting you and your DC not your entire family.

howshouldibehave · 20/10/2024 11:40

The point is a she is not a single mum as things stand. She had a husband of her own!

Who is paying their mortgage and all the bills!

Your family all seem to be acting like he is useless and she needs rescuing! She needs her sister’s husband to buy her a house and pay for her kids-really?!

What she needs is a reality check! She needs to stop whinging about not having enough spending money, stop sponging off her relatives and get a full time job!

It becomes like an entitlement

Like your sister, do you mean? You and your husband need to stop feeding it then!?

catstaff47 · 20/10/2024 11:38

I genuinely don't think she 'expects' a huge pay-out from me (in the event of a divorce). What I have found in my family though, is that when you try to help people out, they turn it against you. It's like a constant guilt-trip. Nothing you can do or give them is ever going to be taken in the spirit you intended. It becomes like an entitlement. Its sad and confusing, but true. I realised this a few years ago and took a big step back.

OP posts:
EliflurtleAndTheInfiniteMadness · 20/10/2024 11:33

catstaff47 · 20/10/2024 09:47

The elderly parents recently gave her quite a lot of money as they are getting super-stressed about her and feel she is being financially abused. They also paid for a holiday for her for the same reason. They paid for everything. He knows this. He knows they are pensioners, I think 2 things - she shouldn't have accepted the money. And he should pay them back - because he can easily afford to.

Why should he pay them? It was their choice to spend the money, he didn't ask for it, didn't want it, why should he pay for it. Just because someone can afford something doesn't mean they have to pay for it. Her parents and your relative made that financial choice, not him. He's not responsible for her taking that money, she and only she is. It's not his fault they made a stupid financial decision.

Purplethursdays123 · 20/10/2024 11:31

People who are spoilt and take advantage of others will never get enough. They will always not appreciate what they do get, and expect more.

The best favour you can do here is is to cut her off and hint that your DH would
not be able to afford to buy her a house (investments maturing in a start up or in ten years or something) but could help her with a deposit. That would need to be paid back when it’s sold.

She is acting like this because you are the gatekeeper of a fortune that could make her life easier and she wants it.

Purplethursdays123 · 20/10/2024 11:28

Your family think your DH is a bottomless pit. If she gets a settlement she will expect to bank that and your DH buy her a house.

You will also be expected to be the bank forever and ever: shut this down now.

Why do you want to mollycoddle her? Why can’t she stand on her own two feet? I’m a little baffled.

catstaff47 · 20/10/2024 11:24

My DH has said that if she gets divorced in the future and if she needs help it he'll get her a property, etc. When all is said and done, he/we could hardly see her go homeless, in reality. Who else will help her? If she was a single mum, he would put money aside for her kids and help them
in their way. The point is a she is not a single mum as things stand. She had a husband of her own!

Hopefully l, it won't come to a whole house though as she will get something from the divorce surely. Unless he has hidden money or something like that? The problem is, she doesn't even know the extent of her own family's assets. This is the problem. Or she may stay with her DH anyway.

OP posts:
sweeneytoddsrazor · 20/10/2024 11:21

If it is affecting their kids that is the fault of their mother and grandparents. If this thread is true then both you and your sister have been lucky enough to find partners that love you so much they are willing to put up with all this financial crap from your parents
Maybe it's time you both realised that and told your parents to butt out

Purplethursdays123 · 20/10/2024 11:20

No, one married someone who can pay for it all and the other one married badly and just someone who pays for a million pound house, all the bills and food BUT NOT city breaks and massages.

SomethingFun · 20/10/2024 11:20

I’ve only read op’s posts but this is a right mess. I think you and your sister both need support to understand the view of money you have grown up with - it appears some magical man is expected to come along and sort it all out from what your parents have said. It’s not pride and prejudice times though is it 😁 Your sister’s marriage sounds awful from the lack of sharing finances, the moods etc but she can only sort that out herself I am afraid. I would be distancing myself from the lot of them tbh, especially for your husband’s sake. Or if you are really that worried, maybe you can get a job and sub your parents and your sister instead?

Purplethursdays123 · 20/10/2024 11:17

Anyone else feeling hard done by that their sibling didn’t marry someone who could buy them a house?

Time for group text for the new baseline for in-laws.

MightSoundCrassButItsFactual · 20/10/2024 11:17

Apprently both sisters are married with well to do men who pay for it all and they want just the life of Riley , spa resorts, Europe city breaks and private massagists

catstaff47 · 20/10/2024 11:15

I don't know - maybe it's time for counselling!

OP posts:
NotOneOfTheInCrowd · 20/10/2024 11:14

OP if your DH has any sense he will get the fuck away from you and your family.

I mean seriously he’s expected to buy her a house/fund her? Fuck that. And if your response isn’t anything but “fuck off” to your parents then he should LTB and leave you all to it.

SeulementUneFois · 20/10/2024 11:14

ChazsBrilliantAttitude · 20/10/2024 11:07

Based on your last few posts I wonder if her DH is playing his cards close to his chest to prevent your family treating him as the cash cow they seem to think your DH is.

I wonder what the conversation would be if the 2 DHs had a chat.

I think this is probably it.
His DH hasn't paid for a drink for anybody for ages because your parents would immediately have their hands out for anything and everything. Like they do with you.
So he has avoided all that by keeping his money to himself and keeping himself out of your parents' grasp.

Purplethursdays123 · 20/10/2024 11:13

If he’s bad OP, she is worse.

You probably need counselling as everyone has told you what the problem is and second to last now is her DH.

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