Me and DP started saving for DD’s school fees when she was born. She’s due to go to school next September and we should have 100k saved by then. The school we are looking at is 18k a year for prep (including VAT), rising to 24k (including vat) at secondary level (obviously may be more by the time she starts secondary).
DP is adamant that she should start next year and our plan that we use 10k drawn down from savings per year and the rest from income. His argument is that the surplus needed from income equates to the same as the nursery fees per month that we have been paying and things have been fine.
I get where he is coming from but I just don’t feel we have enough buffer yet. I don’t want to put her in and then take her out etc. The local primary school is not good in terms of reputation for teaching etc but it is a nice place and friendly and I don’t think it will cause her harm to go there.
We have been arguing about this constantly since viewing the prep school this last week and DP wanting to basically sign up to it immediately. I feel so stressed and don’t want to make a mistake for dd who realistically won’t know the difference between the two schools regardless of which one she starts at.