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AIBU?

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Original poster

Urgent advice on car insurance please

35 replies

Met44 · 10/10/2024 20:44

DD (19) has a black box on her car. There was a problem with her car and DH friend, who works at a garage came and got it, he had it for 2 days because it also needed a MOT.
DD has received notification from insurance company that they are cancelling her insurance due to dangerous driving during these 2 days.

We informed them and they have asked for confirmation from garage that car was there.
He is stalling, not sure if he put it through garage books??

They are going to cancel I. 2 days time if we don't provide evidence. Is there anything we can do please?

OP posts:
tamarilove · 10/10/2024 20:52

They have cancelled the insurance already unfortunately
this is a 48 hour grace period to allow the driver to find an alternative insurer?

twomanyfrogsinabox · 10/10/2024 20:52

Don't you have a dated bill from the garage? Ask for photographic evidence of the dangerous driving, hopefully that will show the actual driver. If there is a speeding offence there should be a photograph.

ThisVividDreamer · 10/10/2024 20:52

The garage should've provided you with an invoice and a copy of the MOT certificate, both of which should also have the date on them. Will the insurance company accept these as evidence?

Itsdefinitelytimeforanamechange · 10/10/2024 20:49

There was a previous thread on this, poster had a nightmare when insurance company had cancelled their insurance - can’t remember exact details but massive implications for getting insurance again. Make sure you do really thorough research on this in the next 2 days and act quickly to avoid anything permanent on their record

FiveDuckGyoza · 10/10/2024 20:49

Bloxse · 10/10/2024 20:47

Cancel it before they cancel her insurance because it’ll show up saying that insurance company has cancelled insurance, and she’d have to declare it when applying for insurance

This is really important. It will be really difficult to get insurance again if a company has cancelled your policy.

Bloxse · 10/10/2024 20:47

Cancel it before they cancel her insurance because it’ll show up saying that insurance company has cancelled insurance, and she’d have to declare it when applying for insurance

tamarilove · 10/10/2024 20:45

i imagine she’ll be getting a speeding fine in the post soon

tamarilove · 10/10/2024 20:45

aside from that, no nothing you can do

tamarilove · 10/10/2024 20:45

contact the garage directly surely?