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AIBU?

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Not giving my kids money while at uni

212 replies

Seilla · 03/09/2024 16:51

I have twins who are both going to uni this year, DD is going to Kings in London and DS to Newcastle.
I work as an administrator for the local council making about £24k, their dad isn't involved at all.He sees them maybe 2 times a year and moved away.
They are both get full student loans. DD this is £13,348, DS £10,227. DDs Accomodation is £169 per week and DS is £129 per week (DDs uni has an affordable Accomodation scheme she qualified for).

The maths tells me that DD will have £732 a month after rent (dividing the remaining loan by 9 months) and DS £563.
My parents just bought them both a MacBook for there 18th last week, I've got them new phone contracts which I will pay. They both just got over £1000 from there child trust funds and my parents have given them £500 each to get clothes and pots/pans.
They have both worked all through sixth form and have savings, DDs is at a little restaurant who have said they will have her back in the holidays. DS was at a shop so that is less likely.

AIBU to give them nothing more?
My parents think I should give them pocket money and I hear all there friends parents talking of contributions but I think they have loads with just that and getting jobs of their own?

OP posts:
flyinghen · 03/09/2024 17:02

I didn't get a penny from my parents and I had less than them left per month by a mile. So I worked part time to pay for food. My parents couldn't afford it and that was that!

Headawobble · 03/09/2024 17:01

Didn't get anything from my parents but my boyfriends parents used to do me a big "shop" of treats and basic cooking things which was really kind and appreciated. That said, sounds like your two are sensible and working when they can so should be able to manage with what they have if its not in your budget.

DancefloorAcrobatics · 03/09/2024 17:01

My DD is currently at uni.

We don't give her anything regularly.

However, we do get the a big shop with treats when we drop her off.

Tcateh · 03/09/2024 17:01

The only thing I'd bare in mind is to divide the sum by 12 months not just term time.
This is because even tho uni halls can end in June they then need (if not traipsing their stuff back home) rent for the summer.
Many students go into private rentals on July 1st.
There's a deposit and a month's rent to find.
Some bring everything home and find private company uni places that do have the rental starting September.

I'm in a very similar situation to you. Mine had full loan but needed a top up for the things I've mentioned.
I think from her loan she had about £80 a week to actually live off and it didn't go far at times.

I probably gave her another grand a year on top just to help out here and there.

The last year loan is also less as it's not covering the summer.

It's definitely worth taking the maintenance money and dividing by 12 or 52 weeto give a ball park figure to keep in mind.

Safe side I guess.

Suzuki70 · 03/09/2024 16:59

Does the accommodation include bills? It sounds ok to me. I had about £400 disposable income a month from a PT job when I was at uni.

To be honest I can't imagine you have much left yourself anyway on a household income of £24k - after you've paid your housing, council tax, travel, insurances and food.

Overbearingndn · 03/09/2024 16:59

When I went to university, my mum didn't give me any money at all. I had to get an overdraft from the bank as soon as I got there to buy food etc

I got a part time job at the SU, then worked full time doing agency work during breaks. I survived with student loans, overdrafts and work.

Many parents can't afford to support their children through university. I wasn't alone in not relying on my parents. The fact that my mum didn't phone me after I left home, is another matter.

kiwiane · 03/09/2024 16:59

You will have so much less disposable income than they do; I’m sure they’ll be home for weekends and holidays so I’d just feed them then.
They are getting the maximum loan due to your low income so don’t let what others do or say make you feel guilty.
You’ve done a fabulous job getting twins to University - it must have been a struggle.

HFJ · 03/09/2024 16:59

I checked the calculations. It looks like your two will be fine. If you have funds spare, maybe a good idea to get some savings together as a rainy day fund for them, rather than giving them extra monthly money. They may need help when they graduate - things like buying new suits for work or a first rental deposit.

InBedBy10 · 03/09/2024 16:58

YANBU

If you were on a much higher salary I'd suggest a small contribution but at your wages you really can't afford it.

I worked through college. In a shop at weekends and a bar at night. That was standard for every student back then (around 2002). Never did me any harm.

I really think young adults are treated like children by alot of parents these days. Some live off their parents until well into their 20s
Ridiculous.

Sounds like your kids have a good head on their shoulders. They'll be fine.

Maray1967 · 03/09/2024 16:57

We topped up DS to what students on full
loans could have - he got no more in his undergrad years; we just fed him in the holidays.

In his final Masters level year we gave him a few hundred more due to the CoL crisis, but he used some if that to tide himself over until his first pay cheque.

Given the details, particularly the affordable accommodation m, the MacBooks and phone contracts and money for uni stuff, they should be fine.

She should check whether the shop will have her back in the vacs -mine was at Tesco and they did. He did quite a few shifts at Christmas, fewer at Easter, but always 2or 3 each week in the summer.

DrPeculiar · 03/09/2024 16:55

Can you afford to pay them anything? I guess that’s the first question to ask.

DesTeeny · 03/09/2024 16:55

My mum did a "big shop" once per term for me and my brothers, and that was it. They have enough money there, they need to learn to budget as part of growing up.

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