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To think this is not my mistake and not my problem

68 replies

Iybwsp · 27/08/2024 12:45

This is likely to be long so I apologise, but the circumstances are slightly complicated and I don’t want to drip feed. The context is perhaps not directly relevant but goes towards my feelings on the matter so I’m including. I’ve bolded the TLDR.

I had booked to go on holiday with a friend last month. We were moving around and were meant to stay in 3 hotels and the trip involved a return flight. We have been friends for many years and are close.

Unfortunately I had to cancel the trip at the last minute due to the serious illness of an immediate family member. This was not something that could have been foreseen at the time of booking. As I would expect, she was very understanding - I’m sure she was disappointed and I apologised for the inconvenience but at the same time in the context of what was going on for me at the time, the cancelled holiday was nothing.

The flights and the first two hotels were non-refundable but the final hotel (which she had booked) was within the free cancellation period. My friend agreed that she would cancel the third hotel and therefore we would not be charged.

My portion of the cancelled trip was covered under my travel insurance. I have successfully claimed for this. However, her portion of the trip was not covered under either her or my travel insurance due to the circumstances of the cancellation (if her family member had been ill it would have been and if I had been ill it would have been but illness of my family member didn’t qualify under her policy). She spent a while deciding whether to go on the trip alone but ultimately decided not to. I understood her reasons for not wanting to go alone and I offered to make her whole for the cancellation. She didn’t ask me to do that but did accept my offer and I transferred her the money. Although I wasn’t thrilled to spend several hundred pounds on a trip I couldn’t go on, I felt reimbursing her was the right thing to do - I didn’t see why she should be out of pocket as a result of my family emergency or forced to go on a trip alone. So far, so good.

It has now emerged that she failed to cancel the third hotel when she decided that she wouldn’t go alone (we were still within the free cancellation period at that stage). We were a no show and she has been charged for the booking. Although she hasn’t yet explicitly asked me for money, I feel she is circling around it (not clear whether she feels we should split it or I should pay entirely). She also isn’t fully owning her mistake. So far I have given vague sympathetic responses.

My gut reaction is that this loss results from her entirely avoidable mistake. I’ve already spent several hundred pounds on this cancelled trip and I’m not willing to pay more. If she asks me for money, would I be unreasonable to refuse to pay?

But then part of me thinks that I should suck it up for the sake of the friendship - it won’t be that much extra money. And also that the holiday booker takes on some risk and if I got it wrong I’d appreciate people being understanding and splitting the mistake. But part of me is really quite irritated that she is bothering me with this - I think in the same circumstances I would be shielding her from as much admin as possible. And I feel I have already been generous enough in reimbursing her for a holiday she could have gone on. Also I really do feel I wouldn’t have made this mistake were the situations reversed - she is not an organised person.

OP posts:
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CovertPiggery · 27/08/2024 20:51

Tessasanderson · 27/08/2024 16:02

For a friend who was looking forward to a holiday and thought enough of me to invite me along i think i would put up the £250 and not say another word about it.

Its definately not your fault but then, without your situation she would have enjoyed a nice break with none of these issues. Maybe she was upset about losing out on her break and just forgot. If she is a good friend in general £250, whilst not a small sum, its worth just offering up and making a gesture. She may not be finding it easy to approach you about it.

All boils down to what kind of person she is. I dont have either of you down as CF's

But if the friend also thinks OP is a good friend, who has also been through a terrible time, shouldn't the friend be the one thinking £250 is a small price to pay, particularly as it was her own mix up in not bothering to cancel the hotel?

MrsPerfect12 · 27/08/2024 20:41

You shouldn't be paying for her mistake. She's taking the piss.

Iybwsp · 27/08/2024 20:36

Thanks to those who have posted helpful comments. I suspected people would get confused - I did do my best to be clear! In fact I wondered if I should skip out all the background about the insurance/non-refundable portion entirely as that part of the story is not directly relevant. But it is the reason I'm feeling 'enough now' so I kept it in for that reason.

I am positive my friend is not scamming me. I actually regret my post earlier saying maybe she didn't have insurance - she is the type of person who wouldn't but I've never known her to be untruthful and she said she'd check her policy so I should take her at her word.

It seems most are in the camp of I don't owe her. With a few caveating that if I can afford to pay I should for the sake of the friendship.

@IWouldRatherBeOnHoliday your post in particular resonated with me on the latter point. Why is it better for me to pay her and feel aggrieved than it is to run the risk of her feeling irritated at me.

I'm definitely not going to offer to pay - I will wait and see if she actually asks me for the money. So far the messages have been a couple of references amongst other things (we're in fairly regular communication) to "us" being charged etc. And I've just replied vague things almost like I don't fully understand what is going on and there must be a mixup. If she asks me for the money I'm going to have to get more details about why on earth she didn't cancel - I have a message where she said she was thinking about whether she wanted to go and would cancel if she decided not to. I feel like maybe she doesn't understand insurance and sees it as a bit of a magic money tree - for example, she suggested a couple of times that I would be able to successfully claim on my insurance for her portion of the holiday, despite me explaining that wasn't right. So I wonder if she just didn't think it was her problem once I said I'd pay her and claim on mine.

Depending on what exactly has gone on I might agree to split it. But I don't think I could pay her without at least understanding the background and an acknowledgment that she's messed up and I'm doing it to be a good egg - I truly don't believe this is my debt.

I'm also trying to remember that these traits which I am finding annoying now, (laid back attitude, lack of organisation, not a details person) all manifest in other ways which make her a wonderful and interesting friend and travel companion!

OP posts:
NyeRobey · 27/08/2024 19:42

LookItsMeAgain · 27/08/2024 17:47

@NyeRobey - you wrote "She missed out on a holiday because of your family emergency. Your costs were covered. Hers were not, and not because she did not have insurance but because it was your problem, not hers."

Did you miss the part in the OP's opening message where she said that for the part of the holiday that OP had booked, that was covered by the travel insurance that OP had taken out but the key bit was that there was a full refund available to the OP's friend because they were still within the cancellation window???

The only thing that is factual and relevant in your post was that the friend missed out on a holiday.

Did you miss the part where OP explained that her friend's insurance didn't cover her losses because it was not someone in friend's family that was ill?

Or the posts where I explained that I didn't understand the phrase OP used to mean that she had fully covered her friend's expenses except for the last hotel booking, and agreed that if she had done so she owed no more?

Looks like I am not the only one posting things that are neither factual nor relevant.

HauntedbyMagpies · 27/08/2024 19:37

CuriousGeorge80 · 27/08/2024 14:09

Just checked out of interest and HSBC’s insurance explicitly covers this situation - I.e. you are fully covered if you have to cancel because your travel companion has a sick relative (I assume this is what’s happened). She should definitely double check.

Hmmm I wonder if this 'friend' has actually been eligible and successfully claimed on her insurance this entire time... 🤔

LookItsMeAgain · 27/08/2024 17:47

@NyeRobey - you wrote "She missed out on a holiday because of your family emergency. Your costs were covered. Hers were not, and not because she did not have insurance but because it was your problem, not hers."

Did you miss the part in the OP's opening message where she said that for the part of the holiday that OP had booked, that was covered by the travel insurance that OP had taken out but the key bit was that there was a full refund available to the OP's friend because they were still within the cancellation window???

The only thing that is factual and relevant in your post was that the friend missed out on a holiday.

LookItsMeAgain · 27/08/2024 17:43

Iybwsp · 27/08/2024 12:52

It’s definitely not negligible. Approx £250pp. But might be a price worth paying for the friendship!

If she comes to you cap in hand looking for this money, you simply say to her "Abigail, when I had to cancel the trip I did and I remember you saying that you would cancel the part of the trip you had booked. Why didn't you follow through on that? I don't see how you can come to me looking for money when you had ample opportunity to cancel it and get a full refund on the money. I'm sorry but I won't be paying."

Tessasanderson · 27/08/2024 16:02

For a friend who was looking forward to a holiday and thought enough of me to invite me along i think i would put up the £250 and not say another word about it.

Its definately not your fault but then, without your situation she would have enjoyed a nice break with none of these issues. Maybe she was upset about losing out on her break and just forgot. If she is a good friend in general £250, whilst not a small sum, its worth just offering up and making a gesture. She may not be finding it easy to approach you about it.

All boils down to what kind of person she is. I dont have either of you down as CF's

dudsville · 27/08/2024 15:54

I agree it's not the OP's mistake, but I think it's her responsibility.

dudsville · 27/08/2024 15:53

FOJN · 27/08/2024 15:41

Did you read the OP? The friend said she would cancel the third hotel to avoid charges, she didn't do so. The friend has been reimbursed for the other holiday costs because neither insurers would cover them. Her failure to cancel the third hotel is why she was charged. The friend booked the hotel so OP would not have been able to cancel it.

Yes, I saw that.

TheTripThatWasnt · 27/08/2024 15:46

You definitely don't owe her anything for the hotel she forgot to cancel!

I was in a very similar situation 6 months ago. Friend had a family emergency and couldn't go on our trip. Cancelled travel and hotel. Eurostar and first night of hotel had to be paid. 2nd hotel night was cancelled within the terms of the booking (no charge).
Friend claimed her costs on her insurance. Mine didn't pay out as, technically, I could have gone on the trip. I didn't want to go on my own, as the whole point of going was to spend quality time with my friend.

My friend didn't reimburse me anything. And the consensus on here at the time was that she shouldn't either! So I think you've been very generous in paying for 100% of the unavoidable costs. The non-cancellation of the last hotel is entirely on her, and she could have done it in less than 5 mins.

FOJN · 27/08/2024 15:41

dudsville · 27/08/2024 15:31

Whilst you may be reasonable, I have experience of being the other person in this scenario, only once mind you, so it's entirely anecdotal. You had to cancel the holiday for your very good reasons, and therefore the costs are on you, the reasons don't matter, if you see what I mean. Now, she can offer to meet you half way, or more or less, but that would be a nice gesture, the generosity would be on her part, not yours.

Did you read the OP? The friend said she would cancel the third hotel to avoid charges, she didn't do so. The friend has been reimbursed for the other holiday costs because neither insurers would cover them. Her failure to cancel the third hotel is why she was charged. The friend booked the hotel so OP would not have been able to cancel it.

dudsville · 27/08/2024 15:31

Whilst you may be reasonable, I have experience of being the other person in this scenario, only once mind you, so it's entirely anecdotal. You had to cancel the holiday for your very good reasons, and therefore the costs are on you, the reasons don't matter, if you see what I mean. Now, she can offer to meet you half way, or more or less, but that would be a nice gesture, the generosity would be on her part, not yours.

notatinydancer · 27/08/2024 15:22

BitOutOfPractice · 27/08/2024 12:54

I’ll bold the bit I think is relevant.

But then part of me thinks that I should suck it up for the sake of the friendship - it won’t be that much extra money.

you’re the one who landed her in this situation (for entirely understandable reasons) so I think you should be the one doing the sucking up.

Also in what way have you been “generous”?

But the friend could have cancelled ?

steadywinner · 27/08/2024 15:18

Nope, not your problem. You had enough to think about with the family member, this is on her.

FOJN · 27/08/2024 15:15

I understand why she didn't want to go alone and so do you which is why you have reimbursed her for uninsured/non refundable losses, that was fair.

The flights and the first two hotels were non-refundable but the final hotel (which she had booked) was within the free cancellation period. My friend agreed that she would cancel the third hotel and therefore we would not be charged.

She booked the third hotel so she was the only one who could cancel, she told you she would do that. She knew she would be charged if she did not cancel in time.

You have been very reasonable, I do not think you owe her any money. I'm not sure I would want to preserve a friendship with a person who was so careless about hundreds of pounds of avoidable expense and then thought it was reasonable for me to pay half for their mistake.

Sunsetbeachhouse · 27/08/2024 15:04

Just as you didn't want her out of pocket for your family emergency, she should not want you to he out of pocket for her error. You owe her nothing and if you feel this is what she is eluding to then set her straight and remind her that this is her error and she needs to take the hit.

Iybwsp · 27/08/2024 15:00

I also agree with the PP who said it would have been decent of her to offer to split the non refundable costs. Although not expected! Had she done that I would have declined her offer and I also would be willing to split the new costs incurred as a result of her carelessness.

OP posts:
TinkerTiger · 27/08/2024 14:58

I think the last bit is on her for being a flake and not cancelling.

I don't think you reimbursing her for the rest of it was anything other than necessary. You couldn't go and she couldn't claim on insurance for it, so you were right to pay for it.

Hucklemuckle · 27/08/2024 14:57

NyeRobey · 27/08/2024 13:01

I disagree.
She missed out on a holiday because of your family emergency. Your costs were covered. Hers were not, and not because she did not have insurance but because it was your problem, not hers.
I assume you didn't pay the full cost of the holiday that she had to cancel because of an issue that you had?

From her pov let's say the holiday cost each of you1000. She has missed out on the holiday because of your family member's illness. It can't be helped. But you were the cause of the cancellation, your 1000 was covered by insurance, and I assume she was only reimbursed 500 pounds by you. So she has still lost 500 pounds through no fault of her own, and has not been mean about it or unsupportive. Yes it's a bit annoying that she forgot to cancel the last hotel but if you want to remain friends, given that your family problem has already cost her a lot more financially and in terms of missing a holiday, I would certainly pay half.

No. The OP reimbursed the friend completely for the first two hotels as they were non refundable. She didn't for the 3rd hotel as that one was refundable and friend was going to cancel so it would be refunded.

Friend failed to do so. Why? Who knows. But the fault at this point is with friend who said they would cancel and then failed to do so.

Iybwsp · 27/08/2024 14:54

Thanks for the responses all. In response to some points raised:

  • yes, I reimbursed her totally for all costs she incurred in connection with the trip. Had she cancelled the hotel as she promised to do she would have paid 0% for the cancelled trip, my insurance would have paid 50% of the costs and I would have paid the remaining 50%. Now we are in a circumstance where there is an extra cost that there didn’t need to be!
  • she told me that her travel insurance didn’t cover the circumstances of our cancellation. I trusted her to have checked and didn’t ask to see the precise wording of her policy. But she also assured me she would cancel the hotel so now hearing from others that this circumstance has been covered makes me wonder if maybe she actually didn’t have travel insurance (she could easily be a buy at the airport type) and was embarrassed and fudged it.

I take the point that I shouldn’t think of myself as being generous in reimbursing her for the non refundable costs. I guess I kind of share the view of a PP that she could (and I think I probably would) have gone alone but it is fair enough that she didn’t want to - I was changing the deal.

I also agree that cancelling a hotel room is extremely easy and I just cannot understand how she failed to do so! It’s a couple of clicks. It feels careless of her at a time when I had a lot going on and trusted her to be on top of this one thing. I of course don’t think she did it intentionally but wonder if she might not have been so cavalier had I not offered to reimburse her for her losses if she no longer wanted to travel and seen it as her money.

I also feel that she expected me to bear the risk entirely - the nonrefundable cancellation was my “fault” so I had to pay. So it feels fair to apply the same logic now that this cost is her fault.

OP posts:
CovertPiggery · 27/08/2024 14:54

IWouldRatherBeOnHoliday · 27/08/2024 14:37

I really don't agree when people say things are worth the price for the sake of a friendship. Why does the other person in the equation never see it that way? Your friend should be sympathetic to your circumstances.

Your friend was in the wrong here - it was her mistake to not cancel the hotel.

You don't owe her anything, and I think if you pay her the money you will just resent her for it afterwards.

I agree with this.

If she doesn't care enough about the friendship to pay for her own mistake, why should OP?

JC03745 · 27/08/2024 14:50

Allinadayswork80 · 27/08/2024 12:55

I thought you were going to say that you weren’t going to split the loss of the holiday with her, however you have done this which is very fair of you. The rest could have been avoided. It doesn’t take long to make a cancellation and I think she should foot the bill as it is her fuck up.

This ^

LyingWitchInTheWardrobe · 27/08/2024 14:46

You already 'made her whole' - at your cost. Making herself whole for the third hotel was her responsibility and entirely within her gift to do it. Why didn't she?

I wouldn't pay any more. If you do then you're tipping your friendship out of balance. It's currently in balance - paying her again for her stupid lack of action is acting like her mum/lady bountiful and one or both of you will be resentful.

I would be clear that my insurance covered my part and I wanted to pay what I did because it was my circumstances that led to cancellation - but that I can't be expected to pay for something that should have been cancelled but wasn't.

SummerHouse · 27/08/2024 14:45

I think you were generous to cover her costs and
I think she was actually wrong to accept this money or she should have offered to at least split the loss.

Had she done either of the above, you would probably unquestioningly split the loss on the third hotel.

You are out of pocket at every turn and clearly dealing with other stuff right now. Through no fault of your own. A good friend would see this.