Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Partner won’t marry me

964 replies

Everythingwillbeokk · 29/09/2024 13:06

Partner simply refuses to marry me. He is divorced, has 2 kids. I have never been married, also have 2 kids.

Together for 5 years, lived together for 3. I’ve made it clear I want marriage and commitment, he has made it clear he doesn’t - states he only ever wanted to get married once and it didn’t work out

He also refuses to commit to buying a house together and states it is because he wants only his children to benefit from his estate when he dies. I contribute to his mortgage and when I have really pushed the ‘if you died tomorrow what would you expect?’ He has literally said he would want me to continue paying the entire mortgage and if/when I sell then the entire equity falls to his children - I have told him this will therefore leave me in a position where I will potentially be homeless and elderly. Also he has a good pension set up, again he would not want me to benefit from this in the event of his death.

So I’ve given him an ultimatum - I’ve told him that if there’s no marriage, no commitment in any way, house purchase etc - then I am leaving. I have also started looking at rentals/smaller houses I can buy (I have a small deposit and a good income, I actually earn more than him)

Please someone tell me I am not BU 😓

OP posts:
MarkingBad · 01/10/2024 03:06

Tellysavelas · 01/10/2024 01:39

She’s not expecting to stay on. But she needs time to move out.

Even landlords have to give tenants notice! You can’t just chuck someone out!

Edited

You can if they have no legal position to stay.

You can even remove some people who do have legal position depending on the circumstances.

Fraaahnces · 01/10/2024 02:59

God I hope you get this place! You sound amazing! You have taught your kids to be resilient and I bet you prove to be much more resilient than you think once you get the F out of this horrible man’s house. I bet he’s surly because he’s been rumbled. These guys always want to be the hero/knight in shining armor archetype. Reality has proven him to be quite the opposite. He doesn’t want his own image of himself to be seen publicly. It’s far too painful.

MarkingBad · 01/10/2024 02:54

Tellysavelas · 01/10/2024 01:42

I’m glad the fucker is destabilised. He should have bought a property he can afford himself instead of expecting to be financed.

He wouldn't have got a mortgage if he couldn't afford it at the time. As the OP has already explained, interest rates have gone up, it has become unaffordable.

It is not uncommon, sadly lots of people have found themselves in the same boat.

MarkingBad · 01/10/2024 02:50

Tellysavelas · 01/10/2024 01:30

I think this needs repeating dozens of times until
his defenders get it - he wants OP to keep paying the entire mortgage even if he dies and even then he only wants the equity to go to his kids!

How is that at all reasonable?

My previous post to that one did say it was weird to expect the OP to continue to pay the mortgage in those circumstances.

Since that post I made the OP told us that her XP is in the Police so he has a good life insurance which would pay off a portion, if not all, of the remaining mortgage. Also as he is leaving everything to his children, it would be up to them to pay off the mortgage from whatever money that is left to them, or by selling the property, or they themselves continue to furnish the mortgage. Should anyone take on paying the mortgage then they may have the right to a claim on that regardless of what his will says.

All this is assuming there is no prior legally bound arrangement in place where the OP has agreed to pay it on his childrens behalf. I make that assumption because the OP has rightfully refused to do so.

The whole mortgage thing on his part was obviously not something he has bothered to find out about.

At no point in any post I have made here has suggested his views on the OP paying the remaining mortgage upon his death is in any way reasonable.

Codlingmoths · 01/10/2024 02:47

Mumtobabyhavoc · 01/10/2024 02:40

Except for the fact that children are involved and their worlds are now shite.

Nobody is glad about that, but the op is rightly protecting her children.

Mumtobabyhavoc · 01/10/2024 02:40

Tellysavelas · 01/10/2024 01:42

I’m glad the fucker is destabilised. He should have bought a property he can afford himself instead of expecting to be financed.

Except for the fact that children are involved and their worlds are now shite.

Tellysavelas · 01/10/2024 02:04

Choochoo21 · 29/09/2024 20:10

So you won’t put your car in his name but you expect him to put his house in your name?
Can you not see the irony in that?
Surely you can see how he feels, purely because you feel the same with your car.

You have been stung in the past and so it’s important for you to keep some things separate.

He has also been stung in the past and wants to do the same and more importantly he wants to protect his kids.

I don’t understand your reasons for wanting to be married because I too, do not want to get married.

I don’t understand why you couldn’t either live separately, buy your own home and then eventually move in together and rent it out or just get a buy to let property.

But I understand and commend you for having your boundaries and sticking to them (even if they are a bit late).

Your opinion hasn’t changed and neither has his.
Neither of you are in the wrong, you are just incompatible.

I would advise that if you meet someone new in the future and then move them into your home that is in your name, you take time to consider whether you want to put their name on the mortgage or get married.

I know lots of posters would be saying you should put him on your mortgage and get married but you have kids and it’s important that you protect yourself and your future assets.

If you marry a new man and then divorce, he can take half of your property which could leave you and your kids in a very bad position.

Marriage is not that important in the grand scheme of things.

This is such patronising guff. <shudder>

Tellysavelas · 01/10/2024 01:59

Choochoo21 · 29/09/2024 19:26

I wouldn’t care if my DP massively out earned me or did all of the housework.

If I don’t want to get married, then I won’t.

As a single mum, my stability and kids stability comes first.

It’s a shame that the relationship has to end over this, as most people don’t want to marry unless they plan to TTC but I agree that OP has done the right thing.

This is not about you! You have projected all over this thread!

Tellysavelas · 01/10/2024 01:55

AmICrazyToEvenBother · 29/09/2024 18:50

I agree. It's not in anyone's interest to remarry when they have assets and especially not when they have children.

He doesn’t have much of an asset, he has a house that he can’t afford without OP paying more than half of all the household bills (mortgage, bills etc).

He is selling up and likely only has a few measly years of equity.

Tellysavelas · 01/10/2024 01:46

Seeingadistance · 29/09/2024 17:25

I'm not saying she's the bad guy. I am saying that he's not the bad guy - as many on this thread are making him out to be. He presumably thought things were fine until she suddenly ended the relationship because of something he was always open and up front about - ie, not wanting to get married.

Edited

He absolutely is the bad guy. He wants OP to keep paying the entire mortgage even if he dies and even then he only wants the equity to go to his kids. That’s bad guy behaviour.

ohfourfoxache · 01/10/2024 01:46

I do wonder if, when he realises he’s up shit creek, he starts to back pedal/propose etc

From what you’ve said I can’t see you going back, but I’m sure it’ll be really satisfying watching him squirm (although I do feel deeply sorry for his kids - imagine having that as a father?)

Tellysavelas · 01/10/2024 01:42

MarkingBad · 29/09/2024 17:07

I agree they are both free to leave the relationship for whatever reason at any point in their lives. Expecting to stay on in the house after the ultimatum has blown everything up and not having planned for that is what is off here.

That her partner is hurt by an ultimatum that destablises everything he has invested in for 3 years is perfectly reasonable too. No one owes anyone a relationship, especially when he has had a long term view on marriage the OP well knows about.

I’m glad the fucker is destabilised. He should have bought a property he can afford himself instead of expecting to be financed.

Tellysavelas · 01/10/2024 01:39

MarkingBad · 29/09/2024 17:07

I agree they are both free to leave the relationship for whatever reason at any point in their lives. Expecting to stay on in the house after the ultimatum has blown everything up and not having planned for that is what is off here.

That her partner is hurt by an ultimatum that destablises everything he has invested in for 3 years is perfectly reasonable too. No one owes anyone a relationship, especially when he has had a long term view on marriage the OP well knows about.

She’s not expecting to stay on. But she needs time to move out.

Even landlords have to give tenants notice! You can’t just chuck someone out!

Tellysavelas · 01/10/2024 01:35

MarkingBad · 29/09/2024 16:55

OP threatened to leave if he didn't comply with her wishes.

OP knew his stance on marriage

OP knew her contribution is keeping the housing situation afloat.

So in that position she knew it is almost certain that her partner couldn't keep a roof over his own childrens head if she left. OP knew her ultimatum would destabilise both of them and their children if he refused to comply.

OP knew exactly what she was doing in her ultimatum, it was designed to force him into marriage. Pure manipulation.

That is coercion and a threat

Delulu

Tellysavelas · 01/10/2024 01:31

Choochoo21 · 29/09/2024 16:49

I agree.

This hasn’t come as a shock because you’ve always known this to be the case.

You also told him you want to separate so I’m not sure why you are acting surprised that he doesn’t want to do things with you like a couple and wants you out of his house.

I’m also not sure why you even mentioned contacting the police when you say he’s never been aggressive towards you.

I agree with PPs who say you’re not thinking straight right now.

You are living in his home and you’ve ended the relationship.

Instead of being annoyed at him or trying to play the victim, I would be apologising to him for breaking his heart and ending the relationship.
Tell him that you thought you would be ok with no marriage or mortgage but you’re not and you have no choice but to end it.

If you have a bit of compassion for what he’s going through right now, then he may have some compassion for you and allow you to live in his home for longer.

Are you for real?

Tellysavelas · 01/10/2024 01:30

MarkingBad · 29/09/2024 16:23

@Everythingwillbeokk
What did I say though?!?

You threatened his relationship with you, his finacial and housing stability for him, you and both sets of children.

It will calm down, you might yet talk. He told you he didn't want marriage, he stood his ground and so did you.

I'd be a bloody knob if someone threatened my financial and housing stability too.

Edited

I think this needs repeating dozens of times until
his defenders get it - he wants OP to keep paying the entire mortgage even if he dies and even then he only wants the equity to go to his kids!

How is that at all reasonable?

Tellysavelas · 01/10/2024 01:28

Mustreadabook · 29/09/2024 14:36

Pretty sure when a man doesn’t contribute to a mortgage everyone says cocklogder!
She is paying rent to stay in his house. As the landlord he can then spend that rent on his mortgage. Pretty much the same happens in any private renting situation.

But she is paying more than him each month and doing the housework and running after his kids.

This is not an equal situation.

Tellysavelas · 01/10/2024 01:24

Choochoo21 · 29/09/2024 14:18

I wouldn’t expect this but I also wouldn’t expect my partner to be homeless.

The alternative is that OP would lose her DP and then have to find somewhere else to live in the midst of grief.

I think for the short term at least, then she should be allowed to continue living there but that would obviously mean paying the mortgage as she can’t live there for free.

If he dies in 20years time then it’s not a problem but if it’s in the next couple of days then it is going to cause issues as it would not be fair for OP to be tied to living there.

I dont know what happens if a parent dies before paying off the mortgage and if I was him I would get legal advice.

This is definitely a conversation they should have had before moving in together and I think OP should be thinking about getting her own security and not relying on someone else for it.
Even buying a little flat and renting it out would be better than leaving herself in such a vulnerable position.

So how are you on 100% on the DP’s side? Did you understand what he was asking for when you said that? (I.e. that he wants OP to keep paying the entire mortgage even if he dies and even then he only wants the equity to go to his kids).

Tellysavelas · 01/10/2024 01:20

Salmoney · 29/09/2024 13:34

He's been open and honest with you, he won't change his mind and you shouldn't change yours on what you want out of life either. This won't work, no point drawing it out with an ultimatum; at least he hasn't strung you along or kept you sweet with false promises and lies.

He hasn’t been open and honest. He wants OP to buy his kids a house if he dies and her kids get nothing.

Tellysavelas · 01/10/2024 01:19

Kendodd · 29/09/2024 13:15

He's told you were you stand. You can't complain that he's strung you along or anything, he's been completely clear. I wouldn't bother with the ultimatum, I'd just get your ducks in a row and leave.

He hasn’t been clear, he’s only told her two days ago that he wants OP to keep paying the entire mortgage even if he dies and even then he only wants the equity to go to his kids.

Tellysavelas · 01/10/2024 01:18

NahNotHavingIt · 29/09/2024 13:14

Neither of you are being unreasonable but he sounds like a selfish dick.

So I'd go it alone for that reason.

Of course he’s unreasonable, he wants OP to keep paying the entire mortgage even if he dies and even then he only wants the equity to go to his kids!

How is that at all reasonable?

Tellysavelas · 01/10/2024 01:17

Prettyredflowers · 29/09/2024 13:10

You both want different things; neither of you is being unreasonable.

It's brilliant that you are doing something about it though, and building your own security for later life!

Why does the first comment so often miss the mark?! It set a shitty tone for the rest of the thread.

Of course he’s unreasonable, he wants OP to keep paying the entire mortgage even if he dies and even then he only wants the equity to go to his kids!

How is that at all reasonable?

TommyJoesMummy · 01/10/2024 00:58

Good luck with the house! 💐

BigAnne · 30/09/2024 23:54

@Everythingwillbeokk Good luck love.

HollyKnight · 30/09/2024 23:42

Fingers crossed! Don't let him find out where you move to if you can help it. A fresh start would be for the best.