To think getting less than 50% of your pay is crazy?

Reasonably functioning is quite a stretch. Countries with a higher tax burden have sigificstbly better services, ours are crumbling.

Not a chance the OP is returning...

But yes, boohoo, that monthly income is more than I earn annually.

The Finns are also far less likely to be burgled or stabbed than we are.

You talk of income tax. I wonder if you actually know what rate of tax we pay in England. Most people when asked don't get anywhere near the actual rate.

That may be so. I know Finland has a high rate of tax. But for that the Finns get an exceptional education for their children, a good health service and to top it all their roads aren't filled with potholes and their streets are clean. If i lived in Finland I might not feel the way I do about how much we pay in tax for so little in return.

🤣 that's about what I earn in a year. I think that's an excellent take home! Your student loan won't last forever.

Many Drs are on 12 PAs, our trust pays responsibility supplements of upto 20K, bit of waiting list work and the CMO is on a VSM contract...I promise there are medics on £180K PAYE. I don't quite earn that but I paid £50K income tax last year.

These doctors could do years less schooling and go into finance/banking/consultancy, to make the same amount with less stress (because if your slide deck is shit, no one dies).
But they CHOOSE to be doctors

Well thank goodness they do otherwise it wouldn’t be very helpful to society if they all did less schooling and went into finance.

Yeah because the neoliberal wankfest this country has been since 1979 has really made the country really great and rosy, hasn't it.

Unfettered capitalism is great! Unless you're old and need help with heating, or you need to get medical attention. Or you're disabled and the government just decides you should die because you cost too much. Or the government spaffs all our tax money on their friends. Then it's great.

I don't understand why you are considering your hypothetical person's pension contribution of £1500 a month to be "lost" to them, as if it were tax.

I earn a lot less than £15000 a month, and if I chose to pay £1500 a month into my pension I'd be left with less than half of my gross income as take-home pay, too.

When you get knocked down by a car don't complain when the police and ambulance don't turn up for hours.

I guess many senior Drs are on that because of CEAs which have stopped now and all existing were kept. Any newer consultants on such amounts would be through additional work like pp or even ISTC work usually put through a LTD company so would have an accountant.

I am pleased that we have a reasonably functioning democracy, nhs, criminal justice system, armed forces, social services, state pensions, benefits system and so on. None of this is free and it is only right that people earning bigger salaries pay more towards this. Plus we are lucky to have access to systems by which we can save for retirement. I did fall off my chair at the idea of a salary of 15k a month. My gross is less than half that and I consider myself very well off.

Oh OP you think that’s bad, my top rate is 100%.

62% tax + NI

Plus ~£14k loss of childcare support (post-tax).

I pay a 100% rate between £100-135k.

I know a lot of people going part time as a result of this. It’s stupid.

Obviously tax needs to be raised in order to pay for the infrastructure that allows you to earn

All government taxes go into one pot. With the exception of the TV licence fee nothing is ring fenced.

Wait and see. If it isn’t yet it soon will be as a large number of people have socialist attitudes as demonstrated by this thread. Socialists believe that the money I earn is there’s for the taking. This attitude keeps people poor as it stifles ambition. When the attitude is not only applied to what I earn but also to what I have accumulated it discourages thrift and fosters profilagcy.

And to be honest from my generation it is quite unusual to still be paying student loan and earning 180k. Mine was circa 25K and I paid it off about 8/9 years after starting work as a junior Dr so well before I got to consultant level where you start to see six figures. Maybe this type of salary with student loan scenario applies to those working in finance or law.

In theory yes but it doesn't quite work like that.
If consultants drop sessions that service often loses those PAs/hours. In order to hire new staff we often have to do business case/propose to divisional meetings for new staff. Heck we had to do this for the replacement someone who resigned! We first allocate the money we have for consultants, nursing staff, support staff and SAS drs… we then get money from deaneries for trainees.

I pressed you are not being unreasonable by mistake.
My bad.

No need to tell OP to fuck off, they already have. Not a single post after their goady first one

It's a shit and run thread

@Neurodiversitydoctor
Sorry I missed the + after 9.8% it's a rising income related scale.
I was just pointing out 10% contributions for pensions are not unusual.

My pension contribution rate is 12.5% NHS

Link here:
https://www.nhsbsa.nhs.uk/contributions-nhs-pension-scheme-are-changing#:~:text=Employers%20will%20contribute%20more&text=This%20means%20that%20from%201,to%20the%20NHS%20Pension%20Scheme.

Nhs pensions contributions is 9.8% for anyone earning over £33k basic

Yes. For middle and lower earners. Higher earners pay on par or higher because of the tax system here. Awkward truth.

If everyone was able to take your advice and got jobs paying £180,000 per year, who would do the much lower paid but essential jobs such as nursing, caring, cleaning, refuse collection?

It is such a lazy response to say that everyone who isn't showing sympathy to the OP is jealous.

Also, this is not a socialist country. There is a very timid Labour government which is terrified of making rich people pay more.