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Do you think companies should stop using mothers maiden name as a security question

61 replies

notedbiscuits · 23/08/2024 08:09

This is why I believe companies should stop using MMN as security

. Your siblings - including half siblings who you share the same mother have the same MMN
. If your mother has sisters and they have children too - they also share the same MMN
. Mothers who split up with their child(ren)'s father or decide they have nothing to with the child(ren)'s father(s) usually have the same surname as the mum if the mum wants to revert back to her maiden name (if got married) and kids get surname to match their mum's - their MMN is their surname!
. Anyone can go on free websites or have a free trial to find birth registers and if you know the quarter their births are registered - can find MMN with ease.

For companies that insist on a MMN - I use a family surname which is none of the MMNs of my parents or grandparents.

OP posts:
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LlynTegid · 23/08/2024 15:22

I agree and do not choose that.

Hattr · 23/08/2024 15:11

Just choose any name. They aren’t going to check!
And don’t enter any stupid facebook quizzes that ask information like that!

DancefloorAcrobatics · 23/08/2024 15:05

Usually you can choose a question from a drop down menue.
I never use real names. In the end it needs to be something that is only known by you...

PearlClutzsche · 23/08/2024 14:59

Think they’ve already stopped doing this; at least, I haven’t been asked it for a while. It’s all faces, passcodes and fingerprints these days.

When I was asked it I always gave MILs… DMs was Polish and had too many Z’s for comfort. If I’d had to speak it to someone over the phone they’d never have known how to spell it. Anyway, they’re not checking to see if it’s accurate, just checking you know a word you’ve chosen for security.

Jooleybooley · 23/08/2024 14:23

YANBU ive always thought it was a poor question as loads of friends would know it.

AgileGreenSeal · 23/08/2024 14:22

Just invent a name then.

creepywoman · 23/08/2024 14:21

Bollihobs · 23/08/2024 14:19

Why does it need to 'fade out' for the reason you've given?

I mean, there remains answer to that question, whether or not your mother ever married, so just give that answer. 🤷

Because it’s an outdated concept? It’s obviously a loaded question. @CitronellaDeVille explained it well with their post:

It’s the question itself and the meaning, culture and assumptions embedded in it. Plus as many have demonstrated, the sheer inappropriateness and irrelevance.

Bollihobs · 23/08/2024 14:19

ShamblesRock · 23/08/2024 08:17

Many places offer alternatives, but it will probably need to fade out as many will have mothers that didn't marry / change their name.

Why does it need to 'fade out' for the reason you've given?

I mean, there remains answer to that question, whether or not your mother ever married, so just give that answer. 🤷

garlictwist · 23/08/2024 14:18

My mum didn't marry my dad until I was 35 and even then didn't change her name. It's very old fashioned. Most women I know don't change their name on marriage so it will probably die out as a concept in the next few generations.

OldCrocks · 23/08/2024 13:54

I agree in principle, but now I come to think about it I haven't been asked for my MMN in years, so I think probably most institutions have already stopped doing it.

Nowadays I think you're mostly asked to give a choice of security questions and answers when you set up an account, e.g. first school, first pet, first car, middle name of oldest sibling.

itsgettingweird · 23/08/2024 13:41

I find it odd too.

I get asked for my mums maiden name for things.

My mum is dead.

I actually get caught out every time I'm asked and would prefer being asked for a memorable word.

Superscientist · 23/08/2024 13:19

I lie on all of those questions and have a key with what question I have actually answered. So I might use a siblings first name in place of mother maiden name and then first school as siblings name for example

MrsSlocombesCat · 23/08/2024 13:04

I have my mother’s surname (by my own choice) but to be honest I don’t really think it’s an issue. My son was on the phone yesterday and as he has autism I was next to him to help if needed. They asked him the question, he looked at me and I blurted out the name I use now rather than my actual maiden name, because it’s MY mothers maiden name 🤣 Probably just as well because it’s a much more common easier to pronounce name.

taxguru · 23/08/2024 12:59

I don't think the OP understands that it doesn't have to be the genuine maiden name. I've never used my mother's maiden name, even when that's the question. I used a different name. Same with other security questions - I never answer the question correctly, I always use a false name, i.e. first pet's name, childhood best friend, etc etc. No one is going to check that the answer you first give when setting up security questions is actually correct.

Ponderingwindow · 23/08/2024 12:56

the biggest reason is because the mother’s maiden name is decently likely to be the person’s surname.

Security questions are going the way of the do-do anyway. They only work if they are things that would never change, but can’t researched.

Zerro · 23/08/2024 12:49

At least it's factual and because of that it's easy to remember. Unlike "what is your favourite xyz". Some banks insist on three questions and they don't have three factual ones.

RosesAndHellebores · 23/08/2024 12:46

There are always other options:

Birthplace
First car
First pet's name
First best friend's name

It's a non issue.

afaloren · 23/08/2024 12:46

ShutTheFuckUpCakes · 23/08/2024 08:13

My mother wasn't married to my father, so I have her surname.

She did then marry my stepdad, but didn't change her name on marriage.

So her maiden name is the same as my surname anyway!

Me too, my surname is my mother’s maiden name. I’ve even had companies act like they don’t believe me!

TickingAlongNicely · 23/08/2024 12:44

The last time I needed to set a security answer it had about 20 options for questions. Street you grew up, first pet, old names, what you wanted to be when you grew up, favourite book... so plenty of options

TonTonMacoute · 23/08/2024 12:40

My mum's maiden name was very long and double barrelled. It's a pain so I just use something else.

WingsofRain · 23/08/2024 12:38

ReadWithScepticism · 23/08/2024 09:14

I always go for the maiden name of my first pet's mother. Double layer of security.

That’s actually very clever - I might use that! 😊

CitronellaDeVille · 23/08/2024 12:37

It’s not whether or not we give accurate answers that is the issue.

It’s the question itself and the meaning, culture and assumptions embedded in it. Plus as many have demonstrated, the sheer inappropriateness and irrelevance.

Soloadventurer · 23/08/2024 12:32

Boomer55 · 23/08/2024 08:12

I’ve never used my correct maiden name. I just thought of a name and use that.

This. I generally use a random word.

SerafinasGoose · 23/08/2024 12:31

It's the term 'maiden name' I find repugnant. It implies that a man's name is rightfully his whilst a woman's is an anachronistic announcement of her sexual status. If that means using their imagination to dream up a less nauseating security question then that's fine by me.

ErrolTheDragon · 23/08/2024 12:24

Surely no one actually uses their mother's 'maiden name' nowadays?

Ours are nearly all essentially extra passwords, which we keep track of in a coded form. The banks etc aren't in the least fazed when we have to look them up and decode them.

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