To ask how intrusive your last mortgage application process was?

I remember once going through London and Country, or L&C as I think they call themselves now. It wasn't intrusive or onerous. It was done on the phone initially and followed by correspondence via email.

If you are applying for some unusual kind of loan amount or conditions or type of mortgage, it might be more searching, questioning or intrusive but for a well established standard type of arrangement, it shouldn't be too bad to get through.
I don't expect you'll have a nervous breakdown from being asked a few questions about your spending habits and intentions.

@Thewholeplaceglitters i also engaged in broker initially as i was intimidated by the process (first mortgage ) but then when he said it’ll be £3.5k for what was a pretty straightforward situation I went and did it in my own. Worse case scenario if it was too stressful for me I knew I can go back to the broker.

We changed our mortgage provider this year when we refixed and they just asked for payslips, no bank statements or anything. They asked me our outgoings which I just told them over the phone how much the bills were and approximately how much we spent on things like going out etc and that was it. I was quite surprised as I was expecting them to ask for bank statements like the previous times, but they only wanted payslips

We use a broker. They really need very few details apart from our salaries. You have to send off a few pay slips & bank statements but only for your main account. I think if you’re really stretching affordability they could have more questions but I’ve never found it an onerous process.

I did mine in 2015 and was new to the bank (I had opened the account just over 6 months prior). I don’t remember it being intrusive at all. Renewals since have been very straightforward

Same as PP. Our mortgage is through the bank that DH & I both have our current accounts with. They obviously have access to our transactional spending but we had to provide little except for some payslips for the mortgage application as clearly the computer hadn’t flagged up any concerns with our income and spending activity. Not necessarily going to get you the best rate though.

We've just done ours but it was with our current bank so they have all the details anyway.

We each had to provide 3 months of bank statements.

DH did 2 online meetings with them. I couldn't join as wasn't available. The meetings were mostly answering DH's questions.

That was it. easy peasy.