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AIBU?

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Fiancé has agreed to be a Guarantor - I’m not happy

360 replies

workworkbloodywork · 15/09/2024 19:02

Not sure if I’m being highly unreasonable or fully entitled to be majorly fucked off with him.

His sister has asked him to be a guarantor on a rental that they want to upsize to as the partner has recently gone self employed.

he initially asked if I would be too but I was overseas at the time as I asked for us to discuss it when I was home.

he then said that we weren’t needed as they found someone. That then fell through and so they asked if just DF would do it. Again said let’s discuss when I’m home.

ive found out today that they have a moving date and have been packing. Turns out DF has agreed to do it without any communication to me.

so YABU - it’s family, you should think twice and just sign to dotted line asap

or YANBU - as an engaged couple, decisions that affect your family unit should be discussed at length before concluding on a decision together.

OP posts:
ARichtGoodDram · 15/09/2024 19:26

Do you live together?

Can he afford their rent and his rent/mortgage?

ZanyPombear · 15/09/2024 19:25

Is it too late for him to undo his decision ?

MillyMollyMandHey · 15/09/2024 19:23

Yanbu - it has massive implications, it should be a joint decision.

Why are they upsizing? Why don't they just wait until he has a few years of accounts under his belt and can get better credit?

workworkbloodywork · 15/09/2024 19:19

It’s not that I don’t want to, it’s that don’t feel informed enough to have said yes/no at this point.

they are both lovely people and great family unit and I want to help naturally, I want the best possible relationship with them but I’m not 100% confident it would be paid every month without fail. Especially with it being a new self employed job, what if the work just do want come in?

I don’t know if we married and they were behind on rent would I be facing losing my house if I can’t cover their rent and he hasn’t been able to either?

OP posts:
JennaZ · 15/09/2024 19:18

I'd do this in a heartbeat for my brother, it wouldnt need a discussion as my DH would fully back me.

PrettyPines · 15/09/2024 19:10

I would absolutely do this for family. What's the chance of them not paying their rent?
Renting is so bloody hard, the market is absolute bullshit. They probably didn't have time to wait and your fiancé wanted to help. It's sad you wouldn't. Unless they're usually unreliable with rent which I assume they're not because they wouldn't have been eligible for the property with past arrears.

crumpet · 15/09/2024 19:07

What happens if you marry? Will your funds be at risk?

Kitkat1523 · 15/09/2024 19:05

I would not be happy with this…..I wouldn’t even be guarantor for my own children….much as I love them

SonicTheHodgeheg · 15/09/2024 19:05

Can he afford their rent and his share of your rent/mortgage?

thebastardsgotme · 15/09/2024 19:04

Is he fully aware of the implications if for some reason they can no longer afford their rent ?