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AIBU?

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DH won’t pay into children’s savings accounts

287 replies

CocoMaroon · 06/10/2024 14:51

DH and I have separate bank accounts, I work part time on a low wage and DH is a much higher earner (£47k) When our children were born I opened savings accounts for them and make sure I put in any left over birthday money, Christmas money etc and I pay in an amount each month out of my own account.

Since they were born I have asked my husband to set up a standing order from his account (alongside mine) and he’s not bothered. Our oldest is now 13 and when I think of how much more could be in his account if DH had been paying money in.

He says he never gets around to it, never has the chance, I’ve begged him, nagged him, walked him to their bank so he could set it up, he took the details promising he would do it that evening. That was a year ago 😡

My parents have recently set up an account for our children and were telling us about it yesterday- I said to DH that I wished he would pay something into their accounts. He walked up to me later and whispered in my ear “do not embarrass me like that again”

AIBU??

OP posts:
coffeesaveslives · 06/10/2024 14:59

If you want him to contribute to their savings, maybe you should work full-time and free up some of his income?

CocoMaroon · 06/10/2024 14:58

NotForMeCheers · 06/10/2024 14:57

Exactly

The OP can always work full time if she's insistent everyone gives money to her kids.

It’s not possible for me to work full time due to childcare etc.

OP posts:
olympicsrock · 06/10/2024 14:58

That’s not a high family earnings pot to be putting money aside in children’s’ bank accounts

CocoMaroon · 06/10/2024 14:57

NotForMeCheers · 06/10/2024 14:55

YABU, he clearly doesn't want to so why are you so insistent on it?

It’s such a shame as the children would have had potentially triple of what they will have when they turn 18/21 if he had bothered to set up a standing order. He’s not short of cash and could afford something.

OP posts:
NotForMeCheers · 06/10/2024 14:57

WiserOlderElf · 06/10/2024 14:56

Then why does he need to be putting money into their savings too? £47k isn’t a massively high income to be raising a family on.

Exactly

The OP can always work full time if she's insistent everyone gives money to her kids.

Flippingflamingo · 06/10/2024 14:57

My DH doesn’t pay into the children’s savings accounts, but he does contribute to our joint family savings.

If you are married does it matter who puts the money in?

WiserOlderElf · 06/10/2024 14:56

CocoMaroon · 06/10/2024 14:55

Yeah he does pay for the majority of stuff although I do pay for a fair bit too out of my wages. Overall he does pay for a lot more.

Then why does he need to be putting money into their savings too? £47k isn’t a massively high income to be raising a family on.

olympicsrock · 06/10/2024 14:56

YABU - perhaps DH wants to have flexible access to your family money? Perhaps there is none spare?

He is allowed to feel differently than you on this. For what it’s worth , DH set up
pensions with £500 each for our kids a couple of years ago. I was against it as in my view we didn’t really have that money spare and it wasn’t the priority in my view.

So rude of you to make him look tight in front of your parents .

CocoMaroon · 06/10/2024 14:55

WiserOlderElf · 06/10/2024 14:52

Does he pay for the majority of their day to day stuff? What about the mortgage/bills?

Yeah he does pay for the majority of stuff although I do pay for a fair bit too out of my wages. Overall he does pay for a lot more.

OP posts:
ButtSurgery · 06/10/2024 14:55

YABU only because you're nagging on something he doesn't want to do.

Leave it alone. And when you pay out to the kids, make sure they know it's from you and not him.

NotForMeCheers · 06/10/2024 14:55

YABU, he clearly doesn't want to so why are you so insistent on it?

WiserOlderElf · 06/10/2024 14:52

Does he pay for the majority of their day to day stuff? What about the mortgage/bills?