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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To think getting less than 50% of your pay is crazy?

342 replies

rampe · 08/10/2024 15:51

If someone earns £15,000 a month. They have a student loan. They pay in 10% into their pension.
They take home less than £7,000 a month.

OP posts:
Neurodiversitydoctor · 08/10/2024 17:26

randomchap · 08/10/2024 15:59

Feel free to earn less to pay less tax...

So if we all did that who would pay for our public services ?

Motnight · 08/10/2024 17:24

Overpayment · 08/10/2024 17:21

Yes, but all medical care after the initial ambulance would be privately funded.

There’s a huge difference in cost to the taxpayer.

Are there private a and e departments that actually deal with full on emergencies?

Overpayment · 08/10/2024 17:21

Winter2020 · 08/10/2024 16:58

So you won't call an ambulance if you are hit by a bus tomorrow?

Yes, but all medical care after the initial ambulance would be privately funded.

There’s a huge difference in cost to the taxpayer.

Overpayment · 08/10/2024 17:20

randomchap · 08/10/2024 16:09

OK, if you want a more serious answer

The only reason that anyone can earn money is that there is a society around them that enables this. road/rail network, healthcare, police, education etc is all paid out of taxes.

There is absolutely no way someone earning 15k per month isn't relying on those services supplied by the government whether directly or indirectly.

If you believe you can earn this money without any of this society around you, please tell me what you do, I'd be really interested to know.

Tax is essentially the money you pay to live in a civilised society that allows you to earn.

Less than 4% of government spending goes on maintaining law and order.

More than two thirds is spent on a variety of welfare state measures (that higher/additional tax payers won’t use).

A further significant chunk goes on health and education, again that the higher earners won’t generally use.

you can see why people are a bit peeved, no?

Whatthefuck3456 · 08/10/2024 17:20

I agree OP. And where other posters are saying boo hoo etc, if they were paying 50% there wage am sure they would have a lot to say.

if someone earns a lot good on them for being succesful!!

Lady1576 · 08/10/2024 17:19

Bs0u416d · 08/10/2024 16:37

OP ignore the hate. YANBA. I feel the same. Its depressing and i don't even use any public services.

Why is it depressing to earn £7000 a month? That’s an amazing amount of money. I’m not sure how I would spend it!

Crumpleton · 08/10/2024 17:18

To answer to your thread title I'm 100% with you.

Whyisthemoonmadeofgreencheese · 08/10/2024 17:18

Is that you, Rishi, looking at your final payslip as Leader of His Majesty's Opposition? So sorry to hear of your misfortune! Time for the 99% of us who earn less than that to give generously:
www.gofundme.com/f/rishi-sunaks-sky-tv-package/donate?source=btn_donate

Aduvetday · 08/10/2024 17:15

Runnerinthenight · 08/10/2024 17:11

Plenty of countries tax more heavily.

It's not about "jealousy". This post is just tone deaf.

Yeah they do. However it’s the lower and middle earners who pay more. The higher earners are already paying some of the highest rates in the world. This is highly documented.

Sesma · 08/10/2024 17:12

The post is an example that someone has worked out on the back of a fag packet

Runnerinthenight · 08/10/2024 17:11

EddyF · 08/10/2024 15:55

Lol OP; there is so much jealousy on this site you are unlikely to get any sensible answers. Every thread about money/high earners, the energy is just crazy.

The tax system in this country is just awful.

Plenty of countries tax more heavily.

It's not about "jealousy". This post is just tone deaf.

vivamexico · 08/10/2024 17:11

DH earns a fair bit more than this and recognises that he therefore has to pay a lot of tax. That's life- unless you want to hide out somewhere like Dubai. But do agree that countries with higher taxes - Scandinavia etc - do seem to do better on public services etc so would be good to see improvements here and a general better standard of life for all sections of society.

NameChanged112 · 08/10/2024 17:10

yabu because including pension contributions and paying back student loans aren't things that should be taken into account anymore than council tax, housing costs, energy bills etc. Paying back a loan is paying back money you oer because it was a choice to take out a loan and go to uni (and then get a well paid career). Pension contributions is money the ccontributor will see again, with tax relief plus interest. Tell me how much they earn after tax and work out the loss if they are missing out on tax free childcare, free hours and child benefit for 1, 2, 3 children and yanbu. But do I think it's crazy that 40% of their money disappears to pay for a terrible health service they probably don't use and all the rest and also yanbu. there's little incentive to work when your salary gets to a certain point and the uk cannot afford to run down ambition and growth the way it is inclined to and has been for 30+ years. we are headed for economic ruin, and this is one of the many reasons why.

Wordsofprey · 08/10/2024 17:10

Having more money than 99% of people in the country is unfair yes, just not on the side you think it is

Bs0u416d · 08/10/2024 17:09

Reugny · 08/10/2024 17:02

Unfortunately due to the last government running down the country's infrastructure and stealing taxpayer money to give to their pals everyone feels hard done by.

I've lived in countries where I paid more tax. The fact that the streets were clean and things didn't look run down meant I didn't feel ripped off.

Yes exactly this. I wouldn't begrudge the tax if it seemed to be making any kind of difference to the world around me.

Partylikeits1985 · 08/10/2024 17:06

🤣

QuickJadeUser · 08/10/2024 17:04

Thisismetooaswell · 08/10/2024 16:51

But the comparison is you earning £2333 and taking home £1,166

That's not a fair comparison though. If it costs someone £1.5k pcm to live (rent, food, transport etc) then it will cost them that whether they earn £2.3k or £15k gross pcm. Putting money into your pension is irrelevant (as many have pointed out here).

If you take into account ALL the taxes people pay (Income, NI, council tax, VAT, duties, etc) then the average amount of people's take home that goes on taxes is very consistent across the board. It's about 40% for the top fifth, and about 35% for the bottom fifth (lower for the intervening quintiles).

Student loans aren't counted in this, but then they're not technically a tax, even if they are best viewed as one.

Reugny · 08/10/2024 17:02

Bs0u416d · 08/10/2024 17:00

Of course. As I said up thread, of course I do actually use these things or benefit from them being available. I just don't feel like o get anything for the tax I pay. Which again, I realise isn't the point.

Unfortunately due to the last government running down the country's infrastructure and stealing taxpayer money to give to their pals everyone feels hard done by.

I've lived in countries where I paid more tax. The fact that the streets were clean and things didn't look run down meant I didn't feel ripped off.

Animatic · 08/10/2024 17:01

15K before or after tax?

Bs0u416d · 08/10/2024 17:00

Winter2020 · 08/10/2024 16:58

So you won't call an ambulance if you are hit by a bus tomorrow?

Of course. As I said up thread, of course I do actually use these things or benefit from them being available. I just don't feel like o get anything for the tax I pay. Which again, I realise isn't the point.

Reugny · 08/10/2024 16:59

CeeJay81 · 08/10/2024 16:56

My question is why does someone earn 15k a month in the first place? The inequality in this world is shocking. 7k a month is still a lot of money.

The OP accidentally put the wrong number into a take home pay calculator.

If they were really earning that much then they would work out how to maximise their pension contributions.

They have also missed out the benefits they get that would be taxed.

WhycantIkeepthisbloodyplantalive · 08/10/2024 16:59

It's absolutely criminal, I see it as nothing less than theft. Unfortunately one way or another if you live in a westernised country this will always be the case.

dottiehens · 08/10/2024 16:59

If you have that earning capability I would advise to leave to a country where they value you more. At that salary you get very little in return here as you are seeing. Add the shitty miserable weather and the lot who wants to solve all the problems of the world. In the blink of an eye you are of retirement age with all your hard earnings drained into this mess.

CeeJay81 · 08/10/2024 16:59

Sesma · 08/10/2024 16:57

I don't think the OP does.

No I think it's a troll post trying to get people annoyed.

bluescreendot · 08/10/2024 16:59

Dorisbonson · 08/10/2024 16:31

What do you think people should earn? Do you think it should be capped? How do you feel about some people who can earn more than that cap moving overseas? Do you think that the UK would be a better place without globally top level scientists, surgeons, technology experts, entertainers, musicians, architects, academics etc etc?

Personally not keen on levelling down.

No need to level down. A bit of levelling out in this country would be preferable.

If people were paid what they were actually worth then carers, nurses and teachers would be earning enough to live on. Greed is out of control in developed countries and someone bitching and moaning about only earning 7k a month is hysterical. If they want to work and live in England and enjoy the privileges we have here, they need to pay their taxes. Otherwise go and live somewhere like Dubai where you can keep your money but good luck if you're a woman, or gay.

The incessant moaning from the wealthy in this country about how hard done by they are is tiresome, and rather embarrassing.