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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To not discuss my finances with DH?

362 replies

probablymenow · 12/09/2024 14:29

The consensus is probably that I am unreasonable but I don’t really know how else to address this.

DH and I do have massively different salaries - his is more than double mine and probably nearly triple. I’m part time he’s full time. I pay for childcare (not cheap) groceries etc. he pays for the mortgage bills etc.

Over the last year he’s become increasingly antagonistic about money matters and it’s reached the point now where I just pay for what I need and pay my things out or my salary and I don’t discuss anything relating to money with him.

Cab this even work? I’m guessing most people will say not. On the other hand it’s the only sticky point in the relationship (admittedly a big one) and so quite honestly it just feels easier to pay for what I need and get on with life.

OP posts:
Noodlehen · 12/09/2024 15:51

probablymenow · 12/09/2024 15:50

If it doesn’t make sense then I am sorry but I’m with two very little children demanding a lot of my attention. And posts like that are upsetting and just make me feel like not bothering.

Well if you don’t want to explain properly or answer questions then why are you bothering? 😂 you’ve given the bare minimum and are then saying people’s assumptions are upsetting.

probablymenow · 12/09/2024 15:51

It’s double what mine is if I was FT. Probably closer to triple because I am part time.

OP posts:
SecondFavouriteDinosaur · 12/09/2024 15:51

probablymenow · 12/09/2024 15:49

@SecondFavouriteDinosaur well - I have answered that point both politely and thoroughly so it doesn’t need further probing, surely? If that frustrates you then I am sorry but DH won’t change and I’m not just going to leave a marriage with two little children like that. I can’t, even if I wanted to.

@Mrsttcno1 look, I want to be polite here but what point are you actually trying to make? I’m talking about my relationship and while that’s obviously linked with money as that’s what the thread is about it isn’t about ‘well his car costs this a month and my phone is that.’ If have posted in money matters if it was.

Apologies, I was just responding to the ‘why is everyone so confused?’ posts. I’ll leave now.

Trebol · 12/09/2024 15:50

This reply has been withdrawn

Withdrawn at the poster's request

probablymenow · 12/09/2024 15:50

BuckWeed · 12/09/2024 15:48

Agreed - but the OP is barely making sense so we have to go with the info we have

If it doesn’t make sense then I am sorry but I’m with two very little children demanding a lot of my attention. And posts like that are upsetting and just make me feel like not bothering.

OP posts:
TomatoSandwiches · 12/09/2024 15:50

Mrsttcno1 · 12/09/2024 15:45

You’re missing the point. What matters is that they have EQUAL “spare” amounts to spend, it doesn’t matter whether thats spent on beer, pokemon cards or new golf clubs, as long as they BOTH have the same amount of money to spend. OP has said he has less than her.

He has less than her because of his own spending choices! Not because of household bills!
He IS getting his share of money after paying his outgoings HOWEVER he pays for personal things for himself and STILL wants access to ops much smaller income.

This is about a man wanting to access and control over his wife's income, he resents her having her own money.

BuckWeed · 12/09/2024 15:50

OP - Will your husband point blank refuse to tell you his outgoings? Like hes hiding something?

Or is it just a difficult conversation to navigate?

Genevieva · 12/09/2024 15:49

BuckWeed · 12/09/2024 15:48

Agreed - but the OP is barely making sense so we have to go with the info we have

I agree!

probablymenow · 12/09/2024 15:49

@SecondFavouriteDinosaur well - I have answered that point both politely and thoroughly so it doesn’t need further probing, surely? If that frustrates you then I am sorry but DH won’t change and I’m not just going to leave a marriage with two little children like that. I can’t, even if I wanted to.

@Mrsttcno1 look, I want to be polite here but what point are you actually trying to make? I’m talking about my relationship and while that’s obviously linked with money as that’s what the thread is about it isn’t about ‘well his car costs this a month and my phone is that.’ If have posted in money matters if it was.

OP posts:
MigGril · 12/09/2024 15:48

probablymenow · 12/09/2024 14:40

In fairness again trying as hard as I can to be fair I have the better deal. Especially since our younger one has some funded hours. I’m definitely not left without it’s just feeling a bit ridiculous I can’t just tell DH if I am struggling or whatever. And I hate the fact I’m feeling like I have to hide things.

But do you have full transparency? Do you know exactly what he earns and what all the out goings are? Of course this works both ways.

I mean we have a similar setup in that I pay for mostnof the kids stuff and DH pays for the house bills as he earns a lot more then me. BUT, we both can see exactly what each other earns what is spent where and big expense and discussed and worked out how we will pay for them. So there is full and open flow of information on both sides, which is surely how any marriage/partnership should work especially if children are involved.

Your situation almost sounds like finical abuse.

BuckWeed · 12/09/2024 15:48

Genevieva · 12/09/2024 15:48

There’s a big difference between double and triple.

Agreed - but the OP is barely making sense so we have to go with the info we have

Mrsttcno1 · 12/09/2024 15:48

Genevieva · 12/09/2024 15:48

There’s a big difference between double and triple.

Read OP’s posts, she has literally said she knows his salary

Genevieva · 12/09/2024 15:48

BuckWeed · 12/09/2024 15:46

She does know his salary - she has said so. Its double maybe triple hers

There’s a big difference between double and triple.

Applesonthelawn · 12/09/2024 15:46

I'd opt for more honesty, not less.
Complete openness about who earns what and where it all goes.
Keep a spreadsheet - all bills, direct debits, every single expenditure listed. Balance it all up at the end of the month - with the split according to the ratio of your salaries and a monthly settlement between your accounts.
The hope is that with complete openness, he can stop being moody or defensive about it.
If that doesn't happen, yes basically there's no hope unless you want to live with someone for the rest of your life who is not willing to share proportionately and invest the right amount of effort into understanding family finance. That is a very big deal and I'd want it sorted sooner rather than later - why waste your life?

BuckWeed · 12/09/2024 15:46

Genevieva · 12/09/2024 15:45

she can’t possibly know that if she doesn’t know what he earns. Marriage means supporting one another and they means them both sharing finances and making decisions together as a couple.

She does know his salary - she has said so. Its double maybe triple hers

Mrsttcno1 · 12/09/2024 15:46

Genevieva · 12/09/2024 15:45

she can’t possibly know that if she doesn’t know what he earns. Marriage means supporting one another and they means them both sharing finances and making decisions together as a couple.

She’s said she knows his salary, read her posts :)

Genevieva · 12/09/2024 15:45

Mrsttcno1 · 12/09/2024 15:44

He’s already paying all of the household bills and is left with less money than OP is, as she has said :)

she can’t possibly know that if she doesn’t know what he earns. Marriage means supporting one another and they means them both sharing finances and making decisions together as a couple.

Mrsttcno1 · 12/09/2024 15:45

TomatoSandwiches · 12/09/2024 15:44

What if he was spending ALL his spare money on drink? And expensive hobby or solo expensive trips that do not benefit the op or their children in anyway.

As I far as I can deduce ops husband has positioned himself to be the person paying for the marital assets and left op with the liability of childcare bills, he has personal spending problems and despite being the higher earner wants access to ops small income to supplement his poor financial skills.

You’re missing the point. What matters is that they have EQUAL “spare” amounts to spend, it doesn’t matter whether thats spent on beer, pokemon cards or new golf clubs, as long as they BOTH have the same amount of money to spend. OP has said he has less than her.

Janeir0 · 12/09/2024 15:45

Honestly OP, you are just not explaining yourself very well and are being very secretive so it's going to be hard for people to help.

CoffeeBeansGalore · 12/09/2024 15:45

I'm reading it that he has more personal bills than you & therefore has less "available" money after everything has been paid. But really, it is his choice to have i.e. expensive phone contract, gym membership, golf club fees. It should be viewed that these costs are part of HIS "fun/spare money". They are not essential expenses like the mortgage or council tax.
You don't choose to have these expenses so you have more money left over after paying your share of the essentials. Except you don't because you alone are paying for the kids everyday needs.

Is this right?

SecondFavouriteDinosaur · 12/09/2024 15:45

probablymenow · 12/09/2024 15:43

People not understanding … geez. Maybe you’re trying to be helpful but honestly all it’s doing is making me feel both judged and like such a weird incomprehensible person I’m beyond help!

Noone is judging, they just can’t help if they don’t really know what you want help with.

Mrsttcno1 · 12/09/2024 15:44

Genevieva · 12/09/2024 15:44

You aren’t being judged. Hopefully this is a wake up call. Your husband needs to step up and pay for his family.

He’s already paying all of the household bills and is left with less money than OP is, as she has said :)

TomatoSandwiches · 12/09/2024 15:44

Mrsttcno1 · 12/09/2024 15:41

But the amounts ARE the most relevant thing because the amounts distinguish whether he’s being nasty or whether he is right! If he’s left with less then of course he isn’t happy and things need to change to even things out.

What if he was spending ALL his spare money on drink? And expensive hobby or solo expensive trips that do not benefit the op or their children in anyway.

As I far as I can deduce ops husband has positioned himself to be the person paying for the marital assets and left op with the liability of childcare bills, he has personal spending problems and despite being the higher earner wants access to ops small income to supplement his poor financial skills.

Genevieva · 12/09/2024 15:44

probablymenow · 12/09/2024 15:43

People not understanding … geez. Maybe you’re trying to be helpful but honestly all it’s doing is making me feel both judged and like such a weird incomprehensible person I’m beyond help!

You aren’t being judged. Hopefully this is a wake up call. Your husband needs to step up and pay for his family.

MistyFruitsAndMellowness · 12/09/2024 15:43

I promise I'm not trying to stick the oar in, OP but I think the confusion here comes from:

  1. You don't want help with the numbers
  2. Your don't want to know what others would do because they would talk with their spouse or leave them, and neither is an option for you
  3. You don't want comments on your set up
  4. But you do want help working through how you feel about it, but haven't really given us a lot of insight into that except to say it's just this one issue but that it sometimes (always?) feels like it creeps into other areas
  5. Further to this, it's hard to help you work through it bcause you seem to want us to help you come to terms with it but, for many of us, it just isn't something we would, or could, come to terms with

That makes it really hard to see what you are needing here. Is it just a place to vent? OK, if it is.

Regardless of the secific issue, if a major part of your joint lives cannot be discussed and one of you is unhappy about it there are only a few options I can see:

  1. Suck it up
  2. Leave them
  3. Pretend to suck it up but inwardly seethe about it

I don't know which of those you think might be your way forward here but you are unhappy, that is clear. If your husband cannot discuss serious matters without PA jokes and such, how else do you normally deal with the more serious disagreements?