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To ask millionaire partner to agree to this term in ‘prenup’

257 replies

junohername · 01/10/2024 15:01

Plan is we will be cohabiting and planning this move in the next 12 months after my dd finishes secondary school.
I won’t uproot myself or my (older) DH without some kind of security I want no claim on any of his assets -I’m a broke single mum with a small home in my own name (which I plan to rent out) I’ve had years of making ends meet and that’s fine by me.
I will pay all expenses towards my dc food/car etc and dp will pay mortgage and bills -
in case the relationship should break down I want written into an agreement that I have 6 months to relocate - I may have to sell my house if we settle in the new place (Dd will be at college etc) and an assurance we will not be kicked out
He thinks this is too long and wants me to revise the terms
Long term he would like for me to work for his company - I want to remain independent and work outside of the business again to cover myself in case our relationship goes south
I love him- he’s a good man- 3 years in no red flags but my divorce was hideous and I think ironing out everything before is sensible moving forwards
I don’t want to worry my family by asking them (they’d be my go to usually)
any advice would be great received
We would be moving to a beautiful area for a fresh start (lots of trauma here) and it will be a beautiful big home so in that respect it will be better than where we are.
I do NOT want to ever marry again so I’m guessing rather than prenuptial this would be a pre cohabitation agreement drawn up legally

OP posts:
blueshoes · 01/10/2024 16:08

OP, from your later post, I don't think you got your story straight or that you are thinking straight, probably both.

HmAndAh · 01/10/2024 16:08

Chocolatebuttonsandprosseco · 01/10/2024 15:53

I’d really get the ick if someone asked me if they could have ten grand or rental costs if we split. Like properly. You will have the rent on your place. Save six months costs.

Exactly this. You hint that a) you don't believe your relations are for long; b) you don't trust him to behave nicely when you split.

So why do you move in together? ...Well, apart from the obvious fact that he is well off.
Your only right behaviour, if you want this relation to go on, is to show how much you are excited about the move and how much you are grateful for him for the opportunity. Without any 'but's and 'what ifs'.

Nosleepforthismum · 01/10/2024 16:07

Chocolatebuttonsandprosseco · 01/10/2024 16:04

I’d assume the fact she’s skint is the issue.

Yes but as long as she’s earning and has a decent credit rating, there’s no reason why he can’t put the deposit down and they both pay the mortgage. Their borrowing power will be higher with both of them on the mortgage and probably free up some cash to do the place up? Just a thought.

Haroldwilson · 01/10/2024 16:07

I'd marry with a binding prenup to protect his wealth if that's what he wants. I know you say you don't want to marry but would a break up be less devastating if unmarried?

He'd be paying for housing so presumably you'll have more money, save it in a fuck-off fund for if you ever need to move out in a hurry.

It's wise to think these things through, but what you want for the next two years might be different to what you want in the next two decades and beyond.

Viviennemary · 01/10/2024 16:05

I wouldnt bother. Just find somebody with less baggage.

Chocolatebuttonsandprosseco · 01/10/2024 16:04

Nosleepforthismum · 01/10/2024 16:03

Why can’t you buy the house jointly as tenants in common with deposits protected?

I’d assume the fact she’s skint is the issue.

Chocolatebuttonsandprosseco · 01/10/2024 16:03

Sia8899 · 01/10/2024 16:03

I think you absolutely should talk about what happens if you split. Relationships are about wanting the best for each other and that includes a mature, amicable breakup.
I would go for the cash/rent payment option instead of being able to live in the house for six months. No matter who breaks up with who it would be really miserable and you’d probably want to leave sooner if you could

What? Why can’t you save that money and pay for yourself??

Nosleepforthismum · 01/10/2024 16:03

junohername · 01/10/2024 15:41

It’s a much nicer place with better opportunities for my dc and us as a couple
He will be relocating too- we both would. We put in a offer on a house today (we’ve seen it a few times and feel it would be the perfect project)

Why can’t you buy the house jointly as tenants in common with deposits protected?

Sia8899 · 01/10/2024 16:03

I think you absolutely should talk about what happens if you split. Relationships are about wanting the best for each other and that includes a mature, amicable breakup.
I would go for the cash/rent payment option instead of being able to live in the house for six months. No matter who breaks up with who it would be really miserable and you’d probably want to leave sooner if you could

Chocolatebuttonsandprosseco · 01/10/2024 16:02

Soontobe60 · 01/10/2024 15:59

Eh? Why would he do this? The op has her own house, will have rental income from that so can rent her own property should they split.
OP, I think you're being very grabby here!

That’s what I thought. She’s going to be so much better off, no bills, no mortgage,living rent free, getting the rent from her place, all she need to do is pay for herself and her kid, and she’s now wanting her to give cash or pay for her after.

id run if I was him, I get being skint can make you a bit grabby when you see the opportunity to make money but I’m not sure this is ok.

DanceTheDevilBackIntoHisHole · 01/10/2024 16:02

Do not give up your job and work for him. It can be awful for. A relationship if he's your boss but also a real controlling mechanism. SO hard to leave if your job is under threat and you've no income.

MostlyHappyMummy · 01/10/2024 16:01

How much are you contributing when you move in together?
is he expecting you to cover all costs because he's covering mortgage or has paid for the house if there's no mortgage?

GertrudePerkinsPaperyThing · 01/10/2024 16:01

DownThePubWithStevieNicks · 01/10/2024 15:12

Agree it’s in nobody’s interests that you stay in his home for 6 months if you split. Is there a way to put a sum of money away in your name to use if you need to leave?

This sounds like a much better idea

ByQuaintAzureWasp · 01/10/2024 16:01

He is giving you and your kids a roof over your heads and paying all bills. This means you can save a lot of your rental money and use this in the event this goes pear shaped. I think 3 months is therefore a maximum. Do not sell your house, getting off the property ladder is a huge mistake ... i was going to do it then got cold feet, had I sold the same property would have risen by about a third and I'd have lost my footing.

Verite1 · 01/10/2024 16:00

junohername · 01/10/2024 15:41

It’s a much nicer place with better opportunities for my dc and us as a couple
He will be relocating too- we both would. We put in a offer on a house today (we’ve seen it a few times and feel it would be the perfect project)

You said "we" put in an offer on a house. Is the intention that you are both on the deeds as that changes everything.

blueshoes · 01/10/2024 16:00

junohername · 01/10/2024 15:41

It’s a much nicer place with better opportunities for my dc and us as a couple
He will be relocating too- we both would. We put in a offer on a house today (we’ve seen it a few times and feel it would be the perfect project)

So you both put an offer on a house today? You are not moving in his house then but buying together? I am confused. Will you get an interest in the house? If not, why do you say "We put in a offer on a house today ..."

He is relocating as well? So he is taking a risk too. Having you and dc in his house is also a risk for him.

You are getting the benefit of a better location, better opportunities for you and dc and a bigger nicer place to stay all for free. Despite all this, you seem to imply you are the one making the sacrifices and need security/to be paid off if the relationship breaks down just by moving.

Yeah, I mean life has risks but I would not be impressed if I were him. He might be too nice to say it.

Soontobe60 · 01/10/2024 15:59

Overwhelmedandunsure · 01/10/2024 15:06

6 months isn’t all that long if you need to remove tenants from your home, should you proceed with your plan to rent it out.
I can see that it might seem like an eternity if you’re not getting on though.
Could a compromise be that he pays 6 months rent for a suitable property for you and DC?

Eh? Why would he do this? The op has her own house, will have rental income from that so can rent her own property should they split.
OP, I think you're being very grabby here!

GabriellaMontez · 01/10/2024 15:56

Also, have you planned what would happen if he died suddenly?

Could you remain in the house, access money to pay bills etc etc

Ps. Don't marry him!!!

Chocolatebuttonsandprosseco · 01/10/2024 15:55

Also op yoire going to be living rent free, he’s even paying all the bills and you have your rental income. Getting your hand out if you split is all kinds of wrong. Just save six months youtself.

Runnerinthenight · 01/10/2024 15:54

Where would one find a millionaire? Asking for a friend lol!

Chocolatebuttonsandprosseco · 01/10/2024 15:53

I’d really get the ick if someone asked me if they could have ten grand or rental costs if we split. Like properly. You will have the rent on your place. Save six months costs.

HellonHeels · 01/10/2024 15:52

junohername · 01/10/2024 15:22

We will to draw up agreement

You need your own solicitor to look out for your interests, not just the one drawing up the contract.

CandidHedgehog · 01/10/2024 15:49

Janedoe82 · 01/10/2024 15:23

If you are in the UK pre nups aren't legally binding so I wouldn't worry.

While not binding, the current law is that they will usually be followed on divorce.

In any event, the OP put ‘prenup’ in quotes because they aren’t getting married and cohabitation agreements generally are binding.

IOSTT · 01/10/2024 15:46

If he is going to be paying the mortgage on the shared house, and you’re renting out your own house, can’t you save a certain amount each month as you will no longer be paying a mortgage? Therefore wouldn’t need anything financially from partner?

Tiswa · 01/10/2024 15:45

You should have the same rights as your tenants in your house - can you draw up some kind of tenancy agreement that is on a rolling basis and a peppercorn tent but sets out how long you have to leave