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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Original poster

To ask if you have private health insurance?

205 replies

CherryValley5 · 01/09/2024 20:15

Do you have it? Would you get it?

Having just received DD’s (eye watering) PHI renewal it struck me that 10 years ago it would not have even entered my mind to insure a teenager, nowadays it would feel like borderline neglect if I cancelled her policy and instead made her sit on endless NHS waiting lists. I am insured too through work and would never take another job that didn’t offer it. Just sitting here in disbelief that something I would’ve called a luxury not too long ago now feels like an essential for quality of life. It’s so depressing!

OP posts:
puppyparent · 01/09/2024 20:22

Yes through work. Wouldn't want to be without it tbh

P0llyP0cket · 01/09/2024 20:22

Yup, it’s not a luxury in my opinion.

MiddleAgedDread · 01/09/2024 20:22

I also have it through work and it’s been a
godsend! I had surgery about 3 weeks before lockdown which I’d probably have been waiting 2 years or more for on the NHS. Ditto dental cover, although I pay for that through work Bupa but it’s cheaper than you can get it personally. Ridiculous that it’s now the only way to guarantee treatment when you need it. ----

ThomasPatrickKeatingsDegas · 01/09/2024 20:22

Yes I am, and pay £90 a month for my daughter too. It’s too late for both of us at any rate because of separate acts negligence from two hospitals both my daughter and I have disabilities that were totally avoidable thanks to the shit heap that is the NHS.

SaltandPepper22 · 01/09/2024 20:19

Yes I do.

My mum has it through her pension scheme and they pay a small supplement to add on me and my siblings. I pay £15/month to add my DH onto me onto my mum.

He wasn’t happy about it because he is against private healthcare on principle but acknowledges that the NHS just isn’t meeting need any more and that having the security of private healthcare is just sensible if you can afford it.

We also pay monthly for the dentist.

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