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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To ask what's your stupidity tax?

114 replies

autienotnaughty · 31/08/2024 07:04

Stupidity tax - something you have done that's ended up costing you financially or emotionally.

I'll go first.

I'm in the house one Friday night with dh and the kids. Eldest has a friend over who I offer to drive home. Can't find the car keys anywhere. I nip out to the car (I have form for leaving the car unlocked) discover that not only is the car unlocked but the keys are in the ignition switch on (as in lights and radio should be on but engine is not running). Probably been like that around five hours so the battery is completely dead.
Dh cannot revive the dead battery so end up paying ££ To increase our emergency cover to include home start and £££ for a new battery.
All in all a pretty expensive mistake. This sort of thing happen to anyone else?

OP posts:
autienotnaughty · 01/09/2024 18:31

poorbuthappy · 01/09/2024 18:15

Booked an airport transfer in Sicily for that day instead of the actual day of arrival. £100. Bloody annoyed me a lot

That is annoying

OP posts:
poorbuthappy · 01/09/2024 18:15

Booked an airport transfer in Sicily for that day instead of the actual day of arrival. £100. Bloody annoyed me a lot

Sazza75 · 01/09/2024 18:13

Heatherbell1978 · 31/08/2024 07:56

I'm liking this thread. Not sure it's quite the same but now that I've discovered Vinted for buying kids clothes, I can safely say I've wasted hundreds, thousands maybe on clothes and kid stuff (especially baby) that I could have just bought second hand. I was swept along on the wave of shiny new things for far too long...

This! I’ve bought lovely stuff for a fraction of the price on Vinted and I look there first if me or the kids need something!

weirdoboelady · 01/09/2024 18:11

Bought a new car and was offered insurance at a bargain price, so ditched the lovely brokers I had been with forever, and took the bargain insurance. Fast forward 12m, and the 'bargain' insurance renewal was stupidly expensive.

'Sod that', I thought, 'I'll go back to plan A.' Except I forgot. I forgot so thoroughly that even when the unmarked spy van stopped me, I insisted I was insured. Only while I was ringing the brokers did the horrible realisation flood my body.

Fortunately the lovely brokers talked the man out of actually arresting me and persuaded him it was a genuine mistake. Still had to pay megabucks for un-impounding the car, more megabucks for a hiked insurance premium, and points (my first ever!) on licence for years and years.

I try to be grateful that my lack of insurance was discovered before I actually had an accident. It probably wouldn't have occurred to me to insure the car, without a reminder, for several years....(Nowadays I insure the second I receive the first reminder, about 3m before it's actually due).

SpanielintheWorks · 01/09/2024 18:07

Booked pricy train tickets on the right day but in the wrong direction (Edinburgh to London rather than London to Edinburgh).

OneRingToRuleThemAll · 01/09/2024 18:00

I bought a flat in 2008 for £100k. A 3 bed house would have been £125k. I could have afforded it but didn't want to pay the extra.

The flat is now worth £180k, but the houses are now worth £350k.

Weejyb · 01/09/2024 17:49

Lending £1000 to someone I’d been close friends with for more than 20 years….

HeartsTrumpDiamonds · 01/09/2024 17:48

Another car key one… I was in the loo on the way out to the car park to go home from work. Car keys stashed in my very shallow trouser pocket. You can guess what happened, they fell out of my pocket and into the toilet bowl as I stood up and got automatically and violently sucked down the drain. Expensive Uber ride home & back and even more expensive to replace the key at the dealership!!

Waitresstime · 01/09/2024 17:37

Sorry but your stupidity tax is actually getting a new battery when all you needed to do was get jump leads to start from another car and drive it so the alternator charges your battery up again ;-)

WhenTheDragonsCame · 31/08/2024 19:06

My daughter had to catch a train earlier this week and I accidentally booked it for a day early, only realised when I got a notification that the train was going to be on time. Cost £25 to change to the correct day.

I booked to take my daughter to see high school musical at the theatre and forgot until the day after.

Booked premier inn for two short breaks but got the wrong dates for both and they were non transferable so I needed to pay again.

Thought I had lost my car keys so arranged to buy new ones. Paid £50 for the key and was going to arrange to have it programmed when I found the key in the desk drawer at work.

I'm currently paying Microsoft £25 a month for Minecraft and can't figure out how to cancel it 🤦🏻‍♀️

I'm sure there are many more!

DogDaysNeverEnd · 31/08/2024 18:21

I've turned up a day late for a donestic flight scheduled at 00:30. Thankfully I narrowly avoided making the same mistake on a long haul international trip thanks to the prior mistake so an expensive lesson rather than stupidity tax.

I'm a champion at losing small items so now have tiles on everything I care about and a smart watch that finds my phone.

AllPrincessAnneshorses · 31/08/2024 18:19

Applying for planning permission. Getting the " right" windows is gonna cost twice as much as the visually indistinguishable ones we wanted.

Teacherprebaby · 31/08/2024 17:59

DrinkElephants · 31/08/2024 07:56

Buying a house next door to the world’s worst neighbours…

I need to hear more!

Slavica · 31/08/2024 17:58

DH booked a trip to visit family on another continent in March next year. Except he didn't, he booked it for the same dates in February (days of the week are the same, as February has 28 days in 2025). Good thing he realized - the change fee was steep, but much better than showing up at the airport in March having long missed the flights.

Conniebygaslight · 31/08/2024 17:54

autienotnaughty · 31/08/2024 16:49

A good deed at least !

Yes it was…

Ohwhatfuckeryitistoride · 31/08/2024 17:52

My sisters was, when coming to the end of a long stay here from Australia she decided to wash her cream kipling style bag. But her passport was in it. So unscheduled rush trip to London, cheaper if I came with dd on railcard, a day and a half sitting around Australia house, new photos new pp and overnight stay.

Icannoteven · 31/08/2024 17:43

I have innatentive ADHD so I am a high rate stupidity tax payer.

I have spent twenty years paying for driving lessons and still can’t pass my test. I recently flooded my house because I left a tap running and did £6000 worth of damage (the insurance covered it but I still had to take annual leave to sort everything). I have travelled to appointments and events in the wrong day - a complete waste of time and money! I impulse buy. In my younger days I was always late handing in my time sheets or paying my bills so would I cure charges/ not get paid on time. Then there are the many, many items I have lost (usually glasses, keys, phones and bank cards).

zeddybrek · 31/08/2024 17:42

Travelling with 2 year old DS and 6 months old DD. No other adults. Went to the airport for long haul flight to visit family. Totally forgot about visas and had to pay for overnight luggage storage at Heathrow, emergency 24 hour visa service x3 and new flights as original ones were non transferable non refundable. I got once a year so know but just totally forgot. I did something similar again 5 years later, I just don't learn.

Stupid travel tax, repeat offender.

Newrumpus · 31/08/2024 17:31

I unwittingly clicked repeat order on Ocado when I bought a large monthly shop. The following month I made a new order which came but the following day the repeat order also turned up so we had 2 large shops in 2 days. The really embarrassing thing is that I didn’t realise what the issue was so I made the same mistake again in the third month.

SmudgeButt · 31/08/2024 17:23

The time I was a supervisor of a large team and the vast majority of us went out for a team meal.

Bill came at the end of the evening and I said I'd put it all on my credit card and everyone could just pass me their cash. Which they did along with a bit extra for the tip.

I looked at the total on the bill, thought about the wonderful service we'd had and added 15% to what I paid. Didn't spot the bit about them automatically adding a service charge for a group like ours so I effectively tipped them 35%.

JohnCravensNewsround · 31/08/2024 17:19

Took bike rack off back of car as we were told that there was a spate of them being nicked whilst people were cycling. Put it in the boot, slammed the boot, broke the rear windscreen.
Idiot tax indeed

autienotnaughty · 31/08/2024 17:15

Dog got into teens room and ate 1kg of chocolate 🍫 Cost £275 for emergency vet

OP posts:
minnieot · 31/08/2024 17:10

In hospital a lot for my current pregnancy and keep forgetting to pay for parking. Somehow have only been fined once so far but it wouldn't surprise me if I get more. This post just reminded me to go on and pay for today's parking as I completely forgot again so thank you

BlackCatsAreBrilliant · 31/08/2024 17:07

Forgot to set up insurance for the new cat as she came with temporary cover and I forgot to renew it after it expired. Cat got hit by a car (we assume). Fortunately, the injuries were not too severe, but the emergency vet trip and the treatment needed was £££.

Good thing she's cute.

autienotnaughty · 31/08/2024 16:58

I booked a weekend away a few years ago couldn't find my car keys and didn't have a spare. Couldn't go and lost the caravan cost. They turned up a few days later in a umbrella 😩

OP posts:
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